The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
PRUDENTIAL FINL INC Stock 744320102 9 100 SH   SOLE 0 100 0 0
SIRIUS XM HLDGS INC COM Stock 82968B103 5 1,436 SH   SOLE 0 1,436 0 0
POWERSHARES QQQ TR ETF 73935A104 18 168 SH   SOLE 0 168 0 0
STARBUCKS CORP Stock 855244109 100 1,861 SH   SOLE 0 1,861 0 0
SEMPRA ENERGY Stock 816851109 30 300 SH   SOLE 0 300 0 0
TYCO INTL LTD Stock G91442106 58 1,500 SH   SOLE 0 1,500 0 0
ISIS PHARMACEUTICALS INC COM Stock 464330109 6 100 SH   SOLE 0 100 0 0
BUCKEYE PARTNERS L P UNIT LTD PARTN MLP 118230101 148 2,000 SH   SOLE 0 2,000 0 0
ANTHEM INC COM Stock 036752103 34 210 SH   SOLE 0 210 0 0
ISHARES GOLD TRUST ETF ETF 464285105 24 2,090 SH   SOLE 0 2,090 0 0
JOHNSON & JOHNSON COM Stock 478160104 622 6,385 SH   SOLE 0 6,384 0 0
DISCOVERY COMMUNICATIONS INC NEW COM SER C Stock 25470F302 3 105 SH   SOLE 0 105 0 0
WASTE MANAGEMENT INC Stock 94106L109 72 1,545 SH   SOLE 0 1,545 0 0
ABB LTD SPONSORED ADR ADR 000375204 2 90 SH   SOLE 0 90 0 0
VANGUARD TOTAL STK MKT ETF 922908769 15,477 144,614 SH   SOLE 0 144,614 0 0
POWERSHARES WATER RESOURCES PORTFOLIO ETF 73935X575 97 3,900 SH   SOLE 0 3,900 0 0
COSTCO WHOLESALE CORP Stock 22160K105 26 196 SH   SOLE 0 196 0 0
TOYOTA MOTOR CORP SP ADR REP2COM ADR 892331307 2 14 SH   SOLE 0 14 0 0
PRAXAIR INC Stock 74005P104 176 1,469 SH   SOLE 0 1,469 0 0
ISHARES MSCI KLD 400 SOCIAL ETF ETF 464288570 27 352 SH   SOLE 0 352 0 0
ISHARES S&P LATIN AMERICA 40 INDEX ETF 464287390 7 235 SH   SOLE 0 235 0 0
BAYTEX ENERGY CORP COM Stock 07317Q105 47 3,000 SH   SOLE 0 3,000 0 0
PROCTER & GAMBLE CO COM Stock 742718109 104 1,328 SH   SOLE 0 1,328 0 0
COCA COLA CO COM Stock 191216100 132 3,357 SH   SOLE 0 3,357 0 0
NORDIC AMERICAN TANKERS LIMITE COM Stock G65773106 1 100 SH   SOLE 0 100 0 0
GENERAL MLS INC COM Stock 370334104 6 108 SH   SOLE 0 108 0 0
ENTERPRISE PRODS PARTNERS L P MLP 293792107 353 11,800 SH   SOLE 0 11,800 0 0
IDEX CORP COM Stock 45167R104 14 175 SH   SOLE 0 175 0 0
OCCIDENTAL PETE CORP DEL COM Stock 674599105 25 322 SH   SOLE 0 322 0 0
ISHARES NEW YORK AMT-FREE MUNI BOND ETF ETF 464288323 971 8,855 SH   SOLE 0 8,855 0 0
BB&T CORP COM Stock 054937107 21 513 SH   SOLE 0 513 0 0
UNITED PARCEL SERVICE INC Stock 911312106 10 100 SH   SOLE 0 100 0 0
STAPLES INC Stock 855030102 2 128 SH   SOLE 0 128 0 0
VANGUARD REIT INDEX ETF ETF 922908553 5 73 SH   SOLE 0 73 0 0
ISHARES MSCI USA ESG SELECT ETF ETF 464288802 103 1,209 SH   SOLE 0 1,209 0 0
BIOGEN IDEC INC Stock 09062X103 36 88 SH   SOLE 0 88 0 0
POWERSHARES DYNAMIC BIOTECHNOLOGY & GENOME PORTFOLIO ETF 73935X856 58 1,000 SH   SOLE 0 1,000 0 0
ATWOOD OCEANICS INC COM Stock 050095108 8 300 SH   SOLE 0 300 0 0
INTEL CORP COM Stock 458140100 164 5,390 SH   SOLE 0 5,390 0 0
PERRIGO CO Stock G97822103 19 105 SH   SOLE 0 105 0 0
CON-WAY INC COM Stock 205944101 10 249 SH   SOLE 0 249 0 0
MEDTRONIC PLC Stock G5960L103 106 1,434 SH   SOLE 0 1,434 0 0
