The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
1/100 Berkshire Htwy Cla COM 084670108   691,180 100 SH   SOLE   0 0 100
Abbott Laboratories COM 002824100   409,182 3,589 SH   SOLE   0 0 3,589
Abbvie Inc COM 00287Y109   1,111,615 5,629 SH   SOLE   0 0 5,629
Accenture Plc Cl A COM G1151C101   654,645 1,852 SH   SOLE   0 0 1,852
Amazon Com Inc COM 023135106   2,549,181 13,681 SH   SOLE   0 0 13,681
Apple Computer Inc ETF 037833100   7,889,231 33,859 SH   SOLE   0 0 33,859
AURORA INNOVATION CL A ORD COM 051774107   116,346 19,653 SH   SOLE   0 0 19,653
Avantis Emerging Markets EQ ETF COM 025072604   20,421,352 316,120 SH   SOLE   0 0 316,120
Avantis International Equity ETF COM 025072703   38,812,276 579,028 SH   SOLE   0 0 579,028
Avantis Real Estate ETF COM 025072356   344,405 7,306 SH   SOLE   0 0 7,306
Avantis Responsible International Equity ETF COM 025072299   692,084 11,424 SH   SOLE   0 0 11,424
Avantis Responsible US Equity ETF ETF 025072281   1,567,853 24,010 SH   SOLE   0 0 24,010
Avantis U.S. Equity ETF ETF 025072885   552,346 5,805 SH   SOLE   0 0 5,805
Avantis US Small Cap Value ETF ETF 025072877   4,552,923 47,451 SH   SOLE   0 0 47,451
Berkshire Hathaway B New COM 084670702   1,038,807 2,257 SH   SOLE   0 0 2,257
Blackstone Group Lp ETF 09260D107   465,111 3,037 SH   SOLE   0 0 3,037
BLOXX BBB 1-5 YR Core Bond ETF ETF 09789C754   400,681 7,780 SH   SOLE   0 0 7,780
Carvana Co COM 146869102   667,190 3,832 SH   SOLE   0 0 3,832
Deere & Co COM 244199105   341,376 818 SH   SOLE   0 0 818
DFA Core Emerging Mkt ETF ETF 25434V302   18,677,068 681,396 SH   SOLE   0 0 681,396
DFA Int'l Core Equity ETF ETF 25434V203   11,304,750 355,719 SH   SOLE   0 0 355,719
DFA National Muni ETF 25434V849   276,338 5,693 SH   SOLE   0 0 5,693
DFA Tax Managed Intl COM 25434V807   2,060,890 54,120 SH   SOLE   0 0 54,120
DFA Tax-Managed US Marketwide Value II ETF 25434V724   12,694,271 304,492 SH   SOLE   0 0 304,492
DFA U.S. Equity ETF ETF 25434V401   768,357 12,353 SH   SOLE   0 0 12,353
DFA U.S. Small Cap (TM) ETF 25434V500   413,937 6,382 SH   SOLE   0 0 6,382
DFA U.S. Small Cap Value (TM) ETF 25434V609   4,135,812 74,345 SH   SOLE   0 0 74,345
DFA US Core Equity ETF ETF 25434V104   7,107,526 179,076 SH   SOLE   0 0 179,076
Dimensional Short-Duration Fixed Inc ETF ETF 25434V864   20,107,922 421,197 SH   SOLE   0 0 421,197
Dimensional US Large Cap Value ETF ETF 25434V666   14,108,300 457,913 SH   SOLE   0 0 457,913
Dimensional US Real Estate ETF ETF 25434V823   675,973 26,364 SH   SOLE   0 0 26,364
Dimensional US Small Cap Value ETF ETF 25434V815   10,904,161 354,031 SH   SOLE   0 0 354,031
DTE Energy Company COM 233331107   241,154 1,878 SH   SOLE   0 0 1,878
Eaton Corporation ETF G29183103   207,813 627 SH   SOLE   0 0 627
Enbridge Inc COM 29250N105   240,371 5,919 SH   SOLE   0 0 5,919
