The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Abbott Laboratories COM 002824100   390,619 3,583 SH   SOLE   0 0 3,583
Abbvie Inc COM 00287Y109   1,170,400 8,687 SH   SOLE   0 0 8,687
Accenture Plc Cl A COM G1151C101   725,780 2,352 SH   SOLE   0 0 2,352
Amazon Com Inc COM 023135106   1,042,880 8,000 SH   SOLE   0 0 8,000
Apple Computer Inc COM 037833100   5,300,290 27,325 SH   SOLE   0 0 27,325
AquaBounty Technologies Inc COM 03842K200   3,949 11,125 SH   SOLE   0 0 11,125
Avantis Emerging Markets EQ ETF ETF 025072604   4,737,594 88,043 SH   SOLE   0 0 88,043
Avantis International Equity ETF ETF 025072703   17,797,961 310,069 SH   SOLE   0 0 310,069
Avantis Real Estate ETF ETF 025072356   281,790 6,883 SH   SOLE   0 0 6,883
Avantis Responsible International Equity ETF COM 025072299   584,967 11,424 SH   SOLE   0 0 11,424
Avantis Responsible US Equity ETF ETF 025072281   1,239,636 24,010 SH   SOLE   0 0 24,010
Avantis U.S. Equity ETF ETF 025072885   501,217 6,666 SH   SOLE   0 0 6,666
Avantis U.S. Large Cap Value ETF COM 025072349   206,891 3,878 SH   SOLE   0 0 3,878
Avantis US Small Cap Value ETF ETF 025072877   1,241,217 15,993 SH   SOLE   0 0 15,993
Berkshire Hathaway B New COM 084670702   454,894 1,334 SH   SOLE   0 0 1,334
BGI i Shares/TIPS ETF 464287176   292,942 2,722 SH   SOLE   0 0 2,722
Blackstone Group Lp ETF 09260D107   371,880 4,000 SH   SOLE   0 0 4,000
Costco Whsl Corp New COM 22160K105   256,807 477 SH   SOLE   0 0 477
Crown Castle Intl Corp COM 22822V101   250,668 2,200 SH   SOLE   0 0 2,200
Deere & Co COM 244199105   331,445 818 SH   SOLE   0 0 818
DFA Core Emerging Mkt ETF ETF 25434V302   15,385,937 655,837 SH   SOLE   0 0 655,837
DFA Int'l Core Equity ETF ETF 25434V203   8,112,155 296,931 SH   SOLE   0 0 296,931
DFA Tax Managed Intl ETF 25434V807   1,832,143 55,773 SH   SOLE   0 0 55,773
DFA Tax-Managed US Marketwide Value II ETF 25434V724   10,831,448 313,955 SH   SOLE   0 0 313,955
DFA U.S. Equity ETF ETF 25434V401   594,920 12,353 SH   SOLE   0 0 12,353
DFA U.S. Small Cap (TM) ETF 25434V500   352,583 6,434 SH   SOLE   0 0 6,434
DFA U.S. Small Cap Value (TM) ETF 25434V609   3,683,320 79,399 SH   SOLE   0 0 79,399
DFA US Core Equity ETF ETF 25434V104   5,816,110 187,677 SH   SOLE   0 0 187,677
Dimensional National Munpl Bond ETF ETF 25434V849   456,391 9,582 SH   SOLE   0 0 9,582
Dimensional US Large Cap Value ETF COM 25434V666   1,170,661 46,089 SH   SOLE   0 0 46,089
Dimensional US Small Cap Value ETF ETF 25434V815   2,581,771 100,458 SH   SOLE   0 0 100,458
DTE Energy Company COM 233331107   221,140 2,010 SH   SOLE   0 0 2,010
Enbridge Inc COM 29250N105   219,891 5,919 SH   SOLE   0 0 5,919
Exxon Mobil Corporation COM 30231G102   855,562 7,977 SH   SOLE   0 0 7,977
Google Inc. Class A COM 02079K305   574,919 4,803 SH   SOLE   0 0 4,803
Home Depot Inc COM 437076102   237,074 763 SH   SOLE   0 0 763
Invesco QQQ Trust ETF 46090E103   1,333,784 3,610 SH   SOLE   0 0 3,610
iShares 1-3 Year Treasury Bond ETF ETF 464287457   731,017 9,016 SH   SOLE   0 0 9,016
iShares Aggregate Bond Fd ETF 464287226   3,796,248 38,757 SH   SOLE   0 0 38,757
iShares C&S Real Estate ETF 464287564   404,494 7,279 SH   SOLE   0 0 7,279
iShares Core 1-5 Year USD Bond ETF ETF 46432F859   418,407 8,971 SH   SOLE   0 0 8,971
