The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
PRUDENTIAL FINL INC Stock 744320102 9 100 SH   SOLE 0 100 0 0
SIRIUS XM HLDGS INC COM Stock 82968B103 17 4,936 SH   SOLE 0 4,936 0 0
POWERSHARES QQQ TR ETF 73935A104 0 2 SH   SOLE 0 2 0 0
STARBUCKS CORP Stock 855244109 76 930 SH   SOLE 0 930 0 0
SEADRILL LIMITED SHS Stock G7945E105 12 1,000 SH   SOLE 0 1,000 0 0
TYCO INTL LTD Stock G91442106 66 1,500 SH   SOLE 0 1,500 0 0
ISIS PHARMACEUTICALS INC COM Stock 464330109 6 100 SH   SOLE 0 100 0 0
BUCKEYE PARTNERS L P UNIT LTD PARTN MLP 118230101 151 2,000 SH   SOLE 0 2,000 0 0
ANTHEM INC COM Stock 036752103 26 210 SH   SOLE 0 210 0 0
ISHARES GOLD TRUST ETF ETF 464285105 24 2,090 SH   SOLE 0 2,090 0 0
JOHNSON & JOHNSON Stock 478160104 647 6,183 SH   SOLE 0 6,183 0 0
WASTE MANAGEMENT INC Stock 94106L109 79 1,545 SH   SOLE 0 1,545 0 0
ABB LTD SPONSORED ADR ADR 000375204 2 90 SH   SOLE 0 90 0 0
VANGUARD TOTAL STK MKT ETF 922908769 16,013 151,066 SH   SOLE 0 151,066 0 0
POWERSHARES WATER RESOURCES PORTFOLIO ETF 73935X575 100 3,900 SH   SOLE 0 3,900 0 0
COSTCO WHOLESALE CORP Stock 22160K105 34 241 SH   SOLE 0 241 0 0
ISHARES MSCI EMERGING MARKETS ETF ETF 464287234 19 488 SH   SOLE 0 488 0 0
TOYOTA MTRS CORP ADRREPSTG 2 SHRS ADR 892331307 3 25 SH   SOLE 0 25 0 0
PRAXAIR INC Stock 74005P104 190 1,469 SH   SOLE 0 1,469 0 0
ISHARES MSCI KLD 400 SOCIAL ETF ETF 464288570 45 587 SH   SOLE 0 587 0 0
ISHARES S&P LATIN AMERICA 40 INDEX ETF 464287390 7 235 SH   SOLE 0 235 0 0
BAYTEX ENERGY CORP COM Stock 07317Q105 58 3,500 SH   SOLE 0 3,500 0 0
PROCTER & GAMBLE CO Stock 742718109 121 1,328 SH   SOLE 0 1,328 0 0
COCA COLA CO Stock 191216100 140 3,309 SH   SOLE 0 3,309 0 0
NORDIC AMERICAN TANKERS LIMITE COM Stock G65773106 1 100 SH   SOLE 0 100 0 0
GENERAL MILLS INC Stock 370334104 6 108 SH   SOLE 0 108 0 0
ENTERPRISE PRODS PARTNERS L P MLP 293792107 426 11,800 SH   SOLE 0 11,800 0 0
OCCIDENTAL PETE CORP DEL Stock 674599105 26 322 SH   SOLE 0 322 0 0
ISHARES NEW YORK AMT-FREE MUNI BOND ETF ETF 464288323 1,494 13,405 SH   SOLE 0 13,405 0 0
BB&T CORP Stock 054937107 20 513 SH   SOLE 0 513 0 0
UNITED PARCEL SERVICE INC Stock 911312106 11 100 SH   SOLE 0 100 0 0
STAPLES INC COM Stock 855030102 2 128 SH   SOLE 0 128 0 0
ISHARES MSCI USA ESG SELECT ETF ETF 464288802 161 1,865 SH   SOLE 0 1,865 0 0
BIOGEN IDEC INC COM Stock 09062X103 9 26 SH   SOLE 0 26 0 0
POWERSHARES DYNAMIC BIOTECHNOLOGY & GENOME PORTFOLIO ETF 73935X856 50 1,000 SH   SOLE 0 1,000 0 0
ATWOOD OCEANICS Stock 050095108 9 300 SH   SOLE 0 300 0 0
INTEL Stock 458140100 188 5,175 SH   SOLE 0 5,175 0 0
PERRIGO CO PLC SHS Stock G97822103 28 170 SH   SOLE 0 170 0 0
CON-WAY INC Stock 205944101 12 249 SH   SOLE 0 249 0 0
CLOROX CO DEL Stock 189054109 5 50 SH   SOLE 0 50 0 0
