0001633901-23-000003.txt : 20230515 0001633901-23-000003.hdr.sgml : 20230515 20230515110857 ACCESSION NUMBER: 0001633901-23-000003 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20230331 FILED AS OF DATE: 20230515 DATE AS OF CHANGE: 20230515 EFFECTIVENESS DATE: 20230515 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Betterment LLC CENTRAL INDEX KEY: 0001633901 IRS NUMBER: 800620933 STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-16706 FILM NUMBER: 23919661 BUSINESS ADDRESS: STREET 1: 27 WEST 23RD STREET STREET 2: 6TH FLOOR CITY: NEW YORK STATE: NY ZIP: 10010 BUSINESS PHONE: 212-228-1328 MAIL ADDRESS: STREET 1: 8 WEST 24TH STREET, 6TH FLOOR CITY: NEW YORK STATE: NY ZIP: 10010 13F-HR 1 primary_doc.xml X0202 13F-HR LIVE false true false 0001633901 XXXXXXXX 03-31-2023 03-31-2023 Betterment LLC

8 WEST 24TH STREET, 6TH FLOOR NEW YORK NY 10010

13F HOLDINGS REPORT 028-16706 N Khaley Sestak 212-228-1328 Khaley Sestak New York NY 05-15-2023 0 265 30880307 false INFORMATION TABLE 2 betterment13fq12023.xml ISHARES TR TIPS BD ETF 464287176 2039 18496 SH SOLE 18496 0 0 VANGUARD INDEX FDS TOTAL STK MKT 922908769 5998366 29389347 SH SOLE 29389347 0 0 ISHARES TR S&P 500 VAL ETF 464287408 75713 498897 SH SOLE 498897 0 0 ISHARES TR RUS 1000 VAL ETF 464287598 211 1385 SH SOLE 1385 0 0 ISHARES TR RUS MDCP VAL ETF 464287473 235026 2213048 SH SOLE 2213048 0 0 ISHARES TR RUS 2000 VAL ETF 464287630 159787 1166160 SH SOLE 1166160 0 0 ISHARES TR 1 3 YR TREAS BD 464287457 4433 53950 SH SOLE 53950 0 0 VANGUARD TAX MANAGED INTL FD VAN FTSE DEV MKT 921943858 4682172 103656682 SH SOLE 103656682 0 0 VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2931577 72563778 SH SOLE 72563778 0 0 SPDR S&P 500 ETF TR TR UNIT 78462F103 1532 3741 SH SOLE 3741 0 0 ISHARES TR SHORT TREAS BD 464288679 330125 2987555 SH SOLE 2987555 0 0 VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 106485 1442297 SH SOLE 1442297 0 0 VANGUARD INDEX FDS REAL ESTATE ETF 922908553 2791 33615 SH SOLE 33615 0 0 ISHARES TR CORE US AGGBD ET 464287226 827755 8307455 SH SOLE 8307455 0 0 VANGUARD WHITEHALL FDS INC EM MK GOV BD ETF 921946885 132795 2131205 SH SOLE 2131205 0 0 VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 1733720 35439902 SH SOLE 35439902 0 0 VANGUARD MALVERN FDS STRM INFPROIDX 922020805 345742 7230078 SH SOLE 7230078 0 0 ISHARES TR IBOXX INV CP ETF 464287242 13652 124551 SH SOLE 124551 0 0 ISHARES TR NATIONAL MUN ETF 464288414 1050492 9750254 SH SOLE 9750254 0 0 ISHARES TR CALIF MUN BD ETF 464288356 5231 91092 SH SOLE 91092 0 0 ISHARES TR NEW YORK MUN ETF 464288323 5475 102323 SH SOLE 102323 0 0 VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 2796 34857 SH SOLE 34857 0 0 SPDR SERIES TRUST PORTFOLIO INTRMD 78464A375 488 15007 SH SOLE 15007 0 0 SPDR SERIES TRUST NUVEEN BLMBRG MU 78468R721 255809 5463679 SH SOLE 5463679 0 0 ISHARES TR