The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES MSCI JAPAN ETF 464286848 230 19,255 SH   SOLE   0 0 19,255
ISHARES CORE S&P MCP ETF 464287507 2,366 19,062 SH   SOLE   0 0 19,062
ISHARES S&P MC 400VL ETF 464287705 4,822 44,640 SH   SOLE   0 0 44,640
ISHARES S&P MC 400GR ETF 464287606 4,967 35,705 SH   SOLE   0 0 35,705
ISHARES CORE S&P SCP ETF 464287804 4,003 40,108 SH   SOLE   0 0 40,108
ISHARES SP SMCP600VL ETF 464287879 1,225 11,980 SH   SOLE   0 0 11,980
ISHARES SP SMCP600GR ETF 464287887 408 3,766 SH   SOLE   0 0 3,766
ISHARES S&P 500 VAL ETF 464287408 2,507 32,004 SH   SOLE   0 0 32,004
ISHARES CORE S&P500 ETF 464287200 2,816 16,675 SH   SOLE   0 0 16,675
ISHARES S&P 500 GRWT ETF 464287309 1,424 15,939 SH   SOLE   0 0 15,939
ISHARES RUS 1000 ETF 464287622 893 9,482 SH   SOLE   0 0 9,482
ISHARES RUS 1000 VAL ETF 464287598 5,020 58,233 SH   SOLE   0 0 58,233
ISHARES RUS 1000 GRW ETF 464287614 6,249 79,910 SH   SOLE   0 0 79,910
ISHARES RUSSELL 2000 ETF 464287655 2,308 21,645 SH   SOLE   0 0 21,645
ISHARES RUS 2000 VAL ETF 464287630 655 7,148 SH   SOLE   0 0 7,148
ISHARES RUSSELL 3000 ETF 464287689 319 3,154 SH   SOLE   0 0 3,154
ISHARES U.S. REAL ES ETF 464287739 794 12,454 SH   SOLE   0 0 12,454
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,220 7,264 SH   SOLE   0 0 7,264
AMERICAN INTL GROUP INC COM NEW 026874784 601 12,365 SH   SOLE   0 0 12,365
AMAZON COM INC COM 023135106 874 2,797 SH   SOLE   0 0 2,797
BRISTOL MYERS SQUIBB CO COM 110122108 345 7,460 SH   SOLE   0 0 7,460
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 312 2,745 SH   SOLE   0 0 2,745
ALCOA INC COM 013817101 95 11,718 SH   SOLE   0 0 11,718
E M C CORP MASS COM 268648102 309 12,107 SH   SOLE   0 0 12,107
EMERSON ELEC CO COM 291011104 323 4,985 SH   SOLE   0 0 4,985
ERICSSON ADR B SEK 10 294821608 203 15,227 SH   SOLE   0 0 15,227
BOEING CO COM 097023105 767 6,531 SH   SOLE   0 0 6,531
AMGEN INC COM 031162100 540 4,823 SH   SOLE   0 0 4,823
ABBOTT LABS COM 002824100 218 6,556 SH   SOLE   0 0 6,556
ANADARKO PETE CORP COM 032511107 268 2,886 SH   SOLE   0 0 2,886
BP PLC SPONSORED ADR 055622104 273 6,494 SH   SOLE   0 0 6,494
EBAY INC COM 278642103 423 7,587 SH   SOLE   0 0 7,587
ALTRIA GROUP INC COM 02209S103 535 15,582 SH   SOLE   0 0 15,582
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 346 6,905 SH   SOLE   0 0 6,905
INTEL CORP COM 458140100 617 26,937 SH   SOLE   0 0 26,937
ILLINOIS TOOL WKS INC COM 452308109 243 3,188 SH   SOLE   0 0 3,188
ISHARES RUS 2000 GRW ETF 464287648 1,660 13,190 SH   SOLE   0 0 13,190
ORACLE CORP COM 68389X105 765 23,070 SH   SOLE   0 0 23,070
