The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
PRUDENTIAL FINL INC Stock 744320102 8 100 SH   SOLE 0 100 0 0
SIRIUS XM HLDGS INC COM Stock 82968B103 19 4,936 SH   SOLE 0 4,936 0 0
POWERSHARES QQQ TR ETF 73935A104 18 170 SH   SOLE 0 170 0 0
STARBUCKS CORP Stock 855244109 90 950 SH   SOLE 0 950 0 0
TYCO INTL LTD Stock G91442106 65 1,500 SH   SOLE 0 1,500 0 0
ISIS PHARMACEUTICALS INC COM Stock 464330109 6 100 SH   SOLE 0 100 0 0
BUCKEYE PARTNERS L P UNIT LTD PARTN MLP 118230101 151 2,000 SH   SOLE 0 2,000 0 0
ANTHEM INC COM Stock 036752103 32 210 SH   SOLE 0 210 0 0
ISHARES GOLD TRUST ETF ETF 464285105 24 2,090 SH   SOLE 0 2,090 0 0
JOHNSON & JOHNSON COM Stock 478160104 612 6,083 SH   SOLE 0 6,083 0 0
DISCOVERY COMMUNICATIONS INC NEW COM SER C Stock 25470F302 3 105 SH   SOLE 0 105 0 0
WASTE MANAGEMENT INC Stock 94106L109 84 1,545 SH   SOLE 0 1,545 0 0
ABB LTD SPONSORED ADR ADR 000375204 2 90 SH   SOLE 0 90 0 0
VANGUARD TOTAL STK MKT ETF 922908769 15,863 147,909 SH   SOLE 0 147,909 0 0
POWERSHARES WATER RESOURCES PORTFOLIO ETF 73935X575 97 3,900 SH   SOLE 0 3,900 0 0
COSTCO WHOLESALE CORP Stock 22160K105 30 196 SH   SOLE 0 196 0 0
ISHARES MSCI EMERGING MARKETS ETF ETF 464287234 20 488 SH   SOLE 0 488 0 0
TOYOTA MOTOR CORP SP ADR REP2COM ADR 892331307 2 14 SH   SOLE 0 14 0 0
PRAXAIR INC Stock 74005P104 177 1,469 SH   SOLE 0 1,469 0 0
ISHARES MSCI KLD 400 SOCIAL ETF ETF 464288570 45 587 SH   SOLE 0 587 0 0
ISHARES S&P LATIN AMERICA 40 INDEX ETF 464287390 7 235 SH   SOLE 0 235 0 0
BAYTEX ENERGY CORP COM Stock 07317Q105 47 3,000 SH   SOLE 0 3,000 0 0
PROCTER & GAMBLE CO COM Stock 742718109 109 1,328 SH   SOLE 0 1,328 0 0
COCA COLA CO COM Stock 191216100 136 3,356 SH   SOLE 0 3,356 0 0
NORDIC AMERICAN TANKERS LIMITE COM Stock G65773106 1 100 SH   SOLE 0 100 0 0
GENERAL MLS INC COM Stock 370334104 6 108 SH   SOLE 0 108 0 0
ENTERPRISE PRODS PARTNERS L P MLP 293792107 389 11,800 SH   SOLE 0 11,800 0 0
OCCIDENTAL PETE CORP DEL COM Stock 674599105 24 322 SH   SOLE 0 322 0 0
ISHARES NEW YORK AMT-FREE MUNI BOND ETF ETF 464288323 1,503 13,391 SH   SOLE 0 13,391 0 0
BB&T CORP COM Stock 054937107 20 513 SH   SOLE 0 513 0 0
UNITED PARCEL SERVICE INC Stock 911312106 10 100 SH   SOLE 0 100 0 0
STAPLES INC COM Stock 855030102 2 128 SH   SOLE 0 128 0 0
VANGUARD REIT INDEX ETF ETF 922908553 6 73 SH   SOLE 0 73 0 0
ISHARES MSCI USA ESG SELECT ETF ETF 464288802 117 1,365 SH   SOLE 0 1,365 0 0
BIOGEN IDEC INC Stock 09062X103 17 41 SH   SOLE 0 41 0 0
POWERSHARES DYNAMIC BIOTECHNOLOGY & GENOME PORTFOLIO ETF 73935X856 55 1,000 SH   SOLE 0 1,000 0 0
ATWOOD OCEANICS INC COM Stock 050095108 8 300 SH   SOLE 0 300 0 0
INTEL CORP COM Stock 458140100 162 5,175 SH   SOLE 0 5,175 0 0
PERRIGO CO Stock G97822103 30 181 SH   SOLE 0 181 0 0
CON-WAY INC COM Stock 205944101 11 249 SH   SOLE 0 249 0 0
MEDTRONIC PLC Stock G5960L103 112 1,434 SH   SOLE 0 1,434 0 0