JPMORGAN USD EMG 464288281 828669 9604411 SH SOLE 9604411 0 0 Invesco EMRNG MKT SVRG 46138E784 5157 268869 SH SOLE 268869 0 0 SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 340424 7114397 SH SOLE 7114397 0 0 ISHARES TR CORE S&P TTL STK 464287150 1252844 13835940 SH SOLE 13835940 0 0 VANGUARD INDEX FDS VALUE ETF 922908744 1687134 12215873 SH SOLE 12215873 0 0 SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 129038 1967636 SH SOLE 1967636 0 0 VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 1365951 10188342 SH SOLE 10188342 0 0 ISHARES TR S&P MC 400VL ETF 464287705 6164 59975 SH SOLE 59975 0 0 VANGUARD INDEX FDS SM CP VAL ETF 922908611 1216939 7665277 SH SOLE 7665277 0 0 ISHARES TR SP SMCP600VL ETF 464287879 237 2533 SH SOLE 2533 0 0 SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 545031 15661797 SH SOLE 15661797 0 0 ISHARES TR CORE MSCI EAFE 46432F842 830636 12425373 SH SOLE 12425373 0 0 SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 2344 95577 SH SOLE 95577 0 0 ISHARES INC CORE MSCI EMKT 46434G103 504840 10347209 SH SOLE 10347209 0 0 VANGUARD SPECIALIZED PORTFOL DIV APP ETF 921908844 1992 12933 SH SOLE 12933 0 0 SCHWAB STRATEGIC TR US TIPS ETF 808524870 1421 26506 SH SOLE 26506 0 0 VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 3919 96598 SH SOLE 96598 0 0 ISHARES TR CORE S&P500 ETF 464287200 4027 9795 SH SOLE 9795 0 0 SCHWAB STRATEGIC TR US REIT ETF 808524847 9427 483414 SH SOLE 483414 0 0 INVESCO QQQ TR UNIT SER 1 46090E103 10520 32781 SH SOLE 32781 0 0 VANGUARD BD INDEX FD INC LONG TERM BOND 921937793 9252 120716 SH SOLE 120716 0 0 ISHARES CORE LT USDB ETF 464289479 1252 23309 SH SOLE 23309 0 0 ISHARES TR 7-10 YR TRSY BD 464287440 17165 173177 SH SOLE 173177 0 0 SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 1341 20578 SH SOLE 20578 0 0 VANGUARD INDEX FDS SMALL CP ETF 922908751 23005 121360 SH SOLE 121360 0 0 VANGUARD INDEX FDS MID CAP ETF 922908629 372 1765 SH SOLE 1765 0 0 VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 83225 221301 SH SOLE 221301 0 0 ISHARES TR CORE S&P MCP ETF 464287507 928 3709 SH SOLE 3709 0 0 FIRST TR EXCHANGE TRADED FD NO AMER ENERGY 33738D101 1032 38748 SH SOLE 38748 0 0 ISHARES TR RUSSELL 3000 ETF 464287689 633 2687 SH SOLE 2687 0 0 SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 535 7318 SH SOLE 7318 0 0 VANGUARD INDEX FDS GROWTH ETF 922908736 44312 177646 SH SOLE 177646 0 0 ISHARES TR CORE S&P US GWT 464287671 300 3377 SH SOLE 3377 0 0 ISHARES TR CORE S&P SCP ETF 464287804 817 8444 SH SOLE 8444 0 0 SCHWAB STRATEGIC TR US SML CAP ETF 808524607 254 6054 SH SOLE 6054 0 0 ISHARES TR S&P 500 GRWT ETF 464287309 531 8313 SH SOLE 8313 0 0 VANGUARD STAR FD VG TL INTL STK F 921909768 1305 23630 SH SOLE 23630 0 0 SELECT SECTOR SPDR TR ENERGY 81369Y506 836 10096 SH SOLE 10096 0 0 VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828 1354 