The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AIM ETF PRODUCTS TRUST US LRGCP B20 JUL 00888H406   300,637 7,685 SH   SOLE   0 0 7,685
ALBERTSONS COS INC COMMON STOCK 013091103   718,851 41,867 SH   SOLE   0 0 41,867
ALPHABET INC CAP STK CL A 02079K305   625,646 1,999 SH   SOLE   0 0 1,999
ALPHABET INC CAP STK CL C 02079K107   706,749 2,252 SH   SOLE   0 0 2,252
AMAZON COM INC COM 023135106   375,775 1,628 SH   SOLE   0 0 1,628
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802   227,012,508 2,415,798 SH   SOLE   0 0 2,415,798
AMERICAN CENTY ETF TR AVANTIS US SMALL 025072323   211,921,393 3,607,787 SH   SOLE   0 0 3,607,787
AMERICAN CENTY ETF TR US SML CP VALU 025072877   290,116,610 2,844,838 SH   SOLE   0 0 2,844,838
APPLE INC COM 037833100   1,368,198 5,033 SH   SOLE   0 0 5,033
ARISTA NETWORKS INC COM SHS 040413205   753,816 5,753 SH   SOLE   0 0 5,753
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   245,293 488 SH   SOLE   0 0 488
CAPITAL GROUP DIVIDEND VALUE SHS CREATION UNI 14020W106   34,437,999 789,138 SH   SOLE   0 0 789,138
CAPITAL GROUP GROWTH ETF SHS CREATION UNI 14020G101   12,642,983 284,304 SH   SOLE   0 0 284,304
CAPITAL GROUP INTL FOCUS EQT SHS CREATION UNI 14019W109   20,902,714 707,368 SH   SOLE   0 0 707,368
CHEVRON CORP NEW COM 166764100   1,561,596 10,246 SH   SOLE   0 0 10,246
COSTCO WHSL CORP NEW COM 22160K105   368,053 427 SH   SOLE   0 0 427
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   7,158,193 120,225 SH   SOLE   0 0 120,225
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   1,538,533 38,862 SH   SOLE   0 0 38,862
ELI LILLY & CO COM 532457108   290,457 270 SH   SOLE   0 0 270
EXXON MOBIL CORP COM 30231G102   1,959,637 16,284 SH   SOLE   0 0 16,284
HOME DEPOT INC COM 437076102   271,962 790 SH   SOLE   0 0 790
INGREDION INC COM 457187102   208,134 1,888 SH   SOLE   0 0 1,888
INTUIT COM 461202103   306,667 463 SH   SOLE   0 0 463
INVESCO EXCHANGE TRADED FD T DORSEY WRGT BASC 46137V704   212,487 1,929 SH   SOLE   0 0 1,929
ISHARES TR TIPS BD ETF 464287176   357,813 3,256 SH   SOLE   0 0 3,256
ISHARES TR CORE 80/20 AGGRE 464289859   1,025,991 11,456 SH   SOLE   0 0 11,456
ISHARES TR CORE S&P TTL STK 464287150   317,856 2,138 SH   SOLE   0 0 2,138
ISHARES TR EAFE SML CP ETF 464288273   916,211 11,818 SH   SOLE   0 0 11,818
ISHARES TR EAFE VALUE ETF 464288877   2,361,625 33,071 SH   SOLE   0 0 33,071
ISHARES TR RUSSELL 2000 ETF 464287655   289,000 1,174 SH   SOLE   0 0 1,174
ISHARES TR RUS MID CAP ETF 464287499   412,678 4,287 SH   SOLE   0 0 4,287
ISHARES TR RUS TP200 GR ETF 464289438   229,306 828 SH   SOLE   0 0 828
ISHARES TR CORE S&P MCP ETF 464287507   482,977 7,318 SH   SOLE   0 0 7,318
ISHARES TR MSCI USA VALUE 46432F388   641,683,561 4,693,071 SH   SOLE   0 0 4,693,071
ISHARES TR CORE S&P500 ETF 464287200   794,218 1,160 SH   SOLE   0 0 1,160
ISHARES TR CORE S&P US VLU 464287663   268,607 2,620 SH   SOLE   0 0 2,620
ISHARES TR RUS 1000 GRW ETF 464287614   835,895 1,766 SH   SOLE   0 0 1,766
ISHARES TR RUS 1000 VAL ETF 464287598   742,123 3,528 SH   SOLE   0 0 3,528
ISHARES TR RUS 2000 GRW ETF 464287648   597,162 1,849 SH   SOLE   0 0 1,849
JPMORGAN CHASE & CO. COM 46625H100   207,829 645 SH   SOLE   0 0 645
MICROSOFT CORP COM 594918104   1,031,305 2,132 SH   SOLE   0 0 2,132
