The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ADOBE SYSTEMS INCORPORATED COM 00724F101 325 555 SH   DFND 1 555 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 4,005 6,839 SH   DFND   6,703 0 136
ALEXANDRIA REAL ESTATE EQ IN COM 015271109 1,819 10,000 SH   DFND 1 10,000 0 0
ALEXANDRIA REAL ESTATE EQ IN COM 015271109 45 250 SH   DFND   0 0 250
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 3,795 16,735 SH   DFND 1 16,735 0 0
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 3,561 15,701 SH   DFND   14,029 0 1,672
ALPHABET INC CAP STK CL A 02079K305 293 120 SH   DFND 1 120 0 0
ALPHABET INC CAP STK CL A 02079K305 457 187 SH   DFND   0 0 187
ALPHABET INC CAP STK CL C 02079K107 4,968 1,982 SH   DFND 1 1,982 0 0
ALPHABET INC CAP STK CL C 02079K107 10,104 4,031 SH   DFND   3,861 0 170
AMAZON COM INC COM 023135106 747 217 SH   DFND 1 217 0 0
AMAZON COM INC COM 023135106 8,704 2,530 SH   DFND   2,426 0 104
ANTHEM INC COM 036752103 115 300 SH   DFND 1 300 0 0
ANTHEM INC COM 036752103 1,432 3,750 SH   DFND   3,550 0 200
APPLE INC COM 037833100 2,864 20,909 SH   DFND 1 20,909 0 0
APPLE INC COM 037833100 4,228 30,871 SH   DFND   28,137 0 2,734
APPLIED MATLS INC COM 038222105 262 1,840 SH   DFND 1 1,840 0 0
APPLIED MATLS INC COM 038222105 3,562 25,014 SH   DFND   25,014 0 0
ASML HOLDING N V N Y REGISTRY SHS N07059210 2,694 3,900 SH   DFND   3,900 0 0
BALLARD PWR SYS INC NEW COM 058586108 586 32,351 SH   DFND   30,851 0 1,500
BECTON DICKINSON & CO COM 075887109 651 2,678 SH   DFND   1,785 0 893
BED BATH & BEYOND INC COM 075896100 3,354 100,756 SH   DFND 1 100,756 0 0
BED BATH & BEYOND INC COM 075896100 1,766 53,040 SH   DFND   52,540 0 500
BERKSHIRE HATHAWAY INC DEL CL A 084670108 419 1 SH   DFND   0 0 1
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 407 1,463 SH   DFND 1 1,463 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,835 6,603 SH   DFND   2,028 0 4,575
BIOGEN INC COM 09062X103 515 1,488 SH   DFND 1 1,488 0 0
BIOGEN INC COM 09062X103 29 84 SH   DFND   0 0 84
BROADCOM INC COM 11135F101 1,270 2,663 SH   DFND   2,503 0 160
CAESARSTONE LTD ORD SHS M20598104 1,762 119,389 SH   DFND 1 119,389 0 0
CAESARSTONE LTD ORD SHS M20598104 669 45,292 SH   DFND   43,572 0 1,720
CENTENE CORP DEL COM 15135B101 1,456 19,960 SH   DFND   19,150 0 810
CHECK POINT SOFTWARE TECH LT ORD M22465104 506 4,355 SH   DFND   4,223 0 132
CISCO SYS INC COM 17275R102 247 4,667 SH   DFND 1 4,667 0 0
CISCO SYS INC COM 17275R102 2,877 54,290 SH   DFND   53,140 0 1,150
CITIGROUP INC COM NEW 172967424 1,327 18,753 SH   DFND 1 18,753 0 0
CITIGROUP INC COM NEW 172967424 931 13,155 SH   DFND   7,088 0 6,067
COMCAST CORP NEW CL A 20030N101 120 2,100 SH   DFND 1 2,100 0 0
COMCAST CORP NEW CL A 20030N101 3,299 57,862 SH   DFND   52,235 0 5,627
COSTCO WHSL CORP NEW COM 22160K105 328 830 SH   DFND 1 830 0 0
COSTCO WHSL CORP NEW COM 22160K105 1,668 4,215 SH   DFND   3,800 0 415
DBX ETF TR XTRACK HRVST CSI 233051879 14,886 367,187 SH   DFND 1 367,187 0 0
DISNEY WALT CO COM 254687106 240 1,366 SH   DFND 1 1,366 0 0
DISNEY WALT CO COM 254687106 9 51 SH   DFND   11 0 40
DUPONT DE NEMOURS INC COM 26614N102 244 3,152 SH   DFND   3,152 0 0
EBAY INC. COM 278642103 2,927 41,683 SH   DFND   39,300 0 2,383
EQUINOR ASA SPONSORED ADR 29446M102 371 17,500 SH   DFND   13,000 0 4,500
FACEBOOK INC CL A 30303M102 2,819 8,107 SH   DFND   8,007 0 100
FIDELITY COMWLTH TR NASDAQ COMPSIT 315912808 27,667 490,990 SH   DFND 1 490,990 0 0
FIDELITY COMWLTH TR NASDAQ COMPSIT 315912808 10,807 191,786 SH   DFND   165,300 0 26,486
