The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
iShares Core US Aggregate Bond ETF 464287226 18,833 169,014 SH   SOLE   0 0 169,014
Vanguard Total Stock Market ETF ETF 922908769 15,630 145,734 SH   SOLE   0 0 145,734
Vanguard Short-Term Corporate Bond ETF ETF 92206C409 14,323 178,563 SH   SOLE   0 0 178,563
Vanguard FTSE Developed Markets ETF ETF 921943858 12,514 314,195 SH   SOLE   0 0 314,195
iShares Intermediate Credit Bond ETF 464288638 7,291 65,876 SH   SOLE   0 0 65,876
Vanguard FTSE Emerging Markets ETF ETF 922042858 5,983 146,391 SH   SOLE   0 0 146,391
iShares S&P Mid-Cap 400 Value ETF 464287705 5,866 44,797 SH   SOLE   0 0 44,797
iShares Russell 1000 ETF 464287622 5,021 43,341 SH   SOLE   0 0 43,341
Vanguard Mega Cap Growth ETF ETF 921910816 4,904 58,841 SH   SOLE   0 0 58,841
Vanguard Dividend Appreciation ETF ETF 921908844 4,835 60,089 SH   SOLE   0 0 60,089
Vanguard FTSE Europe ETF ETF 922042874 3,810 70,274 SH   SOLE   0 0 70,274
iShares Russell 3000 ETF 464287689 3,308 26,708 SH   SOLE   0 0 26,708
Vanguard Global ex-US Real Estate ETF ETF 922042676 2,968 52,753 SH   SOLE   0 0 52,753
iShares Core MSCI Total Intl Stk ETF 46432F834 2,853 51,491 SH   SOLE   0 0 51,491
iShares Europe ETF 464287861 1,777 40,150 SH   SOLE   0 0 40,150
iShares S&P 500 Growth ETF 464287309 958 8,405 SH   SOLE   0 0 8,405
iShares MSCI ACWI ETF 464288257 699 11,647 SH   SOLE   0 0 11,647
iShares Select Dividend ETF 464287168 679 8,717 SH   SOLE   0 0 8,717