DU PONT E I DE NEMOURS & CO COM 263534109 243 4,152 SH   SOLE   0 0 4,152
QUALCOMM INC COM 747525103 566 8,408 SH   SOLE   0 0 8,408
DISNEY WALT CO COM DISNEY 254687106 841 13,045 SH   SOLE   0 0 13,045
HONEYWELL INTL INC COM 438516106 443 5,335 SH   SOLE   0 0 5,335
US BANCORP DEL COM NEW 902973304 1,369 37,419 SH   SOLE   0 0 37,419
JOHNSON & JOHNSON COM 478160104 2,377 27,414 SH   SOLE   0 0 27,414
PFIZER INC COM 717081103 3,306 115,107 SH   SOLE   0 0 115,107
LOWES COS INC COM 548661107 212 4,461 SH   SOLE   0 0 4,461
ISHARES MSCI EAFE ETF 464287465 8,528 133,672 SH   SOLE   0 0 133,672
CHEVRON CORP NEW COM 166764100 1,478 12,163 SH   SOLE   0 0 12,163
MOTOROLA SOLUTIONS INC COM NEW 620076307 249 4,185 SH   SOLE   0 0 4,185
MICROSOFT CORP COM 594918104 1,053 31,639 SH   SOLE   0 0 31,639
ISHARES MSCI PAC JP ETF 464286665 305 6,411 SH   SOLE   0 0 6,411
UNITED PARCEL SERVICE INC CL B 911312106 483 5,291 SH   SOLE   0 0 5,291
AT&T INC COM 00206R102 1,353 39,998 SH   SOLE   0 0 39,998
CITIGROUP INC COM NEW 172967424 590 12,152 SH   SOLE   0 0 12,152
CISCO SYS INC COM 17275R102 751 32,053 SH   SOLE   0 0 32,053
INTERNATIONAL BUSINESS MACHS COM 459200101 1,592 8,596 SH   SOLE   0 0 8,596
COCA COLA CO COM 191216100 1,477 38,987 SH   SOLE   0 0 38,987
LOCKHEED MARTIN CORP COM 539830109 559 4,381 SH   SOLE   0 0 4,381
PEPSICO INC COM 713448108 26,777 336,822 SH   SOLE   0 0 336,822
STRYKER CORP COM 863667101 444 6,570 SH   SOLE   0 0 6,570
VERIZON COMMUNICATIONS INC COM 92343V104 659 14,122 SH   SOLE   0 0 14,122
ISHARES MSCI CDA ETF 464286509 201 7,104 SH   SOLE   0 0 7,104
ISHARES RUS MDCP VAL ETF 464287473 265 4,343 SH   SOLE   0 0 4,343
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 456 11,465 SH   SOLE   0 0 11,465
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 564 11,158 SH   SOLE   0 0 11,158
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 675 11,128 SH   SOLE   0 0 11,128
ISHARES NASDQ BIOTEC ETF 464287556 279 1,332 SH   SOLE   0 0 1,332
ISHARES NA NAT RES 464287374 513 12,368 SH   SOLE   0 0 12,368
ISHARES MSCI SINGAP ETF 464286673 142 10,621 SH   SOLE   0 0 10,621
ISHARES MSCI TAIWAN ETF 464286731 727 52,194 SH   SOLE   0 0 52,194
ISHARES MSCI MEX CAP ETF 464286822 270 4,225 SH   SOLE   0 0 4,225
ISHARES MSCI STH KOR ETF 464286772 484 7,870 SH   SOLE   0 0 7,870
TIME WARNER INC COM NEW 887317303 267 4,056 SH   SOLE   0 0 4,056
VANGUARD SPECIALIZED PORTFOL DIV APP ETF 921908844 2,441 35,061 SH   SOLE   0 0 35,061
SCHWAB CHARLES CORP NEW COM 808513105 219 10,368 SH   SOLE   0 0 10,368
