The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Fidelity Total Bond ETF ETF 316188309   2,168 47,727 SH   SOLE   0 0 0
First Trust Preferred Securiti ETF 33739E108   3,221 201,674 SH   SOLE   0 0 0
iShares Core MSCI Total Int'l ETF 46432F834   5,281 84,341 SH   SOLE   0 0 0
iShares Core Total USD Bond Ma ETF 46434V613   5,353 117,724 SH   SOLE   0 0 0
iShares Edge MSCI Min Vol EAFE ETF 46429B689   12,327 182,626 SH   SOLE   0 0 0
iShares Edge MSCI Min Vol Emer ETF 464286533   1,949 35,450 SH   SOLE   0 0 0
iShares Edge MSCI Min Vol Glob ETF 464286525   9,196 93,783 SH   SOLE   0 0 0
iShares Edge MSCI Min Vol USA ETF 46429B697   21,922 294,927 SH   SOLE   0 0 0
iShares Edge MSCI USA Quality ETF 46432F339   2,160 16,015 SH   SOLE   0 0 0
iShares iBoxx Investment Grade ETF 464287242   1,747 16,155 SH   SOLE   0 0 0
iShares International Develop ETF 464288489   928 46,726 SH   SOLE   0 0 0
iShares International Select D ETF 464288448   7,607 288,910 SH   SOLE   0 0 0
iShares JPMorgan USD Emerg Mar ETF 464288281   2,332 26,950 SH   SOLE   0 0 0
iShares Long-Term Corporate Bo ETF 464289511   10,789 209,283 SH   SOLE   0 0 0
iShares Russell 3000 Index ETF 464287689   12,146 47,729 SH   SOLE   0 0 0
iShares US Real Estate ETF ETF 464287739   1,305 15,082 SH   SOLE   0 0 0
Schwab US Broad Market ETF ETF 808524102   44,280 856,473 SH   SOLE   0 0 0
SPDR Barclays Cap High Yield B ETF 78468r622   2,193 23,832 SH   SOLE   0 0 0
Vanguard Emerging Markets ETF ETF 922042858   970 23,853 SH   SOLE   0 0 0
Vanguard High Dividend Yield E ETF 921946406   7,150 67,410 SH   SOLE   0 0 0
Vanguard Long-Term Corp Bond E ETF 92206C813   5,474 69,738 SH   SOLE   0 0 0
Vanguard REIT ETF ETF 922908553   6,049 72,393 SH   SOLE   0 0 0
Vanguard Total Stock Market ET ETF 922908769   89,476 406,190 SH   SOLE   0 0 0