The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309   2,230,760 47,727 SH   SOLE   0 0 0
FIRST TR EXCH TRADED FD III PFD SEC S INC ETF 33739E108   3,624,254 200,235 SH   SOLE   0 0 0
ISHARES TR CORE MSCI TOTAL 46432F834   5,309,181 73,099 SH   SOLE   0 0 0
ISHARES TR CORE TOTAL USD 46434V613   3,440,231 73,010 SH   SOLE   0 0 0
ISHARES TR CORE US AGGBD ET 464287226   1,465,681 14,473 SH   SOLE   0 0 0
ISHARES TR EDGE MSCI USA QLT FCT 46432F339   2,429,515 13,550 SH   SOLE   0 0 0
ISHARES TR IBOXX INV CP ETF 464287242   2,170,798 19,214 SH   SOLE   0 0 0
ISHARES TR INTL RE ETF 464288489   1,126,779 49,366 SH   SOLE   0 0 0
ISHARES TR INTL SEL DIV ETF 464288448   7,917,600 261,912 SH   SOLE   0 0 0
ISHARES TR JPMORGAN USD EMG 464288281   2,699,315 28,845 SH   SOLE   0 0 0
ISHARES TR LG-TERM COR BD 464289511   32,254,642 216,380 SH   SOLE   0 0 0
ISHARES TR RUSSELL 3000 ETF 464287689   1,157,278 3,542 SH   SOLE   0 0 0
ISHARES TR SHORT TREAS BD 464288679   490,312 4,432 SH   SOLE   0 0 0
ISHARES TR U.S. REAL ES ETF 464287739   1,469,067 14,421 SH   SOLE   0 0 0
PIMCO ETF TR INTER MUNI BD ACT 72201R817   14,175,205 142,536 SH   SOLE   0 0 0
SCHWAB STRATEGIC TR SCHWAB US BD MKT ETF 808524102   58,693,790 882,348 SH   SOLE   0 0 0
SPDR SER TR BLOOMBERG HIGH Y 78468R622   2,572,464 26,306 SH   SOLE   0 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   3,271,983 68,380 SH   SOLE   0 0 0
VANGUARD TAX-MANAGED FUNDS VAN FTSE DEV MKT 921943858   12,144,187 229,960 SH   SOLE   0 0 0
VANGUARD WHITEHALL FDS ETF 921946406   8,143,392 63,521 SH   SOLE   0 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   6,416,664 106,201 SH   SOLE   0 0 0
VANGUARD SCOTTSDALE FDS LG-TERM COR BD 92206C813   32,744,788 403,112 SH   SOLE   0 0 0
VANGUARD INDEX FUNDS REAL ESTATE ETF 922908553   6,030,201 61,899 SH   SOLE   0 0 0
VANGUARD BD INDEX FDS TOTAL BD MKT 921937835   6,268,981 83,464 SH   SOLE   0 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   138,859,399 490,392 SH   SOLE   0 0 0