The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
CERNER CORP COM Stock 156782104 17 283 SH   SOLE 0 283 0 0
CBS CORP NEW CL B Stock 124857202 7 125 SH   SOLE 0 125 0 0
HEWLETT PACKARD ENTERPRISE CO COM Stock 42824C109 7 297 SH   SOLE 0 297 0 0
SIRIUS XM HLDGS INC COM Stock 82968B103 6 1,436 SH   SOLE 0 1,436 0 0
POWERSHARES QQQ TRUST, SERIES 1 ETF 73935A104 20 168 SH   SOLE 0 168 0 0
STARBUCKS CORP COM Stock 855244109 105 1,931 SH   SOLE 0 1,931 0 0
SEMPRA ENERGY COM Stock 816851109 32 300 SH   SOLE 0 300 0 0
ANTHEM INC COM Stock 036752103 26 210 SH   SOLE 0 210 0 0
ISHARES COMEX GOLD TRUST ETF 464285105 30 2,402 SH   SOLE 0 2,402 0 0
RMR GROUP INC CL A Stock 74967R106 0 2 SH   SOLE 0 2 0 0
IONIS PHARMACEUTICALS INC COM Stock 462222100 4 100 SH   SOLE 0 100 0 0
MYLAN N V EUR Stock N59465109 2 50 SH   SOLE 0 50 0 0
JOHNSON & JOHNSON COM Stock 478160104 758 6,421 SH   SOLE 0 6,420 0 0
WASTE MGMT INC DEL COM Stock 94106L109 99 1,545 SH   SOLE 0 1,545 0 0
ABB LTD SPONSORED ADR ADR 000375204 2 90 SH   SOLE 0 90 0 0
VANGUARD TOTAL STOCK MARKET INDEX FUND ETF 922908769 14,923 134,042 SH   SOLE 0 134,041 0 0
POWERSHARES WATER RESOURCES PORTFOLIO ETF 73935X575 96 3,900 SH   SOLE 0 3,900 0 0
PRAXAIR INC COM Stock 74005P104 195 1,610 SH   SOLE 0 1,610 0 0
ISHARES MSCI KLD 400 SOCIAL ETF ETF 464288570 28 352 SH   SOLE 0 352 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A ADR 780259206 4 75 SH   SOLE 0 75 0 0
ISHARES LATIN AMERICA 40 ETF ETF 464287390 7 235 SH   SOLE 0 235 0 0
PROCTER AND GAMBLE CO COM Stock 742718109 93 1,033 SH   SOLE 0 1,033 0 0
COCA COLA CO COM Stock 191216100 120 2,836 SH   SOLE 0 2,835 0 0
NORDIC AMERICAN TANKERS LIMITE COM Stock G65773106 1 100 SH   SOLE 0 100 0 0
FIRST TRUST MORNINGSTAR DIVIDEND LEADERS INDEX FUND ETF 336917109 15 563 SH   SOLE 0 563 0 0
ENTERPRISE PRODS PARTNERS L P COM MLP 293792107 298 10,800 SH   SOLE 0 10,800 0 0
IDEX CORP COM Stock 45167R104 31 335 SH   SOLE 0 335 0 0
ISHARES NEW YORK MUNI BOND ETF ETF 464288323 617 5,413 SH   SOLE 0 5,413 0 0
BB&T CORP COM Stock 054937107 19 513 SH   SOLE 0 513 0 0
UNITED PARCEL SERVICE INC Stock 911312106 11 100 SH   SOLE 0 100 0 0
STAPLES INC COM Stock 855030102 1 128 SH   SOLE 0 128 0 0
VANGUARD REIT ETF ETF 922908553 13 151 SH   SOLE 0 151 0 0
ISHARES MSCI USA ESG SELECT ETF ETF 464288802 110 1,209 SH   SOLE 0 1,209 0 0
BIOGEN INC COM Stock 09062X103 10 32 SH   SOLE 0 32 0 0
ISHARES MSCI ACWI EX US INDEX FUND ETF 464288240 8 201 SH   SOLE 0 201 0 0
ATWOOD OCEANICS INC COM Stock 050095108 3 300 SH   SOLE 0 300 0 0
INTEL CORP COM Stock 458140100 193 5,125 SH   SOLE 0 5,125 0 0
PERRIGO CO PLC SHS Stock G97822103 21 228 SH   SOLE 0 228 0 0
MEDTRONIC PLC SHS Stock G5960L103 98 1,134 SH   SOLE 0 1,134 0 0
CLOROX CO DEL COM Stock 189054109 6 50 SH   SOLE 0 50 0 0
ISHARES MSCI TAIWAN ETF ETF 46434G772 14 900 SH   SOLE 0 900 0 0
