0001633901-23-000001.txt : 20230213 0001633901-23-000001.hdr.sgml : 20230213 20230213120345 ACCESSION NUMBER: 0001633901-23-000001 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20221231 FILED AS OF DATE: 20230213 DATE AS OF CHANGE: 20230213 EFFECTIVENESS DATE: 20230213 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Betterment LLC CENTRAL INDEX KEY: 0001633901 IRS NUMBER: 800620933 STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-16706 FILM NUMBER: 23616014 BUSINESS ADDRESS: STREET 1: 27 WEST 23RD STREET STREET 2: 6TH FLOOR CITY: NEW YORK STATE: NY ZIP: 10010 BUSINESS PHONE: 212-228-1328 MAIL ADDRESS: STREET 1: 8 WEST 24TH STREET, 6TH FLOOR CITY: NEW YORK STATE: NY ZIP: 10010 13F-HR 1 primary_doc.xml X0202 13F-HR LIVE false true false 0001633901 XXXXXXXX 12-31-2022 12-31-2022 Betterment LLC

8 WEST 24TH STREET, 6TH FLOOR NEW YORK NY 10010

13F HOLDINGS REPORT 028-16706 N Khaley Sestak 212-228-1328 Khaley Sestak New York NY 02-13-2023 0 252 29154000 false INFORMATION TABLE 2 betterment13f2022q4.xml ISHARES TR TIPS BD ETF 464287176 1890 17759 SH SOLE 17759 0 0 VANGUARD INDEX FDS TOTAL STK MKT 922908769 5515359 28847527 SH SOLE 28847527 0 0 ISHARES TR S&P 500 VAL ETF 464287408 73665 507786 SH SOLE 507786 0 0 ISHARES TR RUS MDCP VAL ETF 464287473 218116 2070592 SH SOLE 2070592 0 0 ISHARES TR RUS 2000 VAL ETF 464287630 153679 1108236 SH SOLE 1108236 0 0 ISHARES TR 1 3 YR TREAS BD 464287457 4247 52321 SH SOLE 52321 0 0 VANGUARD TAX MANAGED INTL FD VAN FTSE DEV MKT 921943858 4363180 103959506 SH SOLE 103959506 0 0 VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2797855 71776690 SH SOLE 71776690 0 0 SPDR S&P 500 ETF TR TR UNIT 78462F103 1353 3537 SH SOLE 3537 0 0 ISHARES TR SHORT TREAS BD 464288679 366797 3336947 SH SOLE 3336947 0 0 VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 104780 1458517 SH SOLE 1458517 0 0 VANGUARD INDEX FDS REAL ESTATE ETF 922908553 2449 29697 SH SOLE 29697 0 0 ISHARES TR CORE US AGGBD ET 464287226 768405 7922519 SH SOLE 7922519 0 0 VANGUARD WHITEHALL FDS INC EM MK GOV BD ETF 921946885 133212 2184526 SH SOLE 2184526 0 0 VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 1640254 34582637 SH SOLE 34582637 0 0 VANGUARD MALVERN FDS STRM INFPROIDX 922020805 384845 8239033 SH SOLE 8239033 0 0 ISHARES TR IBOXX INV CP ETF 464287242 13222 125406 SH SOLE 125406 0 0 ISHARES TR NATIONAL MUN ETF 464288414 1020191 9668221 SH SOLE 9668221 0 0 ISHARES TR CALIF MUN BD ETF 464288356 4339 77324 SH SOLE 77324 0 0 ISHARES TR NEW YORK MUN ETF 464288323 5011 95626 SH SOLE 95626 0 0 VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 2488 32104 SH SOLE 32104 0 0 SPDR SERIES TRUST PORTFOLIO INTRMD 78464A375 545 17114 SH SOLE 17114 0 0 SPDR SERIES TRUST