CLOROX CO DEL COM Stock 189054109 5 50 SH   SOLE 0 50 0 0
ISHARES MSCI TAIWAN INDEX FD ETF ETF 464286731 6 380 SH   SOLE 0 380 0 0
NETFLIX INC COM Stock 64110L106 15 23 SH   SOLE 0 23 0 0
ISHARES DOW JONES U.S. ETF ETF 464287846 137 1,318 SH   SOLE 0 1,318 0 0
ISHARES S&P AGGRESSIVE ALLOCATION FUND ETF 464289859 6 118 SH   SOLE 0 118 0 0
BE AEROSPACE INC Stock 073302101 0 0 SH   SOLE 0 0 0 0
PEOPLES UNITED FINANCIAL INC COM Stock 712704105 3 192 SH   SOLE 0 192 0 0
ISHARES SILVER TRUST ETF ETF 46428Q109 1 95 SH   SOLE 0 95 0 0
LIBERTY INTERACTIVE CORP QVC GP COM SER A Stock 53071M104 5 176 SH   SOLE 0 176 0 0
ISHARES GROWTH ALLOCATION FUND ETF 464289867 59 1,452 SH   SOLE 0 1,452 0 0
NEUBERGER BERMAN HGH YLD FD COM CEF 64128C106 8 700 SH   SOLE 0 700 0 0
ESTEE LAUDER COMPANIES INC Stock 518439104 21 241 SH   SOLE 0 241 0 0
AMERICAN CAPITAL AGENCY CORP COM REIT 02503X105 46 2,500 SH   SOLE 0 2,500 0 0
MERCK & CO INC Stock 58933Y105 306 5,377 SH   SOLE 0 5,377 0 0
SPDR S&P 500 ETF ETF 78462F103 7 34 SH   SOLE 0 34 0 0
MASTERCARD INC Stock 57636Q104 103 1,100 SH   SOLE 0 1,100 0 0
URSTADT BIDDLE PPTYS INC CL A REIT 917286205 13 708 SH   SOLE 0 708 0 0
EMERSON ELEC CO COM Stock 291011104 6 100 SH   SOLE 0 100 0 0
ANNALY CAPITAL MANAGEMENT INC REIT 035710409 74 8,026 SH   SOLE 0 8,026 0 0
ISHARES TIPS BOND ETF ETF 464287176 651 5,812 SH   SOLE 0 5,812 0 0
DU PONT E I DE NEMOURS & CO COM Stock 263534109 17 261 SH   SOLE 0 261 0 0
COGNIZANT TECH SOLUTIONS CORP Stock 192446102 13 220 SH   SOLE 0 220 0 0
URSTADT BIDDLE PPTYS INC COM REIT 917286106 4 221 SH   SOLE 0 221 0 0
COHEN & STEERS GLOBAL INC BLDR COM CEF 19248M103 23 2,000 SH   SOLE 0 2,000 0 0
VERIZON COMMUNICATIONS Stock 92343V104 647 13,872 SH   SOLE 0 13,872 0 0
VANGUARD FTSE ALL WORLD EX-US ETF ETF 922042718 439 4,305 SH   SOLE 0 4,305 0 0
ISHARES COHEN & STEERS RLTY ETF 464287564 5 51 SH   SOLE 0 51 0 0
FEDEX CORP Stock 31428X106 79 464 SH   SOLE 0 464 0 0
PEPSICO INC COM Stock 713448108 202 2,166 SH   SOLE 0 2,166 0 0
ISHARES S&P/CITIGROUP INTERNATIONAL TREASURY BOND FUND EX-US ETF 464288117 14 155 SH   SOLE 0 155 0 0
ISHARES 1-3 YR TREASURY BOND ETF ETF 464287457 276 3,250 SH   SOLE 0 3,250 0 0
MARATHON OIL CORP COM Stock 565849106 11 400 SH   SOLE 0 400 0 0
ISHARES MODERATE ALLOCATION FUND ETF 464289875 8 226 SH   SOLE 0 226 0 0
KIMBERLY CLARK CORP COM Stock 494368103 8 74 SH   SOLE 0 74 0 0
TE CONNECTIVITY LTD Stock H84989104 116 1,800 SH   SOLE 0 1,800 0 0
BERKSHIRE HATHAWAY INC DEL CL B Stock 084670702 647 4,750 SH   SOLE 0 4,750 0 0
HONEYWELL INTL INC Stock 438516106 15 150 SH   SOLE 0 150 0 0
FIRSTENERGY CORP Stock 337932107 4 133 SH   SOLE 0 133 0 0
FORD MOTOR COMPANY Stock 345370860 58 3,883 SH   SOLE 0 3,883 0 0
BP PLC SPONSORED ADR ADR 055622104 7 164 SH   SOLE 0 164 0 0
BAXTER INTL INC COM Stock 071813109 9 133 SH   SOLE 0 133 0 0
GOVERNMENT PPTYS INCOME TR COM SHS BEN INT REIT 38376A103 4 200 SH   SOLE 0 200 0 0