FISERV INC COM 337738108 2,734 25,574 SH   DFND   24,914 0 660
FIVERR INTL LTD ORD SHS M4R82T106 5,849 24,121 SH   DFND 1 24,121 0 0
FIVERR INTL LTD ORD SHS M4R82T106 5,531 22,810 SH   DFND   22,810 0 0
FORTIVE CORP COM 34959J108 227 3,250 SH   DFND   3,250 0 0
GLOBAL PMTS INC COM 37940X102 1,075 5,730 SH   DFND   5,730 0 0
HOME DEPOT INC COM 437076102 225 705 SH   DFND   5 0 700
HONEYWELL INTL INC COM 438516106 544 2,480 SH   DFND   1,900 0 580
INTEL CORP COM 458140100 438 7,805 SH   DFND 1 7,805 0 0
INTEL CORP COM 458140100 1,641 29,233 SH   DFND   28,883 0 350
INTUIT COM 461202103 1,678 3,424 SH   DFND   3,254 0 170
INVESCO QQQ TR UNIT SER 1 46090E103 119,833 338,100 SH   DFND 1 338,100 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 5,326 15,026 SH   DFND   7,305 0 7,721
ISHARES TR CORE S&P500 ETF 464287200 50,588 117,668 SH   DFND 1 117,668 0 0
ISHARES TR CORE S&P500 ETF 464287200 64 150 SH   DFND   0 0 150
ISHARES TR GLOB HLTHCRE ETF 464287325 754 9,071 SH   DFND   9,071 0 0
ISHARES TR ISHARES BIOTECH 464287556 2,643 16,149 SH   DFND 1 16,149 0 0
ISHARES TR ISHARES BIOTECH 464287556 2,931 17,909 SH   DFND   17,909 0 0
ISHARES TR ISHARES SEMICDTR 464287523 3,981 8,765 SH   DFND 1 8,765 0 0
ISHARES TR MSCI AC ASIA ETF 464288182 44,284 468,615 SH   DFND 1 468,615 0 0
ISHARES TR MSCI AC ASIA ETF 464288182 2,007 21,242 SH   DFND   15,000 0 6,242
ISHARES TR MSCI CHINA ETF 46429B671 11,654 141,363 SH   DFND 1 141,363 0 0
ISHARES TR MSCI CHINA ETF 46429B671 190 2,308 SH   DFND   0 0 2,308
ISHARES TR MSCI EMG MKT ETF 464287234 7,082 128,413 SH   DFND 1 128,413 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 11 195 SH   DFND   0 0 195
ISHARES TR RUSSELL 2000 ETF 464287655 20,007 87,225 SH   DFND 1 87,225 0 0
ITURAN LOCATION AND CONTROL SHS M6158M104 9,338 342,815 SH   DFND 1 342,815 0 0
ITURAN LOCATION AND CONTROL SHS M6158M104 3,674 134,888 SH   DFND   134,220 0 668
JOHNSON & JOHNSON COM 478160104 181 1,100 SH   DFND 1 1,100 0 0
JOHNSON & JOHNSON COM 478160104 430 2,613 SH   DFND   2,013 0 600
JPMORGAN CHASE & CO COM 46625H100 512 3,289 SH   DFND   3,289 0 0
KEURIG DR PEPPER INC COM 49271V100 211 6,000 SH   DFND   6,000 0 0
KIMCO RLTY CORP COM 49446R109 2,820 135,242 SH   DFND 1 135,242 0 0
KIMCO RLTY CORP COM 49446R109 2,901 139,127 SH   DFND   36,252 0 102,875
KONINKLIJKE PHILIPS N V NY REGIS SHS NEW 500472303 1,590 32,000 SH   DFND   32,000 0 0
L3HARRIS TECHNOLOGIES INC COM 502431109 580 2,685 SH   DFND   2,285 0 400
LAUDER ESTEE COS INC CL A 518439104 1,396 4,390 SH   DFND   4,070 0 320
LINDE PLC SHS G5494J103 447 1,547 SH   DFND   1,257 0 290
MASTERCARD INCORPORATED CL A 57636Q104 296 810 SH   DFND 1 810 0 0
MASTERCARD INCORPORATED CL A 57636Q104 3,641 9,974 SH   DFND   9,141 0 833
MERCADOLIBRE INC COM 58733R102 989 635 SH   DFND   635 0 0
MERCK & CO INC COM 58933Y105 175 2,250 SH   DFND 1 2,250 0 0
MERCK & CO INC COM 58933Y105 336 4,320 SH   DFND   4,320 0 0
MICROSOFT CORP COM 594918104 2,368 8,743 SH   DFND 1 8,743 0 0
MICROSOFT CORP COM 594918104 10,268 37,905 SH   DFND   35,308 0 2,597
NEW MTN FIN CORP COM 647551100 1,434 108,868 SH   DFND 1 108,868 0 0
NEXTERA ENERGY INC COM 65339F101 1,264 17,250 SH   DFND   16,500 0 750
NIKE INC CL B 654106103 901 5,832 SH   DFND 1 5,832 0 0
NIKE INC CL B 654106103 504 3,263 SH   DFND   2,642 0 621
NOVARTIS AG SPONSORED ADR 66987V109 228 2,500 SH   DFND 1 2,500 0 0
NOVARTIS AG SPONSORED ADR 66987V109 147 1,610 SH   DFND   310 0 1,300
