The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
1/100 Berkshire Htwy Cla COM 084670108   680,920 100 SH   SOLE   0 0 100
Abbott Laboratories COM 002824100   425,972 3,766 SH   SOLE   0 0 3,766
Abbvie Inc COM 00287Y109   956,559 5,383 SH   SOLE   0 0 5,383
Accenture Plc Cl A COM G1151C101   662,069 1,882 SH   SOLE   0 0 1,882
Amazon Com Inc COM 023135106   3,054,128 13,921 SH   SOLE   0 0 13,921
Apple Computer Inc ETF 037833100   8,245,791 32,928 SH   SOLE   0 0 32,928
AURORA INNOVATION CL A ORD COM 051774107   120,462 19,121 SH   SOLE   0 0 19,121
Avantis Emerging Markets EQ ETF COM 025072604   21,336,733 362,931 SH   SOLE   0 0 362,931
Avantis International Equity ETF COM 025072703   41,356,036 673,880 SH   SOLE   0 0 673,880
Avantis Real Estate ETF COM 025072356   302,579 7,218 SH   SOLE   0 0 7,218
Avantis Responsible International Equity ETF COM 025072299   636,088 11,424 SH   SOLE   0 0 11,424
Avantis Responsible US Equity ETF ETF 025072281   1,587,582 24,010 SH   SOLE   0 0 24,010
Avantis U.S. Equity ETF ETF 025072885   562,679 5,805 SH   SOLE   0 0 5,805
Avantis US Small Cap Value ETF ETF 025072877   4,623,111 47,893 SH   SOLE   0 0 47,893
Berkshire Hathaway B New COM 084670702   1,023,053 2,257 SH   SOLE   0 0 2,257
Blackstone Group Lp ETF 09260D107   523,735 3,038 SH   SOLE   0 0 3,038
Carvana Co COM 146869102   708,506 3,484 SH   SOLE   0 0 3,484
Costco Whsl Corp New COM 22160K105   343,601 375 SH   SOLE   0 0 375
Deere & Co COM 244199105   346,587 818 SH   SOLE   0 0 818
DFA Core Emerging Mkt ETF ETF 25434V302   17,931,459 706,798 SH   SOLE   0 0 706,798
DFA Int'l Core Equity ETF ETF 25434V203   10,473,923 358,696 SH   SOLE   0 0 358,696
DFA National Muni ETF 25434V849   242,337 5,073 SH   SOLE   0 0 5,073
DFA Tax Managed Intl COM 25434V807   1,969,850 55,520 SH   SOLE   0 0 55,520
DFA Tax-Managed US Marketwide Value II ETF 25434V724   12,459,813 304,492 SH   SOLE   0 0 304,492
DFA U.S. Equity ETF ETF 25434V401   786,484 12,337 SH   SOLE   0 0 12,337
DFA U.S. Small Cap (TM) ETF 25434V500   413,388 6,352 SH   SOLE   0 0 6,352
DFA U.S. Small Cap Value (TM) ETF 25434V609   4,076,538 73,240 SH   SOLE   0 0 73,240
DFA US Core Equity ETF ETF 25434V104   7,080,486 174,870 SH   SOLE   0 0 174,870
Dimensional Short-Duration Fixed Inc ETF ETF 25434V864   26,438,333 563,958 SH   SOLE   0 0 563,958
Dimensional US Large Cap Value ETF ETF 25434V666   16,264,728 541,616 SH   SOLE   0 0 541,616
Dimensional US Real Estate ETF ETF 25434V823   686,837 29,516 SH   SOLE   0 0 29,516
Dimensional US Small Cap Value ETF ETF 25434V815   11,662,490 378,898 SH   SOLE   0 0 378,898
DTE Energy Company COM 233331107   227,576 1,885 SH   SOLE   0 0 1,885
Eaton Corporation ETF G29183103   208,082 627 SH   SOLE   0 0 627
Emerson Elec Co COM 291011104   206,839 1,669 SH   SOLE   0 0 1,669
Enbridge Inc COM 29250N105   251,143 5,919 SH   SOLE   0 0 5,919
Exxon Mobil Corporation COM 30231G102   682,984 6,349 SH   SOLE   0 0 6,349