15255 SH SOLE 15255 0 0 SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 6757 139703 SH SOLE 139703 0 0 DBX ETF TR XTRACK HRVST CSI 233051879 323 10942 SH SOLE 10942 0 0 SPDR SERIES TRUST BLOOMBERG 1-3 MO 78468R663 590 6422 SH SOLE 6422 0 0 ISHARES MSCI GBL ETF NEW 46434G848 241 5630 SH SOLE 5630 0 0 Invesco GBL LISTED PVT 46137V589 1155 114239 SH SOLE 114239 0 0 INDEXIQ ETF TR HEDGE MLTI ETF 45409B107 1596 54654 SH SOLE 54654 0 0 WISDOMTREE TR FUTRE STRAT FD 97717W125 3319 98901 SH SOLE 98901 0 0 ISHARES TR MSCI EAFE ETF 464287465 281 3929 SH SOLE 3929 0 0 VANGUARD BD INDEX FD INC INTERMED TERM 921937819 11991 156254 SH SOLE 156254 0 0 ETFS GOLD TR PHYSCL GOLD SHS 00326A104 535 28373 SH SOLE 28373 0 0 VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 2084 19751 SH SOLE 19751 0 0 ISHARES TR MSCI AC ASIA ETF 464288182 377 5558 SH SOLE 5558 0 0 PIMCO ETF TR ACTIVE BD ETF 72201R775 318 3430 SH SOLE 3430 0 0 VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 20307 265483 SH SOLE 265483 0 0 ISHARES TR ISHS 1-5YR INVS 464288646 6142 121534 SH SOLE 121534 0 0 ISHARES MSCI EMERG MRKT 464286533 3395 62204 SH SOLE 62204 0 0 ISHARES TR EAFE VALUE ETF 464288877 237 4882 SH SOLE 4882 0 0 WISDOMTREE TR EMG MKTS SMCAP 97717W281 756 16508 SH SOLE 16508 0 0 SPDR SERIES TRUST ICE PFD SEC ETF 78464A292 781 23000 SH SOLE 23000 0 0 ISHARES TR MBS ETF 464288588 22084 233130 SH SOLE 233130 0 0 MARKET VECTORS ETF TR HIGH YLD MUNIETF 92189H409 703 13595 SH SOLE 13595 0 0 ISHARES TR 10-20 YR TRS ETF 464288653 488 4261 SH SOLE 4261 0 0 ISHARES TR 20 YR TR BD ETF 464287432 402 3781 SH SOLE 3781 0 0 VANGUARD BD INDEX FD INC LONG TERM TREAS 92206C847 1874 28599 SH SOLE 28599 0 0 SPDR SERIES TRUST PORTFOLIO LN TSR 78464A664 7629 247053 SH SOLE 247053 0 0 ISHARES TR 3 7 YR TREAS BD 464288661 853 7251 SH SOLE 7251 0 0 CAMBRIA ETF TR VALUE MOMENTUM 132061888 2608 103862 SH SOLE 103862 0 0 CAMBRIA ETF TR GLOBAL VALUE ETF 132061409 2560 126116 SH SOLE 126116 0 0 CAMBRIA ETF TR GLB MOMENT ETF 132061508 12063 437224 SH SOLE 437224 0 0 CAMBRIA ETF TR SHSHLD YIELD ETF 132061201 2026 34512 SH SOLE 34512 0 0 CAMBRIA ETF TR CAMBRIA FGN SHR 132061300 1143 45703 SH SOLE 45703 0 0 CAMBRIA ETF TR EMRG SHAREHLDR 132061706 1073 37677 SH SOLE 37677 0 0 Invesco OPTIMUM YIELD 46090F100 430 30206 SH SOLE 30206 0 0 WISDOMTREE TR WISDOMTREE US VA 97717W547 202 3437 SH SOLE 3437 0 0 VANGUARD BD INDEX FD INC TAX EXEMPT BD 922907746 1116 22026 SH SOLE 22026 0 0 VANECK VECTORS TR JP MRGAN EM LOC 92189H300 1191 47158 SH SOLE 47158 0 0 VANGUARD INDEX FDS 500 GRTH IDX F 921932505 5227 22680 SH SOLE 22680 0 0 VANGUARD INDEX FDS 500 VAL IDX FD 921932703 4977 33927 SH SOLE 33927 0 0 ISHARES TR CORE 1 5 YR USD 46432F859 2051 43500 SH SOLE 43500 0 0 ISHARES TR INTRM GOV CR ETF 464288612 1135 10866 SH SOLE 10866 0 0 VANGUARD BD INDEX FD INC MTG-BKD SECS ETF 92206C771 9600 