Unique ID	Loan Id	Rating	Type	Exception	Credit Comments	Compliance Comments	Eligible For Predatory Testing - Unable to Test	Compliance Comp Factors
6452449973	XXX	Non Critical	Compliance	[2]   Affiliated Business Doc Missing
6452449973	XXX	Non Critical	Compliance	[2]   HMDA-reportable rate spread (1/XX/04-10/XX/09)
6452449973	XXX	Non Critical	Compliance	[2]   Initial GFE Date not within 3 days of Initial Application Date
6452449973	XXX	Non Critical	Compliance	[2]   Initial TIL Missing
6452449973	XXX	Non Critical	Compliance	[2]   State - Missing cautionary notice pursuant to AL Code Section 5-19-6(a) on Note
6452450033	XXX	Critical	Compliance	[3]   Finance Charge underdisclosed >$XXX for Refinance		Finance charges under disclosed by $XXX which exceeds the $XXX tolerance for refinance transactions. Unable to determine the reason for under disclosure due to missing itemization of amount financed.		Finance Charge - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. The loan is outside the SOL.
6452450033	XXX	Non Critical	Compliance	[2]   Affiliated Business Doc Missing
6452450033	XXX	Non Critical	Compliance	[2]   Initial GFE Missing
6452450033	XXX	Non Critical	Compliance	[2]   Initial TIL Missing
6452450033	XXX	Non Critical	Credit	[2]   Manufactured (Double-Wide)
6452450153	XXX	Critical	Credit	[3]   Note Incomplete	Note incomplete due to not reflecting interest rate and payment.
6452450153	XXX	Non Critical	Compliance	[2]   Initial GFE Date not within 3 days of Initial Application Date
6452450153	XXX	Non Critical	Compliance	[2]   Initial TIL Date not within 3 days of Initial Application Date