Exxon Mobil Corporation COM 30231G102   747,077 6,373 SH   SOLE   0 0 6,373
Goldman Sachs Group Inc COM 38141G104   277,757 561 SH   SOLE   0 0 561
Google Inc. Class A COM 02079K305   644,493 3,886 SH   SOLE   0 0 3,886
Google Inc. Class C COM 02079K107   223,422 1,336 SH   SOLE   0 0 1,336
Home Depot Inc COM 437076102   333,553 823 SH   SOLE   0 0 823
Invesco QQQ Trust ETF 46090E103   1,712,387 3,508 SH   SOLE   0 0 3,508
ISHARES 0 TO 3 MNTH TREASURY BND ETF ETF 46436E718   3,544,860 35,195 SH   SOLE   0 0 35,195
iShares 1-3 Year Treasury Bond ETF ETF 464287457   504,425 6,066 SH   SOLE   0 0 6,066
iShares 1-5 Year Investment Grade Corporate Bond ETF ETF 464288646   5,579,801 105,959 SH   SOLE   0 0 105,959
iShares 5-10 Year Investment Grade Corporate Bond ETF ETF 464288638   1,246,250 23,199 SH   SOLE   0 0 23,199
iShares Aggregate Bond Fd COM 464287226   852,997 8,423 SH   SOLE   0 0 8,423
iShares Broad USD High Yield Corp Bd ETF ETF 46435U853   293,465 7,795 SH   SOLE   0 0 7,795
iShares C&S Real Estate ETF 464287564   392,955 5,962 SH   SOLE   0 0 5,962
iShares Core 1-5 Year USD Bond ETF ETF 46432F859   722,265 14,837 SH   SOLE   0 0 14,837
iShares Core MSCI Emerging Markets ETF ETF 46434G103   1,517,519 26,433 SH   SOLE   0 0 26,433
iShares Core S&P 500 ETF COM 464287200   21,952,160 38,057 SH   SOLE   0 0 38,057
iShares Core S&P Mid-Cap ETF ETF 464287507   2,562,598 41,120 SH   SOLE   0 0 41,120
iShares Core S&P Small-Cap ETF ETF 464287804   2,370,311 20,266 SH   SOLE   0 0 20,266
iShares Core S&P Total US Stock Mkt ETF COM 464287150   3,510,990 27,949 SH   SOLE   0 0 27,949
iShares Core Total USD Bond Market ETF ETF 46434V613   33,079,643 702,030 SH   SOLE   0 0 702,030
iShares ESG U.S. Aggregate Bond ETF ETF 46435U549   599,018 12,328 SH   SOLE   0 0 12,328
Ishares Floating Rate ETF 46429B655   33,405,311 654,493 SH   SOLE   0 0 654,493
iShares Global REIT ETF ETF 46434V647   19,128,494 716,691 SH   SOLE   0 0 716,691
Ishares High Yield ETF 46434V407   754,205 17,370 SH   SOLE   0 0 17,370
iShares MSCI EAFE ETF ETF 464287465   1,214,570 14,523 SH   SOLE   0 0 14,523
iShares MSCI Emerging Markets ETF ETF 464287234   486,254 10,603 SH   SOLE   0 0 10,603
iShares National Muni Bond ETF ETF 464288414   16,648,417 153,258 SH   SOLE   0 0 153,258
iShares Russell 1000 ETF ETF 464287622   1,112,217 3,538 SH   SOLE   0 0 3,538
iShares Russell Mid-Cap ETF ETF 464287499   354,323 4,020 SH   SOLE   0 0 4,020
iShares S&P 500 Growth ETF ETF 464287309   3,436,431 35,890 SH   SOLE   0 0 35,890
iShares S&P 500 Value ETF ETF 464287408   1,393,400 7,067 SH   SOLE   0 0 7,067
iShares Short-Term National Muni Bond ETF ETF 464288158   4,855,113 45,721 SH   SOLE   0 0 45,721
iShares Ultra Short-Term Bond ETF ETF 46434V878   58,502,846 1,152,993 SH   SOLE   0 0 1,152,993