CATCHMARK TIMBER TR INC CL A REIT 14912Y202 36 3,141 SH   SOLE 0 3,141 0 0
GLU MOBILE INC COM Stock 379890106 63 10,200 SH   SOLE 0 10,200 0 0
ISHARES RUSSELL 2000 VALUE ETF 464287630 1 8 SH   SOLE 0 8 0 0
HEALTH CARE SELECT SECTOR SPDR ETF 81369Y209 387 5,207 SH   SOLE 0 5,207 0 0
BHP BILLITON LTD SPONSORED ADR ADR 088606108 8 200 SH   SOLE 0 200 0 0
SPDR GOLD ETF ETF 78463V107 20 181 SH   SOLE 0 181 0 0
SOUTHERN CO COM Stock 842587107 34 800 SH   SOLE 0 800 0 0
GREENE COUNTY BANCORP INC COM Stock 394357107 16 590 SH   SOLE 0 590 0 0
BECTON DICKINSON & CO COM Stock 075887109 4 30 SH   SOLE 0 29 0 0
KEYCORP NEW COM Stock 493267108 28 1,860 SH   SOLE 0 1,860 0 0
SCHWAB ETFS- US BROAD MARKET ETF ETF 808524102 60 1,186 SH   SOLE 0 1,186 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF ETF 808524201 250 5,071 SH   SOLE 0 5,071 0 0
WHIRLPOOL CORP COM Stock 963320106 16 94 SH   SOLE 0 94 0 0
LEAPFROG ENTERPRISES INC Stock 52186N106 2 1,188 SH   SOLE 0 1,188 0 0
AON CORP Stock G0408V102 21 209 SH   SOLE 0 209 0 0
CENTURYLINK INC COM Stock 156700106 2 71 SH   SOLE 0 71 0 0
VANGUARD SHORT-TERM CORPORATE BOND INDEX FUND ETF 92206C409 3,498 43,953 SH   SOLE 0 43,953 0 0
EXELON CORP COM Stock 30161N101 6 200 SH   SOLE 0 200 0 0
VANGUARD INTERMEDIATE TERM CORP BOND FD ETF ETF 92206C870 16,922 198,385 SH   SOLE 0 198,385 0 0
GOOGLE INC Stock 38259P508 197 365 SH   SOLE 0 365 0 0
PANERA BREAD CO Stock 69840W108 0 0 SH   SOLE 0 0 0 0
COMCAST CORP NEW CL A Stock 20030N101 52 857 SH   SOLE 0 857 0 0
WHOLE FOODS MARKET INC Stock 966837106 15 374 SH   SOLE 0 374 0 0
MICROSOFT Stock 594918104 72 1,630 SH   SOLE 0 1,629 0 0
VALERO ENERGY CORP Stock 91913Y100 6 100 SH   SOLE 0 100 0 0
DISCOVERY HLDG CO Stock 25470F104 1 35 SH   SOLE 0 35 0 0
CVS HEALTH CORP COM Stock 126650100 287 2,740 SH   SOLE 0 2,740 0 0
ACCO BRANDS CORP COM Stock 00081T108 1 94 SH   SOLE 0 94 0 0
POTASH CORP SASK INC Stock 73755L107 3 100 SH   SOLE 0 100 0 0
TEXTRON INC COM Stock 883203101 9 200 SH   SOLE 0 200 0 0
APOLLO INVT CORP COM CEF 03761U106 4 500 SH   SOLE 0 500 0 0
BOEING CO COM Stock 097023105 117 847 SH   SOLE 0 846 0 0
VANGUARD MID CAP ETF 922908629 13 100 SH   SOLE 0 100 0 0
NEXTERA ENERGY INC COM Stock 65339F101 64 649 SH   SOLE 0 649 0 0
NIKE INC CLASS B Stock 654106103 23 215 SH   SOLE 0 215 0 0
TESLA MTRS INC COM Stock 88160R101 7 25 SH   SOLE 0 25 0 0
VANGUARD HEALTH CARE ETF ETF 92204A504 24 174 SH   SOLE 0 174 0 0
BWX TECHNOLOGIES INC COM Stock 05615F102 2 76 SH   SOLE 0 76 0 0
VORNADO REALTY TRUST REIT 929042109 100 1,055 SH   SOLE 0 1,055 0 0
SCHWAB SHORT TERM US TREASURY ETF ETF 808524862 652 12,856 SH   SOLE 0 12,856 0 0
VANGUARD CONSUMER STAPLES ETF ETF 92204A207 19 154 SH   SOLE 0 154 0 0
HARLEY DAVIDSON INC Stock 412822108 12 205 SH   SOLE 0 205 0 0
CYTEC INDS INC Stock 232820100 12 200 SH   SOLE 0 200 0 0
LINEAR TECHNOLOGY CORP Stock 535678106 22 503 SH   SOLE 0 503 0 0