CLOROX CO DEL COM Stock 189054109 6 50 SH   SOLE 0 50 0 0
ISHARES MSCI TAIWAN INDEX FD ETF ETF 464286731 6 380 SH   SOLE 0 380 0 0
NETFLIX INC COM Stock 64110L106 10 23 SH   SOLE 0 23 0 0
ISHARES DOW JONES U.S. ETF ETF 464287846 160 1,523 SH   SOLE 0 1,523 0 0
ISHARES S&P AGGRESSIVE ALLOCATION FUND ETF 464289859 6 118 SH   SOLE 0 118 0 0
BE AEROSPACE INC Stock 073302101 12 191 SH   SOLE 0 191 0 0
PEOPLES UNITED FINANCIAL INC COM Stock 712704105 3 192 SH   SOLE 0 192 0 0
ISHARES SILVER TRUST ETF ETF 46428Q109 2 95 SH   SOLE 0 95 0 0
LIBERTY MEDIA HOLDING CP INTER A Stock 53071M104 5 176 SH   SOLE 0 176 0 0
ISHARES GROWTH ALLOCATION FUND ETF 464289867 117 2,861 SH   SOLE 0 2,861 0 0
NEUBERGER BERMAN HGH YLD FD COM CEF 64128C106 9 700 SH   SOLE 0 700 0 0
ESTEE LAUDER COMPANIES INC Stock 518439104 13 158 SH   SOLE 0 158 0 0
AMERICAN CAPITAL AGENCY CORP COM REIT 02503X105 53 2,500 SH   SOLE 0 2,500 0 0
MERCK & CO INC Stock 58933Y105 309 5,377 SH   SOLE 0 5,377 0 0
ISHARES TRS&P SHORT TERM NATL MUNICIPAL BD FD ETF 464288158 20 185 SH   SOLE 0 185 0 0
MASTERCARD INC Stock 57636Q104 86 1,000 SH   SOLE 0 1,000 0 0
URSTADT BIDDLE PPTYS INC CL A REIT 917286205 16 708 SH   SOLE 0 708 0 0
EMERSON ELEC CO COM Stock 291011104 6 100 SH   SOLE 0 100 0 0
ANNALY CAPITAL MANAGEMENT INC REIT 035710409 83 8,026 SH   SOLE 0 8,026 0 0
ISHARES TIPS BOND ETF ETF 464287176 660 5,812 SH   SOLE 0 5,812 0 0
DU PONT E I DE NEMOURS & CO COM Stock 263534109 19 260 SH   SOLE 0 259 0 0
COGNIZANT TECH SOLUTIONS CORP Stock 192446102 20 328 SH   SOLE 0 328 0 0
URSTADT BIDDLE PPTYS INC COM REIT 917286106 4 221 SH   SOLE 0 221 0 0
COHEN & STEERS GLOBAL INC BLDR COM CEF 19248M103 24 2,000 SH   SOLE 0 2,000 0 0
VERIZON COMMUNICATIONS Stock 92343V104 625 12,851 SH   SOLE 0 12,851 0 0
VANGUARD FTSE ALL WORLD EX-US ETF ETF 922042718 444 4,470 SH   SOLE 0 4,470 0 0
ISHARES COHEN & STEERS RLTY ETF 464287564 5 51 SH   SOLE 0 51 0 0
FEDEX CORP Stock 31428X106 77 464 SH   SOLE 0 464 0 0
PEPSICO INC COM Stock 713448108 169 1,766 SH   SOLE 0 1,766 0 0
ISHARES S&P/CITIGROUP INTERNATIONAL TREASURY BOND FUND EX-US ETF 464288117 75 821 SH   SOLE 0 821 0 0
ISHARES 1-3 YR TREASURY BOND ETF ETF 464287457 276 3,250 SH   SOLE 0 3,250 0 0
MARATHON OIL CORP COM Stock 565849106 10 400 SH   SOLE 0 400 0 0
ISHARES MODERATE ALLOCATION FUND ETF 464289875 11 312 SH   SOLE 0 312 0 0
KIMBERLY CLARK CORP COM Stock 494368103 8 74 SH   SOLE 0 74 0 0
TE CONNECTIVITY LTD Stock H84989104 129 1,800 SH   SOLE 0 1,800 0 0
BERKSHIRE HATHAWAY INC DEL CL B Stock 084670702 686 4,750 SH   SOLE 0 4,750 0 0
HONEYWELL INTL INC Stock 438516106 16 150 SH   SOLE 0 150 0 0
FORD MOTOR COMPANY Stock 345370860 61 3,786 SH   SOLE 0 3,786 0 0
BP PLC SPONSORED ADR ADR 055622104 6 164 SH   SOLE 0 164 0 0
BAXTER INTL INC COM Stock 071813109 9 133 SH   SOLE 0 133 0 0