FORTIVE CORP COM Stock 34959J108 22 442 SH   SOLE 0 442 0 0
NETFLIX INC COM Stock 64110L106 16 161 SH   SOLE 0 161 0 0
ISHARES DOW JONES U.S. ETF ETF 464287846 82 760 SH   SOLE 0 760 0 0
PAYCHEX INC COM Stock 704326107 6 100 SH   SOLE 0 100 0 0
ISHARES S&P AGGRESSIVE ALLOCATION FUND ETF 464289859 6 118 SH   SOLE 0 118 0 0
PEOPLES UNITED FINANCIAL INC COM Stock 712704105 6 392 SH   SOLE 0 392 0 0
ISHARES SILVER TRUST ETF 46428Q109 6 325 SH   SOLE 0 325 0 0
LIBERTY INTERACTIVE CORP QVC GP COM SER A Stock 53071M104 4 176 SH   SOLE 0 176 0 0
ISHARES GROWTH ALLOCATION FUND ETF 464289867 30 735 SH   SOLE 0 735 0 0
LAUDER ESTEE COS INC CL A Stock 518439104 17 196 SH   SOLE 0 196 0 0
DELL TECHNOLOGIES INC COM CL V Stock 24703L103 1 11 SH   SOLE 0 11 0 0
AGNC INVT CORP COM REIT 00123Q104 49 2,500 SH   SOLE 0 2,500 0 0
MERCK & CO INC COM Stock 58933Y105 275 4,402 SH   SOLE 0 4,402 0 0
SPDR S&P 500 ETF ETF 78462F103 7 34 SH   SOLE 0 34 0 0
MASTERCARD INCORPORATED CL A Stock 57636Q104 50 490 SH   SOLE 0 490 0 0
URSTADT BIDDLE PPTYS INC CL A REIT 917286205 16 708 SH   SOLE 0 708 0 0
EMERSON ELEC CO COM Stock 291011104 5 100 SH   SOLE 0 100 0 0
ANNALY CAP MGMT INC COM REIT 035710409 46 4,376 SH   SOLE 0 4,376 0 0
ISHARES TIPS BOND ETF ETF 464287176 691 5,930 SH   SOLE 0 5,930 0 0
DU PONT E I DE NEMOURS & CO COM Stock 263534109 18 268 SH   SOLE 0 267 0 0
COGNIZANT TECHNOLOGY SOLUTIONS CL A Stock 192446102 10 220 SH   SOLE 0 220 0 0
URSTADT BIDDLE PPTYS INC COM REIT 917286106 4 221 SH   SOLE 0 221 0 0
ARCONIC INC COM Stock 03965L100 1 100 SH   SOLE 0 100 0 0
FIRST DATA CORP NEW COM CL A Stock 32008D106 45 3,400 SH   SOLE 0 3,400 0 0
GUGGENHEIM S&P MIDCAP 400 PURE GROWTH ETF ETF 78355W601 16 127 SH   SOLE 0 127 0 0
COHEN & STEERS GLOBAL INC BLDR COM CEF 19248M103 18 2,000 SH   SOLE 0 2,000 0 0
VERIZON COMMUNICATIONS INC COM Stock 92343V104 791 15,209 SH   SOLE 0 15,209 0 0
VANGUARD FTSE ALL-WORLD EX-US SM-CP ETF ETF 922042718 396 3,975 SH   SOLE 0 3,975 0 0
ISHARES COHEN & STEERS REIT ETF ETF 464287564 5 51 SH   SOLE 0 51 0 0
FEDEX CORP COM Stock 31428X106 64 369 SH   SOLE 0 369 0 0
PEPSICO INC COM Stock 713448108 464 4,270 SH   SOLE 0 4,270 0 0
ISHARES 1-3 YEAR TREASURY BOND ETF ETF 464287457 276 3,250 SH   SOLE 0 3,250 0 0
ISHARES MODERATE ALLOCATION FUND ETF 464289875 4 122 SH   SOLE 0 122 0 0
KIMBERLY CLARK CORP COM Stock 494368103 9 74 SH   SOLE 0 74 0 0
TE CONNECTIVITY LTD REG SHS Stock H84989104 77 1,200 SH   SOLE 0 1,200 0 0
HONEYWELL INTL INC COM Stock 438516106 64 550 SH   SOLE 0 550 0 0
FIRSTENERGY CORP COM Stock 337932107 3 100 SH   SOLE 0 100 0 0
FORD MTR CO DEL COM PAR $0.01 Stock 345370860 44 3,665 SH   SOLE 0 3,664 0 0
OMEGA HEALTHCARE INVS INC COM REIT 681936100 113 3,200 SH   SOLE 0 3,200 0 0
BP PLC SPONSORED ADR ADR 055622104 6 164 SH   SOLE 0 164 0 0
HOME DEPOT INC COM Stock 437076102 116 900 SH   SOLE 0 900 0 0