NETFLIX INC COM Stock 64110L106 8 23 SH   SOLE 0 23 0 0
ISHARES DOW JONES U.S. ETF ETF 464287846 158 1,523 SH   SOLE 0 1,523 0 0
PAYCHEX INC Stock 704326107 46 1,000 SH   SOLE 0 1,000 0 0
ISHARES AGGRESSIVE ALLOCATION ETF ETF 464289859 5 118 SH   SOLE 0 118 0 0
BE AEROSPACE INC Stock 073302101 11 191 SH   SOLE 0 191 0 0
PEOPLES UNITED FINANCIAL INC COM Stock 712704105 3 192 SH   SOLE 0 192 0 0
ISHARES SILVER TRUST ETF ETF 46428Q109 1 95 SH   SOLE 0 95 0 0
ISHARES GROWTH ALLOCATION ETF ETF 464289867 120 3,001 SH   SOLE 0 3,001 0 0
NEUBERGER BERMAN HGH YLD FD COM CEF 64128C106 9 700 SH   SOLE 0 700 0 0
LAUDER ESTEE COS INC CL A Stock 518439104 12 158 SH   SOLE 0 158 0 0
AMERICAN CAPITAL AGENCY CORP COM REIT 02503X105 55 2,500 SH   SOLE 0 2,500 0 0
MERCK & CO INC Stock 58933Y105 304 5,352 SH   SOLE 0 5,352 0 0
ISHARES TRS&P SHORT TERM NATL MUNICIPAL BD FD ETF 464288158 20 185 SH   SOLE 0 185 0 0
MASTERCARD INC Stock 57636Q104 86 1,000 SH   SOLE 0 1,000 0 0
URSTADT BIDDLE PPTYS INC CL A REIT 917286205 15 708 SH   SOLE 0 708 0 0
EMERSON ELECTRIC CO Stock 291011104 6 100 SH   SOLE 0 100 0 0
ANNALY CAPITAL MANAGEMENT INC REIT 035710409 87 8,026 SH   SOLE 0 8,026 0 0
ISHARES TIPS BOND ETF ETF 464287176 651 5,812 SH   SOLE 0 5,812 0 0
DU PONT E I DE NEMOURS & CO Stock 263534109 19 259 SH   SOLE 0 258 0 0
COGNIZANT TECHNOLOGY SOLUTIONS CL A Stock 192446102 17 316 SH   SOLE 0 316 0 0
URSTADT BIDDLE PPTYS INC COM REIT 917286106 4 221 SH   SOLE 0 221 0 0
COHEN & STEERS GLOBAL INC BLDR COM CEF 19248M103 23 2,000 SH   SOLE 0 2,000 0 0
VERIZON COMMUNICATIONS Stock 92343V104 604 12,903 SH   SOLE 0 12,903 0 0
VANGUARD FTSE ALL WORLD EX-US ETF ETF 922042718 426 4,470 SH   SOLE 0 4,470 0 0
ISHARES COHEN & STEERS RLTY ETF 464287564 5 51 SH   SOLE 0 51 0 0
FEDEX CORP Stock 31428X106 81 464 SH   SOLE 0 464 0 0
PEPSICO INC Stock 713448108 166 1,756 SH   SOLE 0 1,755 0 0
ISHARES S&P/CITIGROUP INTERNATIONAL TREASURY BOND FUND EX-US ETF 464288117 99 1,027 SH   SOLE 0 1,027 0 0
ISHARES 1-3 YR TREASURY BOND ETF ETF 464287457 274 3,250 SH   SOLE 0 3,250 0 0
ISHARES MODERATE ALLOCATION ETF ETF 464289875 11 312 SH   SOLE 0 312 0 0
COVIDIEN PLC SHS Stock G2554F113 153 1,500 SH   SOLE 0 1,500 0 0
KIMBERLY CLARK CORP Stock 494368103 9 74 SH   SOLE 0 74 0 0
TE CONNECTIVITY LTD Stock H84989104 114 1,800 SH   SOLE 0 1,800 0 0
BERKSHIRE HATHAWAY INC DEL CL B Stock 084670702 698 4,650 SH   SOLE 0 4,650 0 0
HONEYWELL INTL INC Stock 438516106 15 150 SH   SOLE 0 150 0 0
FORD MOTOR COMPANY Stock 345370860 59 3,783 SH   SOLE 0 3,783 0 0
BP PLC SPON ADR ADR 055622104 6 164 SH   SOLE 0 164 0 0
BAXTER INTL INC Stock 071813109 10 133 SH   SOLE 0 133 0 0
GOVERNMENT PPTYS INCOME TR COM SHS BEN INT REIT 38376A103 5 200 SH   SOLE 0 200 0 0
CATCHMARK TIMBER TR INC CL A REIT 14912Y202 46 4,094 SH   SOLE 0 4,094 0 0
