The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 353 5,951 SH   SOLE   5,951 0 0
ALLERGAN PLC SHS G0177J108 340 1,088 SH   SOLE   1,088 0 0
ALTRIA GROUP INC COM 02209S103 527 9,053 SH   SOLE   9,053 0 0
AMERICAN AIRLS GROUP INC COM 02376R102 247 5,821 SH   SOLE   5,821 0 0
APPLE INC COM 037833100 6,905 65,599 SH   SOLE   65,599 0 0
ARES CAP CORP COM 04010L103 352 24,690 SH   SOLE   24,690 0 0
BANRO CORP COM 066800103 4 20,000 SH   SOLE   20,000 0 0
BCE INC COM NEW 05534B760 324 8,394 SH   SOLE   8,394 0 0
CENTRAL GARDEN & PET CO CL A NON-VTG 153527205 201 14,765 SH   SOLE   14,765 0 0
CLOROX CO DEL COM 189054109 242 1,905 SH   SOLE   1,905 0 0
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 308 5,128 SH   SOLE   5,128 0 0
CRACKER BARREL OLD CTRY STOR COM 22410J106 217 1,711 SH   SOLE   1,711 0 0
CVS HEALTH CORP COM 126650100 246 2,518 SH   SOLE   2,518 0 0
DOMINION RES INC VA NEW COM 25746U109 371 5,488 SH   SOLE   5,488 0 0
EXPRESS SCRIPTS HLDG CO COM 30219G108 301 3,444 SH   SOLE   3,444 0 0
FACEBOOK INC CL A 30303M102 313 2,994 SH   SOLE   2,994 0 0
FS INVT CORP COM 302635107 458 50,926 SH   SOLE   50,926 0 0
GENERAL ELECTRIC CO COM 369604103 492 15,792 SH   SOLE   15,792 0 0
GILEAD SCIENCES INC COM 375558103 341 3,371 SH   SOLE   3,371 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 250 6,202 SH   SOLE   6,202 0 0
HANOVER INS GROUP INC COM 410867105 290 3,561 SH   SOLE   3,561 0 0
HOME DEPOT INC COM 437076102 253 1,915 SH   SOLE   1,915 0 0
HOST HOTELS & RESORTS INC COM 44107P104 200 13,037 SH   SOLE   13,037 0 0
INVESCO LTD SHS G491BT108 326 9,744 SH   SOLE   9,744 0 0
ISHARES GRWT ALLOCAT ETF 464289867 711 18,297 SH   SOLE   18,297 0 0
ISHARES MODERT ALLOC ETF 464289875 1,092 32,074 SH   SOLE   32,074 0 0
ISHARES TR CORE S&P TTL STK 464287150 2,482 26,731 SH   SOLE   26,731 0 0
ISHARES TR CORE S&P500 ETF 464287200 385 1,877 SH   SOLE   1,877 0 0
ISHARES TR CORE US AGGBD ET 464287226 31,178 288,659 SH   SOLE   288,659 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 658 5,684 SH   SOLE   5,684 0 0
ISHARES TR CORE S&P MCP ETF 464287507 421 3,023 SH   SOLE   3,023 0 0
ISHARES TR CORE S&P SCP ETF 464287804 423 3,842 SH   SOLE   3,842 0 0
ISHARES TR EAFE MIN VOL ETF 46429B689 3,345 51,568 SH   SOLE   51,568 0 0
ISHARES TR USA MIN VOL ETF 46429B697 2,509 59,984 SH   SOLE   59,984 0 0
ISHARES TR MSCI USA QLT FAC 46432F339 977 15,127 SH   SOLE   15,127 0 0
JOHNSON & JOHNSON COM 478160104 554 5,395 SH   SOLE   5,395 0 0
KIMBERLY CLARK CORP COM 494368103 408 3,207 SH   SOLE   3,207 0 0
KONINKLIJKE PHILIPS N V NY REG SH NEW 500472303 351 13,801 SH   SOLE   13,801 0 0
MAXIM INTEGRATED PRODS INC COM 57772K101 405 10,657 SH   SOLE   10,657 0 0
MERCK & CO INC NEW COM 58933Y105 331 6,276 SH   SOLE   6,276 0 0
NATIONAL GRID PLC SPON ADR NEW 636274300 363 5,226 SH   SOLE   5,226 0 0
NUCOR CORP COM 670346105 346 8,595 SH   SOLE   8,595 0 0
OPKO HEALTH INC COM 68375N103 156 15,500 SH   SOLE   15,500 0 0
PAYCHEX INC COM 704326107 418 7,896 SH   SOLE   7,896 0 0
PROCTER & GAMBLE CO COM 742718109 620 7,803 SH   SOLE   7,803 0 0
REALTY INCOME CORP COM 756109104 358 6,936 SH   SOLE   6,936 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 1,007 23,503 SH   SOLE   23,503 0 0
SOUTHERN CO COM 842587107 3,850 82,281 SH   SOLE   82,281 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 4,215 20,674 SH   SOLE   20,674 0 0
SPIRIT RLTY CAP INC NEW COM 84860W102 122 12,168 SH   SOLE   12,168 0 0
UNITED BANKSHARES INC WEST V COM 909907107 232 6,265 SH   SOLE   6,265 0 0
VANGUARD INDEX FDS REIT ETF 922908553 30,943 388,094 SH   SOLE   388,094 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 30,575 293,146 SH   SOLE   293,146 0 0
WELLS FARGO & CO NEW COM 949746101 420 7,735 SH   SOLE   7,735 0 0
WISDOMTREE TR EUROPE HEDGED EQ 97717X701 1,986 36,899 SH   SOLE   36,899 0 0
XENIA HOTELS & RESORTS INC COM 984017103 210 13,697 SH   SOLE   13,697 0 0