BAXTER INTL INC COM Stock 071813109 6 133 SH   SOLE 0 133 0 0
GOVERNMENT PPTYS INCOME TR COM SHS BEN INT REIT 38376A103 5 200 SH   SOLE 0 200 0 0
GLU MOBILE INC COM Stock 379890106 23 10,200 SH   SOLE 0 10,200 0 0
HEALTH CARE SELECT SECTOR SPDR FUND ETF 81369Y209 58 800 SH   SOLE 0 800 0 0
VERISK ANALYTICS INC COM Stock 92345Y106 11 131 SH   SOLE 0 131 0 0
BHP BILLITON LTD SPONSORED ADR ADR 088606108 7 200 SH   SOLE 0 200 0 0
SPDR GOLD SHARES ETF 78463V107 20 161 SH   SOLE 0 161 0 0
SOUTHERN CO COM Stock 842587107 51 1,000 SH   SOLE 0 1,000 0 0
GREENE COUNTY BANCORP INC COM Stock 394357107 20 1,180 SH   SOLE 0 1,180 0 0
BECTON DICKINSON & CO COM Stock 075887109 5 30 SH   SOLE 0 30 0 0
KEYCORP NEW COM Stock 493267108 23 1,860 SH   SOLE 0 1,860 0 0
LABORATORY CORP AMER HLDGS COM NEW Stock 50540R409 21 155 SH   SOLE 0 155 0 0
SCHWAB U.S. BROAD MARKET ETF ETF 808524102 66 1,265 SH   SOLE 0 1,265 0 0
SCHWAB INTERNATIONAL EQUITY ETF ETF 808524805 161 5,606 SH   SOLE 0 5,606 0 0
WHIRLPOOL CORP COM Stock 963320106 15 94 SH   SOLE 0 94 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702 585 4,050 SH   SOLE 0 4,050 0 0
SCHWAB EMERGING MARKETS EQUITY ETF ETF 808524706 1,228 53,252 SH   SOLE 0 53,252 0 0
VANGUARD SHORT-TERM CORPORATE BOND INDEX FUND ETF 92206C409 2,811 34,900 SH   SOLE 0 34,900 0 0
EXELON CORP COM Stock 30161N101 7 200 SH   SOLE 0 200 0 0
VANGUARD INTERMEDIATE-TERM CORPORATE BOND ETF ETF 92206C870 16,555 184,802 SH   SOLE 0 184,802 0 0
ALPHABET INC CAP STK CL A Stock 02079K305 422 525 SH   SOLE 0 525 0 0
CSX CORP COM Stock 126408103 5 168 SH   SOLE 0 168 0 0
COMCAST CORP NEW CL A Stock 20030N101 64 960 SH   SOLE 0 960 0 0
WHOLE FOODS MKT INC COM Stock 966837106 20 702 SH   SOLE 0 702 0 0
MICROSOFT Stock 594918104 295 5,118 SH   SOLE 0 5,118 0 0
VALERO ENERGY CORP NEW COM Stock 91913Y100 5 100 SH   SOLE 0 100 0 0
CVS HEALTH CORP COM Stock 126650100 378 4,250 SH   SOLE 0 4,250 0 0
ACCO BRANDS CORP COM Stock 00081T108 1 94 SH   SOLE 0 94 0 0
POTASH CORP SASK INC COM Stock 73755L107 3 200 SH   SOLE 0 200 0 0
TEXTRON INC COM Stock 883203101 8 200 SH   SOLE 0 200 0 0
BOEING CO COM Stock 097023105 133 1,009 SH   SOLE 0 1,009 0 0
VANGUARD SMALL-CAP INDEX FUND ETF 922908751 10 79 SH   SOLE 0 79 0 0
VANGUARD MID-CAP INDEX FUND ETF 922908629 13 100 SH   SOLE 0 100 0 0
NEXTERA ENERGY INC COM Stock 65339F101 47 383 SH   SOLE 0 383 0 0
NIKE INC CL B Stock 654106103 168 3,186 SH   SOLE 0 3,186 0 0
TESLA MTRS INC COM Stock 88160R101 5 25 SH   SOLE 0 25 0 0
WESTERN ASSET GLOBAL CP DEFINE COM CEF 95790C107 35 2,000 SH   SOLE 0 2,000 0 0
VANGUARD HEALTH CARE INDEX FUND ETF 92204A504 23 174 SH   SOLE 0 174 0 0
KIMCO RLTY CORP COM REIT 49446R109 2 75 SH   SOLE 0 75 0 0
VORNADO RLTY TR SH BEN INT REIT 929042109 107 1,055 SH   SOLE 0 1,055 0 0
SCHWAB SHORT-TERM U.S. TREASURY ETF ETF 808524862 122 2,397 SH   SOLE 0 2,397 0 0