GLU MOBILE INC COM Stock 379890106 41 10,600 SH   SOLE 0 10,600 0 0
HEALTH CARE SELECT SECTOR SPDR ETF 81369Y209 442 6,457 SH   SOLE 0 6,457 0 0
BHP BILLITON LTD ADR ADR 088606108 9 200 SH   SOLE 0 200 0 0
SPDR GOLD ETF ETF 78463V107 26 227 SH   SOLE 0 227 0 0
SOUTHERN CO Stock 842587107 25 500 SH   SOLE 0 500 0 0
BECTON DICKINSON & CO Stock 075887109 4 29 SH   SOLE 0 29 0 0
KEYCORP NEW Stock 493267108 26 1,860 SH   SOLE 0 1,860 0 0
NORTHSTAR REALTY FINANCE CP REIT 66704R704 10 543 SH   SOLE 0 543 0 0
SCHWAB U.S. BROAD MARKET ETF ETF 808524102 67 1,335 SH   SOLE 0 1,335 0 0
SCHWAB U.S. LARGE-CAP ETF ETF 808524201 249 5,071 SH   SOLE 0 5,071 0 0
WHIRLPOOL CORP Stock 963320106 18 94 SH   SOLE 0 94 0 0
LEAPFROG ENTERPRISES INC Stock 52186N106 6 1,188 SH   SOLE 0 1,188 0 0
AON CORP Stock G0408V102 19 200 SH   SOLE 0 200 0 0
ENSCO PLC SHS CLASS A Stock G3157S106 90 3,000 SH   SOLE 0 3,000 0 0
VANGUARD SHORT TERM CORP BOND FD ETF ETF 92206C409 3,451 43,344 SH   SOLE 0 43,344 0 0
EXELON CORP Stock 30161N101 7 200 SH   SOLE 0 200 0 0
VANGUARD INTERMEDIATE TERM CORP BOND FD ETF ETF 92206C870 15,512 180,167 SH   SOLE 0 180,167 0 0
GOOGLE INC Stock 38259P508 215 406 SH   SOLE 0 406 0 0
MADISON SQUARE GARDEN CO CL A Stock 55826P100 8 100 SH   SOLE 0 100 0 0
PANERA BREAD CO CL A Stock 69840W108 12 69 SH   SOLE 0 69 0 0
COMCAST CORP CL A Stock 20030N101 45 775 SH   SOLE 0 775 0 0
WHOLE FOODS MARKET INC Stock 966837106 14 275 SH   SOLE 0 275 0 0
MICROSOFT Stock 594918104 71 1,537 SH   SOLE 0 1,537 0 0
VALERO ENERGY CORP Stock 91913Y100 5 100 SH   SOLE 0 100 0 0
CVS CORP Stock 126650100 259 2,691 SH   SOLE 0 2,691 0 0
ACCO BRANDS CORP Stock 00081T108 1 94 SH   SOLE 0 94 0 0
POTASH CORP SASK INC Stock 73755L107 4 100 SH   SOLE 0 100 0 0
TEXTRON INC Stock 883203101 8 200 SH   SOLE 0 200 0 0
VANGUARD INTERMEDIATE-TERM GOVERNMENT BOND ETF ETF 92206C706 19 296 SH   SOLE 0 296 0 0
APOLLO INVT CORP COM CEF 03761U106 26 3,500 SH   SOLE 0 3,500 0 0
BOEING CO Stock 097023105 105 809 SH   SOLE 0 809 0 0
VANGUARD MID CAP ETF 922908629 12 100 SH   SOLE 0 100 0 0
NEXTERA ENERGY INC SHS Stock 65339F101 69 649 SH   SOLE 0 649 0 0
NIKE INC CLASS B Stock 654106103 20 203 SH   SOLE 0 203 0 0
FOSTER WHEELER LIMITED Stock H27178104 1 35 SH   SOLE 0 35 0 0
BABCOCK & WILCOX CO NEW COM Stock 05615F102 2 76 SH   SOLE 0 76 0 0
SCHWAB SHORT TERM US TREASURY ETF ETF 808524862 650 12,856 SH   SOLE 0 12,856 0 0
VANGUARD CONSUMER STAPLES ETF ETF 92204A207 3 24 SH   SOLE 0 24 0 0
HARLEY DAVIDSON INC COM Stock 412822108 14 205 SH   SOLE 0 205 0 0
CYTEC INDS INC Stock 232820100 9 200 SH   SOLE 0 200 0 0
CONSOLIDATED EDISON INC Stock 209115104 92 1,400 SH   SOLE 0 1,400 0 0
RITE AID CORP Stock 767754104 10 1,300 SH   SOLE 0 1,300 0 0
