0001633901-22-000006.txt : 20220516 0001633901-22-000006.hdr.sgml : 20220516 20220516120702 ACCESSION NUMBER: 0001633901-22-000006 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20220331 FILED AS OF DATE: 20220516 DATE AS OF CHANGE: 20220516 EFFECTIVENESS DATE: 20220516 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Betterment LLC CENTRAL INDEX KEY: 0001633901 IRS NUMBER: 800620933 STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-16706 FILM NUMBER: 22926974 BUSINESS ADDRESS: STREET 1: 27 WEST 23RD STREET STREET 2: 6TH FLOOR CITY: NEW YORK STATE: NY ZIP: 10010 BUSINESS PHONE: 212-228-1328 MAIL ADDRESS: STREET 1: 8 WEST 24TH STREET, 6TH FLOOR CITY: NEW YORK STATE: NY ZIP: 10010 13F-HR 1 primary_doc.xml 13F-HR LIVE false true false 0001633901 XXXXXXXX 03-31-2022 03-31-2022 Betterment LLC

8 WEST 24TH STREET, 6TH FLOOR NEW YORK NY 10010

13F HOLDINGS REPORT 028-16706 N Khaley Sestak 2122281328 Khaley Sestak New York NY 05-16-2022 0 224 31430792 false INFORMATION TABLE 2 13FInfoTable.xml ISHARES TR Common 464287176 541 4342 SH SOLE 4342 0 0 VANGUARD INDEX FDS Common 922908769 6288282 27620161 SH SOLE 27620161 0 0 ISHARES TR Common 464287408 85180 547009 SH SOLE 547009 0 0 ISHARES TR Common 464287598 230 1383 SH SOLE 1383 0 0 ISHARES TR Common 464287473 236291 1975014 SH SOLE 1975014 0 0 ISHARES TR Common 464287630 187072 1159058 SH SOLE 1159058 0 0 ISHARES TR Common 464287457 3347 40159 SH SOLE 40159 0 0 VANGUARD TAX MANAGED INTL FD Common 921943858 4639986 96605989 SH SOLE 96605989 0 0 VANGUARD INTL EQUITY INDEX F Common 922042858 2924226 63390990 SH SOLE 63390990 0 0 SPDR SP 500 ETF TR Common 78462F103 655 1451 SH SOLE 1451 0 0 ISHARES TR Common 464288679 485420 4402907 SH SOLE 4402907 0 0 VANGUARD BD INDEX FD INC Common 921937835 122337 1538059 SH SOLE 1538059 0 0 VANGUARD INDEX FDS Common 922908553 2259 20844 SH SOLE 20844 0 0 ISHARES TR Common 464287226 800577 7475041 SH SOLE 7475041 0 0 VANGUARD WHITEHALL FDS INC Common 921946885 158409 2267522 SH SOLE 2267522 0 0 VANGUARD CHARLOTTE FDS Common 92203J407 1763566 33630161 SH SOLE 33630161 0 0 VANGUARD MALVERN FDS Common 922020805 522919 10211273 SH SOLE 10211273 0 0 ISHARES TR Common 464287242 16797 138883 SH SOLE 138883 0 0 ISHARES TR Common 464288414 839276 7654833 SH SOLE 7654833 0 0 ISHARES TR Common 464288356 4481 77020 SH SOLE 77020 0 0 ISHARES TR Common 464288323 5214 95588 SH SOLE 95588 0 0 VANGUARD SCOTTSDALE FDS Common 92206C870 2984 34685 SH SOLE 34685 0 0 SPDR SERIES TRUST Common 78464A375 223 6517 SH SOLE 6517 0 0 SPDR SERIES TRUST Common 78468R721 479182 10007982 SH SOLE 10007982 0 0 ISHARES TR Common 464288281 813365 8320014 SH SOLE 8320014 0 0 Invesco Common 46138E784 6911 305683 SH SOLE 305683 0 0 SCHWAB STRATEGIC TR Common 808524102 397473 7444713 SH SOLE 7444713 0 0 ISHARES TR Common 464287150 1191238 11801448 SH SOLE 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SOLE 22666 0 0 SELECT SECTOR SPDR TR Common 81369Y506 426 5577 SH SOLE 5577 0 0 VANGUARD ADMIRAL