206238 SH SOLE 206238 0 0 ISHARES TR CORE INTL AGGR 46435G672 1087 22212 SH SOLE 22212 0 0 Goldman Sachs ACTIVEBETA US LG 381430503 264351 3254750 SH SOLE 3254750 0 0 Goldman Sachs ACTIVEBETA INT 381430107 127280 4131140 SH SOLE 4131140 0 0 Goldman Sachs ACTIVEBETA EME 381430206 24818 833660 SH SOLE 833660 0 0 VANGUARD SCOTTSDALE FDS LG-TERM COR BD 92206C813 526 6600 SH SOLE 6600 0 0 ISHARES TR RUS 1000 ETF 464287622 423 1878 SH SOLE 1878 0 0 VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 466 4262 SH SOLE 4262 0 0 ISHARES TR USD INV GRDE ETF 464288620 406 8024 SH SOLE 8024 0 0 SPDR SERIES TRUST BLOOMBERG HIGH Y 78468R622 474 5107 SH SOLE 5107 0 0 ISHARES TR 10+ YR INVST GRD 464289511 392 7484 SH SOLE 7484 0 0 SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 596 19049 SH SOLE 19049 0 0 Vanguard SML CP GRW ETF 922908595 3338 15425 SH SOLE 15425 0 0 Vanguard CONSUM STP ETF 92204A207 666 3442 SH SOLE 3442 0 0 Vanguard ALLWRLD EX US 922042775 404 7551 SH SOLE 7551 0 0 Vanguard MCAP GR IDXVIP 922908538 8160 41872 SH SOLE 41872 0 0 Vanguard TT WRLD ST ETF 922042742 671 7291 SH SOLE 7291 0 0 Vanguard EXTEND MKT ETF 922908652 991 7069 SH SOLE 7069 0 0 iShares RUS 2000 GRW ETF 464287648 421 1856 SH SOLE 1856 0 0 iShares MSCI USA MIN VOL 46429B697 720 9895 SH SOLE 9895 0 0 iShares 0-5 YR TIPS ETF 46429B747 156348 1575610 SH SOLE 1575610 0 0 iShares CORE MSCI TOTAL 46432F834 1307 21100 SH SOLE 21100 0 0 iShares 0-5YR HI YL CP 46434V407 7212 173044 SH SOLE 173044 0 0 Invesco S&P500 EQL WGT 46137V357 450 3112 SH SOLE 3112 0 0 Vanguard MEGA GRWTH IND 921910816 547 2673 SH SOLE 2673 0 0 Vanguard SHRT TRM CORP BD 92206C409 5376 70526 SH SOLE 70526 0 0 Vanguard INTER TERM TREAS 92206C706 755 12589 SH SOLE 12589 0 0 Schwab SCHWAB FDT US SC 808524763 3448 70838 SH SOLE 70838 0 0 Schwab SCHWB FDT EMK LG 808524730 331 12697 SH SOLE 12697 0 0 Goldman Sachs ACCES TREASURY 381430529 526662 5259257 SH SOLE 5259257 0 0 iShares RUS MID CAP ETF 464287499 200 2865 SH SOLE 2865 0 0 iShares FLTG RATE NT ETF 46429B655 7500 148834 SH SOLE 148834 0 0 Flexshares Trust MORNSTAR UPSTR 33939L407 217 5134 SH SOLE 5134 0 0 iShares MSCI USA QLT FCT 46432F339 1061 8552 SH SOLE 8552 0 0 iShares US TREAS BD ETF 46429B267 346 14805 SH SOLE 14805 0 0 iShares MSCI GBL MIN VOL 464286525 3511 36284 SH SOLE 36284 0 0 WisdomTree US MIDCAP DIVID 97717W505 518 12637 SH SOLE 12637 0 0 iShares MSCI USA VALUE 46432F388 341 3684 SH SOLE 3684 0 0 iShares EAFE GRWTH ETF 464288885 324 3457 SH SOLE 3457 0 0 SPDR State Street Global Advisors RL EST SEL SEC 81369Y860 263 7041 SH SOLE 7041 0 0 iShares MSCI USA MMENTM 46432F396 2152 15474 SH SOLE 15474 0 0 iShares BLACKROCK ST MAT 46431W507 4618 93112 SH SOLE 93112 0 0 iShares MSCI ACWI EX US 464288240 205 4195 SH SOLE 4195 0 0 Vanguard SHORT TERM TREAS 92206C102 3124 53368 SH SOLE 53368 0 0 Schwab ETFs SHT TM US TRES 808524862 