The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
VANGUARD INDEX FDS Common 922908769 1,395,090 10,771,235 SH   SOLE   10,771,235 0 0
ISHARES TR Common 464287408 157,330 1,457,974 SH   SOLE   1,457,974 0 0
ISHARES TR Common 464287473 48,407 569,961 SH   SOLE   569,961 0 0
ISHARES TR Common 464287630 51,943 418,487 SH   SOLE   418,487 0 0
VANGUARD TAX MANAGED INTL FD Common 921943858 3,129,435 72,090,184 SH   SOLE   72,090,184 0 0
VANGUARD INTL EQUITY INDEX F Common 922042858 842,889 19,345,622 SH   SOLE   19,345,622 0 0
ISHARES TR Common 464288679 151,389 1,371,274 SH   SOLE   1,371,274 0 0
VANGUARD BD INDEX FD INC Common 921937835 267,698 3,266,203 SH   SOLE   3,266,203 0 0
VANGUARD INDEX FDS Common 922908553 1,272 15,311 SH   SOLE   15,311 0 0
ISHARES TR Common 464287226 483 4,410 SH   SOLE   4,410 0 0
VANGUARD WHITEHALL FDS INC Common 921946885 76,331 940,622 SH   SOLE   940,622 0 0
VANGUARD CHARLOTTE FDS Common 92203J407 587,132 10,755,310 SH   SOLE   10,755,310 0 0
VANGUARD MALVERN FDS Common 922020805 81,013 1,638,282 SH   SOLE   1,638,282 0 0
ISHARES TR Common 464287242 214,769 1,771,583 SH   SOLE   1,771,583 0 0
ISHARES TR Common 464288414 608,689 5,490,118 SH   SOLE   5,490,118 0 0
ISHARES TR Common 464288356 4,213 35,552 SH   SOLE   35,552 0 0
ISHARES TR Common 464288323 409 3,649 SH   SOLE   3,649 0 0
VANGUARD SCOTTSDALE FDS Common 92206C870 9,643 109,562 SH   SOLE   109,562 0 0
SPDR SERIES TRUST Common 78464A375 1,680 48,676 SH   SOLE   48,676 0 0
SPDR SERIES TRUST Common 78468R721 183,475 3,751,284 SH   SOLE   3,751,284 0 0
ISHARES TR Common 464288281 214,112 1,839,135 SH   SOLE   1,839,135 0 0
POWERSHARES GLOBAL ETF TRUST Common 73936T573 975 32,736 SH   SOLE   32,736 0 0
SCHWAB STRATEGIC TR Common 808524102 135,428 2,223,407 SH   SOLE   2,223,407 0 0
ISHARES TR Common 464287150 2,087 36,210 SH   SOLE   36,210 0 0
VANGUARD INDEX FDS Common 922908744 1,345,544 13,479,707 SH   SOLE   13,479,707 0 0
SCHWAB STRATEGIC TR Common 808524409 5,383 103,886 SH   SOLE   103,886 0 0
VANGUARD INDEX FDS Common 922908512 439,725 4,162,488 SH   SOLE   4,162,488 0 0
ISHARES TR Common 464287705 834 5,461 SH   SOLE   5,461 0 0
VANGUARD INDEX FDS Common 922908611 382,755 2,995,185 SH   SOLE   2,995,185 0 0
ISHARES TR Common 464287879 1,388 9,359 SH   SOLE   9,359 0 0
SCHWAB STRATEGIC TR Common 808524805 393,020 11,742,462 SH   SOLE   11,742,462 0 0
ISHARES TR Common 46432F842 7,480 116,572 SH   SOLE   116,572 0 0
SCHWAB STRATEGIC TR Common 808524706 1,768 65,708 SH   SOLE   65,708 0 0
ISHARES INC Common 46434G103 87,622 1,622,038 SH   SOLE   1,622,038 0 0
VANGUARD INTL EQUITY INDEX F Common 922042676 929 15,638 SH   SOLE   15,638 0 0
ISHARES TR Common 464287200 1,814 7,170 SH   SOLE   7,170 0 0
VANGUARD BD INDEX FD INC Common 921937793 766 8,174 SH   SOLE   8,174 0 0
ISHARES TR Common 464287440 961 9,025 SH   SOLE   9,025 0 0
VANGUARD INDEX FDS Common 922908751 1,697 12,010 SH   SOLE   12,010 0 0
VANGUARD INDEX FDS Common 922908363 220 953 SH   SOLE   953 0 0
