Commitments and Contingencies (Tables)

3 Months Ended

Mar. 31, 2020

Commitments and Contingencies Disclosure [Abstract]

Management's estimate of the maximum potential exposure related to protection programs

The following table shows changes in the allowance for transaction losses and negative customer balances related to our protection programs for the three months ended March 31, 2020 and 2019:

	Three Months Ended March 31,
	2020			2019
	(in millions)
Beginning balance	$	399		$	344
Provision	247			286
Realized losses	(270		)	(261		)
Recoveries	20			16
Ending balance	$	396		$	385