NUVEEN BLMBRG MU 78468R721 245002 5370505 SH SOLE 5370505 0 0 ISHARES TR JPMORGAN USD EMG 464288281 780397 9225638 SH SOLE 9225638 0 0 Invesco I EMRNG MKT SVRG 46138E784 5709 305783 SH SOLE 305783 0 0 SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 324486 7241364 SH SOLE 7241364 0 0 ISHARES TR CORE S&P TTL STK 464287150 1153996 13608449 SH SOLE 13608449 0 0 VANGUARD INDEX FDS VALUE ETF 922908744 1696616 12086745 SH SOLE 12086745 0 0 SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 132738 2010576 SH SOLE 2010576 0 0 VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 1351508 9993406 SH SOLE 9993406 0 0 ISHARES TR S&P MC 400VL ETF 464287705 4734 46963 SH SOLE 46963 0 0 VANGUARD INDEX FDS SM CP VAL ETF 922908611 1184528 7459242 SH SOLE 7459242 0 0 SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 527886 16388889 SH SOLE 16388889 0 0 ISHARES TR CORE MSCI EAFE 46432F842 758273 12301643 SH SOLE 12301643 0 0 SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 2282 96397 SH SOLE 96397 0 0 ISHARES INC CORE MSCI EMKT 46434G103 455126 9745736 SH SOLE 9745736 0 0 VANGUARD SPECIALIZED PORTFOL DIV APP ETF 921908844 1731 11398 SH SOLE 11398 0 0 SCHWAB STRATEGIC TR US TIPS ETF 808524870 1481 28595 SH SOLE 28595 0 0 VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 3948 95495 SH SOLE 95495 0 0 ISHARES TR CORE S&P500 ETF 464287200 6378 16600 SH SOLE 16600 0 0 SCHWAB STRATEGIC TR US REIT ETF 808524847 9540 494540 SH SOLE 494540 0 0 Invesco UNIT SER 1 46090E103 8379 31465 SH SOLE 31465 0 0 VANGUARD BD INDEX FD INC LONG TERM BOND 921937793 8855 122241 SH SOLE 122241 0 0 ISHARES TR RUSSELL 2000 ETF 464287655 269 1540 SH SOLE 1540 0 0 ISHARES CORE LT USDB ETF 464289479 1053 20685 SH SOLE 20685 0 0 ISHARES TR 7-10 YR TRSY BD 464287440 18606 194262 SH SOLE 194262 0 0 SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 1104 19878 SH SOLE 19878 0 0 VANGUARD INDEX FDS SMALL CP ETF 922908751 21651 117966 SH SOLE 117966 0 0 VANGUARD INDEX FDS MID CAP ETF 922908629 337 1654 SH SOLE 1654 0 0 VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 74837 213004 SH SOLE 213004 0 0 ISHARES TR CORE S&P MCP ETF 464287507 979 4046 SH SOLE 4046 0 0 FIRST TR EXCHANGE TRADED FD NO AMER ENERGY 33738D101 1024 38384 SH SOLE 38384 0 0 ISHARES TR RUSSELL 3000 ETF 464287689 591 2679 SH SOLE 2679 0 0 SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 379 5013 SH SOLE 5013 0 0 VANGUARD INDEX FDS GROWTH ETF 922908736 36552 171516 SH SOLE 171516 0 0 ISHARES TR CORE S&P SCP ETF 464287804 873 9223 SH SOLE 9223 0 0 SCHWAB STRATEGIC TR US SML CAP ETF 808524607 290 7149 SH SOLE 7149 0 0 ISHARES TR S&P 500 GRWT ETF 464287309 417 7131 SH SOLE 7131 0 0 VANGUARD STAR FD VG TL INTL STK F 921909768 1259 24340 