305 6246 SH SOLE 6246 0 0 iShares SHRT NAT MUN ETF 464288158 784 7493 SH SOLE 7493 0 0 Van Eck OIL SERVICES ETF 92189H607 475 1713 SH SOLE 1713 0 0 WisdomTree INTL SMCAP DIV 97717W760 723 11870 SH SOLE 11870 0 0 Invesco FTSE RAFI DEV 46138E743 301 6836 SH SOLE 6836 0 0 SPDR State Street Global Advisors S&P 600 SMCP VAL 78464A300 12047 158144 SH SOLE 158144 0 0 Vanguard MIDCP 400 GRTH 921932869 868 9766 SH SOLE 9766 0 0 iShares CORE TOTAL USD 46434V613 439 9518 SH SOLE 9518 0 0 Schwab ETFs INT-TRM U.S TRES 808524854 202 4004 SH SOLE 4004 0 0 Invesco S&P 500 HB ETF 46138E370 257 3669 SH SOLE 3669 0 0 iShares RUS TP200 GR ETF 464289438 270 1941 SH SOLE 1941 0 0 SPDR State Street Global Advisors PORTFOLIO DEVLPD 78463X889 1690 52603 SH SOLE 52603 0 0 iShares MSCI KLD400 SOC 464288570 44687 572982 SH SOLE 572982 0 0 SPDR State Street Global Advisors PRTFLO S&P500 GW 78464A409 745 13456 SH SOLE 13456 0 0 Van Eck FALLEN ANGEL HG 92189F437 1920 68523 SH SOLE 68523 0 0 iShares MSCI USA ESG SLC 464288802 20229 230475 SH SOLE 230475 0 0 WisdomTree US SMALLCAP FUND 97717W562 335 7741 SH SOLE 7741 0 0 iShares MSCI LW CRB TG 46434V464 179423 1212810 SH SOLE 1212810 0 0 SPDR State Street Global Advisors PRTFLO S&P500 VL 78464A508 109718 2694456 SH SOLE 2694456 0 0 SPDR State Street Global Advisors PORTFOLIO EMG MK 78463X509 24617 721271 SH SOLE 721271 0 0 Invesco DIVID ACHIEVEV 46137V506 217 5928 SH SOLE 5928 0 0 Vanguard INTL HIGH ETF 921946794 542 8742 SH SOLE 8742 0 0 SPDR State Street Global Advisors SPDR MSCI USA GE 78468R747 2962 35728 SH SOLE 35728 0 0 Vanguard INTL DVD ETF 921946810 4709 63916 SH SOLE 63916 0 0 iShares JP MRGN EM HI BD 464286285 3433 97404 SH SOLE 97404 0 0 John Hancock MULTIFACTOR MI 47804J206 502 10484 SH SOLE 10484 0 0 PIMCO 15+ YR US TIPS 72201R304 5982 96991 SH SOLE 96991 0 0 SPDR State Street Global Advisors PORTFOLIO S&P500 78464A854 938 19471 SH SOLE 19471 0 0 WisdomTree US LARGECAP FUND 97717W588 1314 30060 SH SOLE 30060 0 0 SPDR State Street Global Advisors SPDR S&P 500 ETF 78468R796 68984 2075322 SH SOLE 2075322 0 0 Legg Mason FRANKLIN US LOW 52468L406 220 5897 SH SOLE 5897 0 0 WisdomTree YIELD ENHANCD US 97717X511 875 20032 SH SOLE 20032 0 0 First Trust RISNG DIVD ACHIV 33738R506 895 19957 SH SOLE 19957 0 0 SPDR State Street Global Advisors MSCI EAFE STRTGC 78463X434 252 3640 SH SOLE 3640 0 0 iShares ESG AW MSCI EAFE 46435G516 252330 3512393 SH SOLE 3512393 0 0 iShares CRE U S REIT ETF 464288521 224 4451 SH SOLE 4451 0 0 First Trust Exchange-Traded Fund VIII TCW OPPORTUNIS 33740F805 2157 47859 SH SOLE 47859 0 0 EA Series Trust US QUAN VALUE 02072L102 457 13504 SH SOLE 13504 0 0 EA Series Trust INTL QUAN VALUE 02072L201 342 14590 SH SOLE 14590 0 0 iShares ESG AWR MSCI EM 46434G863 75850 2409480 SH SOLE 2409480 0 0 SPDR State Street Global Advisors MSCI EAFE FS ETF 78470E106 41637 1124119 SH SOLE 