VANGUARD CONSUMER STAPLES INDEX FUND ETF 92204A207 18 130 SH   SOLE 0 130 0 0
HARLEY DAVIDSON INC COM Stock 412822108 11 205 SH   SOLE 0 205 0 0
AMPHENOL CORP NEW CL A Stock 032095101 39 600 SH   SOLE 0 600 0 0
DOLLAR TREE INC COM Stock 256746108 44 557 SH   SOLE 0 557 0 0
HANESBRANDS INC COM Stock 410345102 10 400 SH   SOLE 0 400 0 0
ENERGY TRANSFER PRTNRS L P UNIT LTD PARTN MLP 29273R109 2 50 SH   SOLE 0 50 0 0
SPDR S&P MIDCAP 400 ETF ETF 78467Y107 6 23 SH   SOLE 0 23 0 0
CONSOLIDATED EDISON INC COM Stock 209115104 105 1,400 SH   SOLE 0 1,400 0 0
GENERAL MTRS CO COM Stock 37045V100 146 4,600 SH   SOLE 0 4,600 0 0
GUGGENHEIM S&P 500 EQUAL WEIGHT ETF ETF 78355W106 22 268 SH   SOLE 0 268 0 0
VANECK VECTORS GOLD MINERS ETF ETF 92189F106 5 180 SH   SOLE 0 180 0 0
RITE AID CORP COM Stock 767754104 10 1,300 SH   SOLE 0 1,300 0 0
TEKLA LIFE SCIENCES INVS SH BEN INT CEF 87911K100 19 1,000 SH   SOLE 0 1,000 0 0
PRICELINE GRP INC COM NEW Stock 741503403 38 26 SH   SOLE 0 26 0 0
SCHWAB U.S. REIT ETF ETF 808524847 17 395 SH   SOLE 0 395 0 0
KB HOME COM Stock 48666K109 76 4,700 SH   SOLE 0 4,700 0 0
VANGUARD TOTAL INTERNATIONAL STOCK ETF ETF 921909768 1,059 22,424 SH   SOLE 0 22,424 0 0
PPL CORP COM Stock 69351T106 14 400 SH   SOLE 0 400 0 0
PROSHARES RAFI LONG/SHORT ETF 74347X310 8 212 SH   SOLE 0 212 0 0
IPATH BLOOMBERG COMMODITY INDEX TOTAL RETURN ETN ETF 06738C778 473 20,171 SH   SOLE 0 20,171 0 0
ARCOS DORADOS HOLDINGS INC SHS CLASS -A - Stock G0457F107 1 100 SH   SOLE 0 100 0 0
FREEPORT-MCMORAN INC CL B Stock 35671D857 2 200 SH   SOLE 0 200 0 0
FUELCELL ENERGY INC COM NEW Stock 35952H502 1 250 SH   SOLE 0 250 0 0
SPECTRA ENERGY CORP COM Stock 847560109 11 248 SH   SOLE 0 248 0 0
SPIRIT AIRLS INC COM Stock 848577102 43 1,000 SH   SOLE 0 1,000 0 0
BROOKDALE SR LIVING INC COM Stock 112463104 2 95 SH   SOLE 0 95 0 0
ISHARES SELECT DIVIDEND ETF ETF 464287168 134 1,562 SH   SOLE 0 1,562 0 0
AMC NETWORKS INC CL A Stock 00164V103 7 134 SH   SOLE 0 134 0 0
DUNKIN BRANDS GROUP INC COM Stock 265504100 2 38 SH   SOLE 0 38 0 0
NBT BANCORP INC COM Stock 628778102 73 2,233 SH   SOLE 0 2,232 0 0
REGENERON PHARMACEUTICALS COM Stock 75886F107 46 114 SH   SOLE 0 114 0 0
FIRST SOLAR INC COM Stock 336433107 1 25 SH   SOLE 0 25 0 0
ENERGY TRANSFER EQUITY L P COM UT LTD PTN MLP 29273V100 134 8,000 SH   SOLE 0 8,000 0 0
FORTUNE BRANDS HOME & SEC INC COM Stock 34964C106 23 400 SH   SOLE 0 400 0 0
CTRIP COM INTL LTD AMERICAN DEP SHS ADR 22943F100 51 1,100 SH   SOLE 0 1,100 0 0
VISA INC COM CL A Stock 92826C839 65 789 SH   SOLE 0 789 0 0
GUGGENHEIM SOLAR ETF ETF 18383Q739 7 365 SH   SOLE 0 365 0 0
VIPSHOP HLDGS LTD SPONSORED ADR ADR 92763W103 51 3,500 SH   SOLE 0 3,500 0 0
VANGUARD VALUE INDEX FUND ETF 922908744 6 67 SH   SOLE 0 67 0 0
NUVEEN MUN VALUE FD INC COM CEF 670928100 1 50 SH   SOLE 0 50 0 0
ENERPLUS CORP COM Stock 292766102 1 100 SH   SOLE 0 100 0 0
