The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Amazon Com Inc COM 23135106 252 492 SH   SOLE   0 0 492
Apple Computer Inc COM 37833100 432 3,913 SH   SOLE   0 0 3,913
Berkshire Hathaway B New COM 84670702 277 2,123 SH   SOLE   0 0 2,123
BGI i Shares/TIPS ETF 464287176 338 3,052 SH   SOLE   0 0 3,052
Bristol-Myers Squibb Co COM 110122108 379 6,409 SH   SOLE   0 0 6,409
Comcast Corp New Cl A COM 20030N101 226 3,970 SH   SOLE   0 0 3,970
Detroit Edison Co COM 233331602 309 3,850 SH   SOLE   0 0 3,850
Exxon Mobil Corporation COM 30231G102 250 3,356 SH   SOLE   0 0 3,356
First Merchants Corp COM 320817109 291 11,100 SH   SOLE   0 0 11,100
iShares Aggregate Bond Fd ETF 464287226 7,030 64,157 SH   SOLE   0 0 64,157
iShares C&S Real Estate ETF 464287564 965 10,424 SH   SOLE   0 0 10,424
Ishares Intl Small Cap ETF 464288273 286 5,983 SH   SOLE   0 0 5,983
iShares MSCI Emrg Mkt ETF 464287234 597 18,203 SH   SOLE   0 0 18,203
iShares MSCI/EAFE Index ETF 464287465 3,374 58,869 SH   SOLE   0 0 58,869
iShares Russell 1000 ETF 464287622 923 8,622 SH   SOLE   0 0 8,622
iShares S&P 500 Growth ETF 464287309 2,879 26,707 SH   SOLE   0 0 26,707
iShares S&P 500 Index ETF 464287200 968 5,022 SH   SOLE   0 0 5,022
iShares S&P 500 Value ETF 464287408 769 9,146 SH   SOLE   0 0 9,146
iShares S&P Sm Cap Value ETF 464287879 431 4,112 SH   SOLE   0 0 4,112
iShares Tr Barclays Bond ETF 464287457 4,024 47,351 SH   SOLE   0 0 47,351
Ishares Tr Gs Corp Bd Fd ETF 464287242 366 3,152 SH   SOLE   0 0 3,152
Johnson & Johnson COM 478160104 227 2,432 SH   SOLE   0 0 2,432
Lifeline Biotech Inc New COM 53219E808 0 100,000 SH   SOLE   0 0 100,000
Lilly Eli & Company COM 532457108 248 2,959 SH   SOLE   0 0 2,959
Mid Cap S P D R TRUST COM 595635103 6,400 25,714 SH   SOLE   0 0 25,714
Nike Inc Class B COM 654106103 684 5,559 SH   SOLE   0 0 5,559
Northrop Grumman Corp COM 666807102 638 3,842 SH   SOLE   0 0 3,842
Oracle Corporation COM 68389X105 216 5,967 SH   SOLE   0 0 5,967
Pfizer Incorporated COM 717081103 240 7,629 SH   SOLE   0 0 7,629
Powershares QQQ Trust ETF 73935A104 637 6,257 SH   SOLE   0 0 6,257
Russell 1000/ Lrg. Growth ETF 464287614 3,281 35,274 SH   SOLE   0 0 35,274
Russell 1000/ Lrg. Value ETF 464287598 3,930 42,127 SH   SOLE   0 0 42,127
Russell 2000/ Small Growth ETF 464287648 295 2,205 SH   SOLE   0 0 2,205
Russell 2000/ Small Value ETF 464287630 351 3,894 SH   SOLE   0 0 3,894
Russell 2000/Small Blend ETF 464287655 7,124 65,241 SH   SOLE   0 0 65,241
Russell 3000 ETF 464287689 2,851 25,036 SH   SOLE   0 0 25,036
Sempra Energy COM 816851109 289 2,992 SH   SOLE   0 0 2,992
SPDR Gold ETF ETF 78463V107 339 3,174 SH   SOLE   0 0 3,174
SPDR Trust (S&P 500) ETF 78462F103 11,457 59,789 SH   SOLE   0 0 59,789
Taubman Centers Inc COM 876664103 215 3,110 SH   SOLE   0 0 3,110
Vanguard Emerging Market ETF 922042858 239 7,233 SH   SOLE   0 0 7,233
Vanguard Growth ETF 922908736 1,516 15,120 SH   SOLE   0 0 15,120
Vanguard High Dividend ETF ETF 921946406 366 5,837 SH   SOLE   0 0 5,837
Vanguard Interm Bond Index ETF ETF 921937819 20,001 235,746 SH   SOLE   0 0 235,746
Vanguard Mega Cap Growth ETF 921910816 404 5,200 SH   SOLE   0 0 5,200
Vanguard Reit ETF 922908553 2,127 28,160 SH   SOLE   0 0 28,160
Vanguard Small Cap Value ETF 922908611 226 2,331 SH   SOLE   0 0 2,331
Vanguard ST Bond Idx ETF ETF 921937827 13,885 172,717 SH   SOLE   0 0 172,717
Vanguard Total Stock Mkt ETF 922908769 41,865 424,080 SH   SOLE   0 0 424,080
Vanguard Value ETF 922908744 4,858 63,290 SH   SOLE   0 0 63,290
Wabash National Corp COM 929566107 111 10,500 SH   SOLE   0 0 10,500
Wells Fargo & Co New COM 949746101 409 7,967 SH   SOLE   0 0 7,967