CONSOLIDATED EDISON INC COM Stock 209115104 81 1,400 SH   SOLE 0 1,400 0 0
ISHARES RUSSELL TOP 200 VALUE ETF ETF 464289420 2 37 SH   SOLE 0 37 0 0
ISHARES RUSSELL TOP 200 GROWTH ETF ETF 464289438 8 146 SH   SOLE 0 146 0 0
RITE AID CORP COM Stock 767754104 11 1,300 SH   SOLE 0 1,300 0 0
PRICELINE.COM INC Stock 741503403 29 25 SH   SOLE 0 25 0 0
SCH US REIT ETF ETF 808524847 99 2,737 SH   SOLE 0 2,737 0 0
VANGUARD TOTAL INTERNATIONAL STOCK ETF ETF 921909768 656 13,036 SH   SOLE 0 13,036 0 0
PPL CORP Stock 69351T106 12 400 SH   SOLE 0 400 0 0
IPATH DJ-UBS COMMODITY TOTAL RETURN ETN ETF 06738C778 5,680 195,467 SH   SOLE 0 195,466 0 0
QIHOO 360 TECHNOLOGY CO LTD ADS ADR 74734M109 74 1,100 SH   SOLE 0 1,100 0 0
KAYNE ANDERSON MDSTM ENERGY FD COM CEF 48661E108 12 400 SH   SOLE 0 400 0 0
AMERICAN INTL GROUP INC WT EXP 011921 Stock 026874156 0 3 SH   SOLE 0 3 0 0
ARCOS DORADOS HOLDINGS INC SHS CLASS -A - Stock G0457F107 1 100 SH   SOLE 0 100 0 0
AFLAC INC COM Stock 001055102 59 947 SH   SOLE 0 947 0 0
FREEPORT MCMORAN COPPER Stock 35671D857 2 100 SH   SOLE 0 100 0 0
SYSCO CORP COM Stock 871829107 4 110 SH   SOLE 0 110 0 0
FUELCELL ENERGY INC Stock 35952H106 3 3,000 SH   SOLE 0 3,000 0 0
BROOKDALE SR LIVING INC COM Stock 112463104 3 95 SH   SOLE 0 95 0 0
ISHARES DJ SELECT DIVIDEND ETF 464287168 126 1,670 SH   SOLE 0 1,670 0 0
AMC NETWORKS INC CL A Stock 00164V103 24 295 SH   SOLE 0 295 0 0
MARATHON PETE CORP Stock 56585A102 21 400 SH   SOLE 0 400 0 0
FIRST TRADE ISE CLOUD COMPUTING INDEX ETF 33734X192 1 48 SH   SOLE 0 48 0 0
DUNKIN BRANDS GROUP INC COM Stock 265504100 7 123 SH   SOLE 0 123 0 0
NBT BANCORP INC COM Stock 628778102 56 2,147 SH   SOLE 0 2,147 0 0
REGENERON PHARMACEUTICALS COM Stock 75886F107 130 255 SH   SOLE 0 255 0 0
TRAVELERS COMPANIES INC COM Stock 89417E109 31 324 SH   SOLE 0 323 0 0
FIRST SOLAR INC Stock 336433107 1 25 SH   SOLE 0 25 0 0
ENERGY TRANSFER EQUITY L P COM UNIT LTD PARTNERSHIP MLP 29273V100 257 4,000 SH   SOLE 0 4,000 0 0
FORTUNE BRANDS HOME & SEC INC COM Stock 34964C106 18 400 SH   SOLE 0 400 0 0
VISA INC Stock 92826C839 42 632 SH   SOLE 0 632 0 0
HERSHEY CO COM Stock 427866108 21 234 SH   SOLE 0 234 0 0
GUGGENHEIM SOLAR ETF ETF 18383Q739 14 365 SH   SOLE 0 365 0 0
VIPSHOP HLDGS LTD SPONSORED ADR ADR 92763W103 52 2,350 SH   SOLE 0 2,350 0 0
VANGUARD VALUE ETF ETF 922908744 6 67 SH   SOLE 0 67 0 0
ENERPLUS CORP Stock 292766102 1 100 SH   SOLE 0 100 0 0
PHILLIPS 66 Stock 718546104 8 100 SH   SOLE 0 100 0 0
WESTERN ASSET MTG CAP CORP COM REIT 95790D105 10 700 SH   SOLE 0 700 0 0
FACEBOOK INC CL A Stock 30303M102 382 4,456 SH   SOLE 0 4,456 0 0
KEURIG GREEN MTN INC COM Stock 49271M100 10 135 SH   SOLE 0 135 0 0
DUKE ENERGY CORP NEW COM NEW Stock 26441C204 92 1,298 SH   SOLE 0 1,298 0 0
AMERICAN AIRLS GROUP INC COM Stock 02376R102 146 3,650 SH   SOLE 0 3,650 0 0
CELGENE CORP Stock 151020104 338 2,918 SH   SOLE 0 2,918 0 0
