The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Amazon Com Inc COM 023135106 328 486 SH   SOLE   0 0 486
Apple Computer Inc COM 037833100 412 3,914 SH   SOLE   0 0 3,914
Berkshire Hathaway B New COM 084670702 254 1,923 SH   SOLE   0 0 1,923
BGI i Shares/TIPS ETF 464287176 330 3,007 SH   SOLE   0 0 3,007
Bristol-Myers Squibb Co COM 110122108 415 6,034 SH   SOLE   0 0 6,034
Comcast Corp New Cl A COM 20030N101 224 3,970 SH   SOLE   0 0 3,970
Detroit Edison Co COM 233331602 205 2,558 SH   SOLE   0 0 2,558
Exxon Mobil Corporation COM 30231G102 245 3,144 SH   SOLE   0 0 3,144
First Merchants Corp COM 320817109 282 11,100 SH   SOLE   0 0 11,100
iShares Aggregate Bond Fd ETF 464287226 6,680 61,846 SH   SOLE   0 0 61,846
iShares C&S Real Estate ETF 464287564 982 9,899 SH   SOLE   0 0 9,899
Ishares Intl Small Cap ETF 464288273 273 5,475 SH   SOLE   0 0 5,475
iShares MSCI Emrg Mkt ETF 464287234 530 16,453 SH   SOLE   0 0 16,453
iShares MSCI/EAFE Index ETF 464287465 3,359 57,208 SH   SOLE   0 0 57,208
iShares Russell 1000 ETF 464287622 973 8,588 SH   SOLE   0 0 8,588
iShares S&P 500 Growth ETF 464287309 3,029 26,155 SH   SOLE   0 0 26,155
iShares S&P 500 Index ETF 464287200 1,029 5,022 SH   SOLE   0 0 5,022
iShares S&P 500 Value ETF 464287408 768 8,680 SH   SOLE   0 0 8,680
iShares Tr Barclays Bond ETF 464287457 3,925 46,524 SH   SOLE   0 0 46,524
Ishares Tr Gs Corp Bd Fd ETF 464287242 249 2,180 SH   SOLE   0 0 2,180
Johnson & Johnson COM 478160104 224 2,182 SH   SOLE   0 0 2,182
Lifeline Biotech Inc New COM 53219E808 0 100,000 SH   SOLE   0 0 100,000
Lilly Eli & Company COM 532457108 249 2,959 SH   SOLE   0 0 2,959
Mid Cap S P D R TRUST ETF 595635103 6,506 25,611 SH   SOLE   0 0 25,611
Nike Inc Class B COM 654106103 694 11,110 SH   SOLE   0 0 11,110
Northrop Grumman Corp COM 666807102 725 3,842 SH   SOLE   0 0 3,842
Oracle Corporation COM 68389X105 218 5,967 SH   SOLE   0 0 5,967
Pfizer Incorporated COM 717081103 208 6,446 SH   SOLE   0 0 6,446
Powershares QQQ Trust ETF 73935A104 700 6,257 SH   SOLE   0 0 6,257
Russell 1000/ Lrg. Growth ETF 464287614 3,430 34,480 SH   SOLE   0 0 34,480
Russell 1000/ Lrg. Value ETF 464287598 3,957 40,434 SH   SOLE   0 0 40,434
Russell 2000/ Small Growth ETF 464287648 307 2,205 SH   SOLE   0 0 2,205
Russell 2000/ Small Value ETF 464287630 358 3,894 SH   SOLE   0 0 3,894
Russell 2000/Small Blend ETF 464287655 7,292 64,744 SH   SOLE   0 0 64,744
Russell 3000 ETF 464287689 3,386 28,142 SH   SOLE   0 0 28,142
Schw US Brd Mkt Etf ETF 808524102 211 4,305 SH   SOLE   0 0 4,305
Sempra Energy COM 816851109 281 2,992 SH   SOLE   0 0 2,992
SPDR Trust (S&P 500) ETF 78462F103 12,088 59,292 SH   SOLE   0 0 59,292
Taubman Centers Inc COM 876664103 239 3,110 SH   SOLE   0 0 3,110
Vanguard Emerging Market ETF 922042858 207 6,322 SH   SOLE   0 0 6,322
Vanguard Growth ETF 922908736 1,563 14,692 SH   SOLE   0 0 14,692
Vanguard High Dividend ETF ETF 921946406 284 4,250 SH   SOLE   0 0 4,250
Vanguard Interm Bond Index ETF ETF 921937819 17,687 212,943 SH   SOLE   0 0 212,943
Vanguard Mega Cap Growth ETF 921910816 432 5,200 SH   SOLE   0 0 5,200
Vanguard Reit ETF 922908553 2,452 30,757 SH   SOLE   0 0 30,757
Vanguard Small Cap Value ETF 922908611 230 2,331 SH   SOLE   0 0 2,331
Vanguard ST Bond Idx ETF ETF 921937827 16,109 202,456 SH   SOLE   0 0 202,456
Vanguard Total Stock Mkt ETF 922908769 46,472 445,557 SH   SOLE   0 0 445,557
Vanguard Value ETF 922908744 5,029 61,686 SH   SOLE   0 0 61,686
Wabash National Corp COM 929566107 124 10,500 SH   SOLE   0 0 10,500
Wells Fargo & Co New COM 949746101 356 6,544 SH   SOLE   0 0 6,544
WisdomTree Lg Cap Div ETF 97717W307 129 1,811 SH   SOLE   0 0 1,811