The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Vanguard Total Stock Market ETF ETF 922908769 38,131 184,483 SH   SOLE   0 0 184,483
iShares Core US Aggregate Bond ETF 464287226 30,930 271,723 SH   SOLE   0 0 271,723
iShares Russell 1000 ETF ETF 464287622 28,771 128,541 SH   SOLE   0 0 128,541
Vanguard Short-Term Corporate Bond ETF ETF 92206C409 15,388 186,523 SH   SOLE   0 0 186,523
iShares S&P Mid-Cap 400 Value ETF 464287705 13,018 127,717 SH   SOLE   0 0 127,717
Vanguard FTSE Developed Markets ETF 921943858 11,685 237,942 SH   SOLE   0 0 237,942
Vanguard World Fd Mega Growth ETF ETF 921910816 11,466 55,374 SH   SOLE   0 0 55,374
iShares Intermediate Corporate Bond ETF ETF 464288638 11,378 192,097 SH   SOLE   0 0 192,097
iShares S&P 500 Value ETF 464287408 8,273 58,576 SH   SOLE   0 0 58,576
iShares Core Total USD Bond Mkt ETF 46434V613 7,446 141,151 SH   SOLE   0 0 141,151
iShares Edge MSCI Min Vol USA ETF 46429B697 7,277 105,173 SH   SOLE   0 0 105,173
iShares Core S&P Total US Stk Mkt ETF 464287150 7,105 77,563 SH   SOLE   0 0 77,563
iShares Core S&P Small-Cap ETF ETF 464287804 5,901 54,376 SH   SOLE   0 0 54,376
Vanguard FTSE Emerging Market ETF ETF 922042858 5,822 111,848 SH   SOLE   0 0 111,848
iShares S&P 500 Growth ETF 464287309 2,176 33,418 SH   SOLE   0 0 33,418
iShares 0-5 Inv Grade Corp Bd Fd ETF ETF 46434V100 1,761 34,012 SH   SOLE   0 0 34,012
iShares Core MSCI Total Intl Stk ETF 46432F834 1,661 23,636 SH   SOLE   0 0 23,636
iShares iBoxx Inv Grade Corp Bd ETF 464287242 1,553 11,942 SH   SOLE   0 0 11,942
iShares Core MSCI EAFE ETF 46432F842 1,501 20,837 SH   SOLE   0 0 20,837
Apple COM 037833100 1,231 10,080 SH   SOLE   0 0 10,080
iShares Core MSCI Emer Mkt ETF 46434G103 1,223 19,006 SH   SOLE   0 0 19,006
iShares Russell 3000 ETF 464287689 1,204 5,076 SH   SOLE   0 0 5,076
Vanguard Small-Cap ETF ETF 922908751 1,153 5,385 SH   SOLE   0 0 5,385
iShares National Muni Bond ETF ETF 464288414 813 7,004 SH   SOLE   0 0 7,004
iShares iBonds Dec 2022 Term Muni Bd ETF 46435G755 652 24,746 SH   SOLE   0 0 24,746
iShares iBonds Dec 2021 Term Muni Bd ETF 46435G789 641 24,933 SH   SOLE   0 0 24,933
iShares iBonds Dec 2023 Term Muni Bd ETF 46435G318 535 20,455 SH   SOLE   0 0 20,455
Texas Instruments Inc COM 882508104 515 2,727 SH   SOLE   0 0 2,727
iShares ESG MSCI USA ETF ETF 46435G425 470 5,174 SH   SOLE   0 0 5,174
Northrup Grumman COM 666807102 455 1,405 SH   SOLE   0 0 1,405
UnitedHealth Group COM 91324P102 413 1,109 SH   SOLE   0 0 1,109
iShares ESG U.S. Aggregate Bond ETF ETF 46435U549 409 7,472 SH   SOLE   0 0 7,472
SPDR S&P 500 ETF Trust ETF 78462F103 409 1,031 SH   SOLE   0 0 1,031
iShares ESG MSCI USA Small-Cap ETF ETF 46435U663 345 8,939 SH   SOLE   0 0 8,939
Comcast Corp Class A COM 20030N101 304 5,626 SH   SOLE   0 0 5,626
Autodesk Inc COM 052769104 302 1,090 SH   SOLE   0 0 1,090
Microsoft Corp COM 594918104 289 1,227 SH   SOLE   0 0 1,227
Citrix Systems Inc COM 177376100 288 2,051 SH   SOLE   0 0 2,051
Vanguard Interm-Term Corp Bd ETF ETF 92206C870 285 3,060 SH   SOLE   0 0 3,060
Johnson & Johnson COM 478160104 275 1,671 SH   SOLE   0 0 1,671
Cerner Corp COM 156782104 266 3,700 SH   SOLE   0 0 3,700
Vanguard Total Bond Market ETF ETF 921937835 264 3,120 SH   SOLE   0 0 3,120
Verizon Communications COM 92343V104 261 4,496 SH   SOLE   0 0 4,496
Old Dominion Freight Line Inc Ordinary Shares COM 679580100 251 1,044 SH   SOLE   0 0 1,044
SPDR S&P 500 Fossil Fuel Rsrv Free ETF ETF 78468R796 249 2,539 SH   SOLE   0 0 2,539
Target Corp COM 87612E106 231 1,164 SH   SOLE   0 0 1,164
Vanguard Mid-Cap ETF ETF 922908629 216 978 SH   SOLE   0 0 978
Kansas City Southern COM 485170302 211 800 SH   SOLE   0 0 800
iShares iBonds Dec 2024 Term Muni Bd ETF 46435U697 204 7,570 SH   SOLE   0 0 7,570
Cirrus Logic Inc COM 172755100 203 2,400 SH   SOLE   0 0 2,400