PRICELINE GRP INC COM NEW Stock 741503403 21 18 SH   SOLE 0 18 0 0
SCHWAB U.S. REIT ETF ETF 808524847 107 2,737 SH   SOLE 0 2,737 0 0
VANGUARD TOTAL INTERNATIONAL STOCK ETF ETF 921909768 266 5,494 SH   SOLE 0 5,494 0 0
IPATH DJ-UBS COMMODITY TOTAL RETURN ETN ETF 06738C778 4,377 146,341 SH   SOLE 0 146,341 0 0
QIHOO 360 TECHNOLOGY CO LTD ADS ADR 74734M109 74 1,300 SH   SOLE 0 1,300 0 0
KAYNE ANDERSON MDSTM ENERGY FD COM CEF 48661E108 27 800 SH   SOLE 0 800 0 0
AMERICAN INTL GROUP INC WT EXP 011921 Stock 026874156 0 3 SH   SOLE 0 3 0 0
ARCOS DORADOS HOLDINGS INC SHS CLASS -A - Stock G0457F107 1 100 SH   SOLE 0 100 0 0
AFLAC INC Stock 001055102 58 947 SH   SOLE 0 947 0 0
FREEPORT MCMORAN COPPER Stock 35671D857 2 100 SH   SOLE 0 100 0 0
SYSCO CORP Stock 871829107 4 109 SH   SOLE 0 108 0 0
FUELCELL ENERGY INC COM Stock 35952H106 5 3,400 SH   SOLE 0 3,400 0 0
BROOKDALE SR LIVING INC COM Stock 112463104 3 95 SH   SOLE 0 95 0 0
ISHARES DJ SELECT DIVIDEND ETF 464287168 103 1,292 SH   SOLE 0 1,292 0 0
AMC NETWORKS INC CL A Stock 00164V103 14 214 SH   SOLE 0 214 0 0
FIRST TRADE ISE CLOUD COMPUTING INDEX ETF 33734X192 1 48 SH   SOLE 0 48 0 0
VANGUARD SMALL CAP VALUE ETF ETF 922908611 35 335 SH   SOLE 0 335 0 0
DUNKIN BRANDS GROUP INC COM Stock 265504100 5 123 SH   SOLE 0 123 0 0
NBT BANCORP INC COM Stock 628778102 56 2,129 SH   SOLE 0 2,128 0 0
REGENERON PHARMACEUTICALS COM Stock 75886F107 139 340 SH   SOLE 0 340 0 0
TRAVELERS COMPANIES INC Stock 89417E109 34 324 SH   SOLE 0 323 0 0
FIRST SOLAR INC COM Stock 336433107 1 25 SH   SOLE 0 25 0 0
ENERGY TRANSFER EQUITY L P COM UNIT LTD PARTNERSHIP MLP 29273V100 230 4,000 SH   SOLE 0 4,000 0 0
FORTUNE BRANDS HOME & SEC INC COM Stock 34964C106 18 400 SH   SOLE 0 400 0 0
MICHAEL KORS HLDGS LTD SHS Stock G60754101 14 191 SH   SOLE 0 191 0 0
ALLERGAN INC Stock 018490102 16 74 SH   SOLE 0 74 0 0
VISA INC Stock 92826C839 40 151 SH   SOLE 0 151 0 0
VIPSHOP HLDGS LTD SPONSORED ADR ADR 92763W103 42 2,150 SH   SOLE 0 2,150 0 0
VANGUARD VALUE ETF ETF 922908744 6 67 SH   SOLE 0 67 0 0
ENERPLUS CORP Stock 292766102 1 100 SH   SOLE 0 100 0 0
WESTERN ASSET MTG CAP CORP COM REIT 95790D105 10 700 SH   SOLE 0 700 0 0
FACEBOOK INC CL A Stock 30303M102 251 3,220 SH   SOLE 0 3,220 0 0
KEURIG GREEN MTN INC COM Stock 49271M100 18 135 SH   SOLE 0 135 0 0
DUKE ENERGY CORP NEW Stock 26441C204 108 1,298 SH   SOLE 0 1,298 0 0
AMERICAN AIRLS GROUP INC COM Stock 02376R102 217 4,050 SH   SOLE 0 4,050 0 0
CELGENE CORP COM Stock 151020104 349 3,118 SH   SOLE 0 3,118 0 0
BBX CAP CORP CL A PAR $0.01 Stock 05540P100 2 138 SH   SOLE 0 138 0 0
DAYSTAR TECHNOLOGIES INC COM PAR $0.01 Stock 23962Q407 0 10 SH   SOLE 0 10 0 0
PHILIPS VAN HEUSEN Stock 693656100 10 81 SH   SOLE 0 81 0 0
STONEMOR PARTNERS L P COM UNITS MLP 86183Q100 26 1,000 SH   SOLE 0 1,000 0 0