iShares Core MSCI Emerging Markets ETF ETF 46434G103   1,158,956 23,513 SH   SOLE   0 0 23,513
iShares Core S&P 500 ETF ETF 464287200   14,252,117 31,976 SH   SOLE   0 0 31,976
iShares Core S&P Mid-Cap ETF ETF 464287507   1,854,416 7,092 SH   SOLE   0 0 7,092
iShares Core S&P Small-Cap ETF ETF 464287804   1,826,869 18,333 SH   SOLE   0 0 18,333
iShares Core S&P Total US Stock Mkt ETF ETF 464287150   670,597 6,854 SH   SOLE   0 0 6,854
iShares Core Total USD Bond Market ETF ETF 46434V613   6,355,888 139,782 SH   SOLE   0 0 139,782
iShares ESG 1-5 Year USD Corporate Bond ETF ETF 46435G243   308,319 12,895 SH   SOLE   0 0 12,895
iShares ESG U.S. Aggregate Bond ETF ETF 46435U549   756,182 16,031 SH   SOLE   0 0 16,031
iShares Global REIT ETF ETF 46434V647   10,340,497 450,174 SH   SOLE   0 0 450,174
iShares Gold COM 464285204   203,202 5,584 SH   SOLE   0 0 5,584
Ishares High Yield ETF 46434V407   404,138 9,750 SH   SOLE   0 0 9,750
iShares MSCI EAFE ETF ETF 464287465   1,150,052 15,863 SH   SOLE   0 0 15,863
iShares MSCI Emerging Markets ETF ETF 464287234   377,205 9,535 SH   SOLE   0 0 9,535
iShares National Muni Bond ETF ETF 464288414   2,422,878 22,701 SH   SOLE   0 0 22,701
iShares Russell 1000 ETF ETF 464287622   874,445 3,588 SH   SOLE   0 0 3,588
iShares Russell Mid-Cap ETF ETF 464287499   399,474 5,470 SH   SOLE   0 0 5,470
iShares S&P 500 Growth ETF ETF 464287309   2,653,334 37,647 SH   SOLE   0 0 37,647
iShares S&P 500 Value ETF ETF 464287408   1,232,942 7,649 SH   SOLE   0 0 7,649
iShares Short-Term National Muni Bond ETF ETF 464288158   4,634,358 44,544 SH   SOLE   0 0 44,544
iShares Ultra Short-Term Bond ETF ETF 46434V878   13,237,642 263,174 SH   SOLE   0 0 263,174
Johnson & Johnson COM 478160104   499,374 3,017 SH   SOLE   0 0 3,017
JPMorgan Chase & Co. COM 46625H100   558,490 3,840 SH   SOLE   0 0 3,840
JPMorgan Equity Premium Income ETF COM 46641Q332   235,787 4,261 SH   SOLE   0 0 4,261
Lilly Eli & Company COM 532457108   988,610 2,108 SH   SOLE   0 0 2,108
Mastercard Inc COM 57636Q104   452,295 1,150 SH   SOLE   0 0 1,150
Mc Donalds Corp COM 580135101   843,738 2,827 SH   SOLE   0 0 2,827
Microsoft Corp COM 594918104   1,985,476 5,830 SH   SOLE   0 0 5,830
Mid Cap S P D R TRUST ETF 78467Y107   5,347,196 11,165 SH   SOLE   0 0 11,165
Nike Inc Class B COM 654106103   414,329 3,754 SH   SOLE   0 0 3,754
Northrop Grumman Corp COM 666807102   815,426 1,789 SH   SOLE   0 0 1,789
Nvidia Corp COM 67066G104   307,959 728 SH   SOLE   0 0 728
Pepsico Incorporated COM 713448108   232,081 1,253 SH   SOLE   0 0 1,253
Pfizer Incorporated COM 717081103   242,501 6,611 SH   SOLE   0 0 6,611
Powershare Ftse Rafi US ETF 46137V613   1,025,267 6,265 SH   SOLE   0 0 6,265
Russell 1000/ Lrg. Growth ETF 464287614   2,912,972 10,586 SH   SOLE   0 0 10,586
Russell 1000/ Lrg. Value ETF 464287598   3,851,070 24,400 SH   SOLE   0 0 24,400
Russell 2000/ Small Growth ETF 464287648   356,710 1,470 SH   SOLE   0 0 1,470
Russell 2000/ Small Value ETF 464287630   535,423 3,803 SH   SOLE   0 0 3,803
Russell 2000/Small Blend ETF 464287655   7,418,137 39,612 SH   SOLE   0 0 39,612
Russell 3000 ETF 464287689   13,917,918 54,692 SH   SOLE   0 0 54,692
S&Pglobal Inc Com COM 78409V104   226,904 566 SH   SOLE   0 0 566
Sch US Tips Etf ETF 808524870   229,067 4,369 SH   SOLE   0 0 4,369