1124119 0 0 iShares CORE MSCI INTL 46435G326 5316 87912 SH SOLE 87912 0 0 EA Series Trust INTL QUAN MOMNTM 02072L300 318 12033 SH SOLE 12033 0 0 iShares MSCI INTL QUALTY 46434V456 871 24671 SH SOLE 24671 0 0 iShares MSCI INTL MOMENT 46434V449 1106 34215 SH SOLE 34215 0 0 Ark ETF Trust NEXT GNRTN INTER 00214Q401 952 17754 SH SOLE 17754 0 0 Ark ETF Trust INNOVATION ETF 00214Q104 905 22443 SH SOLE 22443 0 0 ProShares PRIV EQTY-LSTD 74348A533 258 9602 SH SOLE 9602 0 0 iShares FALN ANGLS USD 46435G474 8854 350361 SH SOLE 350361 0 0 Pacer US CASH COWS 100 69374H881 545 11600 SH SOLE 11600 0 0 SPDR State Street Global Advisors SPDR S&P1500VL 78464A128 283 1992 SH SOLE 1992 0 0 iShares ESG AWR MSCI USA 46435G425 228698 2528445 SH SOLE 2528445 0 0 SPDR State Street Global Advisors MSCI EMR MKT ETF 78470E205 24270 806036 SH SOLE 806036 0 0 Invesco S&P INTL MOMNT 46138E222 262 8076 SH SOLE 8076 0 0 WisdomTree EM EX ST-OWNED 97717X578 3480 125002 SH SOLE 125002 0 0 Invesco S&P 500 MOMNTM 46138E339 226 4141 SH SOLE 4141 0 0 Goldman Sachs ACTIVEBETA US 381430602 31008 558604 SH SOLE 558604 0 0 Goldman Sachs ACCESS INVT GR 381430479 10986 240022 SH SOLE 240022 0 0 XTRACKERS XTRACK USD HIGH 233051432 5629 161998 SH SOLE 161998 0 0 ISHARES BROAD USD HIGH 46435U853 2984 83950 SH SOLE 83950 0 0 GraniteShares BBG COMMD K 1 38747R108 9327 438932 SH SOLE 438932 0 0 SPDR State Street Global Advisors SPDR GLD MINIS 98149E303 1939 49577 SH SOLE 49577 0 0 JP Morgan ULTRA SHRT INC 46641Q837 193462 3844642 SH SOLE 3844642 0 0 Goldman Sachs ACCESS INFLATI 381430362 4245 84448 SH SOLE 84448 0 0 iShares ESG AWR US AGRGT 46435U549 14423 300096 SH SOLE 300096 0 0 AVANTIS INTL INTL SMCP VLU 025072802 722 12353 SH SOLE 12353 0 0 Avantis US SML CP VALU 025072877 1482 20005 SH SOLE 20005 0 0 Goldman Sachs ACCESS US AGRAT 38149W101 25142 595931 SH SOLE 595931 0 0 Impact Shares NAACP MINO ETF 45259A209 2938 101048 SH SOLE 101048 0 0 iShares USD GRN BOND ETF 46435U440 42309 898470 SH SOLE 898470 0 0 Dimensional Fund Advisors INTL CORE EQT MK 25434V203 7269 269724 SH SOLE 269724 0 0 Dimensional Fund Advisors EMGR CRE EQT MNG 25434V302 3309 143763 SH SOLE 143763 0 0 Dimensional Fund Advisors US CORE EQT MKT 25434V104 14998 521300 SH SOLE 521300 0 0 Cambria Funds GBL REAL EST ETF 132061813 888 35678 SH SOLE 35678 0 0 ISHARES ESG AWRE USD ETF 46435G193 11054 480181 SH SOLE 480181 0 0 iShares ESG ADV TTL USD 46436E619 2133 49351 SH SOLE 49351 0 0 iShares ESG AWRE 1 5 YR 46435G243 2152 89428 SH SOLE 89428 0 0 iShares ESG EAFE ETF 46436E759 392 6578 SH SOLE 6578 0 0 Vanguard ESG INTL STK ETF 921910725 9506 181558 SH SOLE 181558 0 0 iShares ESG MSCI USA ETF 46436E767 358 10818 SH SOLE 10818 0 0 BlackRock Fund Advisors ESG AWARE MSCI 46435U663 12232 359867 SH SOLE 359867 0 0 VANGUARD ESG US STK ETF 921910733 32847 4580545 SH SOLE 4580545 0 0 INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649 