The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106 1,917 575 SH   SOLE   575 0 0
APPLE INC COM 037833100 3,251 18,308 SH   SOLE   18,308 0 0
BARCLAYS BANK PLC DJUBS CMDT ETN36 06738C778 1,184 41,262 SH   SOLE   41,262 0 0
CURIS INC COM NEW 231269200 135 28,387 SH   SOLE   28,387 0 0
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401 53,335 1,031,631 SH   SOLE   1,031,631 0 0
FIDELITY COVINGTON TRUST QLTY FCTOR ETF 316092790 233 4,150 SH   SOLE   4,150 0 0
FLEXSHARES TR MORNSTAR UPSTR 33939L407 10,456 264,779 SH   SOLE   264,779 0 0
ISHARES TR TIPS BD ETF 464287176 391 3,030 SH   SOLE   3,030 0 0
ISHARES TR CORE S&P500 ETF 464287200 388 814 SH   SOLE   814 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 2,367 48,424 SH   SOLE   48,424 0 0
ISHARES TR MSCI EAFE ETF 464287465 48 603 SH   SOLE   603 0 0
ISHARES TR CORE S&P SCP ETF 464287804 19,620 171,340 SH   SOLE   171,340 0 0
ISHARES TR EAFE SML CP ETF 464288273 17,226 235,560 SH   SOLE   235,560 0 0
ISHARES TR US HLTHCR PR ETF 464288828 120 415 SH   SOLE   415 0 0
ISHARES TR CORE MSCI EAFE 46432F842 35,245 471,966 SH   SOLE   471,966 0 0
OPKO HEALTH INC COM 68375N103 71 14,729 SH   SOLE   14,729 0 0
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 965 23,560 SH   SOLE   23,560 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 3,944 8,275 SH   SOLE   8,275 0 0
SPDR SER TR PORTFOLIO SHORT 78464A474 1,976 63,815 SH   SOLE   63,815 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 899 10,607 SH   SOLE   10,607 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 404 3,481 SH   SOLE   3,481 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637 55 247 SH   SOLE   247 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 5,767 116,600 SH   SOLE   116,600 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 38,825 755,348 SH   SOLE   755,348 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 5,332 31,044 SH   SOLE   31,044 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 1,915 37,512 SH   SOLE   37,512 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 1,309 11,675 SH   SOLE   11,675 0 0