PHILLIPS 66 COM Stock 718546104 8 100 SH   SOLE 0 100 0 0
AMERICAN TOWER CORP NEW COM REIT 03027X100 22 195 SH   SOLE 0 195 0 0
FACEBOOK INC CL A Stock 30303M102 610 4,756 SH   SOLE 0 4,756 0 0
DUKE ENERGY CORP NEW COM NEW Stock 26441C204 148 1,848 SH   SOLE 0 1,848 0 0
AMERICAN AIRLS GROUP INC COM Stock 02376R102 66 1,800 SH   SOLE 0 1,800 0 0
SHIRE PLC SPONSORED ADR ADR 82481R106 4 19 SH   SOLE 0 19 0 0
CELGENE CORP COM Stock 151020104 318 3,046 SH   SOLE 0 3,046 0 0
BBX CAP CORP CL A PAR $0.01 Stock 05540P100 3 138 SH   SOLE 0 138 0 0
STONEMOR PARTNERS L P COM UNITS MLP 86183Q100 25 1,000 SH   SOLE 0 1,000 0 0
W P CAREY INC COM REIT 92936U109 129 2,000 SH   SOLE 0 2,000 0 0
MONDELEZ INTL INC CL A Stock 609207105 55 1,261 SH   SOLE 0 1,261 0 0
CAPITAL PRODUCT PARTNERS L P COM UNIT LP MLP Y11082107 13 4,000 SH   SOLE 0 4,000 0 0
JOHNSON CTLS INTL PLC SHS Stock G51502105 80 1,710 SH   SOLE 0 1,710 0 0
NEW YORK CMNTY BANCORP INC COM Stock 649445103 155 10,900 SH   SOLE 0 10,900 0 0
NOVARTIS A G SPONSORED ADR ADR 66987V109 10 128 SH   SOLE 0 128 0 0
PENNANTPARK FLOATING RATE CAP COM CEF 70806A106 355 26,800 SH   SOLE 0 26,800 0 0
QUANTSHARES U.S. MARKET NEUTRAL ANTI-BETA FUND ETF 351680707 7 355 SH   SOLE 0 355 0 0
APOLLO COML REAL EST FIN INC COM REIT 03762U105 82 5,000 SH   SOLE 0 5,000 0 0
ACCENTURE PLC IRELAND SHS CLASS A Stock G1151C101 21 174 SH   SOLE 0 174 0 0
ISHARES U.S. MEDICAL DEVICES ETF ETF 464288810 8 52 SH   SOLE 0 52 0 0
NVIDIA CORP COM Stock 67066G104 7 100 SH   SOLE 0 100 0 0
ISHARES 1-3 YR CREDIT BOND ETF ETF 464288646 467 4,416 SH   SOLE 0 4,416 0 0
SILVER WHEATON CORP COM Stock 828336107 4 130 SH   SOLE 0 130 0 0
ABBVIE INC COM Stock 00287Y109 104 1,650 SH   SOLE 0 1,650 0 0
NATIONAL GRID PLC SPON ADR NEW ADR 636274300 358 5,039 SH   SOLE 0 5,039 0 0
WISDOMTREE INTERNATIONAL SMALLCAP DIVIDEND FUND ETF 97717W760 615 19,080 SH   SOLE 0 19,080 0 0
ISHARES CORE MSCI EMERGING MKTS ETF 46434G103 11 251 SH   SOLE 0 251 0 0
MANULIFE FINL CORP COM Stock 56501R106 1 40 SH   SOLE 0 40 0 0
VANGUARD TOTAL BOND MARKET INDEX FUND ETF 921937835 6 66 SH   SOLE 0 66 0 0
VANGUARD FTSE ALL-WORLD EX US INDEX FUND ETF 922042775 448 9,857 SH   SOLE 0 9,857 0 0
HARSCO CORP COM Stock 415864107 19 1,932 SH   SOLE 0 1,932 0 0
PIMCO DYNMIC CREDIT AND MRT IN COM SHS CEF 72202D106 120 5,900 SH   SOLE 0 5,900 0 0
ZOETIS INC CL A Stock 98978V103 31 597 SH   SOLE 0 597 0 0
CHESAPEAKE ENERGY CORP COM Stock 165167107 1 200 SH   SOLE 0 200 0 0
TRUSTCO BK CORP N Y COM Stock 898349105 19 2,658 SH   SOLE 0 2,658 0 0
COLUMBIA PPTY TR INC COM NEW REIT 198287203 67 3,007 SH   SOLE 0 3,007 0 0
SEASPAN CORP SHS Stock Y75638109 73 5,500 SH   SOLE 0 5,500 0 0
ROCKWELL AUTOMATION INC COM Stock 773903109 1 12 SH   SOLE 0 12 0 0
CST BRANDS INC COM Stock 12646R105 1 11 SH   SOLE 0 11 0 0
FASTENAL CO COM Stock 311900104 6 136 SH   SOLE 0 136 0 0