563 4263 SH SOLE 4263 0 0 State Street Global Advisors Inc S&P KENSHO NEW 78468R648 44800 1049188 SH SOLE 1049188 0 0 Dimensional US SMALL CAP ETF 25434V500 293 5565 SH SOLE 5565 0 0 Dimensional US TARGETED VLU 25434V609 947 21276 SH SOLE 21276 0 0 Dimensional US EQUITY ETF 25434V401 921 20734 SH SOLE 20734 0 0 Dimensional US CORE EQUITY 2 25434V708 21757 853904 SH SOLE 853904 0 0 AMERICAN CENTY ETF TR US EQT ETF 025072885 1606 22656 SH SOLE 22656 0 0 ADVISORSHARES TR PURE US CANNABIS 00768Y453 60 10500 SH SOLE 10500 0 0 Western Asset Management Co 0-3 MNTH TREASRY 46436E718 725 7206 SH SOLE 7206 0 0 VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303 2541 51608 SH SOLE 51608 0 0 INNOVATOR ETFS TR US EQTY PWR BUF 45782C508 205 6160 SH SOLE 6160 0 0 INNOVATOR ETFS TR US EQTY PWR BUF 45782C417 607 20765 SH SOLE 20765 0 0 Innovator Capital Management LLC US EQTY PWR BUF 45782C797 433 13694 SH SOLE 13694 0 0 Innovator Capital Management LLC US EQTY BUF OCT 45782C771 309 9150 SH SOLE 9150 0 0 INNOVATOR ETFS TR US EQTY PWR BUF 45782C813 227 7163 SH SOLE 7163 0 0 Innovator Capital Management LLC US EQTY ULTRA B 45782C821 659 23100 SH SOLE 23100 0 0 Engine No. 1 TRANSFRM 500 ETF 29287L106 44144 927588 SH SOLE 927588 0 0 Dimensional Fund Advisors LP INTERNATNAL VAL 25434V807 467 14478 SH SOLE 14478 0 0 Dimensional Fund Advisors LP WORLD EX US CORE 25434V880 6546 283872 SH SOLE 283872 0 0 Exchange Traded Concepts LLC BITWISE CRYPTO 301505624 807 137479 SH SOLE 137479 0 0 Simplify Asset Management Inc US EQT PLS UPSID 82889N301 223 7944 SH SOLE 7944 0 0 Proshare Capital Management LLC BITCOIN STRATE 74347G440 334 19046 SH SOLE 19046 0 0 Dimensional Fund Advisors LP CORE FIXED INCOM 25434V872 4779 112445 SH SOLE 112445 0 0 Dimensional Fund Advisors LP SHORT DURATION F 25434V864 1195 25611 SH SOLE 25611 0 0 Dimensional Fund Advisors LP US HIGH PROFITAB 25434V831 631 25086 SH SOLE 25086 0 0 Dimensional Fund Advisors LP US REAL ESTATE E 25434V823 676 31472 SH SOLE 31472 0 0 Dimensional Fund Advisors LP INTL SMALL CAP E 25434V773 445 19366 SH SOLE 19366 0 0 Dimensional Fund Advisors LP INTL SMALL CAP V 25434V781 260 10918 SH SOLE 10918 0 0 Dimensional Fund Advisors LP INTL HIGH PROFIT 25434V765 252 10410 SH SOLE 10410 0 0 Dimensional Fund Advisors LP INTL CORE EQUITY 25434V799 2417 100424 SH SOLE 100424 0 0 Dimensional Fund Advisors LP US MKTWIDE VALUE 25434V724 239 7132 SH SOLE 7132 0 0 Dimensional Fund Advisors LP EMERGING MKTS CO 25434V732 917 38859 SH SOLE 38859 0 0 Dimensional Fund Advisors LP EMERGING MKTS VA 25434V740 237 10118 SH SOLE 10118 0 0 Dimensional Fund Advisors LP EMERGING MKTS HI 25434V757 244 10347 SH SOLE 10347 0 0 Goldman Sachs Asset Management LP ACCESS EMNG MKTS 381430388 8062 198766 SH SOLE 198766 0 0 Dimensional Fund Advisors LP US SMALL CAP VAL 25434V815 843 33812 SH SOLE 33812 0 0