FIRST TR EXCHANGE TRADED FD Common 33738D101 3,411 137,526 SH   SOLE   137,526 0 0
VANGUARD INDEX FDS Common 922908736 3,271 24,637 SH   SOLE   24,637 0 0
VANGUARD STAR FD Common 921909768 526 9,602 SH   SOLE   9,602 0 0
POWERSHARES ETF TRUST Common 73935X195 332 26,235 SH   SOLE   26,235 0 0
INDEXIQ ETF TR Common 45409B107 669 22,393 SH   SOLE   22,393 0 0
WISDOMTREE TR Common 97717W125 5,420 139,758 SH   SOLE   139,758 0 0
VANGUARD BD INDEX FD INC Common 921937819 907 10,710 SH   SOLE   10,710 0 0
ETFS GOLD TR Common 26922Y105 798 6,434 SH   SOLE   6,434 0 0
VANGUARD WORLD FDS Common 92204A405 210 3,216 SH   SOLE   3,216 0 0
VANGUARD WHITEHALL FDS INC Common 921946406 665 8,201 SH   SOLE   8,201 0 0
VANGUARD BD INDEX FD INC Common 921937827 1,780 22,305 SH   SOLE   22,305 0 0
ISHARES TR Common 464288638 471 4,276 SH   SOLE   4,276 0 0
ISHARES TR Common 464288646 456 4,332 SH   SOLE   4,332 0 0
ISHARES TR Common 464288273 552 8,906 SH   SOLE   8,906 0 0
SPDR SERIES TRUST Common 78464A292 446 9,979 SH   SOLE   9,979 0 0
ISHARES TR Common 464288588 867 8,092 SH   SOLE   8,092 0 0
MARKET VECTORS ETF TR Common 92189F361 404 12,918 SH   SOLE   12,918 0 0
ISHARES TR Common 464288653 286 2,098 SH   SOLE   2,098 0 0
VANGUARD BD INDEX FD INC Common 92206C847 247 3,206 SH   SOLE   3,206 0 0
ISHARES TR Common 464288661 729 5,905 SH   SOLE   5,905 0 0
CAMBRIA ETF TR Common 132061888 4,492 181,724 SH   SOLE   181,724 0 0
CAMBRIA ETF TR Common 132061409 4,707 186,578 SH   SOLE   186,578 0 0
CAMBRIA ETF TR Common 132061508 23,511 886,532 SH   SOLE   886,532 0 0
CAMBRIA ETF TR Common 132061201 2,760 77,718 SH   SOLE   77,718 0 0
CAMBRIA ETF TR Common 132061300 1,530 59,978 SH   SOLE   59,978 0 0
CAMBRIA ETF TR Common 132061706 1,744 51,712 SH   SOLE   51,712 0 0
POWERSHARES ACTIVELY MANAGED EXCHANGE-TRADED COMMODITY FUND TRUST Common 73937V106 716 42,466 SH   SOLE   42,466 0 0
CAMBRIA ETF TR Common 132061805 3,058 107,511 SH   SOLE   107,511 0 0
WISDOMTREE TR Common 97717W547 495 6,525 SH   SOLE   6,525 0 0
VANECK VECTORS TR Common 92189F494 584 30,413 SH   SOLE   30,413 0 0
VANGUARD BD INDEX FD INC Common 92206C771 900 17,050 SH   SOLE   17,050 0 0
Goldman Sachs Common 381430503 8,237 165,009 SH   SOLE   165,009 0 0
Goldman Sachs Common 381430107 3,052 105,205 SH   SOLE   105,205 0 0
Goldman Sachs Common 381430206 2,253 67,322 SH   SOLE   67,322 0 0
ISHARES TR Common 464288513 1,307 14,720 SH   SOLE   14,720 0 0
VANGUARD SCOTTSDALE FDS Common 92206C813 995 10,562 SH   SOLE   10,562 0 0
ISHARES TR Common 464286517 1,129 23,415 SH   SOLE   23,415 0 0
Vanguard Common 922908595 269 1,763 SH   SOLE   1,763 0 0
Vanguard Common 922908538 779 6,396 SH   SOLE   6,396 0 0
Goldman Sachs Common 381430529 795 7,937 SH   SOLE   7,937 0 0
iShares Common 46429B655 578 11,340 SH   SOLE   11,340 0 0
iShares Common 464288570 15,342 165,229 SH   SOLE   165,229 0 0
iShares Common 464288802 493 4,713 SH   SOLE   4,713 0 0
iShares Common 464286285 234 4,607 SH   SOLE   4,607 0 0