SH SOLE 24340 0 0 SELECT SECTOR SPDR TR ENERGY 81369Y506 872 9967 SH SOLE 9967 0 0 VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828 1112 6418 SH SOLE 6418 0 0 SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 6446 142764 SH SOLE 142764 0 0 DBX ETF TR XTRACK HRVST CSI 233051879 298 10642 SH SOLE 10642 0 0 SPDR SERIES TRUST BLOOMBERG 1-3 MO 78468R663 559 6113 SH SOLE 6113 0 0 ISHARES MSCI GBL ETF NEW 46434G848 224 5458 SH SOLE 5458 0 0 Invesco GBL LISTED PVT 46137V589 1055 111791 SH SOLE 111791 0 0 INDEXIQ ETF TR HEDGE MLTI ETF 45409B107 1471 51681 SH SOLE 51681 0 0 WISDOMTREE TR FUTRE STRAT FD 97717W125 2968 94099 SH SOLE 94099 0 0 ISHARES TR MSCI EAFE ETF 464287465 238 3630 SH SOLE 3630 0 0 VANGUARD BD INDEX FD INC INTERMED TERM 921937819 11455 154130 SH SOLE 154130 0 0 ETFS GOLD TR PHYSCL GOLD SHS 00326A104 519 29731 SH SOLE 29731 0 0 VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 1932 17852 SH SOLE 17852 0 0 ISHARES TR MSCI AC ASIA ETF 464288182 351 5413 SH SOLE 5413 0 0 VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 19499 259015 SH SOLE 259015 0 0 ISHARES TR ISHS 1-5YR INVS 464288646 5988 120186 SH SOLE 120186 0 0 ISHARES MSCI EMERG MRKT 464286533 3522 66391 SH SOLE 66391 0 0 ISHARES TR EAFE VALUE ETF 464288877 539 11739 SH SOLE 11739 0 0 WISDOMTREE TR EMG MKTS SMCAP 97717W281 711 16165 SH SOLE 16165 0 0 ISHARES TR PFD AND INCM SEC 464288687 882 28880 SH SOLE 28880 0 0 ISHARES TR MBS ETF 464288588 22785 245665 SH SOLE 245665 0 0 MARKET VECTORS ETF TR HIGH YLD MUNIETF 92189H409 676 13372 SH SOLE 13372 0 0 ISHARES TR 10-20 YR TRS ETF 464288653 469 4335 SH SOLE 4335 0 0 ISHARES TR 20 YR TR BD ETF 464287432 2883 28954 SH SOLE 28954 0 0 VANGUARD BD INDEX FD INC LONG TERM TREAS 92206C847 1657 26886 SH SOLE 26886 0 0 SPDR SERIES TRUST PORTFOLIO LN TSR 78464A664 7576 260970 SH SOLE 260970 0 0 ISHARES TR 3 7 YR TREAS BD 464288661 442 3851 SH SOLE 3851 0 0 CAMBRIA ETF TR VALUE MOMENTUM 132061888 3012 110689 SH SOLE 110689 0 0 CAMBRIA ETF TR GLOBAL VALUE ETF 132061409 2687 134059 SH SOLE 134059 0 0 CAMBRIA ETF TR GLB MOMENT ETF 132061508 13028 460039 SH SOLE 460039 0 0 CAMBRIA ETF TR SHSHLD YIELD ETF 132061201 2211 37283 SH SOLE 37283 0 0 CAMBRIA ETF TR CAMBRIA FGN SHR 132061300 1299 53535 SH SOLE 53535 0 0 CAMBRIA ETF TR EMRG SHAREHLDR 132061706 1121 39977 SH SOLE 39977 0 0 Invesco OPTIMUM YIELD 46090F100 488 33019 SH SOLE 33019 0 0 WISDOMTREE TR WISDOMTREE US VA 97717W547 210 3678 SH SOLE 3678 0 0 VANGUARD BD INDEX FD INC TAX EXEMPT BD 922907746 762 15394 SH SOLE 15394 0 0 VANECK VECTORS TR JP MRGAN EM LOC 92189H300 1177 48585 SH SOLE 48585 0 0 VANGUARD INDEX FDS 500 GRTH IDX F 921932505 4830 22896 SH SOLE 22896 0 0 VANGUARD INDEX FDS 500 VAL IDX FD 921932703 