The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
iShares Core US Aggregate Bond ETF 464287226 25,456 239,048 SH   SOLE   0 0 239,048
Vanguard Total Stock Market ETF ETF 922908769 24,858 194,765 SH   SOLE   0 0 194,765
iShares Russell 1000 ETF ETF 464287622 13,651 98,430 SH   SOLE   0 0 98,430
iShares S&P 500 Value ETF 464287408 11,070 109,450 SH   SOLE   0 0 109,450
Vanguard FTSE Developed Markets ETF 921943858 10,503 283,087 SH   SOLE   0 0 283,087
Vanguard Short-Term Corporate Bond ETF ETF 92206C409 10,326 132,491 SH   SOLE   0 0 132,491
iShares Intermediate Corporate Bond ETF ETF 464288638 8,226 156,929 SH   SOLE   0 0 156,929
iShares S&P Mid-Cap 400 Value ETF 464287705 7,346 53,102 SH   SOLE   0 0 53,102
iShares Core Total USD Bond Mkt ETF 46434V613 6,399 129,934 SH   SOLE   0 0 129,934
Vanguard Mega Cap Growth ETF ETF 921910816 6,211 58,039 SH   SOLE   0 0 58,039
iShares Core S&P Total US Stk Mkt ETF 464287150 5,139 90,538 SH   SOLE   0 0 90,538
iShares Core MSCI Total Intl Stk ETF 46432F834 3,767 71,715 SH   SOLE   0 0 71,715
Vanguard FTSE Emerging Market ETF ETF 922042858 3,098 81,305 SH   SOLE   0 0 81,305
iShares 0-5 Inv Grade Corp Bd Fd ETF ETF 46434V100 1,649 33,297 SH   SOLE   0 0 33,297
iShares Core MSCI EAFE ETF 46432F842 1,596 29,015 SH   SOLE   0 0 29,015
iShares S&P 500 Growth ETF 464287309 1,432 9,505 SH   SOLE   0 0 9,505
iShares iBoxx Inv Grade Corp Bd ETF 464287242 1,322 11,715 SH   SOLE   0 0 11,715
iShares Russell 3000 ETF 464287689 1,253 8,528 SH   SOLE   0 0 8,528
Vanguard Total Bond Market ETF ETF 921937835 830 10,482 SH   SOLE   0 0 10,482
iShares Core MSCI Emer Mkt ETF 46434G103 809 17,148 SH   SOLE   0 0 17,148
iShares iBonds Dec 2023 Term Muni Bd ETF 46435G318 514 20,455 SH   SOLE   0 0 20,455
iShares iBonds Dec 2022 Term Muni Bd ETF 46435G755 512 19,980 SH   SOLE   0 0 19,980
iShares iBonds Dec 2021 Term Muni Bd ETF 46435G789 511 20,093 SH   SOLE   0 0 20,093
iShares iBonds Sep 2020 Term Muni Bd ETF 46434V571 510 20,119 SH   SOLE   0 0 20,119
iShares iBonds Sep 2019 Term Muni Bd ETF 46429B564 510 20,106 SH   SOLE   0 0 20,106
Apple COM 037833100 398 2,520 SH   SOLE   0 0 2,520
iShares National Muni Bond ETF ETF 464288414 349 3,200 SH   SOLE   0 0 3,200
Northrup Grumman COM 666807102 344 1,405 SH   SOLE   0 0 1,405
Sarepta Therapeutics COM 803607100 288 2,635 SH   SOLE   0 0 2,635
United Health Group COM 91324P102 276 1,109 SH   SOLE   0 0 1,109
Verizon Communications COM 92343V104 253 4,496 SH   SOLE   0 0 4,496
McDonalds Corp COM 580135101 201 1,132 SH   SOLE   0 0 1,132