DEERE & CO COM 244199105 325 3,994 SH   SOLE   0 0 3,994
BANK OF AMERICA CORPORATION COM 060505104 925 67,031 SH   SOLE   0 0 67,031
STARBUCKS CORP COM 855244109 426 5,536 SH   SOLE   0 0 5,536
AUTOMATIC DATA PROCESSING IN COM 053015103 271 3,739 SH   SOLE   0 0 3,739
EXXON MOBIL CORP COM 30231G102 1,791 20,821 SH   SOLE   0 0 20,821
AFLAC INC COM 001055102 445 7,172 SH   SOLE   0 0 7,172
WAL-MART STORES INC COM 931142103 987 13,343 SH   SOLE   0 0 13,343
UNION PAC CORP COM 907818108 785 5,056 SH   SOLE   0 0 5,056
UNILEVER PLC SPON ADR NEW 904767704 390 10,114 SH   SOLE   0 0 10,114
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADR 874039100 221 13,025 SH   SOLE   0 0 13,025
BARCLAYS PLC ADR 06738E204 234 13,733 SH   SOLE   0 0 13,733
COLGATE PALMOLIVE CO COM 194162103 325 5,475 SH   SOLE   0 0 5,475
CAPITAL ONE FINL CORP COM 14040H105 608 8,851 SH   SOLE   0 0 8,851
CVS CAREMARK CORPORATION COM 126650100 628 11,070 SH   SOLE   0 0 11,070
SCHLUMBERGER LTD COM 806857108 658 7,450 SH   SOLE   0 0 7,450
SIEMENS A G SPONSORED ADR 826197501 466 3,868 SH   SOLE   0 0 3,868
MCKESSON CORP COM 58155Q103 310 2,417 SH   SOLE   0 0 2,417
MERCK & CO INC NEW COM 58933Y105 1,142 23,983 SH   SOLE   0 0 23,983
NOVARTIS A G SPONSORED ADR 66987V109 472 6,147 SH   SOLE   0 0 6,147
FIFTH THIRD BANCORP COM 316773100 383 21,244 SH   SOLE   0 0 21,244
PROCTER & GAMBLE CO COM 742718109 1,624 21,484 SH   SOLE   0 0 21,484
GENERAL ELECTRIC CO COM 369604103 2,201 92,133 SH   SOLE   0 0 92,133
KIMBERLY CLARK CORP COM 494368103 357 3,794 SH   SOLE   0 0 3,794
GILEAD SCIENCES INC COM 375558103 876 13,930 SH   SOLE   0 0 13,930
GOLDMAN SACHS GROUP INC COM 38141G104 366 2,313 SH   SOLE   0 0 2,313
HSBC HLDGS PLC SPON ADR NEW 404280406 393 7,238 SH   SOLE   0 0 7,238
HOME DEPOT INC COM 437076102 559 7,364 SH   SOLE   0 0 7,364
MCDONALDS CORP COM 580135101 440 4,575 SH   SOLE   0 0 4,575
NIKE INC CL B 654106103 235 3,232 SH   SOLE   0 0 3,232
JPMORGAN CHASE & CO COM 46625H100 1,127 21,797 SH   SOLE   0 0 21,797
TJX COS INC NEW COM 872540109 450 7,983 SH   SOLE   0 0 7,983
MONDELEZ INTL INC CL A 609207105 351 11,179 SH   SOLE   0 0 11,179
PRICELINE COM INC COM NEW 741503403 232 229 SH   SOLE   0 0 229
WILLIAMS COS INC DEL COM 969457100 258 7,083 SH   SOLE   0 0 7,083
WELLS FARGO & CO NEW COM 949746101 1,044 25,261 SH   SOLE   0 0 25,261
ISHARES 1-3 YR TR BD ETF 464287457 2,308 27,329 SH   SOLE   0 0 27,329
ISHARES 7-10 Y TR BD ETF 464287440 1,124 11,008 SH   SOLE   0 0 11,008
ISHARES IBOXX INV CP ETF 464287242 688 6,061 SH   SOLE   0 0 6,061
MONSANTO CO NEW COM 61166W101 917 8,785 SH   SOLE   0 0 8,785