3856 27532 SH SOLE 27532 0 0 ISHARES TR CORE 1 5 YR USD 46432F859 2038 43886 SH SOLE 43886 0 0 ISHARES TR INTRM GOV CR ETF 464288612 1049 10241 SH SOLE 10241 0 0 VANGUARD BD INDEX FD INC MTG-BKD SECS ETF 92206C771 9369 205816 SH SOLE 205816 0 0 ISHARES TR CORE INTL AGGR 46435G672 1243 26133 SH SOLE 26133 0 0 Goldman Sachs ACTIVEBETA US LG 381430503 231496 3040801 SH SOLE 3040801 0 0 Goldman Sachs ACTIVEBETA INT 381430107 116438 4045795 SH SOLE 4045795 0 0 Goldman Sachs ACTIVEBETA EME 381430206 23580 832925 SH SOLE 832925 0 0 VANGUARD SCOTTSDALE FDS LG-TERM COR BD 92206C813 643 8494 SH SOLE 8494 0 0 ISHARES TR RUS 1000 ETF 464287622 244 1161 SH SOLE 1161 0 0 VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 416 4051 SH SOLE 4051 0 0 ISHARES TR USD INV GRDE ETF 464288620 442 9003 SH SOLE 9003 0 0 SPDR SERIES TRUST BLOOMBERG HIGH Y 78468R622 378 4203 SH SOLE 4203 0 0 ISHARES TR 10+ YR INVST GRD 464289511 483 9703 SH SOLE 9703 0 0 SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 436 14994 SH SOLE 14994 0 0 Vanguard SML CP GRW ETF 922908595 3140 15658 SH SOLE 15658 0 0 Vanguard CONSUM STP ETF 92204A207 1523 7949 SH SOLE 7949 0 0 Vanguard ALLWRLD EX US 922042775 330 6586 SH SOLE 6586 0 0 Vanguard MCAP GR IDXVIP 922908538 7664 42635 SH SOLE 42635 0 0 Vanguard TT WRLD ST ETF 922042742 683 7925 SH SOLE 7925 0 0 Vanguard EXTEND MKT ETF 922908652 1000 7526 SH SOLE 7526 0 0 iShares RUS 2000 GRW ETF 464287648 401 1869 SH SOLE 1869 0 0 iShares MSCI USA MIN VOL 46429B697 2552 35396 SH SOLE 35396 0 0 iShares 0-5 YR TIPS ETF 46429B747 94842 978157 SH SOLE 978157 0 0 iShares CORE MSCI TOTAL 46432F834 238 4108 SH SOLE 4108 0 0 iShares 0-5YR HI YL CP 46434V407 7450 182192 SH SOLE 182192 0 0 Invesco S&P500 EQL WGT 46137V357 416 2946 SH SOLE 2946 0 0 SPDR S&P DIVID ETF 78464A763 1552 12405 SH SOLE 12405 0 0 Vanguard MEGA GRWTH IND 921910816 365 2120 SH SOLE 2120 0 0 Vanguard SHRT TRM CORP BD 92206C409 5043 67072 SH SOLE 67072 0 0 Vanguard INTER TERM TREAS 92206C706 581 9929 SH SOLE 9929 0 0 Schwab SCHWAB FDT US SC 808524763 477 10214 SH SOLE 10214 0 0 Schwab SCHWB FDT EMK LG 808524730 229 9261 SH SOLE 9261 0 0 Goldman Sachs ACCES TREASURY 381430529 497633 4990807 SH SOLE 4990807 0 0 iShares RUS MID CAP ETF 464287499 203 3012 SH SOLE 3012 0 0 iShares FLTG RATE NT ETF 46429B655 8451 167909 SH SOLE 167909 0 0 iShares MSCI USA QLT FCT 46432F339 539 4731 SH SOLE 4731 0 0 iShares US TREAS BD ETF 46429B267 413 18160 SH SOLE 18160 0 0 iShares MSCI GBL MIN VOL 464286525 3706 38997 SH SOLE 38997 0 0 WisdomTree US MIDCAP DIVID 97717W505 499 12141 SH SOLE 12141 0 0 iShares MSCI USA VALUE 46432F388 362 3969 SH SOLE 3969 0 0 iShares EAFE GRWTH ETF 464288885 491 5859 SH SOLE 5859 0 0 SPDR State Street Global