GOVERNMENT PPTYS INCOME TR COM SHS BEN INT REIT 38376A103 5 200 SH   SOLE 0 200 0 0
CATCHMARK TIMBER TR INC CL A REIT 14912Y202 69 5,904 SH   SOLE 0 5,904 0 0
GLU MOBILE INC COM Stock 379890106 51 10,200 SH   SOLE 0 10,200 0 0
HEALTH CARE SELECT SECTOR SPDR ETF 81369Y209 378 5,207 SH   SOLE 0 5,207 0 0
BHP BILLITON LTD SPONSORED ADR ADR 088606108 9 200 SH   SOLE 0 200 0 0
SPDR GOLD ETF ETF 78463V107 25 222 SH   SOLE 0 222 0 0
SOUTHERN CO COM Stock 842587107 22 500 SH   SOLE 0 500 0 0
BECTON DICKINSON & CO COM Stock 075887109 4 30 SH   SOLE 0 29 0 0
KEYCORP NEW COM Stock 493267108 26 1,860 SH   SOLE 0 1,860 0 0
SCHWAB ETFS- US BROAD MARKET ETF ETF 808524102 67 1,335 SH   SOLE 0 1,335 0 0
SCHWAB U.S. LARGE-CAP ETF ETF 808524201 251 5,071 SH   SOLE 0 5,071 0 0
WHIRLPOOL CORP COM Stock 963320106 19 94 SH   SOLE 0 94 0 0
LEAPFROG ENTERPRISES INC Stock 52186N106 3 1,188 SH   SOLE 0 1,188 0 0
AON CORP Stock G0408V102 20 209 SH   SOLE 0 209 0 0
VANGUARD SHORT TERM CORP BOND FD ETF ETF 92206C409 3,305 41,203 SH   SOLE 0 41,203 0 0
EXELON CORP COM Stock 30161N101 7 200 SH   SOLE 0 200 0 0
VANGUARD INTERMEDIATE TERM CORP BOND FD ETF ETF 92206C870 16,125 183,869 SH   SOLE 0 183,869 0 0
GOOGLE INC Stock 38259P508 202 365 SH   SOLE 0 365 0 0
PANERA BREAD CO Stock 69840W108 12 73 SH   SOLE 0 73 0 0
COMCAST CORP NEW CL A Stock 20030N101 48 857 SH   SOLE 0 857 0 0
WHOLE FOODS MARKET INC Stock 966837106 15 296 SH   SOLE 0 296 0 0
MICROSOFT Stock 594918104 62 1,537 SH   SOLE 0 1,537 0 0
VALERO ENERGY CORP Stock 91913Y100 6 100 SH   SOLE 0 100 0 0
DISCOVERY HLDG CO Stock 25470F104 1 35 SH   SOLE 0 35 0 0
CVS CORP Stock 126650100 288 2,793 SH   SOLE 0 2,793 0 0
ACCO BRANDS CORP COM Stock 00081T108 1 94 SH   SOLE 0 94 0 0
POTASH CORP SASK INC Stock 73755L107 3 100 SH   SOLE 0 100 0 0
TEXTRON INC COM Stock 883203101 9 200 SH   SOLE 0 200 0 0
VANGUARD INTERMEDIATE-TERM GOVERNMENT BOND ETF ETF 92206C706 19 296 SH   SOLE 0 296 0 0
APOLLO INVT CORP COM CEF 03761U106 4 500 SH   SOLE 0 500 0 0
BOEING CO Stock 097023105 121 809 SH   SOLE 0 809 0 0
VANGUARD MID CAP ETF 922908629 13 100 SH   SOLE 0 100 0 0
NEXTERA ENERGY INC COM Stock 65339F101 68 649 SH   SOLE 0 649 0 0
NIKE INC CLASS B Stock 654106103 22 215 SH   SOLE 0 215 0 0
TESLA MTRS INC COM Stock 88160R101 5 25 SH   SOLE 0 25 0 0
VANGUARD HEALTH CARE ETF ETF 92204A504 24 174 SH   SOLE 0 174 0 0
BABCOCK & WILCOX CO NEW COM Stock 05615F102 2 76 SH   SOLE 0 76 0 0
VORNADO REALTY TRUST REIT 929042109 141 1,255 SH   SOLE 0 1,255 0 0
SCHWAB SHORT TERM US TREASURY ETF ETF 808524862 652 12,856 SH   SOLE 0 12,856 0 0
VANGUARD CONSUMER STAPLES ETF ETF 92204A207 20 154 SH   SOLE 0 154 0 0
HARLEY DAVIDSON INC Stock 412822108 12 205 SH   SOLE 0 205 0 0
CYTEC INDS INC Stock 232820100 11 200 SH   SOLE 0 200 0 0
LINEAR TECHNOLOGY CORP Stock 535678106 13 280 SH   SOLE 0 280 0 0
CONSOLIDATED EDISON INC COM Stock 209115104 85 1,400 SH   SOLE 0 1,400 0 0