FORD MTR CO DEL COM PAR $0.01 345370860 2,287 135,576 SH   SOLE   0 0 135,576
UNITEDHEALTH GROUP INC COM 91324P102 364 5,086 SH   SOLE   0 0 5,086
UNITED TECHNOLOGIES CORP COM 913017109 454 4,212 SH   SOLE   0 0 4,212
FEDERATED INVS INC PA CL B 314211103 273 10,060 SH   SOLE   0 0 10,060
3M CO COM 88579Y101 583 4,884 SH   SOLE   0 0 4,884
COMCAST CORP NEW CL A 20030N101 608 13,479 SH   SOLE   0 0 13,479
VANGUARD INDEX FDS TOTAL STK MKT 922908769 576 6,577 SH   SOLE   0 0 6,577
NORFOLK SOUTHERN CORP COM 655844108 243 3,138 SH   SOLE   0 0 3,138
HUNTINGTON BANCSHARES INC COM 446150104 206 24,889 SH   SOLE   0 0 24,889
NEXTERA ENERGY INC COM 65339F101 336 4,195 SH   SOLE   0 0 4,195
DUKE ENERGY CORP NEW COM NEW 26441C204 603 9,036 SH   SOLE   0 0 9,036
CONOCOPHILLIPS COM 20825C104 449 6,463 SH   SOLE   0 0 6,463
APPLE INC COM 037833100 2,923 6,131 SH   SOLE   0 0 6,131
ALLSTATE CORP COM 020002101 387 7,662 SH   SOLE   0 0 7,662
CATERPILLAR INC DEL COM 149123101 550 6,597 SH   SOLE   0 0 6,597
APACHE CORP COM 037411105 241 2,830 SH   SOLE   0 0 2,830
ISHARES MSCI EMG MKT ETF 464287234 3,674 90,147 SH   SOLE   0 0 90,147
JOHNSON CTLS INC COM 478366107 203 4,881 SH   SOLE   0 0 4,881
COACH INC COM 189754104 300 5,503 SH   SOLE   0 0 5,503
DTE ENERGY CO COM 233331107 401 6,073 SH   SOLE   0 0 6,073
CELGENE CORP COM 151020104 901 5,847 SH   SOLE   0 0 5,847
HALLIBURTON CO COM 406216101 479 9,955 SH   SOLE   0 0 9,955
WHOLE FOODS MKT INC COM 966837106 225 3,844 SH   SOLE   0 0 3,844
ECOLAB INC COM 278865100 320 3,244 SH   SOLE   0 0 3,244
AES CORP COM 00130H105 270 20,345 SH   SOLE   0 0 20,345
AMERICAN EXPRESS CO COM 025816109 305 4,043 SH   SOLE   0 0 4,043
NUVEEN PREM INCOME MUN FD COM 67062T100 417 32,593 SH   SOLE   0 0 32,593
PERMIAN BASIN RTY TR UNIT BEN INT 714236106 219 15,350 SH   SOLE   0 0 15,350
SIMON PPTY GROUP INC NEW COM 828806109 228 1,536 SH   SOLE   0 0 1,536
MITSUBISHI UFJ FINL GROUP IN SPONSORED ADR 606822104 253 39,409 SH   SOLE   0 0 39,409
SUMITOMO MITSUI FINL GROUP I SPONSORED ADR 86562M209 298 30,657 SH   SOLE   0 0 30,657
EXPRESS SCRIPTS HLDG CO COM 30219G108 212 3,425 SH   SOLE   0 0 3,425
DOW CHEM CO COM 260543103 7,556 196,763 SH   SOLE   0 0 196,763
NUVEEN QUALITY PFD INC FD 3 COM 67072W101 111 14,100 SH   SOLE   0 0 14,100
TENET HEALTHCARE CORP COM NEW 88033G407 208 5,060 SH   SOLE   0 0 5,060
ULTRA PETROLEUM CORP COM 903914109 228 11,065 SH   SOLE   0 0 11,065
SOUTHERN CO COM 842587107 517 12,558 SH   SOLE   0 0 12,558
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 3,391 84,488 SH   SOLE   0 0 84,488
