0001633901-22-000007.txt : 20220810 0001633901-22-000007.hdr.sgml : 20220810 20220810095442 ACCESSION NUMBER: 0001633901-22-000007 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20220630 FILED AS OF DATE: 20220810 DATE AS OF CHANGE: 20220810 EFFECTIVENESS DATE: 20220810 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Betterment LLC CENTRAL INDEX KEY: 0001633901 IRS NUMBER: 800620933 STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-16706 FILM NUMBER: 221150672 BUSINESS ADDRESS: STREET 1: 27 WEST 23RD STREET STREET 2: 6TH FLOOR CITY: NEW YORK STATE: NY ZIP: 10010 BUSINESS PHONE: 212-228-1328 MAIL ADDRESS: STREET 1: 8 WEST 24TH STREET, 6TH FLOOR CITY: NEW YORK STATE: NY ZIP: 10010 13F-HR 1 primary_doc.xml 13F-HR LIVE false true false 0001633901 XXXXXXXX 06-30-2022 06-30-2022 Betterment LLC

8 WEST 24TH STREET, 6TH FLOOR NEW YORK NY 10010

13F HOLDINGS REPORT 028-16706 N Khaley Sestak 212-228-1328 Khaley Sestak New York NY 08-10-2022 0 223 27960085 false INFORMATION TABLE 2 betterment13f2q2022.xml ISHARES TR TIPS BD ETF 464287176 1226 10765 SH SOLE 10765 0 0 VANGUARD INDEX FDS TOTAL STK MKT 922908769 5354382 28387139 SH SOLE 28387139 0 0 ISHARES TR SP 500 VAL ETF 464287408 73206 532560 SH SOLE 532560 0 0 ISHARES TR RUS MDCP VAL ETF 464287473 223094 2196455 SH SOLE 2196455 0 0 ISHARES TR RUS 2000 VAL ETF 464287630 171552 1260025 SH SOLE 1260025 0 0 ISHARES TR 1 3 YR TREAS BD 464287457 5521 66683 SH SOLE 66683 0 0 VANGUARD TAX MANAGED INTL FD VAN FTSE DEV MKT 921943858 4173362 102288286 SH SOLE 102288286 0 0 VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2754160 66126292 SH SOLE 66126292 0 0 SPDR S&P 500 ETF TR TR UNIT 78462F103 490 1300 SH SOLE 1300 0 0 ISHARES TR SHORT TREAS BD 464288679 428366 3890701 SH SOLE 3890701 0 0 VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 114217 1517639 SH SOLE 1517639 0 0 VANGUARD INDEX FDS REAL ESTATE ETF 922908553 2146 23550 SH SOLE 23550 0 0 ISHARES TR CORE US AGGBD ET 464287226 764466 7518354 SH SOLE 7518354 0 0 VANGUARD WHITEHALL FDS INC EM MK GOV BD ETF 921946885 111705 1822273 SH SOLE 1822273 0 0 VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 1665372 33616722 SH SOLE 33616722 0 0 VANGUARD MALVERN FDS STRM INFPROIDX 922020805 498528 9946695 SH SOLE 9946695 0 0 ISHARES TR IBOXX INV CP ETF 464287242 14894 135360 SH SOLE 135360 0 0 ISHARES TR NATIONAL MUN ETF 464288414 746446 7018106 SH SOLE 7018106 0 0 ISHARES TR CALIF MUN BD ETF 464288356 3235 57301 SH SOLE 57301 0 0 ISHARES TR NEW YORK MUN ETF 464288323 4496 85476 SH SOLE 85476 0 0 VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 2016 25198 SH SOLE 25198 0 0 SPDR SERIES TRUST PORTFOLIO INTRMD 78464A375 1154 35362 SH SOLE 35362 0 0 SPDR SERIES TRUST NUVEEN BLMBRG MU 78468R721 501047 10925575 SH SOLE 10925575 0 0 ISHARES TR JPMORGAN USD EMG 464288281 747841 8765133 SH SOLE 8765133 0 0 INVESCO EXCH TRADED FD TR EMRNG MKT SVRG 46138E784 