The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Company COM 88579Y101 352 1,690 SH   SOLE   0 0 1,690
Accenture PLC SHS CLASS A G1151C101 1,170 9,460 SH   SOLE   0 0 9,460
ALPS Alerian MLP ETF ALERIAN MLP 00162Q866 1,192 99,668 SH   SOLE   0 0 99,668
Altria Group Inc. COM 02209S103 11,813 158,625 SH   SOLE   0 0 158,625
American Electric Power Co Inc. COM 025537101 590 8,496 SH   SOLE   0 0 8,496
American Express Co. COM 025816109 590 7,002 SH   SOLE   0 0 7,002
AmeriGas Partners LP UNIT L P INT 030975106 9,240 204,569 SH   SOLE   0 0 204,569
Ameriprise Financial, Inc. COM 03076C106 344 2,700 SH   SOLE   0 0 2,700
Apple, Inc. COM 037833100 6,238 43,310 SH   SOLE   0 0 43,310
AT&T, Inc. COM 00206R102 1,837 48,681 SH   SOLE   0 0 48,681
Blackrock Inc COM 09247X101 364 861 SH   SOLE   0 0 861
Bristol-Myers Squibb Co. COM 110122108 587 10,540 SH   SOLE   0 0 10,540
Buckeye Partners, L.P. UNIT LTD PARTN 118230101 938 14,679 SH   SOLE   0 0 14,679
Calamos Strategic Total Return Fund COM SH BEN INT 128125101 2,120 180,550 SH   SOLE   0 0 180,550
CBS Corporation CL B 124857202 406 6,365 SH   SOLE   0 0 6,365
Charter Communications Inc., DEl Cl A CL A 16119P108 326 968 SH   SOLE   0 0 968
Chevron Corporation COM 166764100 943 9,036 SH   SOLE   0 0 9,036
Cisco Systems, Inc. COM 17275R102 210 6,700 SH   SOLE   0 0 6,700
Comcast Corp Cl A CL A 20030N101 772 19,844 SH   SOLE   0 0 19,844
Customers Bancorp, Inc. COM 23204G100 8,382 296,387 SH   SOLE   0 0 296,387
Danaher Corp COM 235851102 2,292 27,161 SH   SOLE   0 0 27,161
DCP Midstream LP COM UT LTD PTN 23311P100 1,785 52,755 SH   SOLE   0 0 52,755
Dentsply Sirona Inc COM 24906P109 2,284 35,231 SH   SOLE   0 0 35,231
Eaton Vance Enhanced Equity Income II COM 278277108 225 15,500 SH   SOLE   0 0 15,500
Enbridge Energy Management LLC SHS UNITS LLI 29250X103 168 10,924 SH   SOLE   0 0 10,924
Enterprise Products Partners LP COM 293792107 5,323 196,582 SH   SOLE   0 0 196,582
Exxon Mobil Corporation COM 30231G102 1,425 17,651 SH   SOLE   0 0 17,651
Facebook Inc. Class A CL A 30303M102 339 2,245 SH   SOLE   0 0 2,245
Fiduciary-Claymore MLP Oppty Fund COM 31647Q106 228 16,227 SH   SOLE   0 0 16,227
Fortive Corp Com COM 34959J108 839 13,236 SH   SOLE   0 0 13,236
General Electric Co. COM 369604103 857 31,739 SH   SOLE   0 0 31,739
Intel Corporation COM 458140100 236 7,004 SH   SOLE   0 0 7,004
Intl Business Mach Corp. COM 459200101 380 2,471 SH   SOLE   0 0 2,471
iShares MSCI EAFE Index MSCI EAFE ETF 464287465 2,185 33,506 SH   SOLE   0 0 33,506
iShares Russell 1000 RUS 1000 ETF 464287622 946 6,993 SH   SOLE   0 0 6,993
iShares Russell 1000 Growth RUSSELL1000GRW 464287614 4,508 37,873 SH   SOLE   0 0 37,873
iShares Russell 1000 Value RUS 1000 VAL ETF 464287598 4,856 41,710 SH   SOLE   0 0 41,710
iShares Russell 2000 RUSSELL 2000 464287655 1,018 7,224 SH   SOLE   0 0 7,224
iShares Russell 2000 Value RUS 2000 VAL ETF 464287630 282 2,373 SH   SOLE   0 0 2,373
iShares Russell Midcap RUSSELL MIDCAP 464287499 336 1,751 SH   SOLE   0 0 1,751
iShares Russell Midcap Value RUSSELL MCP VL 464287473 770 9,163 SH   SOLE   0 0 9,163
iShares S&P 500 S&P 500 INDEX 464287200 5,995 24,629 SH   SOLE   0 0 24,629
iShares S&P Midcap 400 CORE S&P MCP ETF 464287507 901 5,180 SH   SOLE   0 0 5,180
Johnson & Johnson COM 478160104 2,971 22,461 SH   SOLE   0 0 22,461
JP Morgan Chase & Co. COM 46625H100 474 5,189 SH   SOLE   0 0 5,189
Kinder Morgan Inc. COM 49456B101 1,325 69,167 SH   SOLE   0 0 69,167
M & T Bank Corp COM 55261F104 224 1,384 SH   SOLE   0 0 1,384
Magellan Midstream Partners LP COM UNIT RP LP 559080106 2,285 32,066 SH   SOLE   0 0 32,066