MCDONALDS CORP COM Stock 580135101 14 125 SH   SOLE 0 124 0 0
NEW RESIDENTIAL INVT CORP COM NEW REIT 64828T201 421 30,500 SH   SOLE 0 30,500 0 0
FIRST TR INTER DUR PFD & IN FD COM CEF 33718W103 182 7,800 SH   SOLE 0 7,800 0 0
CISCO SYS INC COM Stock 17275R102 17 550 SH   SOLE 0 550 0 0
VANGUARD TOTAL INTERNATIONAL BOND ETF ETF 92203J407 10,423 185,992 SH   SOLE 0 185,992 0 0
VANECK VECTORS JUNIOR GOLD MINERS ETF ETF 92189F791 4 94 SH   SOLE 0 94 0 0
WISDOMTREE INTERNATIONAL EQUITY FUND ETF 97717W703 150 3,190 SH   SOLE 0 3,190 0 0
VANECK VECTORS URANIUM + NUCLEAR ENERGY ETF ETF 92189F601 17 350 SH   SOLE 0 350 0 0
AT&T INC COM Stock 00206R102 737 18,150 SH   SOLE 0 18,150 0 0
VANGUARD FINANCIALS INDEX FUND ETF 92204A405 35 709 SH   SOLE 0 709 0 0
ISHARES NASDAQ BIOTECHNOLOGY INDEX FUND ETF 464287556 80 278 SH   SOLE 0 278 0 0
SCHEIN HENRY INC COM Stock 806407102 21 129 SH   SOLE 0 129 0 0
GENERAL ELECTRIC CO COM Stock 369604103 1,560 52,668 SH   SOLE 0 52,668 0 0
TIME WARNER INC COM NEW Stock 887317303 36 450 SH   SOLE 0 450 0 0
IPATH S&P GSCI CRUDE OIL TOTAL RETURN INDEX ETN ETF 06738C786 18 3,088 SH   SOLE 0 3,088 0 0
FIDELITY MSCI UTILITIES INDEX ETF ETF 316092865 0 0 SH   SOLE 0 0 0 0
FIDELITY MSCI CONSUMER DISCRETIONARY INDEX ETF ETF 316092204 2 63 SH   SOLE 0 63 0 0
FIDELITY MSCI HEALTH CARE INDEX ETF ETF 316092600 2 54 SH   SOLE 0 54 0 0
POWERSHARES GLOBAL WATER PORTFOLIO ETF 73936T623 11 500 SH   SOLE 0 500 0 0
TWITTER INC COM Stock 90184L102 69 3,000 SH   SOLE 0 3,000 0 0
WISDOMTREE INTERNATIONAL LARGECAP DIVIDEND FUND ETF 97717W794 52 1,204 SH   SOLE 0 1,204 0 0
ISHARES CORE S&P 500 ETF ETF 464287200 22 100 SH   SOLE 0 100 0 0
ROSS STORES INC COM Stock 778296103 33 519 SH   SOLE 0 519 0 0
WELLS FARGO & CO NEW COM Stock 949746101 160 3,611 SH   SOLE 0 3,611 0 0
ECOLAB INC COM Stock 278865100 41 340 SH   SOLE 0 340 0 0
TRANSOCEAN LTD REG SHS Stock H8817H100 3 300 SH   SOLE 0 300 0 0
ISHARES U.S. PREFERRED STOCK ETF ETF 464288687 77 1,958 SH   SOLE 0 1,958 0 0
THERMO FISHER SCIENTIFIC INC COM Stock 883556102 51 321 SH   SOLE 0 321 0 0
PROSPECT CAPITAL CORPORATION COM CEF 74348T102 57 7,000 SH   SOLE 0 7,000 0 0
JPMORGAN CHASE & CO COM Stock 46625H100 641 9,632 SH   SOLE 0 9,632 0 0
ISHARES INTERMEDIATE CREDIT BOND ETF ETF 464288638 49 436 SH   SOLE 0 436 0 0
CHEVRON CORP NEW COM Stock 166764100 1 8 SH   SOLE 0 8 0 0
ISHARES NATIONAL MUNI BOND ETF ETF 464288414 148 1,309 SH   SOLE 0 1,309 0 0
CONOCOPHILLIPS COM Stock 20825C104 2 50 SH   SOLE 0 50 0 0
VANGUARD FTSE DEVELOPED MARKETS ETF ETF 921943858 10,288 275,020 SH   SOLE 0 275,020 0 0
DANAHER CORP DEL COM Stock 235851102 35 452 SH   SOLE 0 452 0 0
EXPRESS SCRIPTS HLDG CO COM Stock 30219G108 19 276 SH   SOLE 0 276 0 0
BANK AMER CORP COM Stock 060505104 322 20,600 SH   SOLE 0 20,600 0 0
FIRST TRUST GLOBAL TACTICAL COMMODITY STRATEGY FUND ETF 33739H101 1,192 57,906 SH   SOLE 0 57,906 0 0
