The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Vanguard Total Stock Market ETF ETF 922908769 27,743 191,717 SH   SOLE   0 0 191,717
iShares Core US Aggregate Bond ETF 464287226 26,639 244,235 SH   SOLE   0 0 244,235
iShares Russell 1000 ETF ETF 464287622 17,618 111,996 SH   SOLE   0 0 111,996
iShares S&P 500 Value ETF 464287408 12,668 112,366 SH   SOLE   0 0 112,366
Vanguard Short-Term Corporate Bond ETF ETF 92206C409 11,104 139,220 SH   SOLE   0 0 139,220
iShares Intermediate Corporate Bond ETF ETF 464288638 9,109 165,194 SH   SOLE   0 0 165,194
iShares S&P Mid-Cap 400 Value ETF 464287705 8,298 52,866 SH   SOLE   0 0 52,866
Vanguard Mega Cap Growth ETF ETF 921910816 7,172 57,673 SH   SOLE   0 0 57,673
Vanguard FTSE Developed Markets ETF 921943858 7,160 175,195 SH   SOLE   0 0 175,195
iShares Core Total USD Bond Mkt ETF 46434V613 6,691 132,227 SH   SOLE   0 0 132,227
iShares Core S&P Total US Stk Mkt ETF 464287150 6,117 94,987 SH   SOLE   0 0 94,987
iShares Core S&P Small-Cap ETF ETF 464287804 3,837 49,737 SH   SOLE   0 0 49,737
Vanguard FTSE Emerging Market ETF ETF 922042858 3,639 85,618 SH   SOLE   0 0 85,618
iShares Core MSCI Total Intl Stk ETF 46432F834 3,125 53,806 SH   SOLE   0 0 53,806
iShares S&P 500 Growth ETF 464287309 2,019 11,716 SH   SOLE   0 0 11,716
iShares 0-5 Inv Grade Corp Bd Fd ETF ETF 46434V100 1,687 33,443 SH   SOLE   0 0 33,433
iShares iBoxx Inv Grade Corp Bd ETF 464287242 1,521 12,778 SH   SOLE   0 0 12,778
iShares Russell 3000 ETF 464287689 1,339 8,035 SH   SOLE   0 0 8,035
iShares Core MSCI EAFE ETF 46432F842 1,277 21,016 SH   SOLE   0 0 21,016
iShares Core MSCI Emer Mkt ETF 46434G103 831 16,076 SH   SOLE   0 0 16,076
iShares National Muni Bond ETF ETF 464288414 788 7,086 SH   SOLE   0 0 7,086
iShares iBonds Dec 2023 Term Muni Bd ETF 46435G318 521 20,455 SH   SOLE   0 0 20,455
iShares iBonds Dec 2022 Term Muni Bd ETF 46435G755 518 19,980 SH   SOLE   0 0 19,980
iShares iBonds Dec 2021 Term Muni Bd ETF 46435G789 516 20,093 SH   SOLE   0 0 20,093
iShares iBonds Sep 2020 Term Muni Bd ETF 46434V571 513 20,119 SH   SOLE   0 0 20,119
iShares iBonds Sep 2019 Term Muni Bd ETF 46429B564 512 20,106 SH   SOLE   0 0 20,106
Apple COM 037833100 479 2,520 SH   SOLE   0 0 2,520
Northrup Grumman COM 666807102 379 1,405 SH   SOLE   0 0 1,405
Sarepta Therapeutics COM 803607100 314 2,635 SH   SOLE   0 0 2,635
Vanguard Total Bond Market ETF ETF 921937835 296 3,647 SH   SOLE   0 0 3,647
United Health Group COM 91324P102 274 1,109 SH   SOLE   0 0 1,109
Verizon Communications COM 92343V104 266 4,496 SH   SOLE   0 0 4,496
Comcast Corp COM 20030N101 225 5,632 SH   SOLE   0 0 5,632
McDonalds Corp COM 580135101 215 1,132 SH   SOLE   0 0 1,132