DIRECTV COM Stock 25490A309 13 140 SH   SOLE 0 140 0 0
BBX CAP CORP CL A PAR $0.01 Stock 05540P100 2 138 SH   SOLE 0 138 0 0
PVH CORP COM Stock 693656100 9 81 SH   SOLE 0 81 0 0
STONEMOR PARTNERS L P COM UNITS MLP 86183Q100 30 1,000 SH   SOLE 0 1,000 0 0
ADT CORP Stock 00101J106 25 750 SH   SOLE 0 750 0 0
KRAFT FOODS GROUP Stock 50076Q106 2 23 SH   SOLE 0 23 0 0
MONDELEZ INTL INC COM Stock 609207105 18 434 SH   SOLE 0 434 0 0
LINNCO LLC COM SHS LTD INT Stock 535782106 22 2,300 SH   SOLE 0 2,300 0 0
JOHNSON CTLS INC Stock 478366107 16 333 SH   SOLE 0 333 0 0
HUDSON CITY BANCORP INC Stock 443683107 0 1 SH   SOLE 0 1 0 0
NEW YORK CMNTY BANCORP INC COM Stock 649445103 200 10,900 SH   SOLE 0 10,900 0 0
MAGNA INTL INC CL A Stock 559222401 114 2,034 SH   SOLE 0 2,034 0 0
NOVARTIS AG ADR ADR 66987V109 18 181 SH   SOLE 0 181 0 0
TOTAL SA ADR ADR 89151E109 10 200 SH   SOLE 0 200 0 0
PENNANTPARK FLOATING RATE CAP COM CEF 70806A106 629 45,300 SH   SOLE 0 45,300 0 0
KANSAS CITY SOUTHERN COM NEW Stock 485170302 10 110 SH   SOLE 0 110 0 0
APOLLO COML REAL EST FIN INC COM REIT 03762U105 82 5,000 SH   SOLE 0 5,000 0 0
EATON CORP PLC SHS Stock G29183103 16 243 SH   SOLE 0 243 0 0
KINDER MORGAN INC Stock 49456B101 136 3,550 SH   SOLE 0 3,550 0 0
ISHARES U.S. MEDICAL DEVICES ETF ETF 464288810 6 52 SH   SOLE 0 52 0 0
NVIDIA CORP Stock 67066G104 2 100 SH   SOLE 0 100 0 0
ISHARES 1-3 YR CREDIT BOND ETF ETF 464288646 472 4,480 SH   SOLE 0 4,480 0 0
EOG RESOURCES INC Stock 26875P101 43 487 SH   SOLE 0 487 0 0
MYLAN N V EUR Stock N59465109 3 50 SH   SOLE 0 50 0 0
ABBVIE INC COM Stock 00287Y109 91 1,350 SH   SOLE 0 1,350 0 0
NATIONAL GRID PLC SPON ADR NEW ADR 636274300 203 3,139 SH   SOLE 0 3,139 0 0
WISDOMTREE INTL SMALLCAP DIVIDEND ETF 97717W760 780 21,828 SH   SOLE 0 21,828 0 0
LINN ENERGY LLC MLP 536020100 9 1,000 SH   SOLE 0 1,000 0 0
MANULIFE FINL CORP Stock 56501R106 1 40 SH   SOLE 0 40 0 0
VANGUARD TOTAL BOND MARKET ETF ETF 921937835 46 561 SH   SOLE 0 561 0 0
VANGUARD FTSE ALL-WORLD EX-US ETF 922042775 1,495 30,803 SH   SOLE 0 30,803 0 0
CABOT OIL & GAS CP COM Stock 127097103 15 483 SH   SOLE 0 483 0 0
HARSCO CORP COM Stock 415864107 32 1,932 SH   SOLE 0 1,932 0 0
PIMCO DYNAMIC CREDITINCOME FUND COM SHS CEF 72202D106 79 3,900 SH   SOLE 0 3,900 0 0
ZOETIS INC COM CL A Stock 98978V103 2 50 SH   SOLE 0 50 0 0
CHESAPEAKE ENERGY CORPORATION Stock 165167107 6 501 SH   SOLE 0 501 0 0
TRUSTCO BK CORP N Y COM Stock 898349105 19 2,658 SH   SOLE 0 2,658 0 0
COLUMBIA PROPERTY TRUST INC REIT 198287203 98 4,007 SH   SOLE 0 4,007 0 0
SEASPAN CORP SHS Stock Y75638109 206 10,900 SH   SOLE 0 10,900 0 0
ROCKWELL AUTOMATION INC COM Stock 773903109 4 36 SH   SOLE 0 36 0 0
YAHOO INC COM Stock 984332106 41 1,050 SH   SOLE 0 1,050 0 0
QUALCOMM INC Stock 747525103 15 245 SH   SOLE 0 245 0 0
CST BRANDS INC COM* Stock 12646R105 0 11 SH   SOLE 0 11 0 0
GENESEE & WYO INC CL A Stock 371559105 4 56 SH   SOLE 0 56 0 0
