The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Vanguard Total Stock Market ETF ETF 922908769 25,585 198,468 SH   SOLE   0 0 198,468
iShares Core US Aggregate Bond ETF 464287226 24,014 208,150 SH   SOLE   0 0 208,150
iShares Russell 1000 ETF ETF 464287622 19,359 136,781 SH   SOLE   0 0 136,781
Vanguard Short-Term Corporate Bond ETF ETF 92206C409 11,492 145,282 SH   SOLE   0 0 145,282
iShares Intermediate Corporate Bond ETF ETF 464288638 9,253 168,485 SH   SOLE   0 0 168,485
Vanguard World Fd Mega Growth ETF ETF 921910816 7,848 61,753 SH   SOLE   0 0 61,753
iShares S&P Mid-Cap 400 Value ETF 464287705 7,333 66,812 SH   SOLE   0 0 66,812
Vanguard FTSE Developed Markets ETF 921943858 6,856 205,639 SH   SOLE   0 0 205,639
iShares Core Total USD Bond Mkt ETF 46434V613 6,583 125,400 SH   SOLE   0 0 125,400
iShares S&P 500 Value ETF 464287408 5,781 60,063 SH   SOLE   0 0 60,063
iShares Edge MSCI Min Vol USA ETF 46429B697 4,819 89,222 SH   SOLE   0 0 89,222
iShares Core S&P Total US Stk Mkt ETF 464287150 4,732 82,713 SH   SOLE   0 0 82,713
iShares Core S&P Small-Cap ETF ETF 464287804 4,020 71,644 SH   SOLE   0 0 71,644
Vanguard FTSE Emerging Market ETF ETF 922042858 3,947 117,646 SH   SOLE   0 0 117,646
iShares Core MSCI Total Intl Stk ETF 46432F834 2,345 49,885 SH   SOLE   0 0 49,885
iShares 0-5 Inv Grade Corp Bd Fd ETF ETF 46434V100 1,671 33,321 SH   SOLE   0 0 33,321
iShares iBoxx Inv Grade Corp Bd ETF 464287242 1,588 12,855 SH   SOLE   0 0 12,855
iShares S&P 500 Growth ETF 464287309 1,522 9,221 SH   SOLE   0 0 9,221
iShares Core MSCI EAFE ETF 46432F842 999 20,031 SH   SOLE   0 0 20,031
iShares Russell 3000 ETF 464287689 860 5,797 SH   SOLE   0 0 5,797
iShares National Muni Bond ETF ETF 464288414 798 7,060 SH   SOLE   0 0 7,060
Apple COM 037833100 641 2,520 SH   SOLE   0 0 2,520
iShares iBonds Dec 2022 Term Muni Bd ETF 46435G755 619 23,803 SH   SOLE   0 0 23,803
iShares iBonds Dec 2021 Term Muni Bd ETF 46435G789 612 23,973 SH   SOLE   0 0 23,973
iShares iBonds Sep 2020 Term Muni Bd ETF 46434V571 610 24,035 SH   SOLE   0 0 24,035
iShares Core MSCI Emer Mkt ETF 46434G103 602 14,875 SH   SOLE   0 0 14,875
iShares iBonds Dec 2023 Term Muni Bd ETF 46435G318 525 20,455 SH   SOLE   0 0 20,455
Northrup Grumman COM 666807102 425 1,405 SH   SOLE   0 0 1,405
Sarepta Therapeutics Inc. COM 803607100 307 3,135 SH   SOLE   0 0 3,135
United Health Group COM 91324P102 277 1,109 SH   SOLE   0 0 1,109
Verizon Communications COM 92343V104 242 4,496 SH   SOLE   0 0 4,496
Vanguard Total Bond Market ETF ETF 921937835 229 2,680 SH   SOLE   0 0 2,680