Advisors RL EST SEL SEC 81369Y860 219 5937 SH SOLE 5937 0 0 iShares MSCI USA MMENTM 46432F396 1802 12347 SH SOLE 12347 0 0 iShares BLACKROCK ST MAT 46431W507 5854 118816 SH SOLE 118816 0 0 Vanguard SHORT TERM TREAS 92206C102 3226 55801 SH SOLE 55801 0 0 Schwab ETFs SHT TM US TRES 808524862 276 5721 SH SOLE 5721 0 0 iShares SHRT NAT MUN ETF 464288158 773 7412 SH SOLE 7412 0 0 iShares CORE DIV GRWTH 46434V621 264 5277 SH SOLE 5277 0 0 Van Eck OIL SERVICES ETF 92189H607 517 1699 SH SOLE 1699 0 0 WisdomTree INTL SMCAP DIV 97717W760 718 12384 SH SOLE 12384 0 0 Invesco FTSE RAFI DEV 46138E743 313 7526 SH SOLE 7526 0 0 SPDR State Street Global Advisors S&P 600 SMCP VAL 78464A300 7768 104662 SH SOLE 104662 0 0 Vanguard MIDCP 400 GRTH 921932869 899 5310 SH SOLE 5310 0 0 iShares CORE TOTAL USD 46434V613 1541 34305 SH SOLE 34305 0 0 iShares RUS TP200 GR ETF 464289438 210 1742 SH SOLE 1742 0 0 SPDR State Street Global Advisors PORTFOLIO DEVLPD 78463X889 1572 52941 SH SOLE 52941 0 0 iShares MSCI KLD400 SOC 464288570 43217 601998 SH SOLE 601998 0 0 SPDR State Street Global Advisors PRTFLO S&P500 GW 78464A409 664 13095 SH SOLE 13095 0 0 Van Eck FALLEN ANGEL HG 92189F437 1795 66427 SH SOLE 66427 0 0 iShares MSCI USA ESG SLC 464288802 19812 240670 SH SOLE 240670 0 0 WisdomTree US SMALLCAP FUND 97717W562 327 7686 SH SOLE 7686 0 0 iShares MSCI LW CRB TG 46434V464 166224 1203304 SH SOLE 1203304 0 0 SPDR State Street Global Advisors PRTFLO S&P500 VL 78464A508 84499 2172772 SH SOLE 2172772 0 0 SPDR State Street Global Advisors PORTFOLIO EMG MK 78463X509 23852 723659 SH SOLE 723659 0 0 Vanguard INTL HIGH ETF 921946794 429 7203 SH SOLE 7203 0 0 SPDR State Street Global Advisors SPDR MSCI USA GE 78468R747 2796 35492 SH SOLE 35492 0 0 Vanguard INTL DVD ETF 921946810 4543 65249 SH SOLE 65249 0 0 iShares JP MRGN EM HI BD 464286285 3674 105045 SH SOLE 105045 0 0 WisdomTree EM LCL DEBT FD 97717X867 205 7954 SH SOLE 7954 0 0 John Hancock MULTIFACTOR MI 47804J206 476 10221 SH SOLE 10221 0 0 SPDR State Street Global Advisors PORTFOLIO SH TSR 78468R101 211 7314 SH SOLE 7314 0 0 PIMCO 15+ YR US TIPS 72201R304 5908 101442 SH SOLE 101442 0 0 SPDR State Street Global Advisors PORTFOLIO S&P500 78464A854 1126 25028 SH SOLE 25028 0 0 WisdomTree US LARGECAP FUND 97717W588 1212 29156 SH SOLE 29156 0 0 SPDR State Street Global Advisors SPDR S&P 500 ETF 78468R796 63924 684779 SH SOLE 684779 0 0 WisdomTree YIELD ENHANCD US 97717X511 808 18952 SH SOLE 18952 0 0 First Trust RISNG DIVD ACHIV 33738R506 861 19603 SH SOLE 19603 0 0 iShares ESG AW MSCI EAFE 46435G516 233239 3547907 SH SOLE 3547907 0 0 iShares CRE U S REIT ETF 464288521 205 4153 SH SOLE 4153 0 0 First Trust Exchange-Traded Fund VIII TCW OPPORTUNIS 33740F805 2048 46630 SH