THE ADT CORPORATION COM Stock 00101J106 27 750 SH   SOLE 0 750 0 0
KRAFT FOODS GROUP Stock 50076Q106 9 144 SH   SOLE 0 144 0 0
MONDELEZ INTL INC COM Stock 609207105 16 434 SH   SOLE 0 434 0 0
LINNCO LLC COMSHS LTD INT MLP 535782106 24 2,300 SH   SOLE 0 2,300 0 0
FMC TECHNOLOGIES INC Stock 30249U101 7 147 SH   SOLE 0 147 0 0
HUDSON CITY BANCORP INC Stock 443683107 0 1 SH   SOLE 0 1 0 0
NEW YORK CMNTY BANCORP INC COM Stock 649445103 170 10,600 SH   SOLE 0 10,600 0 0
MAGNA INTL INC COM Stock 559222401 111 1,017 SH   SOLE 0 1,017 0 0
NOVARTIS AG ADR ADR 66987V109 10 109 SH   SOLE 0 109 0 0
TOTAL SA ADR ADR 89151E109 10 200 SH   SOLE 0 200 0 0
PENNANTPARK FLOATING RATE CAP COM CEF 70806A106 622 45,300 SH   SOLE 0 45,300 0 0
KANSAS CITY SOUTHERN Stock 485170302 20 160 SH   SOLE 0 160 0 0
APOLLO COML REAL EST FIN INC COM REIT 03762U105 82 5,000 SH   SOLE 0 5,000 0 0
EATON CORP PLC SHS Stock G29183103 17 243 SH   SOLE 0 243 0 0
KINDER MORGAN INC Stock 49456B101 133 3,150 SH   SOLE 0 3,150 0 0
ISHARES U.S. MEDICAL DEVICES ETF ETF 464288810 6 52 SH   SOLE 0 52 0 0
NVIDIA CORP Stock 67066G104 2 100 SH   SOLE 0 100 0 0
ISHARES 1-3 YR CREDIT BOND ETF ETF 464288646 471 4,480 SH   SOLE 0 4,480 0 0
EOG RESOURCES INC Stock 26875P101 28 299 SH   SOLE 0 299 0 0
ABBVIE INC COM Stock 00287Y109 88 1,350 SH   SOLE 0 1,350 0 0
NATIONAL GRID PLC SPON ADR NEW ADR 636274300 222 3,139 SH   SOLE 0 3,139 0 0
WISDOMTREE INTL SMALLCAP DIVIDEND ETF 97717W760 822 22,991 SH   SOLE 0 22,991 0 0
LINN ENERGY LLC MLP 536020100 10 1,000 SH   SOLE 0 1,000 0 0
MANULIFE FINL CORP Stock 56501R106 1 40 SH   SOLE 0 40 0 0
VANGUARD TOTAL BOND MARKET ETF ETF 921937835 217 2,640 SH   SOLE 0 2,640 0 0
VANGUARD FTSE ALL-WORLD EX-US ETF 922042775 2,309 49,269 SH   SOLE 0 49,269 0 0
CABOT OIL & GAS CORP COM Stock 127097103 14 483 SH   SOLE 0 483 0 0
HARSCO CORP Stock 415864107 36 1,932 SH   SOLE 0 1,932 0 0
PIMCO DYNAMIC CREDITINCOME FUND COM SHS CEF 72202D106 60 2,900 SH   SOLE 0 2,900 0 0
ZOETIS INC COM CL A Stock 98978V103 2 50 SH   SOLE 0 50 0 0
CHESAPEAKE ENERGY CORPORATION Stock 165167107 10 501 SH   SOLE 0 501 0 0
TRUSTCO BK CORP N Y COM Stock 898349105 22 2,964 SH   SOLE 0 2,964 0 0
COLUMBIA PPTY TR INC COM NEW REIT 198287203 116 4,585 SH   SOLE 0 4,585 0 0
SEASPAN CORP SHS Stock Y75638109 79 4,400 SH   SOLE 0 4,400 0 0
ROCKWELL AUTOMATION INC Stock 773903109 4 36 SH   SOLE 0 36 0 0
YAHOO INC COM Stock 984332106 51 1,000 SH   SOLE 0 1,000 0 0
QUALCOMM INC Stock 747525103 76 1,023 SH   SOLE 0 1,023 0 0
CST BRANDS INC COM* Stock 12646R105 0 11 SH   SOLE 0 11 0 0
FASTENAL CO COM Stock 311900104 20 416 SH   SOLE 0 416 0 0
GENESEE & WYO INC CL A Stock 371559105 5 56 SH   SOLE 0 56 0 0
MCDONALDS CORP Stock 580135101 23 249 SH   SOLE 0 249 0 0
NORDSTROM INC Stock 655664100 14 174 SH   SOLE 0 174 0 0
