The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Vanguard Total Stock Market ETF ETF 922908769 36,725 188,679 SH   SOLE   0 0 188,679
iShares Core US Aggregate Bond ETF 464287226 30,093 254,612 SH   SOLE   0 0 254,612
iShares Russell 1000 ETF ETF 464287622 27,459 129,624 SH   SOLE   0 0 129,624
Vanguard Short-Term Corporate Bond ETF ETF 92206C409 14,289 171,641 SH   SOLE   0 0 171,641
iShares Intermediate Corporate Bond ETF ETF 464288638 11,857 191,891 SH   SOLE   0 0 191,891
Vanguard World Fd Mega Growth ETF ETF 921910816 11,359 55,751 SH   SOLE   0 0 55,751
Vanguard FTSE Developed Markets ETF 921943858 11,302 239,400 SH   SOLE   0 0 239,400
iShares S&P Mid-Cap 400 Value ETF 464287705 11,873 137,581 SH   SOLE   0 0 137,581
iShares Core Total USD Bond Mkt ETF 46434V613 7,015 128,521 SH   SOLE   0 0 128,521
iShares Edge MSCI Min Vol USA ETF 46429B697 6,996 103,068 SH   SOLE   0 0 103,068
iShares S&P 500 Value ETF 464287408 7,454 58,222 SH   SOLE   0 0 58,222
iShares Core S&P Total US Stk Mkt ETF 464287150 6,660 77,245 SH   SOLE   0 0 77,245
Vanguard FTSE Emerging Market ETF ETF 922042858 5,674 113,232 SH   SOLE   0 0 113,232
iShares Core S&P Small-Cap ETF ETF 464287804 5,938 64,609 SH   SOLE   0 0 64,609
iShares S&P 500 Growth ETF 464287309 2,062 32,304 SH   SOLE   0 0 32,304
iShares 0-5 Inv Grade Corp Bd Fd ETF ETF 46434V100 1,762 33,735 SH   SOLE   0 0 33,735
iShares iBoxx Inv Grade Corp Bd ETF 464287242 1,664 12,044 SH   SOLE   0 0 12,044
iShares Core MSCI Total Intl Stk ETF 46432F834 1,576 23,463 SH   SOLE   0 0 23,463
iShares Core MSCI EAFE ETF 46432F842 1,453 21,030 SH   SOLE   0 0 21,030
Apple COM 037833100 1,338 10,080 SH   SOLE   0 0 10,080
iShares Russell 3000 ETF 464287689 1,152 5,152 SH   SOLE   0 0 5,152
iShares Core MSCI Emer Mkt ETF 46434G103 1,213 19,550 SH   SOLE   0 0 19,550
Vanguard Small-Cap ETF ETF 922908751 1,233 6,333 SH   SOLE   0 0 6,333
iShares National Muni Bond ETF ETF 464288414 822 7,012 SH   SOLE   0 0 7,012
iShares iBonds Dec 2022 Term Muni Bd ETF 46435G755 652 24,746 SH   SOLE   0 0 24,746
iShares iBonds Dec 2021 Term Muni Bd ETF 46435G789 643 24,933 SH   SOLE   0 0 24,933
Sarepta Therapeutics Inc. COM 803607100 738 4,328 SH   SOLE   0 0 4,328
iShares iBonds Dec 2023 Term Muni Bd ETF 46435G318 536 20,455 SH   SOLE   0 0 20,455
Northrup Grumman COM 666807102 428 1,405 SH   SOLE   0 0 1,405
iShares ESG MSCI USA ETF ETF 46435G425 422 4,907 SH   SOLE   0 0 4,907
UnitedHealth Group COM 91324P102 402 1,146 SH   SOLE   0 0 1,146
iShares ESG U.S. Aggregate Bond ETF ETF 46435U549 351 6,203 SH   SOLE   0 0 6,203
Verizon Communications COM 92343V104 264 4,496 SH   SOLE   0 0 4,496
Comcast Corp Class A COM 20030N101 295 5,626 SH   SOLE   0 0 5,626
Autodesk Inc COM 052769106 333 1,090 SH   SOLE   0 0 1,090
iShares ESG MSCI USA Small-Cap ETF ETF 46435U663 324 9,504 SH   SOLE   0 0 9,504
Vanguard Total Bond Market ETF ETF 921937835 246 2,795 SH   SOLE   0 0 2,795
SPDR S&P 500 ETF Trust ETF 78462F103 335 896 SH   SOLE   0 0 896
iShares iBonds Dec 2024 Term Muni Bd ETF 46435U697 205 7,570 SH   SOLE   0 0 7,570
Texas Instruments Inc COM 882508104 448 2,727 SH   SOLE   0 0 2,727
Cerner Corp COM 156782104 290 3,700 SH   SOLE   0 0 3,700
Microsoft Corp COM 594918104 273 1,227 SH   SOLE   0 0 1,227
Citrix Systems Inc COM 177376100 267 2,051 SH   SOLE   0 0 2,051
Johnson & Johnson COM 478160104 263 1,671 SH   SOLE   0 0 1,671
SPDR S&P 500 Fossil Fuel Rsrv Free ETF ETF 78468R796 219 2,360 SH   SOLE   0 0 2,360
Target Corp COM 87612E106 205 1,164 SH   SOLE   0 0 1,164
Old Dominion Freight Line Inc Ordinary Shares COM 679580100 204 1,044 SH   SOLE   0 0 1,044
Vanguard Mid-Cap ETF ETF 922908629 202 978 SH   SOLE   0 0 978