RITE AID CORP COM Stock 767754104 11 1,300 SH   SOLE 0 1,300 0 0
PRICELINE GRP INC COM NEW Stock 741503403 22 19 SH   SOLE 0 19 0 0
SCHWAB U.S. REIT ETF ETF 808524847 111 2,737 SH   SOLE 0 2,737 0 0
VANGUARD TOTAL INTERNATIONAL STOCK ETF ETF 921909768 250 4,964 SH   SOLE 0 4,964 0 0
IPATH DJ-UBS COMMODITY TOTAL RETURN ETN ETF 06738C778 4,392 158,386 SH   SOLE 0 158,385 0 0
QIHOO 360 TECHNOLOGY CO LTD ADS ADR 74734M109 67 1,300 SH   SOLE 0 1,300 0 0
KAYNE ANDERSON MDSTM ENERGY FD COM CEF 48661E108 13 400 SH   SOLE 0 400 0 0
AMERICAN INTL GROUP INC WT EXP 011921 Stock 026874156 0 3 SH   SOLE 0 3 0 0
ARCOS DORADOS HOLDINGS INC SHS CLASS -A - Stock G0457F107 0 100 SH   SOLE 0 100 0 0
AFLAC INC COM Stock 001055102 61 947 SH   SOLE 0 947 0 0
FREEPORT MCMORAN COPPER Stock 35671D857 2 100 SH   SOLE 0 100 0 0
SYSCO CORP COM Stock 871829107 4 109 SH   SOLE 0 109 0 0
FUELCELL ENERGY INC COM Stock 35952H106 4 3,400 SH   SOLE 0 3,400 0 0
BROOKDALE SR LIVING INC COM Stock 112463104 4 95 SH   SOLE 0 95 0 0
ISHARES DJ SELECT DIVIDEND ETF 464287168 135 1,735 SH   SOLE 0 1,735 0 0
AMC NETWORKS INC CL A Stock 00164V103 16 214 SH   SOLE 0 214 0 0
MARATHON PETE CORP Stock 56585A102 20 200 SH   SOLE 0 200 0 0
FIRST TRADE ISE CLOUD COMPUTING INDEX ETF 33734X192 1 48 SH   SOLE 0 48 0 0
VANGUARD SMALL CAP VALUE ETF ETF 922908611 37 335 SH   SOLE 0 335 0 0
DUNKIN BRANDS GROUP INC COM Stock 265504100 6 123 SH   SOLE 0 123 0 0
NBT BANCORP INC COM Stock 628778102 53 2,129 SH   SOLE 0 2,128 0 0
REGENERON PHARMACEUTICALS COM Stock 75886F107 122 270 SH   SOLE 0 270 0 0
TRAVELERS COMPANIES INC COM Stock 89417E109 35 324 SH   SOLE 0 323 0 0
FIRST SOLAR INC Stock 336433107 1 25 SH   SOLE 0 25 0 0
ENERGY TRANSFER EQUITY L P COM UNIT LTD PARTNERSHIP MLP 29273V100 253 4,000 SH   SOLE 0 4,000 0 0
FORTUNE BRANDS HOME & SEC INC COM Stock 34964C106 19 400 SH   SOLE 0 400 0 0
MICHAEL KORS HLDGS LTD SHS Stock G60754101 13 205 SH   SOLE 0 205 0 0
VISA INC Stock 92826C839 41 632 SH   SOLE 0 632 0 0
HERSHEY CO COM Stock 427866108 13 126 SH   SOLE 0 126 0 0
VIPSHOP HLDGS LTD SPONSORED ADR ADR 92763W103 63 2,150 SH   SOLE 0 2,150 0 0
VANGUARD VALUE ETF ETF 922908744 6 67 SH   SOLE 0 67 0 0
ENERPLUS CORP Stock 292766102 1 100 SH   SOLE 0 100 0 0
PHILLIPS 66 Stock 718546104 8 100 SH   SOLE 0 100 0 0
WESTERN ASSET MTG CAP CORP COM REIT 95790D105 11 700 SH   SOLE 0 700 0 0
FACEBOOK INC CL A Stock 30303M102 279 3,388 SH   SOLE 0 3,388 0 0
KEURIG GREEN MTN INC COM Stock 49271M100 15 135 SH   SOLE 0 135 0 0
DUKE ENERGY CORP NEW COM NEW Stock 26441C204 100 1,298 SH   SOLE 0 1,298 0 0
AMERICAN AIRLS GROUP INC COM Stock 02376R102 208 3,950 SH   SOLE 0 3,950 0 0
CELGENE CORP Stock 151020104 336 2,918 SH   SOLE 0 2,918 0 0
DIRECTV COM Stock 25490A309 12 140 SH   SOLE 0 140 0 0
BBX CAP CORP CL A PAR $0.01 Stock 05540P100 3 138 SH   SOLE 0 138 0 0