Merck & Co., Inc. COM 58933Y105 584 9,109 SH   SOLE   0 0 9,109
Microsoft Corp. COM 594918104 1,168 16,952 SH   SOLE   0 0 16,952
MPLX LP COM UNIT REP LTD 55336V100 1,891 56,628 SH   SOLE   0 0 56,628
New York REIT Inc. COM 64976L109 6,932 802,368 SH   SOLE   0 0 802,368
NextEra Energy Inc. COM 65339F101 315 2,250 SH   SOLE   0 0 2,250
Nuveen PA Inv Quality Muni COM 670972108 174 13,000 SH   SOLE   0 0 13,000
Nvidia Corporation COM 67066G104 365 2,528 SH   SOLE   0 0 2,528
Oracle Corp. COM 68389X105 247 4,924 SH   SOLE   0 0 4,924
People's United Financial Inc. COM 712704105 2,153 121,906 SH   SOLE   0 0 121,906
Pepsico, Inc. COM 713448108 3,660 31,691 SH   SOLE   0 0 31,691
Pfizer, Inc. COM 717081103 343 10,206 SH   SOLE   0 0 10,206
Philip Morris International Inc. COM 718172109 835 7,112 SH   SOLE   0 0 7,112
PIMCO Enhanced Short Maturity Active ETF ENHAN SHRT MA AC 72201R833 1,155 11,350 SH   SOLE   0 0 11,350
PNC Financial Services Group COM 693475105 236 1,889 SH   SOLE   0 0 1,889
PPG Industries Inc. COM 693506107 528 4,800 SH   SOLE   0 0 4,800
Procter & Gamble Co. COM 742718109 3,357 38,524 SH   SOLE   0 0 38,524
Realty Income Corp. COM 756109104 539 9,760 SH   SOLE   0 0 9,760
Schwab Short-Term US Treasury ETF SHT TM US TRES 808524862 1,596 31,652 SH   SOLE   0 0 31,652
Schwab U.S. Large Cap Growth US LCAP GR ETF 808524300 303 4,797 SH   SOLE   0 0 4,797
Schwab US Aggregate Bond ETF US AGGREGATE B 808524839 4,446 85,086 SH   SOLE   0 0 85,086
Schwab US Broad Market ETF US BRD MKT ETF 808524102 5,168 88,396 SH   SOLE   0 0 88,396
SPDR Dow Jones Industrial Average ETF UT SER 1 78467X109 247 1,158 SH   SOLE   0 0 1,158
SPDR Gold Shares GOLD SHS 78463V107 283 2,400 SH   SOLE   0 0 2,400
SPDR MSCI ACWI ex-US ETF MSCI ACWI EXUS 78463X848 2,071 58,069 SH   SOLE   0 0 58,069
SPDR S&P 500 ETF TR UNIT 78462F103 4,745 19,623 SH   SOLE   0 0 19,623
SPDR S&P Dividend ETF S&P DIVID ETF 78464A763 3,757 42,266 SH   SOLE   0 0 42,266
SPDR S&P Regional Banking ETF S&P REGL BKG 78464A698 594 10,816 SH   SOLE   0 0 10,816
Synopsys Corp COM 871607107 228 3,125 SH   SOLE   0 0 3,125
Target Corporation COM 87612E106 392 7,496 SH   SOLE   0 0 7,496
Texas Instruments, Inc. COM 882508104 734 9,536 SH   SOLE   0 0 9,536
The Blackstone Group L.P. COM UNIT LTD 09253U108 405 12,150 SH   SOLE   0 0 12,150
The Hershey Company COM 427866108 693 6,457 SH   SOLE   0 0 6,457
United Health Group COM 91324P102 417 2,249 SH   SOLE   0 0 2,249
United Technologies COM 913017109 609 4,989 SH   SOLE   0 0 4,989
Vanguard 500 ETF S&P 500 ETF SHS 922908363 35,483 159,791 SH   SOLE   0 0 159,791
Vanguard Dividend Appreciation Index ETF DIV APP ETF 921908844 222 2,401 SH   SOLE   0 0 2,401
Vanguard FTSE All-World ex-US ETF ALLWRLD EX US 922042775 17,549 350,778 SH   SOLE   0 0 350,778
Vanguard Growth ETF GROWTH ETF 922908736 252 1,985 SH   SOLE   0 0 1,985
Vanguard Large Cap ETF LARGE CAP ETF 922908637 311 2,800 SH   SOLE   0 0 2,800
Vanguard Mid-Cap Growth ETF MCAP GR IDXVIP 922908538 202 1,718 SH   SOLE   0 0 1,718
Vanguard Short Term Bond ETF SHORT TRM BOND 921937827 41,055 514,153 SH   SOLE   0 0 514,153
Vanguard Total Stock Mkt TOTAL STK MKT 922908769 254 2,040 SH   SOLE   0 0 2,040
Vanguard Value ETF VALUE ETF 922908744 245 2,541 SH   SOLE   0 0 2,541
Ventas Inc COM 92276F100 826 11,894 SH   SOLE   0 0 11,894
VEREIT, Inc. Cl A COM 92339V100 758 93,151 SH   SOLE   0 0 93,151
Wells Fargo & Co. COM 949746101 265 4,786 SH   SOLE   0 0 4,786
WisdomTree LargeCap Div Fund LARGECAP DIVID 97717W307 511 6,077 SH   SOLE   0 0 6,077