Fidelity Small-Mid Multifactor ETF ETF 316092527   466,859 11,340 SH   SOLE   0 0 11,340
Goldman Sachs Group Inc COM 38141G104   321,240 561 SH   SOLE   0 0 561
Google Inc. Class A COM 02079K305   735,620 3,886 SH   SOLE   0 0 3,886
Google Inc. Class C COM 02079K107   287,846 1,511 SH   SOLE   0 0 1,511
Home Depot Inc COM 437076102   318,264 818 SH   SOLE   0 0 818
Invesco QQQ Trust ETF 46090E103   1,432,731 2,803 SH   SOLE   0 0 2,803
Invesco S&P MidCap Momentum ETF ETF 46137V464   244,342 1,978 SH   SOLE   0 0 1,978
ISHARES 0 TO 3 MNTH TREASURY BND ETF ETF 46436E718   3,608,187 35,967 SH   SOLE   0 0 35,967
iShares 1-3 Year Treasury Bond ETF ETF 464287457   497,701 6,071 SH   SOLE   0 0 6,071
iShares 1-5 Year Investment Grade Corporate Bond ETF ETF 464288646   5,464,587 105,698 SH   SOLE   0 0 105,698
iShares 5-10 Year Investment Grade Corporate Bond ETF ETF 464288638   1,488,381 28,895 SH   SOLE   0 0 28,895
iShares Aggregate Bond Fd COM 464287226   762,603 7,870 SH   SOLE   0 0 7,870
iShares Broad USD High Yield Corp Bd ETF ETF 46435U853   232,554 6,321 SH   SOLE   0 0 6,321
iShares C&S Real Estate ETF 464287564   272,496 4,522 SH   SOLE   0 0 4,522
iShares Core 1-5 Year USD Bond ETF ETF 46432F859   698,732 14,627 SH   SOLE   0 0 14,627
iShares Core MSCI Emerging Markets ETF ETF 46434G103   1,443,361 27,640 SH   SOLE   0 0 27,640
iShares Core S&P 500 ETF COM 464287200   22,333,465 37,938 SH   SOLE   0 0 37,938
iShares Core S&P Mid-Cap ETF ETF 464287507   2,551,595 40,950 SH   SOLE   0 0 40,950
iShares Core S&P Small-Cap ETF ETF 464287804   2,338,851 20,299 SH   SOLE   0 0 20,299
iShares Core S&P Total US Stock Mkt ETF COM 464287150   4,163,808 32,373 SH   SOLE   0 0 32,373
iShares Core Total USD Bond Market ETF ETF 46434V613   25,302,979 559,800 SH   SOLE   0 0 559,800
iShares ESG U.S. Aggregate Bond ETF ETF 46435U549   413,455 8,903 SH   SOLE   0 0 8,903
Ishares Floating Rate ETF 46429B655   32,616,100 641,040 SH   SOLE   0 0 641,040
iShares Global REIT ETF ETF 46434V647   18,508,988 772,173 SH   SOLE   0 0 772,173
Ishares High Yield ETF 46434V407   740,136 17,370 SH   SOLE   0 0 17,370
iShares MBS Bond Fd ETF 464288588   917,900 10,012 SH   SOLE   0 0 10,012
iShares MSCI EAFE ETF ETF 464287465   1,096,734 14,505 SH   SOLE   0 0 14,505
iShares MSCI Emerging Markets ETF ETF 464287234   444,254 10,623 SH   SOLE   0 0 10,623
iShares National Muni Bond ETF ETF 464288414   16,795,157 157,627 SH   SOLE   0 0 157,627
iShares Russell 1000 ETF ETF 464287622   1,198,338 3,720 SH   SOLE   0 0 3,720
iShares Russell Mid-Cap ETF ETF 464287499   349,180 3,950 SH   SOLE   0 0 3,950
iShares Russell Mid-Cap Growth ETF ETF 464287481   279,737 2,207 SH   SOLE   0 0 2,207
iShares S&P 500 Growth ETF ETF 464287309   3,524,271 34,712 SH   SOLE   0 0 34,712
iShares S&P 500 Value ETF ETF 464287408   1,357,538 7,112 SH   SOLE   0 0 7,112
iShares Short-Term National Muni Bond ETF ETF 464288158   5,103,861 48,387 SH   SOLE   0 0 48,387