MCDONALDS CORP COM Stock 580135101 29 309 SH   SOLE 0 308 0 0
NORDSTROM INC COM Stock 655664100 14 185 SH   SOLE 0 185 0 0
NEW RESIDENTIAL INVESTMENT CORP REIT 64828T201 303 19,900 SH   SOLE 0 19,900 0 0
INTERCONTINENTALEXCHINTL Stock 45866F104 33 149 SH   SOLE 0 149 0 0
CISCO SYS INC Stock 17275R102 14 500 SH   SOLE 0 500 0 0
VANGUARD TOTAL INTERNATIONAL BOND ETF ETF 92203J407 10,068 192,249 SH   SOLE 0 192,249 0 0
CAPITAL ONE FINANCIAL CORP Stock 14040H105 44 500 SH   SOLE 0 500 0 0
WISDOMTREE DEFA FUND ETF 97717W703 163 3,190 SH   SOLE 0 3,190 0 0
MARKET VECTORS URANIUM+NUCLEAR ENERGY ETF ETF 57061R577 17 350 SH   SOLE 0 350 0 0
AT&T INC COM Stock 00206R102 568 15,993 SH   SOLE 0 15,993 0 0
ISHARES NASDAQ BIOTECHNOLOGY ETF ETF 464287556 298 808 SH   SOLE 0 808 0 0
GENERAL ELECTRIC CO COM Stock 369604103 1,598 60,147 SH   SOLE 0 60,147 0 0
TIME WARNER INC Stock 887317303 39 450 SH   SOLE 0 450 0 0
IPATH S&P GSCI CRUDE OIL TR INDEX ETF 06738C786 12 1,000 SH   SOLE 0 1,000 0 0
POWERSHARES GLOBAL WATER PORTFOLIO ETF 73936T623 12 500 SH   SOLE 0 500 0 0
WISDOMTREE INTERNATIONAL LARGECAP DIVIDEND FUND ETF 97717W794 57 1,204 SH   SOLE 0 1,204 0 0
CIGNA CORPORATION COM Stock 125509109 29 177 SH   SOLE 0 177 0 0
ROSS STORES INC COM Stock 778296103 19 388 SH   SOLE 0 388 0 0
PENNANTPARK INVT CORP COM CEF 708062104 44 5,000 SH   SOLE 0 5,000 0 0
SUNTRUST BANKS INC Stock 867914103 24 556 SH   SOLE 0 556 0 0
WELLS FARGO & CO NEW COM Stock 949746101 135 2,404 SH   SOLE 0 2,404 0 0
VMWARE INC CL A COM Stock 928563402 18 209 SH   SOLE 0 209 0 0
UNION PAC CORP COM Stock 907818108 4 46 SH   SOLE 0 45 0 0
ECOLAB INC COM Stock 278865100 24 216 SH   SOLE 0 216 0 0
TRANSOCEAN Stock H8817H100 5 300 SH   SOLE 0 300 0 0
CAMERON INTERNATIONAL CORP COM Stock 13342B105 19 363 SH   SOLE 0 363 0 0
ISHARES S&P U.S. PREFERRED STOCK ETF ETF 464288687 83 2,110 SH   SOLE 0 2,110 0 0
DOLBY LABORATORIES INC COM Stock 25659T107 3 83 SH   SOLE 0 82 0 0
FLIR SYS INC COM Stock 302445101 6 179 SH   SOLE 0 179 0 0
JUNIPER NETWORKS INC COM Stock 48203R104 12 461 SH   SOLE 0 461 0 0
E M C CORP Stock 268648102 26 987 SH   SOLE 0 987 0 0
THERMO FISHER SCIENTIFIC INC COM Stock 883556102 4 30 SH   SOLE 0 30 0 0
PROSPECT CAPITAL CORPORATION CEF 74348T102 66 9,000 SH   SOLE 0 9,000 0 0
JPMORGAN CHASE & CO COM Stock 46625H100 541 7,980 SH   SOLE 0 7,980 0 0
ISHARES INTERMEDIATE CREDIT BOND ETF ETF 464288638 176 1,616 SH   SOLE 0 1,616 0 0
GENWORTH FINL INC COM CL A Stock 37247D106 7 940 SH   SOLE 0 940 0 0
CHEVRON CORP NEW COM Stock 166764100 108 1,124 SH   SOLE 0 1,124 0 0
ISHARES AMT-FREE MUNI BOND ETF ETF 464288414 189 1,751 SH   SOLE 0 1,751 0 0
CONOCOPHILLIPS COM Stock 20825C104 83 1,350 SH   SOLE 0 1,350 0 0
VANGUARD FTSE DEVELOPED MARKETS ETF ETF 921943858 10,763 271,461 SH   SOLE 0 271,461 0 0
DANAHER CORP Stock 235851102 34 393 SH   SOLE 0 393 0 0