SOLE 46630 0 0 EA Series Trust US QUAN VALUE 02072L102 511 15887 SH SOLE 15887 0 0 EA Series Trust INTL QUAN VALUE 02072L201 273 12456 SH SOLE 12456 0 0 iShares ESG AWR MSCI EM 46434G863 71227 2368711 SH SOLE 2368711 0 0 SPDR State Street Global Advisors MSCI EAFE FS ETF 78470E106 38557 566853 SH SOLE 566853 0 0 iShares CORE MSCI INTL 46435G326 5355 95659 SH SOLE 95659 0 0 EA Series Trust INTL QUAN MOMNTM 02072L300 242 9733 SH SOLE 9733 0 0 iShares MSCI INTL QUALTY 46434V456 681 21021 SH SOLE 21021 0 0 iShares MSCI INTL MOMENT 46434V449 900 29185 SH SOLE 29185 0 0 Ark ETF Trust NEXT GNRTN INTER 00214Q401 681 17677 SH SOLE 17677 0 0 Ark ETF Trust INNOVATION ETF 00214Q104 642 20547 SH SOLE 20547 0 0 ProShares PRIV EQTY-LSTD 74348A533 263 10066 SH SOLE 10066 0 0 iShares FALN ANGLS USD 46435G474 5612 228046 SH SOLE 228046 0 0 Pacer US CASH COWS 100 69374H881 342 7394 SH SOLE 7394 0 0 SPDR State Street Global Advisors SPDR S&P1500VL 78464A128 272 1944 SH SOLE 1944 0 0 iShares ESG AWR MSCI USA 46435G425 210254 2480876 SH SOLE 2480876 0 0 SPDR State Street Global Advisors MSCI EMR MKT ETF 78470E205 22665 394938 SH SOLE 394938 0 0 WisdomTree EM EX ST-OWNED 97717X578 3262 122280 SH SOLE 122280 0 0 Goldman Sachs ACTIVEBETA US 381430602 28497 521833 SH SOLE 521833 0 0 Goldman Sachs ACCESS INVT GR 381430479 10839 245179 SH SOLE 245179 0 0 XTRACKERS XTRACK USD HIGH 233051432 5124 152006 SH SOLE 152006 0 0 ISHARES BROAD USD HIGH 46435U853 3012 87226 SH SOLE 87226 0 0 GraniteShares BBG COMMD K 1 38747R108 7761 345077 SH SOLE 345077 0 0 SPDR State Street Global Advisors SPDR GLD MINIS 98149E303 1862 51446 SH SOLE 51446 0 0 JP Morgan ULTRA SHRT INC 46641Q837 195464 3899140 SH SOLE 3899140 0 0 Goldman Sachs ACCESS INFLATI 381430362 3960 81743 SH SOLE 81743 0 0 iShares ESG AWR US AGRGT 46435U549 13314 284842 SH SOLE 284842 0 0 AVANTIS INTL INTL SMCP VLU 025072802 603 10890 SH SOLE 10890 0 0 Avantis US SML CP VALU 025072877 1142 15327 SH SOLE 15327 0 0 Goldman Sachs ACCESS US AGRAT 38149W101 23239 565558 SH SOLE 565558 0 0 Impact Shares NAACP MINO ETF 45259A209 2637 99286 SH SOLE 99286 0 0 iShares USD GRN BOND ETF 46435U440 40331 877329 SH SOLE 877329 0 0 Dimensional Fund Advisors INTL CORE EQT MK 25434V203 5915 236207 SH SOLE 236207 0 0 Dimensional Fund Advisors EMGR CRE EQT MNG 25434V302 2853 129962 SH SOLE 129962 0 0 Dimensional Fund Advisors US CORE EQT MKT 25434V104 10543 390191 SH SOLE 390191 0 0 Cambria Funds GBL REAL EST ETF 132061813 1042 39769 SH SOLE 39769 0 0 Dynamic Beta Investments IMGP DBI MANAGED 53700T827 288 9889 SH SOLE 9889 0 0 ISHARES ESG AWRE USD ETF 46435G193 9975 447310 SH SOLE 447310 0 0 iShares ESG ADV TTL USD 46436E619 1980 46916 SH SOLE 46916 0 0 iShares ESG AWRE 1 5 YR 46435G243 