5428 292920 SH SOLE 292920 0 0 SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 327613 7413728 SH SOLE 7413728 0 0 ISHARES TR CORE SP TTL STK 464287150 1023819 12220325 SH SOLE 12220325 0 0 VANGUARD INDEX FDS VALUE ETF 922908744 1595113 12095187 SH SOLE 12095187 0 0 SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 133154 2133199 SH SOLE 2133199 0 0 VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 1278492 9871000 SH SOLE 9871000 0 0 ISHARES TR SP MC 400VL ETF 464287705 5318 56334 SH SOLE 56334 0 0 VANGUARD INDEX FDS SM CP VAL ETF 922908611 1089055 7269090 SH SOLE 7269090 0 0 SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 538697 17128666 SH SOLE 17128666 0 0 ISHARES TR CORE MSCI EAFE 46432F842 541976 9209445 SH SOLE 9209445 0 0 SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 2481 97765 SH SOLE 97765 0 0 ISHARES INC CORE MSCI EMKT 46434G103 424171 8645969 SH SOLE 8645969 0 0 VANGUARD SPECIALIZED PORTFOL DIV APP ETF 921908844 1530 10667 SH SOLE 10667 0 0 SCHWAB STRATEGIC TR US TIPS ETF 808524870 1287 23057 SH SOLE 23057 0 0 VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 3615 81659 SH SOLE 81659 0 0 ISHARES TR CORE SP500 ETF 464287200 4889 12894 SH SOLE 12894 0 0 SCHWAB STRATEGIC TR US REIT ETF 808524847 8708 412879 SH SOLE 412879 0 0 INVESCO QQQ TR UNIT SER 1 46090E103 7454 26595 SH SOLE 26595 0 0 VANGUARD BD INDEX FD INC LONG TERM BOND 921937793 9670 121305 SH SOLE 121305 0 0 ISHARES TR CORE LT USDB ETF 464289479 913 16418 SH SOLE 16418 0 0 ISHARES TR 7-10 YR TRSY BD 464287440 13976 136617 SH SOLE 136617 0 0 SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 1058 18252 SH SOLE 18252 0 0 VANGUARD INDEX FDS SMALL CP ETF 922908751 15168 86129 SH SOLE 86129 0 0 VANGUARD INDEX FDS SP 500 ETF SHS 922908363 54481 157061 SH SOLE 157061 0 0 ISHARES TR CORE SP MCP ETF 464287507 798 3527 SH SOLE 3527 0 0 FIRST TR EXCHANGE TRADED FD NO AMER ENERGY 33738D101 983 38205 SH SOLE 38205 0 0 ISHARES TR RUSSELL 3000 ETF 464287689 463 2132 SH SOLE 2132 0 0 VANGUARD INDEX FDS GROWTH ETF 922908736 37972 170363 SH SOLE 170363 0 0 ISHARES TR CORE SP SCP ETF 464287804 864 9353 SH SOLE 9353 0 0 ISHARES TR SP 500 GRWT ETF 464287309 325 5387 SH SOLE 5387 0 0 VANGUARD STAR FD VG TL INTL STK F 921909768 1267 24542 SH SOLE 24542 0 0 SELECT SECTOR SPDR TR ENERGY 81369Y506 533 7457 SH SOLE 7457 0 0 VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828 1360 8000 SH SOLE 8000 0 0 SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 6215 139171 SH SOLE 139171 0 0 DBX ETF TR XTRACK HRVST CSI 233051879 314 9198 SH SOLE 9198 0 0 SPDR SERIES TRUST BLOOMBERG 1-3 MO 78468R663 1412 15431 SH SOLE 15431 0 0 INVESCO EXCHANGE TRADED FD GBL LISTED PVT 46137V589 983 100067 SH SOLE 100067 0 0 INDEXIQ ETF TR HEDGE MLTI ETF 45409B107 1495 52099 SH SOLE 52099 0 0 WISDOMTREE TR FUTRE STRAT FD 97717W125 3406 97005 SH SOLE 97005 0 0 VANGUARD BD INDEX FD INC INTERMED