EXPRESS SCRIPTS INC Stock 30219G108 62 701 SH   SOLE 0 701 0 0
CLEARBRIDGE ENERGY MLP OPP FD COM CEF 18469P100 9 500 SH   SOLE 0 500 0 0
BANK AMER CORP COM Stock 060505104 186 10,950 SH   SOLE 0 10,950 0 0
WAL-MART STORES INC COM Stock 931142103 4 55 SH   SOLE 0 55 0 0
INTL BUSINESS MACHINES Stock 459200101 708 4,356 SH   SOLE 0 4,355 0 0
ORACLE CORPORATION Stock 68389X105 48 1,200 SH   SOLE 0 1,200 0 0
UNITED TECHNOLOGIES CORP COM Stock 913017109 311 2,800 SH   SOLE 0 2,800 0 0
VANGUARD FTSE EMERGING MARKETS ETF ETF 922042858 6,400 156,567 SH   SOLE 0 156,566 0 0
TEXAS INSTRS INC COM Stock 882508104 23 447 SH   SOLE 0 447 0 0
VANGUARD HIGH DIVIDEND YIELD ETF 921946406 284 4,225 SH   SOLE 0 4,225 0 0
PFIZER INC COM Stock 717081103 265 7,902 SH   SOLE 0 7,902 0 0
MORGAN STANLEY Stock 617446448 2 60 SH   SOLE 0 60 0 0
3M CO COM Stock 88579Y101 31 200 SH   SOLE 0 200 0 0
SPDR INDEX SHS FDS S&P INTL SMALL CAP ETF ETF 78463X871 15 500 SH   SOLE 0 500 0 0
HEWLETT PACKARD CO COM Stock 428236103 9 297 SH   SOLE 0 297 0 0
GILEAD SCIENCES INC Stock 375558103 89 764 SH   SOLE 0 764 0 0
CATERPILLAR INC DEL COM Stock 149123101 67 785 SH   SOLE 0 785 0 0
BAKER HUGHES INC COM Stock 057224107 9 150 SH   SOLE 0 150 0 0
GOOGLE INC - CLASS C Stock 38259P706 246 473 SH   SOLE 0 473 0 0
AMERICAN EXPRESS CO COM Stock 025816109 44 566 SH   SOLE 0 566 0 0
AMGEN INC Stock 031162100 27 175 SH   SOLE 0 175 0 0
APPLIED MATLS INC COM Stock 038222105 4 199 SH   SOLE 0 199 0 0
INTERNATIONAL GAME TECHNOLOGY SHS USD Stock G4863A108 0 2 SH   SOLE 0 2 0 0
UNITED FINL BANCORP INC NEW COM Stock 910304104 2 151 SH   SOLE 0 151 0 0
GUGGENHEIM S&P MIDCAP 400 PURE VALUE ETF ETF 78355W502 19 350 SH   SOLE 0 350 0 0
GUGGENHEIM S&P SMALLCAP 600 PURE VALUE ETF ETF 78355W700 5,049 78,905 SH   SOLE 0 78,904 0 0
TEEKAY LNG PARTNERS L P UNIT LTD PARTNERSHIP INT MLP Y8564M105 2 66 SH   SOLE 0 66 0 0
BLACKROCK INTL GRWTH & INC TR COM BENE INTER CEF 092524107 15 2,000 SH   SOLE 0 2,000 0 0
DELCATH SYS INC COM NEW Stock 24661P401 0 125 SH   SOLE 0 125 0 0
JD COM INC SPON ADR CL A ADR 47215P106 3 100 SH   SOLE 0 100 0 0
MAIN STREET CAPITAL CORP Stock 56035L104 839 26,300 SH   SOLE 0 26,300 0 0
SEVENTY SEVEN ENERGY INC Stock 818097107 0 35 SH   SOLE 0 35 0 0
CHIMERA INVT CORP COM NEW REIT 16934Q208 245 17,900 SH   SOLE 0 17,900 0 0
STATOIL ASA SPONSORED ADR CMN ADR 85771P102 5 300 SH   SOLE 0 300 0 0
VANGUARD DIVIDEND APPRECIATION ETF ETF 921908844 71 905 SH   SOLE 0 905 0 0
ISHARES MSCI EAFE SMALL CAP ETF ETF 464288273 286 5,613 SH   SOLE 0 5,613 0 0
HERCULES TECH GROWTH CAP INC COM CEF 427096508 7 600 SH   SOLE 0 600 0 0
SCANA CORP NEW COM Stock 80589M102 76 1,510 SH   SOLE 0 1,510 0 0
ISHARES 7-10 YR TREASURY BOND ETF ETF 464287440 102 970 SH   SOLE 0 970 0 0
ISHARES S&P SMALLCAP 600 VALUE ETF ETF 464287879 14 120 SH   SOLE 0 120 0 0
ALIBABA GROUP HLDG LTD SPONSORED ADS ADR 01609W102 255 3,100 SH   SOLE 0 3,100 0 0