DAYSTAR TECHNOLOGIES INC COM PAR $0.01 Stock 23962Q407 0 10 SH   SOLE 0 10 0 0
PVH CORP COM Stock 693656100 9 81 SH   SOLE 0 81 0 0
STONEMOR PARTNERS L P COM UNITS MLP 86183Q100 29 1,000 SH   SOLE 0 1,000 0 0
ADT CORP Stock 00101J106 31 750 SH   SOLE 0 750 0 0
KRAFT FOODS GROUP Stock 50076Q106 2 23 SH   SOLE 0 23 0 0
MONDELEZ INTL INC COM Stock 609207105 16 434 SH   SOLE 0 434 0 0
LINNCO LLC COMSHS LTD INT MLP 535782106 22 2,300 SH   SOLE 0 2,300 0 0
JOHNSON CTLS INC Stock 478366107 17 333 SH   SOLE 0 333 0 0
FMC TECHNOLOGIES INC Stock 30249U101 5 147 SH   SOLE 0 147 0 0
HUDSON CITY BANCORP INC Stock 443683107 0 1 SH   SOLE 0 1 0 0
NEW YORK CMNTY BANCORP INC COM Stock 649445103 182 10,900 SH   SOLE 0 10,900 0 0
MAGNA INTL INC CL A Stock 559222401 109 2,034 SH   SOLE 0 2,034 0 0
NOVARTIS AG ADR ADR 66987V109 11 109 SH   SOLE 0 109 0 0
TOTAL SA ADR ADR 89151E109 10 200 SH   SOLE 0 200 0 0
PENNANTPARK FLOATING RATE CAP COM CEF 70806A106 636 45,300 SH   SOLE 0 45,300 0 0
KANSAS CITY SOUTHERN COM NEW Stock 485170302 17 169 SH   SOLE 0 169 0 0
APOLLO COML REAL EST FIN INC COM REIT 03762U105 86 5,000 SH   SOLE 0 5,000 0 0
EATON CORP PLC SHS Stock G29183103 17 243 SH   SOLE 0 243 0 0
KINDER MORGAN INC Stock 49456B101 149 3,550 SH   SOLE 0 3,550 0 0
ISHARES U.S. MEDICAL DEVICES ETF ETF 464288810 6 52 SH   SOLE 0 52 0 0
NVIDIA CORP Stock 67066G104 2 100 SH   SOLE 0 100 0 0
ISHARES 1-3 YR CREDIT BOND ETF ETF 464288646 473 4,480 SH   SOLE 0 4,480 0 0
EOG RESOURCES INC Stock 26875P101 31 342 SH   SOLE 0 342 0 0
ABBVIE INC COM Stock 00287Y109 79 1,350 SH   SOLE 0 1,350 0 0
NATIONAL GRID PLC SPON ADR NEW ADR 636274300 203 3,139 SH   SOLE 0 3,139 0 0
WISDOMTREE INTL SMALLCAP DIVIDEND ETF 97717W760 867 23,370 SH   SOLE 0 23,370 0 0
LINN ENERGY LLC MLP 536020100 11 1,000 SH   SOLE 0 1,000 0 0
MANULIFE FINL CORP Stock 56501R106 1 40 SH   SOLE 0 40 0 0
LIBERTY MEDIA CORP Stock 531229102 2 47 SH   SOLE 0 47 0 0
STARZ COM SER A Stock 85571Q102 2 47 SH   SOLE 0 47 0 0
VANGUARD TOTAL BOND MARKET ETF ETF 921937835 211 2,535 SH   SOLE 0 2,535 0 0
VANGUARD FTSE ALL-WORLD EX-US ETF 922042775 2,167 44,470 SH   SOLE 0 44,470 0 0
CABOT OIL & GAS CORP COM Stock 127097103 14 483 SH   SOLE 0 483 0 0
HARSCO CORP COM Stock 415864107 33 1,932 SH   SOLE 0 1,932 0 0
PIMCO DYNAMIC CREDITINCOME FUND COM SHS CEF 72202D106 80 3,900 SH   SOLE 0 3,900 0 0
ZOETIS INC COM CL A Stock 98978V103 2 50 SH   SOLE 0 50 0 0
CHESAPEAKE ENERGY CORPORATION Stock 165167107 7 501 SH   SOLE 0 501 0 0
TRUSTCO BK CORP N Y COM Stock 898349105 20 2,964 SH   SOLE 0 2,964 0 0
COLUMBIA PPTY TR INC COM NEW REIT 198287203 108 4,007 SH   SOLE 0 4,007 0 0
SEASPAN CORP SHS Stock Y75638109 199 10,900 SH   SOLE 0 10,900 0 0
ROCKWELL AUTOMATION INC COM Stock 773903109 4 36 SH   SOLE 0 36 0 0
YAHOO INC COM Stock 984332106 44 1,000 SH   SOLE 0 1,000 0 0