TERM 921937819 11315 145713 SH SOLE 145713 0 0 ABRDN GOLD ETF TRUST PHYSCL GOLD SHS 00326A104 566 32652 SH SOLE 32652 0 0 VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 1599 15726 SH SOLE 15726 0 0 ISHARES TR MSCI AC ASIA ETF 464288182 312 4510 SH SOLE 4510 0 0 VANGUARD BD INDEX FD SHORT TRM BOND 921937827 18621 242487 SH SOLE 242487 0 0 ISHARES TR ISHS 1-5YR INVS 464288646 11645 230364 SH SOLE 230364 0 0 ISHARES INC MSCI EMERG MRKT 464286533 4037 72822 SH SOLE 72822 0 0 ISHARES TR EAFE VALUE ETF 464288877 321 7390 SH SOLE 7390 0 0 WISDOMTREE TR EMG MKTS SMCAP 97717W281 529 11854 SH SOLE 11854 0 0 SPDR SER TR ICE PFD SEC ETF 78464A292 824 22996 SH SOLE 22996 0 0 ISHARES TR MBS ETF 464288588 12938 132711 SH SOLE 132711 0 0 VANECK ETF TRUST HIGH YLD MUNIETF 92189H409 692 12857 SH SOLE 12857 0 0 ISHARES TR 10-20 YR TRS ETF 464288653 451 3752 SH SOLE 3752 0 0 ISHARES TR 20 YR TR BD ETF 464287432 4841 42142 SH SOLE 42142 0 0 VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847 888 12662 SH SOLE 12662 0 0 SPDR SER TR PORTFOLIO LN TSR 78464A664 8952 270707 SH SOLE 270707 0 0 CAMBRIA ETF TR VALUE MOMENTUM 132061888 3003 116879 SH SOLE 116879 0 0 CAMBRIA ETF TR GLOBAL VALUE ETF 132061409 2270 125825 SH SOLE 125825 0 0 CAMBRIA ETF TR GLB MOMENT ETF 132061508 13934 472483 SH SOLE 472483 0 0 CAMBRIA ETF TR SHSHLD YIELD ETF 132061201 2099 38586 SH SOLE 38586 0 0 CAMBRIA ETF TR CAMBRIA FGN SHR 132061300 1145 49211 SH SOLE 49211 0 0 CAMBRIA ETF TR EMRG SHAREHLDR 132061706 932 34894 SH SOLE 34894 0 0 INVESCO ACTVELY MNGD ETC FD OPTIMUM YIELD 46090F100 603 33430 SH SOLE 33430 0 0 WISDOMTREE TR WISDOMTREE US VA 97717W547 203 3828 SH SOLE 3828 0 0 VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 1471 29461 SH SOLE 29461 0 0 VANECK ETF TRUST JP MRGAN EM LOC 92189H300 1230 50229 SH SOLE 50229 0 0 VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505 2313 10629 SH SOLE 10629 0 0 VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703 2917 21956 SH SOLE 21956 0 0 ISHARES TR CORE 1 5 YR USD 46432F859 1885 39774 SH SOLE 39774 0 0 ISHARES TR INTRM GOV CR ETF 464288612 843 7990 SH SOLE 7990 0 0 VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 8897 186084 SH SOLE 186084 0 0 ISHARES TR CORE INTL AGGR 46435G672 2201 44180 SH SOLE 44180 0 0 GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 213620 2850545 SH SOLE 2850545 0 0 GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107 99051 3566820 SH SOLE 3566820 0 0 GOLDMAN SACHS ETF TR ACTIVEBETA EME 381430206 25665 862674 SH SOLE 862674 0 0 ISHARES TR IBOXX HI YD ETF 464288513 1929 26204 SH SOLE 26204 0 0 VANGUARD SCOTTSDALE FDS LG-TERM COR BD 92206C813 3013 37147 SH SOLE 37147 0 0 ISHARES TR RUS 1000 ETF 464287622 639 3076 SH SOLE 3076 0 0 SPDR SER TR BLOOMBERG HIGH Y 78468R622 400 4415 SH SOLE 4415 0 0 ISHARES TR 10+ YR INVST GRD 464289511 573 10743 SH SOLE 10743 0 0 SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 