INTERCONTINENTALEXCHINTL Stock 45866F104 35 160 SH   SOLE 0 160 0 0
CISCO SYS INC Stock 17275R102 14 500 SH   SOLE 0 500 0 0
VANGUARD TOTAL INTERNATIONAL BOND ETF ETF 92203J407 8,988 169,235 SH   SOLE 0 169,235 0 0
CAPITAL ONE FINL CORP COM Stock 14040H105 41 500 SH   SOLE 0 500 0 0
GIGAMON INC COM Stock 37518B102 4 200 SH   SOLE 0 200 0 0
WISDOMTREE DEFA FUND ETF 97717W703 137 2,757 SH   SOLE 0 2,757 0 0
AT&T INC COM Stock 00206R102 481 14,323 SH   SOLE 0 14,323 0 0
ENERGY SELECT SECTOR SPDR ETF 81369Y506 73 917 SH   SOLE 0 917 0 0
ISHARES NASDAQ BIOTECHNOLOGY ETF 464287556 217 715 SH   SOLE 0 715 0 0
GENERAL ELECTRIC CO Stock 369604103 1,704 67,445 SH   SOLE 0 67,445 0 0
TIME WARNER INC Stock 887317303 38 450 SH   SOLE 0 450 0 0
POWERSHARES GLOBAL WATER PORTFOLIO ETF 73936T623 7 300 SH   SOLE 0 300 0 0
WISDOMTREE INTERNATIONAL LARGECAP DIVIDEND FUND ETF 97717W794 56 1,204 SH   SOLE 0 1,204 0 0
CIGNA CORPORATION COM Stock 125509109 17 169 SH   SOLE 0 169 0 0
ROSS STORES INC COM Stock 778296103 21 226 SH   SOLE 0 226 0 0
PENNANTPARK INVT CORP COM CEF 708062104 48 5,000 SH   SOLE 0 5,000 0 0
SUNTRUST BANKS INC Stock 867914103 18 429 SH   SOLE 0 429 0 0
WELLS FARGO & CO Stock 949746101 130 2,370 SH   SOLE 0 2,370 0 0
VMWARE INC CL A COM Stock 928563402 17 200 SH   SOLE 0 200 0 0
ECOLAB INC Stock 278865100 15 144 SH   SOLE 0 144 0 0
TRANSOCEAN Stock H8817H100 5 300 SH   SOLE 0 300 0 0
CAMERON INTERNATIONAL CORP COM Stock 13342B105 16 322 SH   SOLE 0 322 0 0
ISHARES S&P U.S. PREFERRED STOCK ETF ETF 464288687 71 1,798 SH   SOLE 0 1,798 0 0
FLIR SYS INC COM Stock 302445101 6 179 SH   SOLE 0 179 0 0
JUNIPER NETWORKS INC COM Stock 48203R104 12 535 SH   SOLE 0 535 0 0
E M C CORP Stock 268648102 22 735 SH   SOLE 0 735 0 0
THERMO FISHER SCIENTIFIC Stock 883556102 4 30 SH   SOLE 0 30 0 0
PROSPECT CAPITAL CORPORATION CEF 74348T102 58 7,000 SH   SOLE 0 7,000 0 0
GREENLIGHT CAPITAL RE LTD CLASS A Stock G4095J109 23 700 SH   SOLE 0 700 0 0
JP MORGAN CHASE & CO Stock 46625H100 482 7,704 SH   SOLE 0 7,704 0 0
ISHARES INTERMEDIATE CREDIT BOND ETF ETF 464288638 213 1,948 SH   SOLE 0 1,948 0 0
GENWORTH FINL INC COM CL A Stock 37247D106 8 940 SH   SOLE 0 940 0 0
CHEVRON CORP Stock 166764100 177 1,574 SH   SOLE 0 1,574 0 0
ISHARES AMT-FREE MUNI BOND ETF ETF 464288414 190 1,720 SH   SOLE 0 1,720 0 0
CONOCOPHILLIPS Stock 20825C104 93 1,350 SH   SOLE 0 1,350 0 0
VANGUARD FTSE DEVELOPED MARKETS ETF ETF 921943858 9,681 255,580 SH   SOLE 0 255,580 0 0
DANAHER CORP Stock 235851102 32 371 SH   SOLE 0 371 0 0
EXPRESS SCRIPTS INC Stock 30219G108 57 677 SH   SOLE 0 677 0 0
CLEARBRIDGE ENERGY MLP OPP FD COM CEF 18469P100 12 500 SH   SOLE 0 500 0 0
BANK OF AMERICA CORP Stock 060505104 155 8,640 SH   SOLE 0 8,640 0 0