NVIDIA CORPORATION COM 67066G104 1,691 2,114 SH   DFND 1 2,114 0 0
NVIDIA CORPORATION COM 67066G104 2,871 3,588 SH   DFND   3,568 0 20
NXP SEMICONDUCTORS N V COM N6596X109 1,378 6,700 SH   DFND   6,700 0 0
ORACLE CORP COM 68389X105 3,706 47,613 SH   DFND   45,763 0 1,850
PALO ALTO NETWORKS INC COM 697435105 1,884 5,077 SH   DFND   4,900 0 177
PAYPAL HLDGS INC COM 70450Y103 160 550 SH   DFND 1 550 0 0
PAYPAL HLDGS INC COM 70450Y103 3,790 13,003 SH   DFND   11,583 0 1,420
PEPSICO INC COM 713448108 2,224 15,010 SH   DFND   14,510 0 500
PROCTER AND GAMBLE CO COM 742718109 851 6,308 SH   DFND 1 6,308 0 0
PROCTER AND GAMBLE CO COM 742718109 418 3,100 SH   DFND   2,800 0 300
PROLOGIS INC. COM 74340W103 886 7,410 SH   DFND   7,320 0 90
QUALCOMM INC COM 747525103 1,574 11,012 SH   DFND   11,012 0 0
REGENERON PHARMACEUTICALS COM 75886F107 78 140 SH   DFND 1 140 0 0
REGENERON PHARMACEUTICALS COM 75886F107 1,533 2,745 SH   DFND   2,745 0 0
SANOFI SPONSORED ADR 80105N105 404 7,663 SH   DFND   3,900 0 3,763
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 218 2,100 SH   DFND 1 2,100 0 0
SEA LTD SPONSORD ADS 81141R100 2,226 8,107 SH   DFND   7,682 0 425
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 345 9,412 SH   DFND   0 0 9,412
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 563 4,470 SH   DFND 1 4,470 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 1,284 10,194 SH   DFND   6,273 0 3,921
SILICOM LTD ORD M84116108 923 20,945 SH   DFND 1 20,945 0 0
SIMON PPTY GROUP INC NEW COM 828806109 2,582 19,791 SH   DFND 1 19,791 0 0
SIMON PPTY GROUP INC NEW COM 828806109 6,597 50,556 SH   DFND   19,909 0 30,647
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 1,670 4,840 SH   DFND 1 4,840 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 216,547 505,881 SH   DFND 1 505,881 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 8,790 20,534 SH   DFND   8,207 0 12,327
STARBUCKS CORP COM 855244109 1,219 10,900 SH   DFND   10,900 0 0
TARO PHARMACEUTICAL INDS LTD SHS M8737E108 1,407 19,557 SH   DFND 1 19,557 0 0
TARO PHARMACEUTICAL INDS LTD SHS M8737E108 230 3,198 SH   DFND   3,198 0 0
T-MOBILE US INC COM 872590104 1,775 12,258 SH   DFND   11,733 0 525
TRIP COM GROUP LTD ADS 89677Q107 1,473 41,550 SH   DFND 1 41,550 0 0
TRIP COM GROUP LTD ADS 89677Q107 1,242 35,020 SH   DFND   29,650 0 5,370
UNION PAC CORP COM 907818108 925 4,204 SH   DFND 1 4,204 0 0
UNION PAC CORP COM 907818108 308 1,400 SH   DFND   1,400 0 0
VANECK VECTORS ETF TR BDC INCOME ETF 92189F411 2,939 171,265 SH   DFND 1 171,265 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 43,954 111,695 SH   DFND 1 111,695 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 8 20 SH   DFND   0 0 20
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 6,795 125,111 SH   DFND 1 125,111 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 802 14,774 SH   DFND   4,100 0 10,674
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 787 11,696 SH   DFND   0 0 11,696
VISA INC COM CL A 92826C839 313 1,340 SH   DFND 1 1,340 0 0
VISA INC COM CL A 92826C839 197 844 SH   DFND   10 0 834
VMWARE INC CL A COM 928563402 784 4,900 SH   DFND   4,900 0 0
WABTEC COM 929740108 214 2,602 SH   DFND   2,597 0 5
WELLS FARGO CO NEW COM 949746101 149 3,280 SH   DFND 1 3,280 0 0
WELLS FARGO CO NEW COM 949746101 987 21,787 SH   DFND   11,543 0 10,244
WESTERN DIGITAL CORP. COM 958102105 1,270 17,850 SH   DFND   16,800 0 1,050
WIX COM LTD SHS M98068105 13,259 45,678 SH   DFND 1 45,678 0 0
WIX COM LTD SHS M98068105 10,221 35,211 SH   DFND   35,206 0 5