QUALCOMM INC Stock 747525103 17 245 SH   SOLE 0 245 0 0
CST BRANDS INC COM* Stock 12646R105 0 11 SH   SOLE 0 11 0 0
FASTENAL CO Stock 311900104 15 350 SH   SOLE 0 350 0 0
GENESEE & WYO INC CL A Stock 371559105 5 56 SH   SOLE 0 56 0 0
MCDONALDS CORP COM Stock 580135101 24 249 SH   SOLE 0 249 0 0
NORDSTROM INC COM Stock 655664100 15 185 SH   SOLE 0 185 0 0
NEW RESIDENTIAL INVESTMENT CORP REIT 64828T201 171 11,400 SH   SOLE 0 11,400 0 0
INTERCONTINENTALEXCHINTL Stock 45866F104 35 149 SH   SOLE 0 149 0 0
CISCO SYS INC Stock 17275R102 14 500 SH   SOLE 0 500 0 0
VANGUARD TOTAL INTERNATIONAL BOND ETF ETF 92203J407 9,494 175,518 SH   SOLE 0 175,518 0 0
CAPITAL ONE FINANCIAL CORP Stock 14040H105 39 500 SH   SOLE 0 500 0 0
WISDOMTREE DEFA FUND ETF 97717W703 179 3,447 SH   SOLE 0 3,447 0 0
AT&T INC COM Stock 00206R102 468 14,344 SH   SOLE 0 14,344 0 0
ISHARES NASDAQ BIOTECHNOLOGY ETF 464287556 268 780 SH   SOLE 0 780 0 0
GENERAL ELECTRIC CO COM Stock 369604103 1,665 67,127 SH   SOLE 0 67,127 0 0
TIME WARNER INC Stock 887317303 38 450 SH   SOLE 0 450 0 0
IPATH S&P GSCI CRUDE OIL TR INDEX ETF 06738C786 10 1,000 SH   SOLE 0 1,000 0 0
POWERSHARES GLOBAL WATER PORTFOLIO ETF 73936T623 12 500 SH   SOLE 0 500 0 0
WISDOMTREE INTERNATIONAL LARGECAP DIVIDEND FUND ETF 97717W794 59 1,204 SH   SOLE 0 1,204 0 0
CIGNA CORPORATION COM Stock 125509109 23 177 SH   SOLE 0 177 0 0
ROSS STORES INC COM Stock 778296103 20 194 SH   SOLE 0 194 0 0
PENNANTPARK INVT CORP COM CEF 708062104 45 5,000 SH   SOLE 0 5,000 0 0
SUNTRUST BANKS INC Stock 867914103 23 556 SH   SOLE 0 556 0 0
WELLS FARGO & CO NEW COM Stock 949746101 131 2,404 SH   SOLE 0 2,404 0 0
VMWARE INC CL A COM Stock 928563402 17 209 SH   SOLE 0 209 0 0
ECOLAB INC COM Stock 278865100 16 144 SH   SOLE 0 144 0 0
TRANSOCEAN Stock H8817H100 4 300 SH   SOLE 0 300 0 0
CAMERON INTERNATIONAL CORP COM Stock 13342B105 16 363 SH   SOLE 0 363 0 0
ISHARES S&P U.S. PREFERRED STOCK ETF ETF 464288687 72 1,798 SH   SOLE 0 1,798 0 0
FLIR SYS INC COM Stock 302445101 6 179 SH   SOLE 0 179 0 0
JUNIPER NETWORKS INC COM Stock 48203R104 12 535 SH   SOLE 0 535 0 0
E M C CORP Stock 268648102 22 855 SH   SOLE 0 855 0 0
THERMO FISHER SCIENTIFIC INC COM Stock 883556102 4 30 SH   SOLE 0 30 0 0
PROSPECT CAPITAL CORPORATION CEF 74348T102 59 7,000 SH   SOLE 0 7,000 0 0
JPMORGAN CHASE & CO COM Stock 46625H100 467 7,705 SH   SOLE 0 7,704 0 0
ISHARES INTERMEDIATE CREDIT BOND ETF ETF 464288638 216 1,948 SH   SOLE 0 1,948 0 0
GENWORTH FINL INC COM CL A Stock 37247D106 7 940 SH   SOLE 0 940 0 0
CHEVRON CORP NEW COM Stock 166764100 118 1,124 SH   SOLE 0 1,124 0 0
ISHARES AMT-FREE MUNI BOND ETF ETF 464288414 190 1,720 SH   SOLE 0 1,720 0 0
CONOCOPHILLIPS COM Stock 20825C104 84 1,350 SH   SOLE 0 1,350 0 0
VANGUARD FTSE DEVELOPED MARKETS ETF ETF 921943858 10,434 261,954 SH   SOLE 0 261,953 0 0
DANAHER CORP Stock 235851102 33 393 SH   SOLE 0 393 0 0
