The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
PowerShares FTSE RAFI Emerging ETF 73936t763 8,999 483,059 SH   SOLE   0 0 0
SPDR Blackstone/GSO Senior Loa ETF 78467V608 6,051 124,127 SH   SOLE   0 0 0
Schwab US Broad Market ETF ETF 808524102 34,389 690,261 SH   SOLE   0 0 0
Vanguard FTSE All-World Ex-US ETF 922042775 4,520 96,454 SH   SOLE   0 0 0
Vanguard Long-Term Corp Bond E ETF 92206C813 8,041 87,006 SH   SOLE   0 0 0
Vanguard Mortgage Backed Secur ETF 92206C771 2,024 38,183 SH   SOLE   0 0 0
WisdomTree Europe Hedged Equit ETF 97717X701 11,464 206,118 SH   SOLE   0 0 0
WisdomTree Japan Hedged Equity ETF 97717W851 4,675 94,971 SH   SOLE   0 0 0
iShares 3-7 Year Treasury Bond ETF 464288661 1,944 15,890 SH   SOLE   0 0 0
iShares Core MSCI Total Int'l ETF 46432F834 22,143 415,666 SH   SOLE   0 0 0
iShares iBoxx High Yield ETF 464288513 1,785 19,918 SH   SOLE   0 0 0
iShares iBoxx Investment Grade ETF 464287242 4,493 37,629 SH   SOLE   0 0 0