Unique ID

Loan Id

Overall Event

Final Credit Event

Credit Exceptions

Credit Comments

Final Compliance Event

Compliance Exceptions

Compliance Comments

Eligible For Predatory Testing - Unable to Test

Compliance Comp Factors

Purpose at origination

Occupancy at origination

LTV Original (Calculated)

LTV Combined Orig (Calculated)

Debt (Back) Ratio From 1008

6452449973

XXX

2

1

2

[2]   Initial GFE Date not within 3 days of Initial Application Date [2]   Initial TIL Missing [2]   Affiliated Business Doc Missing [2]   State - Missing cautionary notice pursuant to AL Code Section 5-19-6(a) on Note [2]   HMDA-reportable rate spread (1/XX/04-10/XX/09)

Cashout Refi

Owner Occ

87.5

87.5

35.102

6452450033

XXX

3

2

[2]   Manufactured (Double-Wide)

3

[3]   Finance Charge underdisclosed >$XXX for Refinance [2]   Affiliated Business Doc Missing [2]   Initial GFE Missing [2]   Initial TIL Missing

Finance charges under disclosed by $XXX which exceeds the $XXX tolerance for refinance transactions. Unable to determine the reason for under disclosure due to missing itemization of amount financed.

Finance Charge - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. The loan is outside the SOL.

Cashout Refi

Owner Occ

72.56

72.56

55.313

6452450153

XXX

3

3

[3]   Note Incomplete

Note incomplete due to not reflecting interest rate and payment.

2

[2]   Initial TIL Date not within 3 days of Initial Application Date [2]   Initial GFE Date not within 3 days of Initial Application Date

Construction To Perm

Owner Occ

40.53

40.53

48.95