INTERNATIONAL BUSINESS MACHS COM Stock 459200101 641 4,038 SH   SOLE 0 4,037 0 0
ORACLE CORPORATION Stock 68389X105 31 800 SH   SOLE 0 800 0 0
UNITED TECHNOLOGIES CORP COM Stock 913017109 234 2,300 SH   SOLE 0 2,300 0 0
VANGUARD FTSE EMERGING MARKETS ETF ETF 922042858 6,441 171,165 SH   SOLE 0 171,165 0 0
TEXAS INSTRS INC COM Stock 882508104 23 332 SH   SOLE 0 332 0 0
VANGUARD HIGH DIVIDEND YIELD INDEX FUND ETF 921946406 305 4,225 SH   SOLE 0 4,225 0 0
PFIZER INC COM Stock 717081103 352 10,402 SH   SOLE 0 10,402 0 0
MORGAN STANLEY COM NEW Stock 617446448 2 60 SH   SOLE 0 60 0 0
3M CO COM Stock 88579Y101 70 395 SH   SOLE 0 395 0 0
SPDR S&P INTERNATIONAL SMALL CAP ETF ETF 78463X871 16 500 SH   SOLE 0 500 0 0
HP INC COM Stock 40434L105 5 297 SH   SOLE 0 297 0 0
GILEAD SCIENCES INC COM Stock 375558103 85 1,080 SH   SOLE 0 1,080 0 0
CATERPILLAR INC DEL COM Stock 149123101 70 785 SH   SOLE 0 785 0 0
BAKER HUGHES INC COM Stock 057224107 8 150 SH   SOLE 0 150 0 0
ALPHABET INC CAP STK CL C Stock 02079K107 255 328 SH   SOLE 0 328 0 0
AMERICAN EXPRESS CO COM Stock 025816109 14 211 SH   SOLE 0 211 0 0
AMGEN INC COM Stock 031162100 29 175 SH   SOLE 0 175 0 0
APPLIED MATLS INC COM Stock 038222105 6 199 SH   SOLE 0 199 0 0
INTERNATIONAL GAME TECHNOLOGY SHS USD Stock G4863A108 0 2 SH   SOLE 0 2 0 0
UNITED FINL BANCORP INC NEW COM Stock 910304104 2 151 SH   SOLE 0 151 0 0
GUGGENHEIM S&P MIDCAP 400 PURE VALUE ETF ETF 78355W502 19 350 SH   SOLE 0 350 0 0
GUGGENHEIM S&P SMALLCAP 600 PURE VALUE ETF ETF 78355W700 4,917 78,151 SH   SOLE 0 78,151 0 0
BLACKROCK INTL GRWTH & INC TR COM BENE INTER CEF 092524107 12 2,000 SH   SOLE 0 2,000 0 0
DELCATH SYS INC COM PAR Stock 24661P500 0 7 SH   SOLE 0 7 0 0
POWERSHARES VARIABLE RATE PREFERRED PORTFOLIO ETF 73937B597 173 6,800 SH   SOLE 0 6,800 0 0
JD COM INC SPON ADR CL A ADR 47215P106 3 100 SH   SOLE 0 100 0 0
MAIN STREET CAPITAL CORP COM CEF 56035L104 731 21,300 SH   SOLE 0 21,300 0 0
CHIMERA INVT CORP COM NEW REIT 16934Q208 260 16,300 SH   SOLE 0 16,300 0 0
STATOIL ASA SPONSORED ADR ADR 85771P102 9 550 SH   SOLE 0 550 0 0
VANGUARD DIVIDEND APPRECIATION INDEX FUND ETF 921908844 93 1,104 SH   SOLE 0 1,104 0 0
ISHARES MSCI EAFE SMALL-CAP ETF ETF 464288273 273 5,216 SH   SOLE 0 5,216 0 0
SCANA CORP NEW COM Stock 80589M102 51 710 SH   SOLE 0 710 0 0
ISHARES 7-10 YEAR TREASURY BOND ETF ETF 464287440 140 1,251 SH   SOLE 0 1,251 0 0
POWERSHARES BUYBACK ACHIEVERS PORTFOLIO ETF 73935X286 16 328 SH   SOLE 0 328 0 0
ISHARES COMMODITY OPTIMIZED TRUST ETF 45032K102 3,352 95,434 SH   SOLE 0 95,434 0 0
ISHARES S&P SMALL-CAP 600 VALUE ETF ETF 464287879 15 120 SH   SOLE 0 120 0 0
ALIBABA GROUP HLDG LTD SPONSORED ADS ADR 01609W102 455 4,300 SH   SOLE 0 4,300 0 0
CYBERARK SOFTWARE LTD SHS Stock M2682V108 5 100 SH   SOLE 0 100 0 0
HALYARD HEALTH INC COM Stock 40650V100 0 9 SH   SOLE 0 9 0 0