2246 94484 SH SOLE 94484 0 0 iShares ESG EAFE ETF 46436E759 404 7446 SH SOLE 7446 0 0 Vanguard ESG INTL STK ETF 921910725 9389 190877 SH SOLE 190877 0 0 iShares ESG MSCI USA ETF 46436E767 374 12184 SH SOLE 12184 0 0 BlackRock Fund Advisors ESG AWARE MSCI 46435U663 10197 310133 SH SOLE 310133 0 0 VANGUARD ESG US STK ETF 921910733 30091 456886 SH SOLE 456886 0 0 Invesco NASDAQ 100 ETF 46138G649 448 4086 SH SOLE 4086 0 0 State Street Global Advisors Inc S&P KENSHO NEW 78468R648 38337 972518 SH SOLE 972518 0 0 Dimensional US SMALL CAP ETF 25434V500 400 7825 SH SOLE 7825 0 0 Dimensional US TARGETED VLU 25434V609 526 11966 SH SOLE 11966 0 0 Dimensional US EQUITY ETF 25434V401 916 22007 SH SOLE 22007 0 0 Dimensional US CORE EQUITY 2 25434V708 16594 683430 SH SOLE 683430 0 0 Invesco Capital Management LLC RUSL 1000 DYNM 46138J619 305 7098 SH SOLE 7098 0 0 AMERICAN CENTY ETF TR US EQT ETF 025072885 839 12338 SH SOLE 12338 0 0 1 GRANITESHARES GOLD TR SHS BEN INT 38748G101 191 10586 SH SOLE 10586 0 0 iShares 0-3 MNTH TREASRY 46436E718 367 3661 SH SOLE 3661 0 0 Vanguard VANGUARD ULTRA 92203C303 1649 33645 SH SOLE 33645 0 0 Innovator Capital Management LLC US EQTY PWR BUF 45782C797 418 13906 SH SOLE 13906 0 0 Simplify Asset Management Inc US EQT PLS CNVEX 82889N103 254 10017 SH SOLE 10017 0 0 Innovator Capital Management LLC US EQTY BUF OCT 45782C771 293 9236 SH SOLE 9236 0 0 Innovator Capital Management LLC US EQTY PWR BUF 45782C813 216 7171 SH SOLE 7171 0 0 Innovator Capital Management LLC US EQTY ULTRA B 45782C821 636 23302 SH SOLE 23302 0 0 Engine No 1 TRANSFRM 500 ETF 29287L106 39757 899069 SH SOLE 899069 0 0 Dimensional Fund Advisors LP INTERNATNAL VAL 25434V807 222 7288 SH SOLE 7288 0 0 Dimensional Fund Advisors LP WORLD EX US CORE 25434V880 5921 274129 SH SOLE 274129 0 0 Exchange Traded Concepts LLC BITWISE CRYPTO 301505624 443 130772 SH SOLE 130772 0 0 Simplify Asset Management Inc US EQT PLS UPSID 82889N301 434 16533 SH SOLE 16533 0 0 Proshare Capital Management LLC BITCOIN STRATE 74347G440 188 18007 SH SOLE 18007 0 0 Dimensional Fund Advisors LP CORE FIXED INCOM 25434V872 1741 41920 SH SOLE 41920 0 0 Dimensional Fund Advisors LP SHORT DURATION F 25434V864 411 8927 SH SOLE 8927 0 0 Innovator Capital Management LLC US EQTY ULTRA BU 45782C565 253 9132 SH SOLE 9132 0 0 Dimensional Fund Advisors LP US REAL ESTATE E 25434V823 366 17328 SH SOLE 17328 0 0 Dimensional Fund Advisors LP INTL CORE EQUITY 25434V799 832 37225 SH SOLE 37225 0 0 Dimensional Fund Advisors LP EMERGING MKTS CO 25434V732 366 16303 SH SOLE 16303 0 0 Goldman Sachs Asset Management LP ACCESS EMNG MKTS 381430388 7075 177320 SH SOLE 177320 0 0 Dimensional Fund Advisors LP US SMALL CAP VAL 25434V815 230 9276 SH SOLE 9276 0 0