INTL BUSINESS MACHINES Stock 459200101 734 4,572 SH   SOLE 0 4,572 0 0
ORACLE CORPORATION Stock 68389X105 54 1,200 SH   SOLE 0 1,200 0 0
UNITED TECHNOLOGIES CORP Stock 913017109 322 2,800 SH   SOLE 0 2,800 0 0
VANGUARD FTSE EMERGING MARKETS ETF ETF 922042858 5,260 131,439 SH   SOLE 0 131,439 0 0
TEXAS INSTRUMENTS INC Stock 882508104 18 336 SH   SOLE 0 336 0 0
VANGUARD HIGH DIVIDEND YIELD ETF 921946406 296 4,300 SH   SOLE 0 4,300 0 0
PFIZER INC Stock 717081103 237 7,602 SH   SOLE 0 7,602 0 0
MORGAN STANLEY Stock 617446448 2 60 SH   SOLE 0 60 0 0
3M COMPANY Stock 88579Y101 33 200 SH   SOLE 0 200 0 0
SPDR S&P INTERNATIONAL SMALL CAP ETF ETF 78463X871 34 1,235 SH   SOLE 0 1,235 0 0
HEWLETT-PACKARD CO Stock 428236103 12 297 SH   SOLE 0 297 0 0
GILEAD SCIENCES INC Stock 375558103 81 856 SH   SOLE 0 856 0 0
CATERPILLAR INC Stock 149123101 72 785 SH   SOLE 0 785 0 0
BAKER HUGHES INC COM Stock 057224107 8 150 SH   SOLE 0 150 0 0
GOOGLE INC CL C Stock 38259P706 224 425 SH   SOLE 0 425 0 0
AMERICAN EXPRESS CO Stock 025816109 43 457 SH   SOLE 0 457 0 0
AMGEN INC Stock 031162100 28 175 SH   SOLE 0 175 0 0
APPLIED MATERIALS INC Stock 038222105 5 199 SH   SOLE 0 199 0 0
INTERNATIONAL GAME TECHNOLOGY COM Stock 459902102 0 12 SH   SOLE 0 12 0 0
UNITED FINL BANCORP INC NEW COM Stock 910304104 2 151 SH   SOLE 0 151 0 0
GUGGENHEIM S&P MIDCAP 400 PURE VALUE ETF ETF 78355W502 19 350 SH   SOLE 0 350 0 0
GUGGENHEIM S&P SMALLCAP 600 PURE VALUE ETF ETF 78355W700 5,206 81,913 SH   SOLE 0 81,913 0 0
TEEKAY LNG PARTNERS L P PRTNRSP UNITS MLP Y8564M105 3 64 SH   SOLE 0 63 0 0
BLACKROCK INTL GRWTH & INC TR COM BENE INTER CEF 092524107 13 2,000 SH   SOLE 0 2,000 0 0
DELCATH SYS INC COM NEW Stock 24661P401 0 125 SH   SOLE 0 125 0 0
JD COM INC SPON ADR CL A ADR 47215P106 2 100 SH   SOLE 0 100 0 0
MAIN STREET CAPITAL CORP COM Stock 56035L104 757 25,900 SH   SOLE 0 25,900 0 0
TIME INC NEW COM Stock 887228104 1 56 SH   SOLE 0 56 0 0
SEVENTY SEVEN ENERGY INC Stock 818097107 0 35 SH   SOLE 0 35 0 0
CHIMERA INVT CORP COM REIT 16934Q109 240 75,500 SH   SOLE 0 75,500 0 0
STATOIL ASA SPONSORED ADR ADR 85771P102 5 300 SH   SOLE 0 300 0 0
VANGUARD DIVIDEND APPRECIATION ETF ETF 921908844 53 657 SH   SOLE 0 657 0 0
ISHARES MSCI EAFE SMALL CAP ETF ETF 464288273 276 5,913 SH   SOLE 0 5,913 0 0
HERCULES TECH GROWTH CAP INC COM CEF 427096508 9 600 SH   SOLE 0 600 0 0
ISHARES 7-10 YR TREASURY BOND ETF ETF 464287440 72 675 SH   SOLE 0 675 0 0
TASER INTL INC COM Stock 87651B104 3 130 SH   SOLE 0 130 0 0
ISHARES S&P SMALLCAP 600 VALUE ETF ETF 464287879 14 120 SH   SOLE 0 120 0 0
ALIBABA GROUP HLDG LTD SPONSORED ADS ADR 01609W102 41 390 SH   SOLE 0 390 0 0
HALYARD HEALTH INC Stock 40650V100 0 9 SH   SOLE 0 9 0 0
ALTERA CORP Stock 021441100 4 100 SH   SOLE 0 100 0 0
