Redacted Loan ID

Loan Number

LoanUID

Loan Level ATR/QM Status

Application Date Prior to 1/10/2014

TRID Indicator

Lender Application Date

Broker Application Date

GSE Eligible

QRM Flag

ATR/QM Total Points and Fees

Rate Lock Date

APR

Bwr 1 Employment Indicator

Bwr 2 Employment Indicator

Bwr 1 Foreign National Indicator

Bwr 2 Foreign National Indicator

Borrowers Qualified Through a Non-Resident Alien Program

Residual Income Analysis in File

ATR/QM Residual Income

BD11412D-D80E-4563-B3CC-125B94D13B7E

XXXXXX

XXXXXX

ATR/QM: Not Applicable

Yes

No

XXXXXX

02/XX/2006

No

No

0

XXXXXX

9.9736

(No Data)

(No Data)

(No Data)

(No Data)

(No Data)

(No Data)

0

9E2B0676-E95C-4FEF-9248-06BBDD1C0E04

XXXXXX

XXXXXX

ATR/QM: Not Applicable

Yes

No

XXXXXX

10/XX/2001

No

No

0

XXXXXX

9.2986

(No Data)

(No Data)

(No Data)

(No Data)

(No Data)

(No Data)

0

6DC7214A-ACD2-46CD-ABB5-C0F5697A3377

XXXXXX

XXXXXX

ATR/QM: Not Applicable

Yes

No

XXXXXX

Not Applicable

No

No

0

XXXXXX

12.7333

(No Data)

(No Data)

(No Data)

(No Data)

(No Data)

(No Data)

0

01347435-0C73-4B89-8F7A-18A6434D69DE

XXXXXX

XXXXXX

ATR/QM: Not Applicable

Yes

No

XXXXXX

08/XX/2001

No

No

0

XXXXXX

9.8336

(No Data)

(No Data)

(No Data)

(No Data)

(No Data)

(No Data)

0

D7A10286-BBF9-46FC-B1A3-D26B8C5D6904

XXXXXX

XXXXXX

ATR/QM: Not Applicable

Yes

No

XXXXXX

Not Applicable

No

No

0

XXXXXX

7.3111

(No Data)

(No Data)

(No Data)

(No Data)

(No Data)

(No Data)

0

3FB9B47A-1D9F-4DF5-A323-5A8301E090FE

XXXXXX

XXXXXX

ATR/QM: Not Applicable

Yes

No

XXXXXX

11/XX/2007

No

No

0

XXXXXX

12.1334

(No Data)

(No Data)

(No Data)

(No Data)

(No Data)

(No Data)

0

CB2674EF-54C7-4393-86EB-A5670CDD7F56

XXXXXX

XXXXXX

ATR/QM: Not Applicable

Yes

No

XXXXXX

Not Applicable

No

No

0

XXXXXX

0

(No Data)

(No Data)

(No Data)

(No Data)

(No Data)

(No Data)

0

5AB50B54-5FA9-4937-9C4D-D6E3E654D052

XXXXXX

XXXXXX

ATR/QM: Not Applicable

Yes

No

XXXXXX

Not Applicable

No

No

0

XXXXXX

0

(No Data)

(No Data)

(No Data)

(No Data)

(No Data)

(No Data)

0

23622038-B7F8-47C2-9C21-FDE6B4194A33

XXXXXX

XXXXXX

ATR/QM: Not Applicable

Yes

No

XXXXXX

Not Applicable

No

No

0

XXXXXX

0

(No Data)

(No Data)

(No Data)

(No Data)

(No Data)

(No Data)

0

C7984655-5D5B-40F1-8488-35E7B3B18D41

XXXXXX

XXXXXX

ATR/QM: Not Applicable

Yes

No

XXXXXX

Not Applicable

No

No

0

XXXXXX

0

(No Data)

(No Data)

(No Data)

(No Data)

(No Data)

(No Data)

0

CC5943EE-0EAF-49A8-9DB8-D31119225177

XXXXXX

XXXXXX

ATR/QM: Not Applicable

Yes

No

XXXXXX

Not Applicable

No

No

0

XXXXXX

0

(No Data)

(No Data)

(No Data)

(No Data)

(No Data)

(No Data)

0

180E53A4-9178-424F-8E60-2213397A5ABE

XXXXXX

XXXXXX

ATR/QM: Not Applicable

Yes

No

XXXXXX

Not Applicable

No

No

0

XXXXXX

0

Unemployed

(No Data)

(No Data)

(No Data)

(No Data)

(No Data)

0

C0A1E682-73BC-4F1D-853E-7904A13158FB

XXXXXX

XXXXXX

ATR/QM: Not Applicable

Yes

No

XXXXXX

Not Applicable

No

No

0

XXXXXX

5.8768

Unemployed

(No Data)

(No Data)

(No Data)

(No Data)

(No Data)

0

1E706C12-91DC-49C6-AED5-27104757D1B7

XXXXXX

XXXXXX

ATR/QM: Not Applicable

Yes

No

XXXXXX

Not Applicable

No

No

0

XXXXXX

4.3777

Unemployed

(No Data)

U.S. Citizen

(No Data)

(No Data)

(No Data)

0

7DD760B8-8785-4A6E-BB53-31BDFE5945AB

XXXXXX

XXXXXX

ATR/QM: Exempt

No

No

XXXXXX

Not Applicable

No

No

0

XXXXXX

0

Unemployed

(No Data)

(No Data)

(No Data)

(No Data)

(No Data)

0

E0CE09D6-9406-49E8-BA7F-5A1216372132

XXXXXX

XXXXXX

ATR/QM: Exempt

No

No

XXXXXX

Not Applicable

No

No

0

XXXXXX

0

Unemployed

Unemployed

(No Data)

(No Data)

(No Data)

(No Data)

0

9B1D3B34-6898-401A-B9E4-CC2A51C98217

XXXXXX

XXXXXX

ATR/QM: Exempt

No

No

XXXXXX

Not Applicable

No

No

0

XXXXXX

0

Unemployed

(No Data)

U.S. Citizen

(No Data)

(No Data)

(No Data)

0

5F3F80C4-464E-4762-8088-3C381A3EE928

XXXXXX

XXXXXX

ATR/QM: Exempt

No

No

XXXXXX

Not Applicable

No

No

0

XXXXXX

0

Unemployed

(No Data)

(No Data)

(No Data)

(No Data)

(No Data)

0

309353F1-39A8-4E2F-866E-DC771A29A0D0

XXXXXX

XXXXXX

ATR/QM: Exempt

No

No

XXXXXX

Not Applicable

No

No

0

XXXXXX

0

Unemployed

(No Data)

(No Data)

(No Data)

(No Data)

(No Data)

0

885A3036-9541-4128-BBF9-B780CC827253

XXXXXX

XXXXXX

ATR/QM: Exempt

No

No

XXXXXX

Not Applicable

No

No

0

XXXXXX

4.0428

Unemployed

Unemployed

(No Data)

(No Data)

(No Data)

(No Data)

0

E98116E7-53EC-47CF-B9E4-6D79A6B66575

XXXXXX

XXXXXX

ATR/QM: Exempt

No

No

XXXXXX

Not Applicable

No

No

0

XXXXXX

5.2505

Employed

(No Data)

(No Data)

(No Data)

(No Data)

(No Data)

0

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