iShares Ultra Short-Term Bond ETF ETF 46434V878   55,094,237 1,092,489 SH   SOLE   0 0 1,092,489
Janus Henderson AAA CLO ETF ETF 47103U845   10,722,960 211,457 SH   SOLE   0 0 211,457
JPMorgan Active Bond ETF ETF 46654Q716   70,622,589 1,351,629 SH   SOLE   0 0 1,351,629
JPMorgan Chase & Co. ETF 46625H100   883,947 3,688 SH   SOLE   0 0 3,688
JPMorgan Equity Premium Income ETF COM 46641Q332   797,232 13,858 SH   SOLE   0 0 13,858
JPMorgan Municipal ETF ETF 46641Q647   6,203,054 123,690 SH   SOLE   0 0 123,690
JPMorgan Ultra-Short Income ETF ETF 46641Q837   396,559 7,873 SH   SOLE   0 0 7,873
JPMorgan Ultra-Short Municipal Inc ETF ETF 46641Q654   6,914,207 136,348 SH   SOLE   0 0 136,348
Lilly Eli & Company ETF 532457108   1,598,812 2,071 SH   SOLE   0 0 2,071
Mastercard Inc COM 57636Q104   634,517 1,205 SH   SOLE   0 0 1,205
Mc Donalds Corp ETF 580135101   780,067 2,691 SH   SOLE   0 0 2,691
Microsoft Corp ETF 594918104   1,919,772 4,555 SH   SOLE   0 0 4,555
Mid Cap S P D R TRUST ETF 78467Y107   6,166,096 10,826 SH   SOLE   0 0 10,826
Nike Inc Class B ETF 654106103   216,114 2,856 SH   SOLE   0 0 2,856
Northrop Grumman Corp ETF 666807102   839,560 1,789 SH   SOLE   0 0 1,789
Nuveen ESG Large-Cap Value ETF ETF 67092P300   742,912 18,870 SH   SOLE   0 0 18,870
Oracle Corporation COM 68389X105   297,286 1,784 SH   SOLE   0 0 1,784
Powershare Ftse Rafi US ETF 46137V613   1,263,651 31,325 SH   SOLE   0 0 31,325
Russell 1000/ Lrg. Growth ETF 464287614   4,115,508 10,248 SH   SOLE   0 0 10,248
Russell 1000/ Lrg. Value ETF 464287598   4,449,986 24,037 SH   SOLE   0 0 24,037
Russell 2000/ Small Growth ETF 464287648   447,560 1,555 SH   SOLE   0 0 1,555
Russell 2000/ Small Value ETF 464287630   593,593 3,616 SH   SOLE   0 0 3,616
Russell 2000/Small Blend ETF 464287655   8,585,040 38,853 SH   SOLE   0 0 38,853
Russell 3000 ETF 464287689   18,002,378 53,859 SH   SOLE   0 0 53,859
S&Pglobal Inc Com COM 78409V104   224,612 451 SH   SOLE   0 0 451
Schw Emg Mkt Eq Etf ETF 808524706   506,458 19,018 SH   SOLE   0 0 19,018
Schw Intl Eq Etf ETF 808524805   2,502,954 135,295 SH   SOLE   0 0 135,295
Schw US Brd Mkt Etf ETF 808524102   4,860,297 214,110 SH   SOLE   0 0 214,110
Schwab Short-Term U.S. Treasury ETF ETF 808524862   401,273 16,678 SH   SOLE   0 0 16,678
Schwab US Large Cap ETF 808524300   664,196 23,832 SH   SOLE   0 0 23,832
Schwab US Large Cap Etf ETF 808524201   216,098 9,323 SH   SOLE   0 0 9,323
Schwab US Large Cap Value ETF 808524409   7,837,185 300,621 SH   SOLE   0 0 300,621
Sector Spdr Fincl Select ETF 81369Y605   229,568 4,750 SH   SOLE   0 0 4,750
SPDR Blmbg Barclays 1-3 Mth T-Bill ETF ETF 78468R663   6,420,346 70,221 SH   SOLE   0 0 70,221
SPDR Dow Jones Industrial Average ETF ETF 78467X109   297,850 700 SH   SOLE   0 0 700
SPDR Portfolio S&P 500 Value ETF ETF 78464A508   1,322,583 25,862 SH   SOLE   0 0 25,862
SPDR Trust (S&P 500) ETF 78462F103   23,205,771 39,595 SH   SOLE   0 0 39,595
