The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Vanguard Total Stock Market ETF ETF 922908769 32,285 197,314 SH   SOLE   0 0 197,314
iShares Core US Aggregate Bond ETF 464287226 30,343 270,028 SH   SOLE   0 0 270,028
iShares Russell 1000 ETF ETF 464287622 20,743 116,262 SH   SOLE   0 0 116,262
iShares S&P 500 Value ETF 464287408 14,921 114,701 SH   SOLE   0 0 114,701
Vanguard Short-Term Corporate Bond ETF ETF 92206C409 12,631 155,877 SH   SOLE   0 0 155,877
iShares Intermediate Corporate Bond ETF ETF 464288638 10,363 178,726 SH   SOLE   0 0 178,726
iShares S&P Mid-Cap 400 Value ETF 464287705 9,439 55,285 SH   SOLE   0 0 55,285
Vanguard World Fd Mega Growth ETF ETF 921910816 8,348 57,314 SH   SOLE   0 0 57,314
Vanguard FTSE Developed Markets ETF 921943858 8,328 189,010 SH   SOLE   0 0 189,010
iShares Core S&P Total US Stk Mkt ETF 464287150 7,324 100,762 SH   SOLE   0 0 100,762
iShares Core Total USD Bond Mkt ETF 46434V613 6,947 133,323 SH   SOLE   0 0 133,323
iShares Core S&P Small-Cap ETF ETF 464287804 4,523 53,938 SH   SOLE   0 0 53,938
Vanguard FTSE Emerging Market ETF ETF 922042858 4,251 95,598 SH   SOLE   0 0 95,598
iShares Core MSCI Total Intl Stk ETF 46432F834 3,335 53,882 SH   SOLE   0 0 53,882
iShares S&P 500 Growth ETF 464287309 2,287 11,812 SH   SOLE   0 0 11,812
iShares 0-5 Inv Grade Corp Bd Fd ETF ETF 46434V100 1,727 33,838 SH   SOLE   0 0 33,838
iShares iBoxx Inv Grade Corp Bd ETF 464287242 1,634 12,768 SH   SOLE   0 0 12,768
iShares Russell 3000 ETF 464287689 1,459 7,739 SH   SOLE   0 0 7,739
iShares Core MSCI EAFE ETF 46432F842 1,324 20,292 SH   SOLE   0 0 20,292
iShares Core MSCI Emer Mkt ETF 46434G103 865 16,089 SH   SOLE   0 0 16,089
iShares National Muni Bond ETF ETF 464288414 804 7,060 SH   SOLE   0 0 7,060
Apple COM 037833100 740 2,520 SH   SOLE   0 0 2,520
iShares iBonds Dec 2022 Term Muni Bd ETF 46435G755 623 23,803 SH   SOLE   0 0 23,803
iShares iBonds Dec 2021 Term Muni Bd ETF 46435G789 618 23,973 SH   SOLE   0 0 23,973
iShares iBonds Sep 2020 Term Muni Bd ETF 46434V571 613 24,035 SH   SOLE   0 0 24,035
iShares iBonds Dec 2023 Term Muni Bd ETF 46435G318 528 20,455 SH   SOLE   0 0 20,455
Northrup Grumman COM 666807102 483 1,405 SH   SOLE   0 0 1,405
United Health Group COM 91324P102 355 1,208 SH   SOLE   0 0 1,208
Sarepta Therapeutics Inc. COM 803607100 340 2,635 SH   SOLE   0 0 2,635
Vanguard Total Bond Market ETF ETF 921937835 323 3,855 SH   SOLE   0 0 3,855
Verizon Communications COM 92343V104 276 4,496 SH   SOLE   0 0 4,496
Comcast Corp COM 20030N101 253 5,626 SH   SOLE   0 0 5,626
McDonalds Corp COM 580135101 224 1,132 SH   SOLE   0 0 1,132
iShares iBonds Dec 2024 Term Muni Bd ETF 46435U697 200 7,570 SH   SOLE   0 0 7,570