EXPRESS SCRIPTS INC Stock 30219G108 61 701 SH   SOLE 0 701 0 0
CLEARBRIDGE ENERGY MLP OPP FD COM CEF 18469P100 10 500 SH   SOLE 0 500 0 0
BANK AMER CORP COM Stock 060505104 133 8,640 SH   SOLE 0 8,640 0 0
INTL BUSINESS MACHINES Stock 459200101 737 4,594 SH   SOLE 0 4,593 0 0
ORACLE CORPORATION Stock 68389X105 52 1,200 SH   SOLE 0 1,200 0 0
UNITED TECHNOLOGIES CORP COM Stock 913017109 328 2,800 SH   SOLE 0 2,800 0 0
VANGUARD FTSE EMERGING MARKETS ETF ETF 922042858 5,640 137,994 SH   SOLE 0 137,994 0 0
TEXAS INSTRS INC COM Stock 882508104 20 350 SH   SOLE 0 350 0 0
VANGUARD HIGH DIVIDEND YIELD ETF 921946406 294 4,300 SH   SOLE 0 4,300 0 0
PFIZER INC COM Stock 717081103 275 7,902 SH   SOLE 0 7,902 0 0
MORGAN STANLEY Stock 617446448 2 60 SH   SOLE 0 60 0 0
3M CO COM Stock 88579Y101 33 200 SH   SOLE 0 200 0 0
SPDR INDEX SHS FDS S&P INTL SMALL CAP ETF ETF 78463X871 36 1,235 SH   SOLE 0 1,235 0 0
HEWLETT PACKARD CO COM Stock 428236103 9 297 SH   SOLE 0 297 0 0
GILEAD SCIENCES INC Stock 375558103 97 985 SH   SOLE 0 985 0 0
CATERPILLAR INC Stock 149123101 63 785 SH   SOLE 0 785 0 0
BAKER HUGHES INC COM Stock 057224107 10 150 SH   SOLE 0 150 0 0
GOOGLE INC CL C Stock 38259P706 259 473 SH   SOLE 0 473 0 0
AMERICAN EXPRESS CO COM Stock 025816109 44 566 SH   SOLE 0 566 0 0
AMGEN INC Stock 031162100 28 175 SH   SOLE 0 175 0 0
APPLIED MATLS INC COM Stock 038222105 4 199 SH   SOLE 0 199 0 0
INTERNATIONAL GAME TECHNOLOGY COM Stock G4863A10 0 12 SH   SOLE 0 12 0 0
UNITED FINL BANCORP INC NEW COM Stock 910304104 2 151 SH   SOLE 0 151 0 0
GUGGENHEIM S&P MIDCAP 400 PURE VALUE ETF ETF 78355W502 19 350 SH   SOLE 0 350 0 0
GUGGENHEIM S&P SMALLCAP 600 PURE VALUE ETF ETF 78355W700 5,104 79,983 SH   SOLE 0 79,982 0 0
TEEKAY LNG PARTNERS L P PRTNRSP UNITS MLP Y8564M105 2 65 SH   SOLE 0 64 0 0
BLACKROCK INTL GRWTH & INC TR COM BENE INTER CEF 092524107 14 2,000 SH   SOLE 0 2,000 0 0
DELCATH SYS INC COM NEW Stock 24661P401 0 125 SH   SOLE 0 125 0 0
JD COM INC SPON ADR CL A ADR 47215P106 3 100 SH   SOLE 0 100 0 0
MAIN STREET CAPITAL CORP COM Stock 56035L104 813 26,300 SH   SOLE 0 26,300 0 0
TIME INC NEW COM Stock 887228104 1 56 SH   SOLE 0 56 0 0
SEVENTY SEVEN ENERGY INC Stock 818097107 0 35 SH   SOLE 0 35 0 0
CHIMERA INVT CORP COM REIT 16934Q109 281 89,500 SH   SOLE 0 89,500 0 0
STATOIL ASA SPONSORED ADR CMN ADR 85771P102 5 300 SH   SOLE 0 300 0 0
VANGUARD DIVIDEND APPRECIATION ETF ETF 921908844 63 782 SH   SOLE 0 782 0 0
ISHARES MSCI EAFE SMALL CAP ETF ETF 464288273 278 5,613 SH   SOLE 0 5,613 0 0
HERCULES TECH GROWTH CAP INC COM CEF 427096508 8 600 SH   SOLE 0 600 0 0
ISHARES 7-10 YR TREASURY BOND ETF ETF 464287440 73 675 SH   SOLE 0 675 0 0
LIBERTY MEDIA CORP SERIES C Stock 531229300 4 94 SH   SOLE 0 94 0 0
ISHARES S&P SMALLCAP 600 VALUE ETF ETF 464287879 14 120 SH   SOLE 0 120 0 0
ALIBABA GROUP HLDG LTD SPONSORED ADS ADR 01609W102 133 1,600 SH   SOLE 0 1,600 0 0