BERKSHIRE HATHAWAY INC DEL CL A 084670108 341 2 SH   SOLE   0 0 2
WESTERN DIGITAL CORP COM 958102105 264 4,167 SH   SOLE   0 0 4,167
ROBERT HALF INTL INC COM 770323103 244 6,256 SH   SOLE   0 0 6,256
RAIT FINANCIAL TRUST COM NEW 749227609 76 10,769 SH   SOLE   0 0 10,769
PLUM CREEK TIMBER CO INC COM 729251108 211 4,503 SH   SOLE   0 0 4,503
ISHARES CORE TOTUSBD ETF 464287226 3,459 32,270 SH   SOLE   0 0 32,270
BIOGEN IDEC INC COM 09062X103 245 1,019 SH   SOLE   0 0 1,019
ISHARES SELECT DIVID ETF 464287168 1,072 16,163 SH   SOLE   0 0 16,163
ISHARES TIPS BD ETF 464287176 4,096 36,387 SH   SOLE   0 0 36,387
SAN JUAN BASIN RTY TR UNIT BEN INT 798241105 196 12,250 SH   SOLE   0 0 12,250
DOLLAR GEN CORP NEW COM 256677105 417 7,377 SH   SOLE   0 0 7,377
INVESCO VALUE MUN INCOME TR COM 46132P108 175 12,885 SH   SOLE   0 0 12,885
AMERICAN ELEC PWR INC COM 025537101 306 7,064 SH   SOLE   0 0 7,064
ASSOCIATED BANC CORP COM 045487105 155 10,000 SH   SOLE   0 0 10,000
STANDARD PAC CORP NEW COM 85375C101 213 26,891 SH   SOLE   0 0 26,891
TOYOTA MOTOR CORP SP ADR REP2COM 892331307 221 1,723 SH   SOLE   0 0 1,723
HONDA MOTOR LTD AMERN SHS 438128308 350 9,166 SH   SOLE   0 0 9,166
BANCO SANTANDER SA ADR 05964H105 128 15,683 SH   SOLE   0 0 15,683
METLIFE INC COM 59156R108 539 11,481 SH   SOLE   0 0 11,481
WILLIAMS SONOMA INC COM 969904101 201 3,585 SH   SOLE   0 0 3,585
YUM BRANDS INC COM 988498101 713 9,983 SH   SOLE   0 0 9,983
HANCOCK JOHN PREMUIM DIV FD COM SH BEN INT 41013T105 169 14,149 SH   SOLE   0 0 14,149
POLARIS INDS INC COM 731068102 316 2,446 SH   SOLE   0 0 2,446
PATTERSON UTI ENERGY INC COM 703481101 297 13,896 SH   SOLE   0 0 13,896
UBS AG SHS NEW H89231338 230 11,217 SH   SOLE   0 0 11,217
PETROLEO BRASILEIRO SA PETRO SPONSORED ADR 71654V408 180 11,606 SH   SOLE   0 0 11,606
GOOGLE INC CL A 38259P508 1,358 1,550 SH   SOLE   0 0 1,550
SPDR GOLD TRUST GOLD SHS 78463V107 1,409 10,990 SH   SOLE   0 0 10,990
NUVEEN CR STRATEGIES INCM FD COM SHS 67073D102 117 12,503 SH   SOLE   0 0 12,503
VANGUARD INTL EQUITY INDEX F MEGA CAP GRO ETF 922042866 576 9,482 SH   SOLE   0 0 9,482
RIO TINTO PLC SPONSORED ADR 767204100 432 8,853 SH   SOLE   0 0 8,853
VANGUARD INDEX FDS VALUE ETF 922908744 4,866 69,725 SH   SOLE   0 0 69,725
AK STL HLDG CORP COM 001547108 38 10,000 SH   SOLE   0 0 10,000
VANGUARD INDEX FDS REIT ETF 922908553 456 6,888 SH   SOLE   0 0 6,888
LAS VEGAS SANDS CORP COM 517834107 205 3,092 SH   SOLE   0 0 3,092
MANTECH INTL CORP CL A 564563104 239 8,297 SH   SOLE   0 0 8,297
OLIN CORP COM PAR $1 680665205 256 11,094 SH   SOLE   0 0 11,094
