The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AIM ETF PRODUCTS TRUST US LRGCP B20 NOV 00888H844   283,437 9,152 SH   SOLE   0 0 9,152
ALBERTSONS COS INC COMMON STOCK 013091103   1,521,990 77,494 SH   SOLE   0 0 77,494
ALPHABET INC CAP STK CL A 02079K305   476,819 2,519 SH   SOLE   0 0 2,519
ALPHABET INC CAP STK CL C 02079K107   366,251 1,923 SH   SOLE   0 0 1,923
AMAZON COM INC COM 023135106   570,414 2,600 SH   SOLE   0 0 2,600
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802   158,311,548 2,432,568 SH   SOLE   0 0 2,432,568
AMERICAN CENTY ETF TR AVANTIS US SMALL 025072323   182,727,729 3,361,437 SH   SOLE   0 0 3,361,437
AMERICAN CENTY ETF TR US SML CP VALU 025072877   260,135,340 2,694,865 SH   SOLE   0 0 2,694,865
APPLE INC COM 037833100   1,764,878 7,048 SH   SOLE   0 0 7,048
ARISTA NETWORKS INC COM SHS 040413205   656,548 5,940 SH   SOLE   0 0 5,940
CAPITAL GROUP DIVIDEND VALUE SHS CREATION UNI 14020W106   11,428,060 324,108 SH   SOLE   0 0 324,108
CAPITAL GROUP GROWTH ETF SHS CREATION UNI 14020G101   5,549,030 149,288 SH   SOLE   0 0 149,288
CAPITAL GROUP INTL FOCUS EQT SHS CREATION UNI 14019W109   7,554,744 306,232 SH   SOLE   0 0 306,232
COSTCO WHSL CORP NEW COM 22160K105   380,920 416 SH   SOLE   0 0 416
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   6,609,613 118,750 SH   SOLE   0 0 118,750
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   1,341,156 38,773 SH   SOLE   0 0 38,773
ELI LILLY & CO COM 532457108   208,192 270 SH   SOLE   0 0 270
EXXON MOBIL CORP COM 30231G102   1,027,217 9,549 SH   SOLE   0 0 9,549
HESS CORP COM 42809H107   336,943 2,533 SH   SOLE   0 0 2,533
HOME DEPOT INC COM 437076102   504,384 1,297 SH   SOLE   0 0 1,297
INGREDION INC COM 457187102   256,453 1,864 SH   SOLE   0 0 1,864
INTUIT COM 461202103   505,068 804 SH   SOLE   0 0 804
ISHARES TR TIPS BD ETF 464287176   498,729 4,681 SH   SOLE   0 0 4,681
ISHARES TR CORE S&P TTL STK 464287150   287,557 2,236 SH   SOLE   0 0 2,236
ISHARES TR EAFE SML CP ETF 464288273   823,080 13,549 SH   SOLE   0 0 13,549
ISHARES TR EAFE VALUE ETF 464288877   1,677,327 31,967 SH   SOLE   0 0 31,967
ISHARES TR RUS MID CAP ETF 464287499   238,309 2,696 SH   SOLE   0 0 2,696
ISHARES TR CORE S&P MCP ETF 464287507   452,264 7,258 SH   SOLE   0 0 7,258
ISHARES TR MSCI USA VALUE 46432F388   484,549,308 4,588,101 SH   SOLE   0 0 4,588,101
ISHARES TR CORE S&P500 ETF 464287200   675,030 1,147 SH   SOLE   0 0 1,147
ISHARES TR CORE S&P US VLU 464287663   251,531 2,717 SH   SOLE   0 0 2,717
ISHARES TR RUS 1000 GRW ETF 464287614   715,607 1,782 SH   SOLE   0 0 1,782
ISHARES TR RUS 1000 VAL ETF 464287598   642,117 3,468 SH   SOLE   0 0 3,468
ISHARES TR RUS 2000 GRW ETF 464287648   532,105 1,849 SH   SOLE   0 0 1,849
MICROSOFT CORP COM 594918104   880,447 2,089 SH   SOLE   0 0 2,089
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   58,001,638 578,051 SH   SOLE   0 0 578,051
PROCTER AND GAMBLE CO COM 742718109   447,100 2,667 SH   SOLE   0 0 2,667
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524755   1,449,463 43,645 SH   SOLE   0 0 43,645
SCHWAB STRATEGIC TR US TIPS ETF 808524870   392,153 15,182 SH   SOLE   0 0 15,182
SCHWAB STRATEGIC TR US REIT ETF 808524847   235,127 11,165 SH   SOLE   0 0 11,165
SELECT SECTOR SPDR TR ENERGY 81369Y506   285,580 3,334 SH   SOLE   0 0 3,334
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871   227,298 7,336 SH   SOLE   0 0 7,336
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541   653,546 13,134 SH   SOLE   0 0 13,134
SPDR S&P 500 ETF TR TR UNIT 78462F103   3,177,685 5,422 SH   SOLE   0 0 5,422
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   1,116,265 1,960 SH   SOLE   0 0 1,960
SPDR SER TR PRTFLO S&P500 VL 78464A508   844,532 16,514 SH   SOLE   0 0 16,514
SPDR SER TR PORTFOLIO S&P500 78464A854   900,081 13,056 SH   SOLE   0 0 13,056
T ROWE PRICE ETF INC GROWTH ETF 87283Q842   208,061,416 5,494,096 SH   SOLE   0 0 5,494,096
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   684,560 3,603 SH   SOLE   0 0 3,603
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   639,359 7,177 SH   SOLE   0 0 7,177
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   483,040 896 SH   SOLE   0 0 896
VANGUARD INDEX FDS SMALL CP ETF 922908751   216,527 901 SH   SOLE   0 0 901
VANGUARD INDEX FDS GROWTH ETF 922908736   654,733 1,595 SH   SOLE   0 0 1,595
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,050,439 3,625 SH   SOLE   0 0 3,625
VANGUARD INDEX FDS LARGE CAP ETF 922908637   805,594 2,987 SH   SOLE   0 0 2,987
VANGUARD INDEX FDS SM CP VAL ETF 922908611   56,007,431 282,609 SH   SOLE   0 0 282,609
VANGUARD INDEX FDS VALUE ETF 922908744   598,536 3,535 SH   SOLE   0 0 3,535
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   220,831,181 1,928,994 SH   SOLE   0 0 1,928,994
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676   6,484,588 163,918 SH   SOLE   0 0 163,918
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   623,215 12,432 SH   SOLE   0 0 12,432
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   347,795 4,333 SH   SOLE   0 0 4,333
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   926,197 4,730 SH   SOLE   0 0 4,730
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   224,978 4,705 SH   SOLE   0 0 4,705
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794   238,530 3,514 SH   SOLE   0 0 3,514
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   629,399 4,933 SH   SOLE   0 0 4,933
VANGUARD WORLD FD ENERGY ETF 92204A306   755,389 6,227 SH   SOLE   0 0 6,227
VANGUARD WORLD FD MATERIALS ETF 92204A801   526,490 2,803 SH   SOLE   0 0 2,803
VISA INC COM CL A 92826C839   490,087 1,551 SH   SOLE   0 0 1,551
WISDOMTREE TR INTL QULTY DIV 97717X131   265,061 7,748 SH   SOLE   0 0 7,748
WISDOMTREE TR US LARGECAP DIVD 97717W307   290,790 3,738 SH   SOLE   0 0 3,738
WISDOMTREE TR US MIDCAP FUND 97717W570   1,089,782 17,434 SH   SOLE   0 0 17,434