CYBERARK SOFTWARE LTD SHS Stock M2682V108 6 100 SH   SOLE 0 100 0 0
HALYARD HEALTH INC Stock 40650V100 0 9 SH   SOLE 0 9 0 0
ALTERA CORP Stock 021441100 4 100 SH   SOLE 0 100 0 0
PLUG POWER INC COM NEW Stock 72919P202 11 4,374 SH   SOLE 0 4,374 0 0
BORG WARNER AUTOMOTIVE INC Stock 099724106 4 72 SH   SOLE 0 72 0 0
CORE LABORATORIES NV Stock N22717107 7 70 SH   SOLE 0 70 0 0
AMEC FOSTER WHEELER PLC SPONSORED ADR ADR 00167X205 0 31 SH   SOLE 0 31 0 0
PHILIP MORRIS INTL INC Stock 718172109 242 3,219 SH   SOLE 0 3,219 0 0
ISHARES TRUST S&P GLOBAL INFRASTRUCTUR ETF 464288372 4 85 SH   SOLE 0 85 0 0
PRECISION CASTPARTS CORP COM Stock 740189105 55 264 SH   SOLE 0 264 0 0
VANGUARD MEGA CAP GROWTH ETF ETF 921910816 9 105 SH   SOLE 0 105 0 0
SUBURBAN PROPANE PARTNERS L P UNIT LTD PARTN MLP 864482104 46 1,075 SH   SOLE 0 1,075 0 0
DOW CHEM CO COM Stock 260543103 41 851 SH   SOLE 0 851 0 0
BRISTOL MYERS SQUIBB Stock 110122108 158 2,444 SH   SOLE 0 2,444 0 0
THOMPSON CREEK METALS CO INC COM Stock 884768102 0 300 SH   SOLE 0 300 0 0
ALTRIA GROUP INC COM Stock 02209S103 11 217 SH   SOLE 0 217 0 0
LOEWS CORP COM Stock 540424108 13 320 SH   SOLE 0 320 0 0
CITIGROUP INC Stock 172967424 24 467 SH   SOLE 0 467 0 0
3-D SYS CORP DEL COM NEW Stock 88554D205 8 300 SH   SOLE 0 300 0 0
EXXON MOBIL CORP COM Stock 30231G102 660 7,764 SH   SOLE 0 7,764 0 0
UNITEDHEALTH GROUP Stock 91324P102 42 356 SH   SOLE 0 356 0 0
LOWES COS INC COM Stock 548661107 47 632 SH   SOLE 0 632 0 0
MARKET VECTORS INTERMEDIATE MUNICIPAL INDEX ETF ETF 57060U845 46 1,950 SH   SOLE 0 1,950 0 0
LINCOLN NATL CORP IND COM Stock 534187109 67 1,164 SH   SOLE 0 1,164 0 0
DEERE & CO COM Stock 244199105 122 1,392 SH   SOLE 0 1,392 0 0
LORILLARD INC Stock 544147101 290 4,444 SH   SOLE 0 4,444 0 0
AMERICAN INTL GROUP INC COM NEW Stock 026874784 33 606 SH   SOLE 0 606 0 0
VODAFONE GROUP NEW ADR F ADR 92857W308 78 2,389 SH   SOLE 0 2,389 0 0
ACTIVISION BLIZZARD INC COM Stock 00507V109 2 81 SH   SOLE 0 81 0 0
BAIDU INC SPON ADR REP A ADR 056752108 133 640 SH   SOLE 0 640 0 0
ISHARES CHINA LARGE-CAP ETF ETF 464287184 87 1,965 SH   SOLE 0 1,965 0 0
BLACKROCK INC Stock 09247X101 7 18 SH   SOLE 0 18 0 0
FRONTIER COMMUNICATIONS CORP COM Stock 35906A108 1 96 SH   SOLE 0 96 0 0
APPLE INC Stock 037833100 621 4,987 SH   SOLE 0 4,987 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR ADR 37733W105 185 4,000 SH   SOLE 0 4,000 0 0
ABBOTT LABS COM Stock 002824100 132 2,850 SH   SOLE 0 2,850 0 0
DISNEY WALT CO COM DISNEY Stock 254687106 264 2,516 SH   SOLE 0 2,516 0 0
HOSPIRA INC COM Stock 441060100 18 205 SH   SOLE 0 205 0 0
UNIVERSAL HLTH SVCS INC CL B Stock 913903100 62 524 SH   SOLE 0 524 0 0
VANGUARD TOTAL WORLD STOCK INDEX FUND ETF 922042742 2,324 37,738 SH   SOLE 0 37,738 0 0
DOMINOS PIZZA INC COM Stock 25754A201 13 125 SH   SOLE 0 125 0 0