250 8833 SH SOLE 8833 0 0 VANGUARD INDEX FDS SML CP GRW ETF 922908595 2839 14407 SH SOLE 14407 0 0 VANGUARD INTL EQUITY INDEX F F ALLWRLD EX US 922042775 525 10510 SH SOLE 10510 0 0 VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 7346 41886 SH SOLE 41886 0 0 VANGUARD INTL EQUITY INDEX TT WRLD ST ETF 922042742 613 7186 SH SOLE 7186 0 0 VANGUARD INDEX FDS EXTEND MKT ETF 922908652 603 4601 SH SOLE 4601 0 0 ISHARES TR RUS 2000 GRW ETF 464287648 536 2598 SH SOLE 2598 0 0 ISHARES TR MSCI USA MIN VOL 46429B697 1500 21360 SH SOLE 21360 0 0 ISHARES TR CORE MSCI TOTAL 46432F834 274 4799 SH SOLE 4799 0 0 ISHARES TR 0-5YR HI YL CP 46434V407 11007 271431 SH SOLE 271431 0 0 INVESCO EXCHANGE TRADED FD SP500 EQL WGT 46137V357 372 2768 SH SOLE 2768 0 0 SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 637 4970 SH SOLE 4970 0 0 VANGUARD WORLD FD MEGA GRWTH IND 921910816 689 3794 SH SOLE 3794 0 0 VANGUARD SCOTTSDALE FDS S SHRT TRM CORP BD 92206C409 4948 64879 SH SOLE 64879 0 0 VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 430 7024 SH SOLE 7024 0 0 SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 435 9604 SH SOLE 9604 0 0 GOLDMAN SACHS ETF TR ACCES TREASURY 381430529 430848 4315387 SH SOLE 4315387 0 0 SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 1034 14748 SH SOLE 14748 0 0 ISHARES TR FLTG RATE NT ETF 46429B655 6888 137990 SH SOLE 137990 0 0 ISHARES TR MSCI USA QLT FCT 46432F339 232 2077 SH SOLE 2077 0 0 ISHARES TR US TREAS BD ETF 46429B267 346 14464 SH SOLE 14464 0 0 ISHARES INC MSCI GBL MIN VOL 464286525 4170 44125 SH SOLE 44125 0 0 WISDOMTREE TR US MIDCAP DIVID 97717W505 449 11508 SH SOLE 11508 0 0 ISHARES TR MSCI USA VALUE 46432F388 270 2979 SH SOLE 2979 0 0 ISHARES TR EAFE GRWTH ETF 464288885 347 4314 SH SOLE 4314 0 0 ISHARES TR MSCI USA MMENTM 46432F396 1428 10472 SH SOLE 10472 0 0 ISHARES U S ETF TR BLACKROCK ST MAT 46431W507 10727 217768 SH SOLE 217768 0 0 VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 3192 54233 SH SOLE 54233 0 0 ISHARES TR SHRT NAT MUN ETF 464288158 830 7931 SH SOLE 7931 0 0 VANECK ETF TRUST OIL SERVICES ETF 92189H607 401 1723 SH SOLE 1723 0 0 WISDOMTREE TR INTL SMCAP DIV 97717W760 648 11100 SH SOLE 11100 0 0 INVESCO EXCH TRADED FD TR II FTSE RAFI DEV 46138E743 366 9188 SH SOLE 9188 0 0 SPDR SER TR SP 600 SMCP VAL 78464A300 10140 140033 SH SOLE 140033 0 0 VANGUARD ADMIRAL FDS INC MIDCP 400 GRTH 921932869 921 5825 SH SOLE 5825 0 0 ISHARES TR CORE TOTAL USD 46434V613 1280 27333 SH SOLE 27333 0 0 SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 1253 43441 SH SOLE 43441 0 0 ISHARES TR MSCI KLD400 SOC 464288570 46152 641886 SH SOLE 641886 0 0 SPDR SER TR PRTFLO SP500 GW 78464A409 495 9473 SH SOLE 9473 0 0 VANECK ETF TRUST FALLEN ANGEL HG 92189F437 1842 68162 SH SOLE 68162 0 0 ISHARES TR US CONSM STAPLES 464287812 1284 6587 SH SOLE 6587 0 0 ISHARES TR MSCI USA ESG SLC 464288802 20655 