The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
iShares Core US Aggregate Bond ETF 464287226 26,430 246,437 SH   SOLE   0 0 246,437
Vanguard Total Stock Market ETF ETF 922908769 26,100 192,308 SH   SOLE   0 0 192,308
iShares Russell 1000 ETF 464287622 14,338 97,633 SH   SOLE   0 0 97,633
Vanguard FTSE Developed Markets ETF ETF 921943858 14,119 319,079 SH   SOLE   0 0 319,079
Vanguard Short-Term Corporate Bond ETF ETF 92206C409 11,724 149,489 SH   SOLE   0 0 149,489
iShares S&P 500 Value ETF 464287408 11,717 107,160 SH   SOLE   0 0 107,160
iShares Intermediate Credit Bond ETF 464288638 8,889 82,893 SH   SOLE   0 0 82,893
iShares S&P Mid-Cap 400 Value ETF 464287705 8,012 51,858 SH   SOLE   0 0 51,858
Vanguard Mega Cap Growth ETF ETF 921910816 6,497 57,883 SH   SOLE   0 0 57,883
Vanguard Total Bond Market ETF ETF 921937835 5,382 67,339 SH   SOLE   0 0 67,339
iShares Core S&P Total Stk ETF 464287150 4,953 81,919 SH   SOLE   0 0 81,919
Vanguard FTSE Emerging Market ETF ETF 922042858 3,647 77,630 SH   SOLE   0 0 77,630
iShares Core MSCI Total ETF 46432F834 2,232 35,407 SH   SOLE   0 0 35,407
iShares S&P 500 Growth ETF 464287309 1,480 9,543 SH   SOLE   0 0 9,543
iShares Core MSCI EAFE ETF 46432F842 1,475 22,395 SH   SOLE   0 0 22,395
iShares Russell 3000 ETF 464287689 1,281 8,194 SH   SOLE   0 0 8,194
iShares Core MSCI Emer Mkt ETF 46434G103 1,034 17,699 SH   SOLE   0 0 17,699
Northrup Grumman COM 666807102 491 1,405 SH   SOLE   0 0 1,405
Apple COM 037833100 423 2,520 SH   SOLE   0 0 2,520
iShares National Muni Bond ETF ETF 464288414 317 2,907 SH   SOLE   0 0 2,907
iShares Core Total USD Bond Mkt ETF 46434V613 240 4,802 SH   SOLE   0 0 4,802
United Health Group COM 91324P102 237 1,109 SH   SOLE   0 0 1,109
Verizon Communications COM 92343V104 215 4,496 SH   SOLE   0 0 4,496