The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
iShares Core US Aggregate Bond ETF 464287226 26,473 241,738 SH   SOLE   0 0 241,738
Vanguard Total Stock Market ETF ETF 922908769 23,734 190,951 SH   SOLE   0 0 190,951
iShares Russell 1000 ETF 464287622 12,959 95,798 SH   SOLE   0 0 95,798
Vanguard FTSE Developed Markets ETF ETF 921943858 12,640 305,912 SH   SOLE   0 0 305,912
Vanguard Short-Term Corporate Bond ETF ETF 92206C409 12,551 156,806 SH   SOLE   0 0 156,806
iShares S&P 500 Value ETF 464287408 10,977 104,581 SH   SOLE   0 0 104,581
iShares Intermediate Credit Bond ETF 464288638 8,981 81,809 SH   SOLE   0 0 81,809
iShares S&P Mid-Cap 400 Value ETF 464287705 7,469 50,281 SH   SOLE   0 0 50,281
Vanguard Mega Cap Growth ETF ETF 921910816 5,835 58,313 SH   SOLE   0 0 58,313
iShares Core S&P Total Stk ETF 464287150 3,972 71,664 SH   SOLE   0 0 71,664
Vanguard Total Bond Market ETF ETF 921937835 3,160 38,621 SH   SOLE   0 0 38,621
Vanguard FTSE Emerging Market ETF ETF 922042858 3,034 74,320 SH   SOLE   0 0 74,320
iShares Core MSCI Total ETF 46432F834 1,955 34,078 SH   SOLE   0 0 34,078
iShares Russell 3000 ETF 464287689 1,393 9,672 SH   SOLE   0 0 9,672
iShares Core MSCI EAFE ETF 46432F842 1,234 20,264 SH   SOLE   0 0 20,264
iShares S&P 500 Growth ETF 464287309 1,198 8,757 SH   SOLE   0 0 8,757
iShares Core MSCI Emer Mkt ETF 46434G103 781 15,598 SH   SOLE   0 0 15,598
Apple COM 037833100 363 2,520 SH   SOLE   0 0 2,520
Northrup Grumman COM 666807102 361 1,405 SH   SOLE   0 0 1,405
United Health Group COM 91324P102 206 1,109 SH   SOLE   0 0 1,109