FDS INC Common 921932828 1290 6514 SH SOLE 6514 0 0 SCHWAB STRATEGIC TR Common 808524201 5535 102793 SH SOLE 102793 0 0 DBX ETF TR Common 233051879 311 9390 SH SOLE 9390 0 0 Invesco Common 46137V589 1254 97319 SH SOLE 97319 0 0 INDEXIQ ETF TR Common 45409B107 1475 47825 SH SOLE 47825 0 0 WISDOMTREE TR Common 97717W125 3624 100783 SH SOLE 100783 0 0 ISHARES TR Common 464287465 223 3030 SH SOLE 3030 0 0 VANGUARD BD INDEX FD INC Common 921937819 11349 138571 SH SOLE 138571 0 0 ETFS GOLD TR Common 00326A104 626 33682 SH SOLE 33682 0 0 VANGUARD WHITEHALL FDS INC Common 921946406 1481 13197 SH SOLE 13197 0 0 ISHARES TR Common 464288182 271 3618 SH SOLE 3618 0 0 VANGUARD BD INDEX FD INC Common 921937827 18772 240981 SH SOLE 240981 0 0 ISHARES TR Common 464288646 11164 215853 SH SOLE 215853 0 0 ISHARES Common 464286533 4765 78081 SH SOLE 78081 0 0 WISDOMTREE TR Common 97717W281 593 11119 SH SOLE 11119 0 0 ISHARES TR Common 464288687 887 24359 SH SOLE 24359 0 0 ISHARES TR Common 464288588 14719 144490 SH SOLE 144490 0 0 MARKET VECTORS ETF TR Common 92189H409 733 12774 SH SOLE 12774 0 0 ISHARES TR Common 464288653 478 3553 SH SOLE 3553 0 0 ISHARES TR Common 464287432 286 2164 SH SOLE 2164 0 0 VANGUARD BD INDEX FD INC Common 92206C847 684 8506 SH SOLE 8506 0 0 SPDR SERIES TRUST Common 78464A664 10542 278733 SH SOLE 278733 0 0 CAMBRIA ETF TR Common 132061888 3197 124969 SH SOLE 124969 0 0 CAMBRIA ETF TR Common 132061409 2557 120492 SH SOLE 120492 0 0 CAMBRIA ETF TR Common 132061508 15815 490684 SH SOLE 490684 0 0 CAMBRIA ETF TR Common 132061201 2530 39590 SH SOLE 39590 0 0 CAMBRIA ETF TR Common 132061300 1314 47850 SH SOLE 47850 0 0 CAMBRIA ETF TR Common 132061706 1089 34480 SH SOLE 34480 0 0 Invesco Common 46090F100 789 44734 SH SOLE 44734 0 0 WISDOMTREE TR Common 97717W547 211 3428 SH SOLE 3428 0 0 VANGUARD BD INDEX FD INC Common 922907746 1435 27829 SH SOLE 27829 0 0 VANECK 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iShares Common 46432F396 1510 8975 SH SOLE 8975 0 0 iShares Common 46431W507 11368 229324 SH SOLE 229324 0 0 Vanguard Common 92206C102 2841 47939 SH SOLE 47939 0 0 Schwab ETFs Common 808524862 226 4558 SH SOLE 4558 0 0 iShares Common 464288158 942 9008 SH SOLE 9008 0 0 Van Eck Common 92189H607 450 1592 SH SOLE 1592 0 0 WisdomTree Common 97717W760 641 9339 SH SOLE 9339 0 0 Invesco Common 46138E743 388 8415 SH SOLE 8415 0 0 SPDR State Street Global Advisors Common 78464A300 6875 82500 SH SOLE 82500 0 0 Van Eck Common 92189F643 958 12828 SH SOLE 12828 0 0 Vanguard Common 921932869 1071 5566 SH SOLE 5566 0 0 iShares Common 46434V613 1195 24084 SH SOLE 24084 0 0 Vanguard Common 921932844 264 1574 SH SOLE 1574 0 0 SPDR State Street Global Advisors Common 78463X889 1325 38660 SH SOLE 38660 0 0 iShares Common 464288570 54375 627743 SH SOLE 627743 0 0 SPDR State Street Global Advisors Common 78464A409 635 9598 SH SOLE 9598 0 0 Van Eck Common 92189F437 2224 73161 SH SOLE 73161 0 0 SPDR State 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