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   30,236,262 301,338 SH   SOLE   0 0 301,338
PRECIGEN INC COM 74017N105   41,800 10,000 SH   SOLE   0 0 10,000
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524755   2,031,447 44,934 SH   SOLE   0 0 44,934
SCHWAB STRATEGIC TR US TIPS ETF 808524870   328,362 12,396 SH   SOLE   0 0 12,396
SCHWAB STRATEGIC TR US REIT ETF 808524847   233,229 11,165 SH   SOLE   0 0 11,165
SELECT SECTOR SPDR TR STATE STREET ENE 81369Y506   271,866 6,081 SH   SOLE   0 0 6,081
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871   254,191 6,221 SH   SOLE   0 0 6,221
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541   736,790 11,857 SH   SOLE   0 0 11,857
SPDR S&P 500 ETF TR TR UNIT 78462F103   3,581,468 5,252 SH   SOLE   0 0 5,252
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   1,060,754 1,758 SH   SOLE   0 0 1,758
SPDR SERIES TRUST STATE STREET SPD 78464A508   943,808 16,613 SH   SOLE   0 0 16,613
SPDR SERIES TRUST STATE STREET SPD 78464A854   1,041,897 12,988 SH   SOLE   0 0 12,988
T ROWE PRICE ETF INC GROWTH ETF 87283Q842   238,590,872 5,391,884 SH   SOLE   0 0 5,391,884
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   678,921 3,247 SH   SOLE   0 0 3,247
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   736,998 8,329 SH   SOLE   0 0 8,329
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   533,902 851 SH   SOLE   0 0 851
VANGUARD INDEX FDS GROWTH ETF 922908736   815,316 1,671 SH   SOLE   0 0 1,671
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,100,805 3,283 SH   SOLE   0 0 3,283
VANGUARD INDEX FDS LARGE CAP ETF 922908637   668,950 2,125 SH   SOLE   0 0 2,125
VANGUARD INDEX FDS SM CP VAL ETF 922908611   60,401,307 285,194 SH   SOLE   0 0 285,194
VANGUARD INDEX FDS VALUE ETF 922908744   707,503 3,704 SH   SOLE   0 0 3,704
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   277,730,193 1,937,698 SH   SOLE   0 0 1,937,698
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676   7,347,958 160,296 SH   SOLE   0 0 160,296
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   223,279 3,035 SH   SOLE   0 0 3,035
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   679,028 13,502 SH   SOLE   0 0 13,502
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   376,084 4,491 SH   SOLE   0 0 4,491
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   1,473,771 25,094 SH   SOLE   0 0 25,094
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   977,820 4,449 SH   SOLE   0 0 4,449
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   300,770 4,815 SH   SOLE   0 0 4,815
VANGUARD WELLINGTON FD SHORT TRM TAX EX 921935870   200,117 1,970 SH   SOLE   0 0 1,970
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794   316,260 3,514 SH   SOLE   0 0 3,514
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   654,860 4,563 SH   SOLE   0 0 4,563
VANGUARD WORLD FD ENERGY ETF 92204A306   822,011 6,528 SH   SOLE   0 0 6,528
VANGUARD WORLD FD MATERIALS ETF 92204A801   582,289 2,806 SH   SOLE   0 0 2,806
VISA INC COM CL A 92826C839   275,918 787 SH   SOLE   0 0 787
WISDOMTREE TR INTL QULTY DIV 97717X131   321,390 7,748 SH   SOLE   0 0 7,748
WISDOMTREE TR US LARGECAP DIVD 97717W307   329,255 3,738 SH   SOLE   0 0 3,738
WISDOMTREE TR US MIDCAP FUND 97717W570   1,164,572 17,434 SH   SOLE   0 0 17,434
WORLD GOLD TR SPDR GLD MINIS 98149E303   236,816 2,774 SH   SOLE   0 0 2,774