PLUG POWER INC COM NEW Stock 72919P202 13 4,377 SH   SOLE 0 4,377 0 0
BORG WARNER AUTOMOTIVE INC Stock 099724106 4 72 SH   SOLE 0 72 0 0
CORE LABORATORIES NV Stock N22717107 5 38 SH   SOLE 0 38 0 0
KLX INC COM Stock 482539103 4 95 SH   SOLE 0 95 0 0
PHILIP MORRIS INTL INC Stock 718172109 303 3,719 SH   SOLE 0 3,719 0 0
NUCOR CORP Stock 670346105 20 400 SH   SOLE 0 400 0 0
ISHARES TRUST S&P GLOBAL INFRASTRUCTUR ETF 464288372 4 85 SH   SOLE 0 85 0 0
PRECISION CASTPARTS CORP Stock 740189105 64 264 SH   SOLE 0 264 0 0
VANGUARD MEGA CAP GROWTH ETF ETF 921910816 9 105 SH   SOLE 0 105 0 0
SUBURBAN PROPANE PARTNERS L P UNIT LTD PARTN MLP 864482104 46 1,075 SH   SOLE 0 1,075 0 0
VOYA GLBL ADV & PREM OPP FD COM CEF 92912R104 11 1,000 SH   SOLE 0 1,000 0 0
DOW CHEMICAL CO Stock 260543103 39 851 SH   SOLE 0 851 0 0
BRISTOL MYERS SQUIBB Stock 110122108 137 2,329 SH   SOLE 0 2,329 0 0
THOMPSON CREEK METALS CO INC COM Stock 884768102 1 300 SH   SOLE 0 300 0 0
ALTRIA GROUP INC Stock 02209S103 11 217 SH   SOLE 0 217 0 0
LOEWS CORPORATION Stock 540424108 13 320 SH   SOLE 0 320 0 0
CITIGROUP INC Stock 172967424 25 467 SH   SOLE 0 467 0 0
3-D SYS CORP DEL COM NEW Stock 88554D205 10 300 SH   SOLE 0 300 0 0
EXXON MOBIL CORP Stock 30231G102 780 8,439 SH   SOLE 0 8,439 0 0
UNITEDHEALTH GROUP Stock 91324P102 36 356 SH   SOLE 0 356 0 0
T ROWE PRICE GROUP INC Stock 74144T108 18 208 SH   SOLE 0 208 0 0
LOWES COMPANIES Stock 548661107 42 607 SH   SOLE 0 607 0 0
MARKET VECTORS INTERMEDIATE MUNICIPAL INDEX ETF ETF 57060U845 46 1,950 SH   SOLE 0 1,950 0 0
LINCOLN NATIONAL CORP IND Stock 534187109 67 1,164 SH   SOLE 0 1,164 0 0
DEERE & COMPANY Stock 244199105 123 1,392 SH   SOLE 0 1,392 0 0
TRIANGLE CAP CORP COM CEF 895848109 8 400 SH   SOLE 0 400 0 0
LORILLARD INC Stock 544147101 280 4,444 SH   SOLE 0 4,444 0 0
AMER INTL GROUP INC Stock 026874784 34 606 SH   SOLE 0 606 0 0
VODAFONE GROUP NEW ADR F ADR 92857W308 97 2,825 SH   SOLE 0 2,825 0 0
ACTIVISION BLIZZARD INC COM Stock 00507V109 2 81 SH   SOLE 0 81 0 0
BAIDU INC SPON ADR REP A ADR 056752108 135 590 SH   SOLE 0 590 0 0
ISHARES CHINA LARGE-CAP ETF ETF 464287184 82 1,965 SH   SOLE 0 1,965 0 0
BLACKROCK INC Stock 09247X101 6 18 SH   SOLE 0 18 0 0
FRONTIER COMMUNICATIONS Stock 35906A108 1 96 SH   SOLE 0 96 0 0
APPLE INC Stock 037833100 544 4,929 SH   SOLE 0 4,929 0 0
GLAXOSMITHKLINE PLC ADR ADR 37733W105 4 100 SH   SOLE 0 100 0 0
ABBOTT LABORATORIES Stock 002824100 128 2,850 SH   SOLE 0 2,850 0 0
WALT DISNEY CO Stock 254687106 236 2,502 SH   SOLE 0 2,502 0 0
HOSPIRA INC COM Stock 441060100 13 205 SH   SOLE 0 205 0 0
UNIVERSAL HLTH SVCS INC CL B Stock 913903100 58 524 SH   SOLE 0 524 0 0
VANGUARD TOTAL WORLD STOCK INDEX FUND ETF 922042742 2,318 38,559 SH   SOLE 0 38,559 0 0
DOMINOS PIZZA INC COM Stock 25754A201 12 125 SH   SOLE 0 125 0 0