The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Vanguard Total Stock Market ETF ETF 922908769 31,288 199,882 SH   SOLE   0 0 199,882
iShares Core US Aggregate Bond ETF 464287226 25,271 213,779 SH   SOLE   0 0 213,779
iShares Russell 1000 ETF ETF 464287622 23,595 137,434 SH   SOLE   0 0 137,434
Vanguard Short-Term Corporate Bond ETF ETF 92206C409 12,201 147,608 SH   SOLE   0 0 147,608
iShares Intermediate Corporate Bond ETF ETF 464288638 10,384 171,978 SH   SOLE   0 0 171,978
Vanguard World Fd Mega Growth ETF ETF 921910816 10,353 63,315 SH   SOLE   0 0 63,315
Vanguard FTSE Developed Markets ETF 921943858 9,191 236,952 SH   SOLE   0 0 236,952
iShares S&P Mid-Cap 400 Value ETF 464287705 8,911 67,029 SH   SOLE   0 0 67,029
iShares Core Total USD Bond Mkt ETF 46434V613 6,657 122,533 SH   SOLE   0 0 122,533
iShares S&P 500 Value ETF 464287408 6,229 57,561 SH   SOLE   0 0 57,561
iShares Edge MSCI Min Vol USA ETF 46429B697 5,791 95,519 SH   SOLE   0 0 95,519
iShares Core S&P Total US Stk Mkt ETF 464287150 5,706 82,165 SH   SOLE   0 0 82,165
Vanguard FTSE Emerging Market ETF ETF 922042858 4,537 114,539 SH   SOLE   0 0 114,539
iShares Core S&P Small-Cap ETF ETF 464287804 4,340 63,548 SH   SOLE   0 0 63,548
iShares S&P 500 Growth ETF 464287309 1,923 9,269 SH   SOLE   0 0 9,269
iShares 0-5 Inv Grade Corp Bd Fd ETF ETF 46434V100 1,672 32,083 SH   SOLE   0 0 32,083
iShares iBoxx Inv Grade Corp Bd ETF 464287242 1,667 12,393 SH   SOLE   0 0 12,393
iShares Core MSCI Total Intl Stk ETF 46432F834 1,302 23,879 SH   SOLE   0 0 23,879
iShares Core MSCI EAFE ETF 46432F842 1,118 19,565 SH   SOLE   0 0 19,565
iShares Russell 3000 ETF 464287689 1,044 5,799 SH   SOLE   0 0 5,799
Apple COM 037833100 919 2,520 SH   SOLE   0 0 2,520
iShares Core MSCI Emer Mkt ETF 46434G103 917 19,257 SH   SOLE   0 0 19,257
Vanguard Small-Cap ETF ETF 922908751 914 6,270 SH   SOLE   0 0 6,270
iShares National Muni Bond ETF ETF 464288414 802 6,946 SH   SOLE   0 0 6,946
Sarepta Therapeutics Inc. COM 803607100 694 4,328 SH   SOLE   0 0 4,328
iShares iBonds Dec 2022 Term Muni Bd ETF 46435G755 654 24,746 SH   SOLE   0 0 24,746
iShares iBonds Dec 2021 Term Muni Bd ETF 46435G789 647 24,933 SH   SOLE   0 0 24,933
iShares iBonds Sep 2020 Term Muni Bd ETF 46434V571 613 24,035 SH   SOLE   0 0 24,035
iShares iBonds Dec 2023 Term Muni Bd ETF 46435G318 537 20,455 SH   SOLE   0 0 20,455
Northrup Grumman COM 666807102 432 1,405 SH   SOLE   0 0 1,405
iShares ESG U.S. Aggregate Bond ETF ETF 46435U549 360 6,370 SH   SOLE   0 0 6,370
iShares ESG MSCI USA ETF ETF 46435G425 358 5,109 SH   SOLE   0 0 5,109
UnitedHealth Group COM 91324P102 327 1,109 SH   SOLE   0 0 1,109
Autodesk Inc COM 052769106 261 1,090 SH   SOLE   0 0 1,090
Verizon Communications COM 92343V104 248 4,496 SH   SOLE   0 0 4,496
iShares ESG MSCI USA Small-Cap ETF ETF 46435U663 246 9,824 SH   SOLE   0 0 9,824
SPDR S&P 500 ETF Trust ETF 78462F103 238 772 SH   SOLE   0 0 772
Vanguard Total Bond Market ETF ETF 921937835 237 2,680 SH   SOLE   0 0 2,680
Comcast Corp Class A COM 20030N101 219 5,626 SH   SOLE   0 0 5,626
McDonald's Corp COM 580135101 209 1,132 SH   SOLE   0 0 1,132
iShares iBonds Dec 2024 Term Muni Bd ETF 46435U697 204 7,570 SH   SOLE   0 0 7,570