PLUG POWER INC COM NEW Stock 72919P202 6 3,800 SH   SOLE 0 3,800 0 0
BORGWARNER INC COM Stock 099724106 1 24 SH   SOLE 0 24 0 0
COMMUNITY BK SYS INC COM Stock 203607106 2 37 SH   SOLE 0 37 0 0
AMEC FOSTER WHEELER PLC SPONSORED ADR ADR 00167X205 0 31 SH   SOLE 0 31 0 0
PHILIP MORRIS INTL INC COM Stock 718172109 257 2,641 SH   SOLE 0 2,641 0 0
ISHARES GLOBAL INFRASTRUCTURE ETF ETF 464288372 4 85 SH   SOLE 0 85 0 0
SUBURBAN PROPANE PARTNERS L P UNIT LTD PARTN MLP 864482104 36 1,075 SH   SOLE 0 1,075 0 0
URBAN EDGE PPTYS COM REIT 91704F104 22 777 SH   SOLE 0 777 0 0
DOW CHEM CO COM Stock 260543103 49 951 SH   SOLE 0 951 0 0
BRISTOL MYERS SQUIBB CO COM Stock 110122108 140 2,602 SH   SOLE 0 2,602 0 0
REALTY INCOME CORP COM REIT 756109104 8 125 SH   SOLE 0 125 0 0
ALTRIA GROUP INC COM Stock 02209S103 10 164 SH   SOLE 0 164 0 0
DOMINION RES INC VA NEW COM Stock 25746U109 5 70 SH   SOLE 0 70 0 0
CITIGROUP INC COM NEW Stock 172967424 22 467 SH   SOLE 0 467 0 0
FIDELITY MSCI REAL ESTATE INDEX ETF ETF 316092857 8 314 SH   SOLE 0 314 0 0
3-D SYS CORP DEL COM NEW Stock 88554D205 5 300 SH   SOLE 0 300 0 0
EXXON MOBIL CORP COM Stock 30231G102 744 8,524 SH   SOLE 0 8,524 0 0
UNITEDHEALTH GROUP INC COM Stock 91324P102 36 256 SH   SOLE 0 256 0 0
LOWES COS INC COM Stock 548661107 47 644 SH   SOLE 0 644 0 0
VANECK VECTORS AMT-FREE INTERMEDIATE MUNICIPAL INDEX ETF ETF 92189F544 45 1,822 SH   SOLE 0 1,822 0 0
LINCOLN NATL CORP IND COM Stock 534187109 14 291 SH   SOLE 0 291 0 0
ROYAL DUTCH SHELL PLC SPON ADR B ADR 780259107 211 4,000 SH   SOLE 0 4,000 0 0
DEERE & CO COM Stock 244199105 108 1,260 SH   SOLE 0 1,260 0 0
VODAFONE GROUP PLC NEW SPNSR ADR ADR 92857W308 54 1,860 SH   SOLE 0 1,860 0 0
CHEMOURS CO COM Stock 163851108 1 52 SH   SOLE 0 52 0 0
BWX TECHNOLOGIES INC COM Stock 05605H100 3 76 SH   SOLE 0 76 0 0
BABCOCK & WILCOX ENTERPRIS INC COM Stock 05614L100 1 38 SH   SOLE 0 38 0 0
KRAFT HEINZ CO COM Stock 500754106 2 23 SH   SOLE 0 23 0 0
SCHWAB CHARLES CORP NEW COM Stock 808513105 16 501 SH   SOLE 0 501 0 0
BAIDU INC SPON ADR REP A ADR 056752108 118 650 SH   SOLE 0 650 0 0
CROWN CASTLE INTL CORP NEW COM REIT 22822V101 16 170 SH   SOLE 0 170 0 0
ISHARES CHINA LARGE-CAP ETF ETF 464287184 78 2,065 SH   SOLE 0 2,065 0 0
BLACKROCK INC COM Stock 09247X101 2 6 SH   SOLE 0 6 0 0
FRONTIER COMMUNICATIONS CORP COM Stock 35906A108 1 258 SH   SOLE 0 258 0 0
APPLE INC COM Stock 037833100 553 4,888 SH   SOLE 0 4,888 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR ADR 37733W105 302 7,000 SH   SOLE 0 7,000 0 0
ABBOTT LABS COM Stock 002824100 36 850 SH   SOLE 0 850 0 0
DISNEY WALT CO COM DISNEY Stock 254687106 227 2,448 SH   SOLE 0 2,448 0 0
UNIVERSAL HLTH SVCS INC CL B Stock 913903100 65 524 SH   SOLE 0 524 0 0
VANGUARD TOTAL WORLD STOCK INDEX FUND ETF 922042742 1,816 29,836 SH   SOLE 0 29,836 0 0
MARSH & MCLENNAN COS INC COM Stock 571748102 23 342 SH   SOLE 0 342 0 0