255975 SH SOLE 255975 0 0 WISDOMTREE TR US SMALLCAP FUND 97717W562 285 6922 SH SOLE 6922 0 0 ISHARES TR MSCI LW CRB TG 46434V464 152560 1115120 SH SOLE 1115120 0 0 ISHARES TR GLOBAL REIT ETF 46434V647 202 8342 SH SOLE 8342 0 0 SPDR SER TR PRTFLO SP500 VL 78464A508 77883 2115239 SH SOLE 2115239 0 0 SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 18486 531676 SH SOLE 531676 0 0 VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 223 3787 SH SOLE 3787 0 0 SPDR SER TR SSGA GNDER ETF 78468R747 2678 35261 SH SOLE 35261 0 0 VANGUARD WHITEHALL FDS INTL DVD ETF 921946810 4128 60169 SH SOLE 60169 0 0 ISHARES INC JP MRGN EM HI BD 464286285 3607 104755 SH SOLE 104755 0 0 JOHN HANCOCK EXCHANGE TRADED MULTIFACTOR MI 47804J206 411 9307 SH SOLE 9307 0 0 PIMCO ETF TR 15+ YR US TIPS 72201R304 6612 101435 SH SOLE 101435 0 0 SPDR SER TR PORTFOLIO SP500 78464A854 914 20620 SH SOLE 20620 0 0 WISDOMTREE TR US LARGECAP FUND 97717W588 1089 26700 SH SOLE 26700 0 0 SPDR SER TR SPDR SP 500 ETF 78468R796 62208 674412 SH SOLE 674412 0 0 WISDOMTREE TR YIELD ENHANCD US 97717X511 806 18034 SH SOLE 18034 0 0 FIRST TR EXCHANGE-TRADED FD RISNG DIVD ACHIV 33738R506 946 23111 SH SOLE 23111 0 0 ISHARES TR ESG AW MSCI EAFE 46435G516 213123 3395841 SH SOLE 3395841 0 0 FIRST TR EXCHNG TRADED FD VIII TCW OPPORTUNIS 33740F805 2069 44616 SH SOLE 44616 0 0 EA SERIES TRUST US QUAN VALUE 02072L102 298 9961 SH SOLE 9961 0 0 ISHARES INC ESG AWR MSCI EM 46434G863 65140 2016079 SH SOLE 2016079 0 0 SPDR INDEX SHS FDS MSCI EAFE FS ETF 78470E106 35487 541956 SH SOLE 541956 0 0 ISHARES TR CORE MSCI INTL 46435G326 5583 103888 SH SOLE 103888 0 0 ISHARES TR MSCI INTL QUALTY 46434V456 404 13071 SH SOLE 13071 0 0 ISHARES TR MSCI INTL MOMENT 46434V449 803 26814 SH SOLE 26814 0 0 ARK ETF TR NEXT GNRTN INTER 00214Q401 395 8064 SH SOLE 8064 0 0 ARK ETF TR INNOVATION ETF 00214Q104 691 17335 SH SOLE 17335 0 0 PROSHARES TR PRIV EQTY-LSTD 74348A533 273 10324 SH SOLE 10324 0 0 ISHARES TR FALN ANGLS USD 46435G474 5430 220563 SH SOLE 220563 0 0 PACER FDS TR US CASH COWS 100 69374H881 297 6898 SH SOLE 6898 0 0 SPDR SER TR SPDR SP1500VL 78464A128 277 2066 SH SOLE 2066 0 0 ISHARES TR ESG AWR MSCI USA 46435G425 203613 2426859 SH SOLE 2426859 0 0 SPDR INDEX SHS FDS MSCI EMR MKT ETF 78470E205 20395 333686 SH SOLE 333686 0 0 WISDOMTREE TR EM EX ST-OWNED 97717X578 3253 113408 SH SOLE 113408 0 0 GOLDMAN SACHS ETF TR ACTIVEBETA US 381430602 31654 602932 SH SOLE 602932 0 0 GOLDMAN SACHS ETF TR ACCESS INVT GR 381430479 21699 471195 SH SOLE 471195 0 0 GOLDMAN SACHS ETF TR ACCESS HIG YLD 381430453 12424 297020 SH SOLE 297020 0 0 DBX ETF TR XTRACK USD HIGH 233051432 4832 143252 SH SOLE 143252 0 0 ISHARES TR BROAD USD HIGH 46435U853 7459 215467 SH SOLE 215467 0 0 GRANITESHARES ETF TR BBG COMMD K 1 38747R108 9865 325787 SH SOLE 325787 0 0 WORLD GOLD TR SPDR GLD MINIS 98149E303 1940 54061 SH SOLE 54061 0 0 J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837 