Schw Emg Mkt Eq Etf ETF 808524706   483,340 19,624 SH   SOLE   0 0 19,624
Schw Intl Eq Etf ETF 808524805   847,844 23,782 SH   SOLE   0 0 23,782
Schw US Brd Mkt Etf ETF 808524102   3,744,202 72,422 SH   SOLE   0 0 72,422
Schwab Intermediate-Term U.S. Treasury ETF ETF 808524854   737,771 14,971 SH   SOLE   0 0 14,971
Schwab Short-Term U.S. Treasury ETF ETF 808524862   2,771,476 57,667 SH   SOLE   0 0 57,667
Schwab US Large Cap ETF 808524409   2,390,350 35,629 SH   SOLE   0 0 35,629
SPDR Dow Jones Industrial Average ETF ETF 78467X109   280,238 815 SH   SOLE   0 0 815
SPDR Trust (S&P 500) ETF 78462F103   17,332,881 39,101 SH   SOLE   0 0 39,101
SPDR Blmbg Barclays 1-3 Mth T-Bill ETF ETF 78468R663   580,849 6,326 SH   SOLE   0 0 6,326
SPDR Portfolio S&P 500 Value ETF ETF 78464A508   905,429 20,959 SH   SOLE   0 0 20,959
The Trade Desk Inc COM 88339J105   413,899 5,360 SH   SOLE   0 0 5,360
Thermo Electron Corp COM 883556102   444,531 852 SH   SOLE   0 0 852
Vanguard Div Apprciation ETF 921908844   294,648 1,814 SH   SOLE   0 0 1,814
Vanguard Emerging Market ETF 922042858   918,215 22,572 SH   SOLE   0 0 22,572
Vanguard ESG Int'l ETF ETF 921910725   5,952,781 112,084 SH   SOLE   0 0 112,084
Vanguard ESG U.S. Stock ETF ETF 921910733   13,071,992 166,841 SH   SOLE   0 0 166,841
Vanguard Growth ETF 922908736   5,354,054 18,922 SH   SOLE   0 0 18,922
Vanguard High Dividend ETF ETF 921946406   2,266,822 21,371 SH   SOLE   0 0 21,371
Vanguard Info Technology ETF 92204A702   362,571 820 SH   SOLE   0 0 820
Vanguard Interm Bond Index ETF ETF 921937819   19,854,925 263,923 SH   SOLE   0 0 263,923
Vanguard Intermediate ETF 92206C870   675,567 8,548 SH   SOLE   0 0 8,548
Vanguard Mid Cap ETF 922908629   536,120 2,435 SH   SOLE   0 0 2,435
Vanguard Msci Eafe Etf ETF 921943858   1,756,687 38,040 SH   SOLE   0 0 38,040
Vanguard Reit ETF 922908553   3,551,801 42,506 SH   SOLE   0 0 42,506
Vanguard Russell 1000 ETF 92206C714   1,163,351 16,809 SH   SOLE   0 0 16,809
Vanguard Russell 1000 Growth ETF ETF 92206C680   2,643,240 37,355 SH   SOLE   0 0 37,355
Vanguard Russell 3000 ETF ETF 92206C599   10,349,934 52,418 SH   SOLE   0 0 52,418
Vanguard S&P 500 Etf ETF 922908363   599,202 1,471 SH   SOLE   0 0 1,471
Vanguard S&P 500 Growth ETF ETF 921932505   2,464,165 9,698 SH   SOLE   0 0 9,698
Vanguard Short Term ETF 92206C102   1,665,684 28,853 SH   SOLE   0 0 28,853
Vanguard Short Term Corp Bond ETF 92206C409   4,483,987 59,265 SH   SOLE   0 0 59,265
Vanguard Short-Term Bond Index Fund ETF 921937827   69,447,879 918,987 SH   SOLE   0 0 918,987
Vanguard Shrt Inf Prot ETF 922020805   242,079 5,105 SH   SOLE   0 0 5,105
Vanguard Small Cap ETF 922908751   734,091 3,691 SH   SOLE   0 0 3,691
Vanguard Small Cap Value ETF 922908611   3,205,229 19,379 SH   SOLE   0 0 19,379
Vanguard Total Bond ETF 921937835   7,139,539 98,219 SH   SOLE   0 0 98,219
Vanguard Total Internatl ETF 92203J407   1,262,852 25,836 SH   SOLE   0 0 25,836
Vanguard Total Intl Etf ETF 921909768   620,469 11,064 SH   SOLE   0 0 11,064
Vanguard Total Stock Mkt ETF 922908769   91,092,064 413,529 SH   SOLE   0 0 413,529
Vanguard Value ETF 922908744   9,355,180 65,835 SH   SOLE   0 0 65,835
Visa Inc Cl A COM 92826C839   718,943 3,027 SH   SOLE   0 0 3,027
Zoetis Inc COM 98978V103   245,916 1,428 SH   SOLE   0 0 1,428