The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Vanguard Total Stock Market ETF ETF 922908769 31,650 185,837 SH   SOLE   0 0 185,837
iShares Core US Aggregate Bond ETF 464287226 28,804 243,976 SH   SOLE   0 0 243,976
iShares Russell 1000 ETF ETF 464287622 23,978 128,124 SH   SOLE   0 0 128,124
Vanguard Short-Term Corporate Bond ETF ETF 92206C409 13,759 166,069 SH   SOLE   0 0 166,069
iShares Intermediate Corporate Bond ETF ETF 464288638 11,293 185,711 SH   SOLE   0 0 185,711
Vanguard World Fd Mega Growth ETF ETF 921910816 10,146 54,724 SH   SOLE   0 0 54,724
Vanguard FTSE Developed Markets ETF 921943858 9,701 237,194 SH   SOLE   0 0 237,194
iShares S&P Mid-Cap 400 Value ETF 464287705 8,946 66,336 SH   SOLE   0 0 66,336
iShares Core Total USD Bond Mkt ETF 46434V613 6,893 126,750 SH   SOLE   0 0 126,750
iShares Edge MSCI Min Vol USA ETF 46429B697 6,382 100,144 SH   SOLE   0 0 100,144
iShares S&P 500 Value ETF 464287408 6,381 56,745 SH   SOLE   0 0 56,745
iShares Core S&P Total US Stk Mkt ETF 464287150 5,737 75,991 SH   SOLE   0 0 75,991
Vanguard FTSE Emerging Market ETF ETF 922042858 4,845 112,046 SH   SOLE   0 0 112,046
iShares Core S&P Small-Cap ETF ETF 464287804 4,313 61,412 SH   SOLE   0 0 61,412
iShares S&P 500 Growth ETF 464287309 1,850 8,004 SH   SOLE   0 0 8,004
iShares 0-5 Inv Grade Corp Bd Fd ETF ETF 46434V100 1,755 33,670 SH   SOLE   0 0 33,670
iShares iBoxx Inv Grade Corp Bd ETF 464287242 1,633 12,121 SH   SOLE   0 0 12,121
iShares Core MSCI Total Intl Stk ETF 46432F834 1,345 23,051 SH   SOLE   0 0 23,051
iShares Core MSCI EAFE ETF 46432F842 1,250 20,736 SH   SOLE   0 0 20,736
Apple COM 037833100 1,167 10,080 SH   SOLE   0 0 10,080
iShares Russell 3000 ETF 464287689 1,047 5,350 SH   SOLE   0 0 5,350
iShares Core MSCI Emer Mkt ETF 46434G103 1,031 19,524 SH   SOLE   0 0 19,524
Vanguard Small-Cap ETF ETF 922908751 975 6,340 SH   SOLE   0 0 6,340
iShares National Muni Bond ETF ETF 464288414 815 7,031 SH   SOLE   0 0 7,031
iShares iBonds Dec 2022 Term Muni Bd ETF 46435G755 656 24,746 SH   SOLE   0 0 24,746
iShares iBonds Dec 2021 Term Muni Bd ETF 46435G789 646 24,933 SH   SOLE   0 0 24,933
Sarepta Therapeutics Inc. COM 803607100 608 4,328 SH   SOLE   0 0 4,328
iShares iBonds Dec 2023 Term Muni Bd ETF 46435G318 538 20,455 SH   SOLE   0 0 20,455
Northrup Grumman COM 666807102 443 1,405 SH   SOLE   0 0 1,405
iShares ESG MSCI USA ETF ETF 46435G425 374 4,907 SH   SOLE   0 0 4,907
UnitedHealth Group COM 91324P102 352 1,130 SH   SOLE   0 0 1,130
iShares ESG U.S. Aggregate Bond ETF ETF 46435U549 349 6,186 SH   SOLE   0 0 6,186
Verizon Communications COM 92343V104 267 4,496 SH   SOLE   0 0 4,496
Comcast Corp Class A COM 20030N101 260 5,626 SH   SOLE   0 0 5,626
Autodesk Inc COM 052769106 252 1,090 SH   SOLE   0 0 1,090
iShares ESG MSCI USA Small-Cap ETF ETF 46435U663 252 9,504 SH   SOLE   0 0 9,504
Vanguard Total Bond Market ETF ETF 921937835 245 2,776 SH   SOLE   0 0 2,776
SPDR S&P 500 ETF Trust ETF 78462F103 239 714 SH   SOLE   0 0 714
iShares iBonds Dec 2024 Term Muni Bd ETF 46435U697 205 7,570 SH   SOLE   0 0 7,570