186051 3714334 SH SOLE 3714334 0 0 GOLDMAN SACHS ETF TR ACCESS INFLATI 381430362 3879 75253 SH SOLE 75253 0 0 ISHARES TR ESG AWR US AGRGT 46435U549 12674 258975 SH SOLE 258975 0 0 GOLDMAN SACHS ETF TR ACCESS US AGRAT 38149W101 7891 182489 SH SOLE 182489 0 0 IMPACT SHS TR I NAACP MINO ETF 45259A209 2707 97715 SH SOLE 97715 0 0 ISHARES TR USD GRN BOND ETF 46435U440 38687 810027 SH SOLE 810027 0 0 DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 4516 187077 SH SOLE 187077 0 0 DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 2286 98688 SH SOLE 98688 0 0 DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104 10562 399625 SH SOLE 399625 0 0 CAMBRIA ETF TR GBL REAL EST ETF 132061813 1069 39963 SH SOLE 39963 0 0 LITMAN GREGORY FDS TR IMGP DBI MANAGED 53700T827 318 9817 SH SOLE 9817 0 0 ISHARES TR ESG AWRE USD ETF 46435G193 8670 374521 SH SOLE 374521 0 0 ISHARES TR ESG ADV TTL USD 46436E619 2167 49265 SH SOLE 49265 0 0 ISHARES TR ESG AWRE 1 5 YR 46435G243 2542 105507 SH SOLE 105507 0 0 ISHARES TR ESG EAFE ETF 46436E759 375 7191 SH SOLE 7191 0 0 VANGUARD WORLD FD ESG INTL STK ETF 921910725 10190 207786 SH SOLE 207786 0 0 ISHARES TR ESG MSCI USA ETF 46436E767 406 13602 SH SOLE 13602 0 0 ISHARES TR ESG AWARE MSCI 46435U663 249 7897 SH SOLE 7897 0 0 VANGUARD WORLD FD ESG US STK ETF 921910733 27132 408614 SH SOLE 408614 0 0 SPDR SER TR SP KENSHO NEW 78468R648 30930 762954 SH SOLE 762954 0 0 DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 347 7221 SH SOLE 7221 0 0 DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 249 6203 SH SOLE 6203 0 0 DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401 1821 44690 SH SOLE 44690 0 0 DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 12656 543159 SH SOLE 543159 0 0 INVESCO EXCH TRD SLF IDX FD RUSL 1000 DYNM 46138J619 265 6434 SH SOLE 6434 0 0 ISHARES TR 0-3 MNTH TREASRY 46436E718 268 2676 SH SOLE 2676 0 0 INNOVATOR ETFS TR US EQTY PWR BUF 45782C797 470 16727 SH SOLE 16727 0 0 SIMPLIFY EXCHANGE TRADED FUN US EQT PLS CNVEX 82889N103 232 8763 SH SOLE 8763 0 0 INNOVATOR ETFS TR US EQTY BUF OCT 45782C771 320 10519 SH SOLE 10519 0 0 INNOVATOR ETFS TR US EQTY ULTRA B 45782C821 938 35575 SH SOLE 35575 0 0 ENGINE NO 1 ETF TRUST TRANSFRM 500 ETF 29287L106 35242 805173 SH SOLE 805173 0 0 DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 6485 302459 SH SOLE 302459 0 0 EXCHANGE TRADED CONCEPTS TR BITWISE CRYPTO 301505624 430 77497 SH SOLE 77497 0 0 SIMPLIFY EXCHANGE TRADED FUN US EQT PLS UPSID 82889N301 407 15338 SH SOLE 15338 0 0 PROSHARES TR BITCOIN STRATE 74347G440 127 10962 SH SOLE 10962 0 0 DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872 421 9651 SH SOLE 9651 0 0 GOLDMAN SACHS ETF TR ACCESS EMNG MKTS 381430388 6404 158823 SH SOLE 158823 0 0 AVANTIS INTL INTL SM CAP VAL ETF 025072802 450 8526 SH SOLE 8526 0 0 AVANTIS US SML CAP VAL ETF 025072877 863 12618 SH SOLE 12618 0 0