CYBERARK SOFTWARE LTD SHS Stock M2682V108 6 100 SH   SOLE 0 100 0 0
HALYARD HEALTH INC Stock 40650V100 0 9 SH   SOLE 0 9 0 0
ALTERA CORP Stock 021441100 5 100 SH   SOLE 0 100 0 0
PLUG PWR INC Stock 72919P202 10 4,112 SH   SOLE 0 4,112 0 0
BORG WARNER AUTOMOTIVE INC Stock 099724106 4 72 SH   SOLE 0 72 0 0
CORE LABORATORIES NV Stock N22717107 8 70 SH   SOLE 0 70 0 0
AMEC FOSTER WHEELER PLC SPONSORED ADR ADR 00167X205 0 31 SH   SOLE 0 31 0 0
PHILIP MORRIS INTL INC Stock 718172109 258 3,219 SH   SOLE 0 3,219 0 0
ISHARES TRUST S&P GLOBAL INFRASTRUCTUR ETF 464288372 3 85 SH   SOLE 0 85 0 0
PRECISION CASTPARTS CORP COM Stock 740189105 53 264 SH   SOLE 0 264 0 0
VANGUARD MEGA CAP GROWTH ETF ETF 921910816 8 96 SH   SOLE 0 95 0 0
SUBURBAN PROPANE PARTNERS L P UNIT LTD PARTN MLP 864482104 43 1,075 SH   SOLE 0 1,075 0 0
URBAN EDGE PPTYS COM REIT 91704F104 16 777 SH   SOLE 0 777 0 0
DOW CHEM CO COM Stock 260543103 44 851 SH   SOLE 0 851 0 0
BRISTOL MYERS SQUIBB CO COM Stock 110122108 163 2,444 SH   SOLE 0 2,444 0 0
ALTRIA GROUP INC COM Stock 02209S103 11 217 SH   SOLE 0 217 0 0
LOEWS CORP COM Stock 540424108 12 320 SH   SOLE 0 320 0 0
DOMINION RESOURCES INC Stock 25746U109 4 67 SH   SOLE 0 67 0 0
CITIGROUP INC Stock 172967424 26 467 SH   SOLE 0 467 0 0
3-D SYS CORP DEL COM NEW Stock 88554D205 6 300 SH   SOLE 0 300 0 0
EXXON MOBIL CORP COM Stock 30231G102 663 7,964 SH   SOLE 0 7,964 0 0
UNITEDHEALTH GROUP Stock 91324P102 43 356 SH   SOLE 0 356 0 0
LOWES COS INC COM Stock 548661107 42 632 SH   SOLE 0 632 0 0
MARKET VECTORS INTERMEDIATE MUNICIPAL INDEX ETF ETF 57060U845 45 1,950 SH   SOLE 0 1,950 0 0
LINCOLN NATL CORP IND COM Stock 534187109 69 1,164 SH   SOLE 0 1,164 0 0
SOLAREDGE TECHNOLOGIES INC COM Stock 83417M104 7 200 SH   SOLE 0 200 0 0
DEERE & CO COM Stock 244199105 135 1,392 SH   SOLE 0 1,392 0 0
AMERICAN INTL GROUP INC COM NEW Stock 026874784 37 606 SH   SOLE 0 606 0 0
VODAFONE GROUP NEW ADR F ADR 92857W308 98 2,678 SH   SOLE 0 2,678 0 0
TALEN ENERGY CORP Stock 87422J105 1 49 SH   SOLE 0 49 0 0
ACTIVISION BLIZZARD INC COM Stock 00507V109 2 82 SH   SOLE 0 81 0 0
BAIDU INC SPON ADR REP A ADR 056752108 127 640 SH   SOLE 0 640 0 0
ISHARES CHINA LARGE-CAP ETF ETF 464287184 224 4,865 SH   SOLE 0 4,865 0 0
BLACKROCK INC Stock 09247X101 6 18 SH   SOLE 0 18 0 0
FRONTIER COMMUNICATIONS CORP COM Stock 35906A108 1 295 SH   SOLE 0 295 0 0
APPLE INC Stock 037833100 626 4,988 SH   SOLE 0 4,987 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR ADR 37733W105 167 4,000 SH   SOLE 0 4,000 0 0
ABBOTT LABS COM Stock 002824100 140 2,850 SH   SOLE 0 2,850 0 0
DISNEY WALT CO COM DISNEY Stock 254687106 285 2,493 SH   SOLE 0 2,493 0 0
HOSPIRA INC COM Stock 441060100 18 205 SH   SOLE 0 205 0 0
UNIVERSAL HLTH SVCS INC CL B Stock 913903100 74 524 SH   SOLE 0 524 0 0
VANGUARD TOTAL WORLD STOCK ETF ETF 922042742 2,318 37,682 SH   SOLE 0 37,682 0 0
DOMINOS PIZZA INC COM Stock 25754A201 14 125 SH   SOLE 0 125 0 0