The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Amazon Com Inc COM 023135106 348 486 SH   SOLE   0 0 486
Apple Computer Inc COM 037833100 378 3,955 SH   SOLE   0 0 3,955
Berkshire Hathaway B New COM 084670702 235 1,621 SH   SOLE   0 0 1,621
BGI i Shares/TIPS ETF 464287176 351 3,007 SH   SOLE   0 0 3,007
Bristol-Myers Squibb Co COM 110122108 436 5,934 SH   SOLE   0 0 5,934
Comcast Corp New Cl A COM 20030N101 259 3,970 SH   SOLE   0 0 3,970
Detroit Edison Co COM 233331602 254 2,558 SH   SOLE   0 0 2,558
Eaton Corporation COM 278058102 365 6,111 SH   SOLE   0 0 6,111
Exxon Mobil Corporation COM 30231G102 204 2,177 SH   SOLE   0 0 2,177
First Merchants Corp COM 320817109 277 11,100 SH   SOLE   0 0 11,100
Industrial SPDR ETF 81369Y704 207 3,696 SH   SOLE   0 0 3,696
iShares Aggregate Bond Fd ETF 464287226 6,336 56,260 SH   SOLE   0 0 56,260
iShares C&S Real Estate ETF 464287564 959 8,861 SH   SOLE   0 0 8,861
Ishares Intl Small Cap ETF 464288273 206 4,276 SH   SOLE   0 0 4,276
iShares MSCI Emrg Mkt ETF 464287234 483 14,070 SH   SOLE   0 0 14,070
iShares MSCI/EAFE Index ETF 464287465 3,024 54,173 SH   SOLE   0 0 54,173
iShares Russell 1000 ETF 464287622 1,004 8,588 SH   SOLE   0 0 8,588
iShares S&P 500 Growth ETF 464287309 3,013 25,844 SH   SOLE   0 0 25,844
iShares S&P 500 Index ETF 464287200 1,057 5,022 SH   SOLE   0 0 5,022
iShares S&P 500 Value ETF 464287408 790 8,504 SH   SOLE   0 0 8,504
iShares S&P Sm Cap Value ETF 464287879 477 4,083 SH   SOLE   0 0 4,083
iShares Tr Barclays Bond ETF 464287457 3,809 44,647 SH   SOLE   0 0 44,647
Ishares Tr Gs Corp Bd Fd ETF 464287242 268 2,180 SH   SOLE   0 0 2,180
Lilly Eli & Company COM 532457108 233 2,959 SH   SOLE   0 0 2,959
Mid Cap S P D R TRUST ETF 595635103 6,872 25,245 SH   SOLE   0 0 25,245
Nike Inc Class B COM 654106103 606 10,979 SH   SOLE   0 0 10,979
Northrop Grumman Corp COM 666807102 854 3,842 SH   SOLE   0 0 3,842
Oracle Corporation COM 68389X105 211 5,162 SH   SOLE   0 0 5,162
Pfizer Incorporated COM 717081103 220 6,254 SH   SOLE   0 0 6,254
Powershares QQQ Trust ETF 73935A104 628 5,838 SH   SOLE   0 0 5,838
Russell 1000/ Lrg. Growth ETF 464287614 3,310 32,984 SH   SOLE   0 0 32,984
Russell 1000/ Lrg. Value ETF 464287598 4,146 40,165 SH   SOLE   0 0 40,165
Russell 2000/ Small Growth ETF 464287648 265 1,930 SH   SOLE   0 0 1,930
Russell 2000/ Small Value ETF 464287630 357 3,671 SH   SOLE   0 0 3,671
Russell 2000/Small Blend ETF 464287655 7,108 61,819 SH   SOLE   0 0 61,819
Russell 3000 ETF 464287689 11,465 92,444 SH   SOLE   0 0 92,444
Schw US Brd Mkt Etf ETF 808524102 545 10,835 SH   SOLE   0 0 10,835
Sempra Energy COM 816851109 287 2,513 SH   SOLE   0 0 2,513
Sherwin Williams Co COM 824348106 37 127 SH   SOLE   0 0 127
SPDR Trust (S&P 500) ETF 78462F103 12,085 57,691 SH   SOLE   0 0 57,691
Vanguard Emerging Market ETF 922042858 223 6,322 SH   SOLE   0 0 6,322
Vanguard Growth ETF 922908736 1,543 14,394 SH   SOLE   0 0 14,394
Vanguard High Dividend ETF ETF 921946406 304 4,250 SH   SOLE   0 0 4,250
Vanguard Interm Bond Index ETF ETF 921937819 18,177 206,389 SH   SOLE   0 0 206,389
Vanguard Mega Cap Growth ETF 921910816 416 4,987 SH   SOLE   0 0 4,987
Vanguard Reit ETF 922908553 2,716 30,636 SH   SOLE   0 0 30,636
Vanguard Small Cap Value ETF 922908611 245 2,331 SH   SOLE   0 0 2,331
Vanguard ST Bond Idx ETF ETF 921937827 16,406 202,392 SH   SOLE   0 0 202,392
Vanguard Total Stock Mkt ETF 922908769 41,095 383,488 SH   SOLE   0 0 383,488
Vanguard Value ETF 922908744 4,895 57,599 SH   SOLE   0 0 57,599
Wabash National Corp COM 929566107 133 10,500 SH   SOLE   0 0 10,500
Wells Fargo & Co New COM 949746101 310 6,544 SH   SOLE   0 0 6,544