SPDR DoubleLine Total Return Tact ETF ETF 78467V848   929,722 23,603 SH   SOLE   0 0 23,603
The Trade Desk Inc COM 88339J105   240,349 2,045 SH   SOLE   0 0 2,045
Thermo Electron Corp COM 883556102   333,467 641 SH   SOLE   0 0 641
VanEck Short Muni ETF ETF 92189F528   1,589,934 93,033 SH   SOLE   0 0 93,033
Vanguard Core Bond ETF ETF 922020748   42,460,103 560,086 SH   SOLE   0 0 560,086
Vanguard Core-Plus Bond ETF ETF 922020755   7,987,005 105,106 SH   SOLE   0 0 105,106
Vanguard Div Apprciation ETF 921908844   473,125 2,416 SH   SOLE   0 0 2,416
Vanguard Emerging Market ETF 922042858   1,047,668 23,789 SH   SOLE   0 0 23,789
Vanguard ESG Int'l ETF ETF 921910725   7,736,205 136,441 SH   SOLE   0 0 136,441
Vanguard ESG U.S. Stock ETF ETF 921910733   13,609,582 129,751 SH   SOLE   0 0 129,751
Vanguard Growth ETF 922908736   7,611,442 18,545 SH   SOLE   0 0 18,545
Vanguard High Dividend ETF ETF 921946406   2,755,434 21,596 SH   SOLE   0 0 21,596
Vanguard Info Technology ETF 92204A702   722,532 1,162 SH   SOLE   0 0 1,162
Vanguard Interm Bond Index ETF ETF 921937819   7,256,158 97,098 SH   SOLE   0 0 97,098
Vanguard Intermediate ETF 92206C870   1,853,434 23,090 SH   SOLE   0 0 23,090
Vanguard Mid Cap ETF 922908629   566,669 2,145 SH   SOLE   0 0 2,145
Vanguard Mortgage Backed ETF 92206C771   6,030,628 133,009 SH   SOLE   0 0 133,009
Vanguard Msci Eafe Etf ETF 921943858   2,201,155 46,030 SH   SOLE   0 0 46,030
Vanguard Reit ETF 922908553   7,013,536 78,733 SH   SOLE   0 0 78,733
Vanguard Russell 1000 ETF 92206C714   1,387,506 17,077 SH   SOLE   0 0 17,077
Vanguard Russell 1000 Growth ETF ETF 92206C680   3,841,727 37,190 SH   SOLE   0 0 37,190
Vanguard Russell 3000 ETF ETF 92206C599   13,521,545 52,058 SH   SOLE   0 0 52,058
Vanguard S&P 500 Etf ETF 922908363   1,628,822 3,023 SH   SOLE   0 0 3,023
Vanguard S&P 500 Growth ETF ETF 921932505   3,250,979 8,881 SH   SOLE   0 0 8,881
Vanguard Short Term Corp Bond ETF 92206C409   3,368,472 43,180 SH   SOLE   0 0 43,180
Vanguard Short-Term Bond Index Fund ETF 921937827   24,623,410 318,667 SH   SOLE   0 0 318,667
VANGUARD SHRT TAX EXEMPT BND ETF ETF 921935870   2,549,959 25,436 SH   SOLE   0 0 25,436
Vanguard Small Cap ETF 922908751   1,048,984 4,366 SH   SOLE   0 0 4,366
Vanguard Small Cap Value ETF 922908611   2,852,733 14,395 SH   SOLE   0 0 14,395
Vanguard Tax-Exempt Bond ETF ETF 922907746   408,560 8,150 SH   SOLE   0 0 8,150
Vanguard Total Bond ETF 921937835   2,748,256 38,218 SH   SOLE   0 0 38,218
Vanguard Total Internatl ETF 92203J407   385,484 7,859 SH   SOLE   0 0 7,859
Vanguard Total Intl Etf ETF 921909768   788,130 13,374 SH   SOLE   0 0 13,374
Vanguard Total Stock Mkt ETF 922908769   120,511,441 415,829 SH   SOLE   0 0 415,829
Vanguard Value ETF 922908744   11,664,804 68,900 SH   SOLE   0 0 68,900
Visa Inc Cl A COM 92826C839   816,453 2,583 SH   SOLE   0 0 2,583
Wal-Mart Stores Inc COM 931142103   214,401 2,373 SH   SOLE   0 0 2,373