The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
First Trust Preferred Securiti ETF 33739E108   2,186 130,109 SH   SOLE   0 0 0
iShares Core MSCI Total Int'l ETF 46432F834   4,928 85,148 SH   SOLE   0 0 0
iShares Core Total USD Bond Ma ETF 46434V613   5,289 117,724 SH   SOLE   0 0 0
iShares Edge MSCI Min Vol EAFE ETF 46429B689   11,612 182,626 SH   SOLE   0 0 0
iShares Edge MSCI Min Vol Emer ETF 464286533   1,880 35,450 SH   SOLE   0 0 0
iShares Edge MSCI Min Vol Glob ETF 464286525   8,193 86,223 SH   SOLE   0 0 0
iShares Edge MSCI Min Vol USA ETF 46429B697   21,264 294,927 SH   SOLE   0 0 0
iShares Edge MSCI USA Quality ETF 46432F339   1,999 17,543 SH   SOLE   0 0 0
iShares iBoxx Investment Grade ETF 464287242   1,703 16,155 SH   SOLE   0 0 0
iShares International Develop ETF 464288489   977 46,385 SH   SOLE   0 0 0
iShares International Select D ETF 464288448   3,006 110,665 SH   SOLE   0 0 0
iShares JPMorgan USD Emerg Mar ETF 464288281   2,333 27,583 SH   SOLE   0 0 0
iShares Long-Term Corporate Bo ETF 464289511   6,983 140,256 SH   SOLE   0 0 0
iShares Russell 3000 Index ETF 464287689   11,733 53,167 SH   SOLE   0 0 0
iShares US Real Estate ETF ETF 464287739   1,297 15,402 SH   SOLE   0 0 0
Schwab US Broad Market ETF ETF 808524102   38,395 856,847 SH   SOLE   0 0 0
SPDR Barclays Cap High Yield B ETF 78468r622   2,166 24,072 SH   SOLE   0 0 0
Vanguard Emerging Markets ETF ETF 922042858   833 21,358 SH   SOLE   0 0 0
Vanguard High Dividend Yield E ETF 921946406   4,098 37,872 SH   SOLE   0 0 0
Vanguard Long-Term Corp Bond E ETF 92206C813   1,262 16,664 SH   SOLE   0 0 0
Vanguard REIT ETF ETF 922908553   5,665 68,680 SH   SOLE   0 0 0
Vanguard Total Stock Market ET ETF 922908769   77,659 406,190 SH   SOLE   0 0 0