The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
iShares Core US Aggregate Bond ETF 464287226 29,441 260,152 SH   SOLE   0 0 260,152
Vanguard Total Stock Market ETF ETF 922908769 29,046 192,360 SH   SOLE   0 0 192,360
iShares Russell 1000 ETF ETF 464287622 18,438 112,056 SH   SOLE   0 0 112,056
iShares S&P 500 Value ETF 464287408 13,384 112,343 SH   SOLE   0 0 112,343
Vanguard Short-Term Corporate Bond ETF ETF 92206C409 12,139 149,773 SH   SOLE   0 0 149,773
iShares Intermediate Corporate Bond ETF ETF 464288638 10,116 174,657 SH   SOLE   0 0 174,657
iShares S&P Mid-Cap 400 Value ETF 464287705 8,566 53,573 SH   SOLE   0 0 53,573
Vanguard FTSE Developed Markets ETF 921943858 7,620 185,494 SH   SOLE   0 0 185,494
Vanguard World Fd Mega Growth ETF ETF 921910816 7,564 57,019 SH   SOLE   0 0 57,019
iShares Core Total USD Bond Mkt ETF 46434V613 6,836 130,439 SH   SOLE   0 0 130,439
iShares Core S&P Total US Stk Mkt ETF 464287150 6,544 97,564 SH   SOLE   0 0 97,564
iShares Core S&P Small-Cap ETF ETF 464287804 3,926 50,443 SH   SOLE   0 0 50,443
Vanguard FTSE Emerging Market ETF ETF 922042858 3,594 89,281 SH   SOLE   0 0 89,281
iShares Core MSCI Total Intl Stk ETF 46432F834 3,148 54,498 SH   SOLE   0 0 54,498
iShares S&P 500 Growth ETF 464287309 2,094 11,632 SH   SOLE   0 0 11,632
iShares 0-5 Inv Grade Corp Bd Fd ETF ETF 46434V100 1,696 33,155 SH   SOLE   0 0 33,155
iShares iBoxx Inv Grade Corp Bd ETF 464287242 1,579 12,388 SH   SOLE   0 0 12,388
iShares Russell 3000 ETF 464287689 1,332 7,663 SH   SOLE   0 0 7,663
iShares Core MSCI EAFE ETF 46432F842 1,249 20,455 SH   SOLE   0 0 20,455
iShares National Muni Bond ETF ETF 464288414 796 6,978 SH   SOLE   0 0 6,978
iShares Core MSCI Emer Mkt ETF 46434G103 785 16,004 SH   SOLE   0 0 16,004
Apple COM 037833100 564 2,520 SH   SOLE   0 0 2,520
Northrup Grumman COM 666807102 527 1,405 SH   SOLE   0 0 1,405
iShares iBonds Dec 2023 Term Muni Bd ETF 46435G318 527 20,455 SH   SOLE   0 0 20,455
iShares iBonds Dec 2022 Term Muni Bd ETF 46435G755 522 19,980 SH   SOLE   0 0 19,980
iShares iBonds Dec 2021 Term Muni Bd ETF 46435G789 518 20,093 SH   SOLE   0 0 20,093
iShares iBonds Sep 2020 Term Muni Bd ETF 46434V571 514 20,119 SH   SOLE   0 0 20,119
Vanguard Total Bond Market ETF ETF 921937835 304 3,603 SH   SOLE   0 0 3,603
Verizon Communications COM 92343V104 271 4,496 SH   SOLE   0 0 4,496
Comcast Corp COM 20030N101 254 5,626 SH   SOLE   0 0 5,626
McDonalds Corp COM 580135101 243 1,132 SH   SOLE   0 0 1,132
United Health Group COM 91324P102 241 1,109 SH   SOLE   0 0 1,109