Ishars Edg Msci Usa Qlty ETF 46432F339   204,043 1,138 SH   SOLE   0 0 1,138
Janus Henderson AAA CLO ETF ETF 47103U845   7,194,323 141,398 SH   SOLE   0 0 141,398
JANUS HENDERSON B BBB CLO ETF ETF 47103U753   214,078 4,373 SH   SOLE   0 0 4,373
JPMorgan Active Bond ETF ETF 46654Q716   69,671,797 1,274,873 SH   SOLE   0 0 1,274,873
JPMorgan Chase & Co. ETF 46625H100   779,210 3,695 SH   SOLE   0 0 3,695
JPMorgan Equity Premium Income ETF COM 46641Q332   801,581 13,470 SH   SOLE   0 0 13,470
JPMorgan Municipal ETF ETF 46641Q647   5,653,030 110,260 SH   SOLE   0 0 110,260
JPMorgan Ultra-Short Income ETF ETF 46641Q837   337,088 6,643 SH   SOLE   0 0 6,643
JPMorgan Ultra-Short Municipal Inc ETF ETF 46641Q654   3,372,534 66,206 SH   SOLE   0 0 66,206
Lilly Eli & Company ETF 532457108   1,816,177 2,050 SH   SOLE   0 0 2,050
Mastercard Inc COM 57636Q104   570,339 1,155 SH   SOLE   0 0 1,155
Mc Donalds Corp ETF 580135101   916,172 3,009 SH   SOLE   0 0 3,009
Microsoft Corp ETF 594918104   1,951,258 4,535 SH   SOLE   0 0 4,535
Mid Cap S P D R TRUST ETF 78467Y107   6,192,973 10,871 SH   SOLE   0 0 10,871
Nike Inc Class B ETF 654106103   264,581 2,993 SH   SOLE   0 0 2,993
Northrop Grumman Corp ETF 666807102   944,717 1,789 SH   SOLE   0 0 1,789
Nuveen ESG Large-Cap Value ETF ETF 67092P300   773,906 18,550 SH   SOLE   0 0 18,550
Oracle Corporation COM 68389X105   276,559 1,623 SH   SOLE   0 0 1,623
Powershare Ftse Rafi US ETF 46137V613   1,272,735 31,325 SH   SOLE   0 0 31,325
Russell 1000/ Lrg. Growth ETF 464287614   3,784,728 10,082 SH   SOLE   0 0 10,082
Russell 1000/ Lrg. Value ETF 464287598   4,498,166 23,700 SH   SOLE   0 0 23,700
Russell 2000/ Small Growth ETF 464287648   441,620 1,555 SH   SOLE   0 0 1,555
Russell 2000/ Small Value ETF 464287630   609,013 3,651 SH   SOLE   0 0 3,651
Russell 2000/Small Blend ETF 464287655   8,593,972 38,906 SH   SOLE   0 0 38,906
Russell 3000 ETF 464287689   17,639,833 53,989 SH   SOLE   0 0 53,989
S&Pglobal Inc Com COM 78409V104   232,996 451 SH   SOLE   0 0 451
Schw Emg Mkt Eq Etf ETF 808524706   476,087 16,316 SH   SOLE   0 0 16,316
Schw Intl Eq Etf ETF 808524805   1,213,357 29,508 SH   SOLE   0 0 29,508
Schw US Brd Mkt Etf ETF 808524102   4,747,532 71,370 SH   SOLE   0 0 71,370
Schwab Short-Term U.S. Treasury ETF ETF 808524862   421,620 8,608 SH   SOLE   0 0 8,608
Schwab US Large Cap Etf ETF 808524201   210,777 3,107 SH   SOLE   0 0 3,107
Schwab US Large Cap Value ETF 808524409   7,393,389 91,992 SH   SOLE   0 0 91,992
Sector Spdr Fincl Select ETF 81369Y605   215,270 4,750 SH   SOLE   0 0 4,750
SPDR Blmbg Barclays 1-3 Mth T-Bill ETF ETF 78468R663   6,151,596 67,004 SH   SOLE   0 0 67,004
SPDR Dow Jones Industrial Average ETF ETF 78467X109   296,184 700 SH   SOLE   0 0 700
SPDR Portfolio S&P 500 Value ETF ETF 78464A508   1,176,664 22,260 SH   SOLE   0 0 22,260
SPDR Trust (S&P 500) ETF 78462F103   22,653,800 39,483 SH   SOLE   0 0 39,483
The Trade Desk Inc COM 88339J105   224,234 2,045 SH   SOLE   0 0 2,045
Thermo Electron Corp COM 883556102   372,998 603 SH   SOLE   0 0 603
VanEck Short Muni ETF ETF 92189F528   1,608,541 93,033 SH   SOLE   0 0 93,033
Vanguard Core Bond ETF ETF 922020748   27,596,096 348,480 SH   SOLE   0 0 348,480
Vanguard Core-Plus Bond ETF ETF 922020755   6,706,189 84,546 SH   SOLE   0 0 84,546
Vanguard Div Apprciation ETF 921908844   484,257 2,445 SH   SOLE   0 0 2,445
Vanguard Emerging Market ETF 922042858   1,109,976 23,197 SH   SOLE   0 0 23,197
Vanguard ESG Int'l ETF ETF 921910725   8,381,968 136,270 SH   SOLE   0 0 136,270
Vanguard ESG U.S. Stock ETF ETF 921910733   14,460,729 142,260 SH   SOLE   0 0 142,260
Vanguard Growth ETF 922908736   7,119,825 18,545 SH   SOLE   0 0 18,545
Vanguard High Dividend ETF ETF 921946406   2,768,607 21,596 SH   SOLE   0 0 21,596
Vanguard Info Technology ETF 92204A702   681,536 1,162 SH   SOLE   0 0 1,162
Vanguard Interm Bond Index ETF ETF 921937819   10,691,809 136,427 SH   SOLE   0 0 136,427
Vanguard Intermediate ETF 92206C870   1,889,735 22,564 SH   SOLE   0 0 22,564
Vanguard Mid Cap ETF 922908629   572,357 2,169 SH   SOLE   0 0 2,169
Vanguard Msci Eafe Etf ETF 921943858   2,430,844 46,030 SH   SOLE   0 0 46,030
Vanguard Reit ETF 922908553   7,378,591 75,740 SH   SOLE   0 0 75,740
Vanguard Russell 1000 ETF 92206C714   1,415,610 16,988 SH   SOLE   0 0 16,988
Vanguard Russell 1000 Growth ETF ETF 92206C680   3,589,579 37,190 SH   SOLE   0 0 37,190
Vanguard Russell 3000 ETF ETF 92206C599   13,238,276 52,187 SH   SOLE   0 0 52,187
Vanguard S&P 500 Etf ETF 922908363   1,174,456 2,226 SH   SOLE   0 0 2,226
Vanguard S&P 500 Growth ETF ETF 921932505   3,075,498 8,907 SH   SOLE   0 0 8,907
Vanguard Short Term Corp Bond ETF 92206C409   3,390,916 42,696 SH   SOLE   0 0 42,696
Vanguard Short-Term Bond Index Fund ETF 921937827   31,231,510 396,893 SH   SOLE   0 0 396,893
VANGUARD SHRT TAX EXEMPT BND ETF ETF 921935870   3,015,014 29,728 SH   SOLE   0 0 29,728
Vanguard Small Cap ETF 922908751   1,033,157 4,355 SH   SOLE   0 0 4,355
Vanguard Small Cap Value ETF 922908611   2,637,577 13,137 SH   SOLE   0 0 13,137
Vanguard Total Bond ETF 921937835   3,473,312 46,243 SH   SOLE   0 0 46,243
Vanguard Total Internatl ETF 92203J407   398,368 7,923 SH   SOLE   0 0 7,923
Vanguard Total Intl Etf ETF 921909768   784,519 12,118 SH   SOLE   0 0 12,118
Vanguard Total Stock Mkt ETF 922908769   119,263,462 421,188 SH   SOLE   0 0 421,188
Vanguard Value ETF 922908744   11,817,663 67,696 SH   SOLE   0 0 67,696
Visa Inc Cl A COM 92826C839   690,230 2,510 SH   SOLE   0 0 2,510
Zoetis Inc COM 98978V103   200,851 1,028 SH   SOLE   0 0 1,028