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 499 7,600 SH   SOLE   0 0 7,600
VANGUARD INDEX FDS GROWTH ETF 922908736 6,814 80,535 SH   SOLE   0 0 80,535
JOY GLOBAL INC COM 481165108 257 5,041 SH   SOLE   0 0 5,041
NUVEEN QUALITY INCOME MUN FD COM 670977107 303 24,000 SH   SOLE   0 0 24,000
PLAINS ALL AMERN PIPELINE L UNIT LTD PARTN 726503105 333 6,320 SH   SOLE   0 0 6,320
NUVEEN MUN VALUE FD INC COM 670928100 119 13,015 SH   SOLE   0 0 13,015
LLOYDS BANKING GROUP PLC SPONSORED ADR 539439109 103 21,411 SH   SOLE   0 0 21,411
FREDS INC CL A 356108100 217 13,841 SH   SOLE   0 0 13,841
AMERCO COM 023586100 284 1,542 SH   SOLE   0 0 1,542
PARKER HANNIFIN CORP COM 701094104 437 4,016 SH   SOLE   0 0 4,016
STERICYCLE INC COM 858912108 258 2,235 SH   SOLE   0 0 2,235
SPDR SERIES TRUST S&P DIVID ETF 78464A763 558 8,097 SH   SOLE   0 0 8,097
FIRST TR VALUE LINE DIVID IN SHS 33734H106 10,312 514,067 SH   SOLE   0 0 514,067
ROCKWELL MED INC COM 774374102 114 10,000 SH   SOLE   0 0 10,000
WESTPAC BKG CORP SPONSORED ADR 961214301 246 8,016 SH   SOLE   0 0 8,016
PRECISION CASTPARTS CORP COM 740189105 417 1,834 SH   SOLE   0 0 1,834
MACATAWA BK CORP COM 554225102 85 15,794 SH   SOLE   0 0 15,794
ISHARES SILVER TRUST ISHARES 46428Q109 253 12,082 SH   SOLE   0 0 12,082
SPDR SERIES TRUST NUVN BR SHT MUNI 78464A425 6,050 249,778 SH   SOLE   0 0 249,778
BARCLAYS BK PLC DJUBS CMDT ETN36 06738C778 3,772 101,232 SH   SOLE   0 0 101,232
RPC INC COM 749660106 245 15,848 SH   SOLE   0 0 15,848
VALLEY NATL BANCORP COM 919794107 187 18,750 SH   SOLE   0 0 18,750
MASTERCARD INC CL A 57636Q104 750 1,115 SH   SOLE   0 0 1,115
WISDOMTREE TR SMALLCAP DIVID 97717W604 344 5,500 SH   SOLE   0 0 5,500
NUVEEN DIV ADV MUNI FD 3 COM SH BEN INT 67070X101 305 24,000 SH   SOLE   0 0 24,000
INVESCO MUNI INCOME OPP TRST COM 46132X101 70 11,118 SH   SOLE   0 0 11,118
PROSHARES TR PSHS ULTRA DOW30 74347R305 286 3,000 SH   SOLE   0 0 3,000
CENTRAL FED CORP COM NEW 15346Q202 41 30,222 SH   SOLE   0 0 30,222
CF INDS HLDGS INC COM 125269100 215 1,018 SH   SOLE   0 0 1,018
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 1,400 16,435 SH   SOLE   0 0 16,435
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 1,358 18,546 SH   SOLE   0 0 18,546
SPDR SERIES TRUST OILGAS EQUIP 78464A748 210 5,000 SH   SOLE   0 0 5,000
ISHARES SHRT TRS BD ETF 464288679 412 3,738 SH   SOLE   0 0 3,738
ISHARES IBOXX HI YD ETF 464288513 1,653 18,050 SH   SOLE   0 0 18,050
ISHARES 1-3 YR CR BD ETF 464288646 1,591 15,115 SH   SOLE   0 0 15,115
MORGAN STANLEY CHINA A SH FD COM 617468103 339 15,337 SH   SOLE   0 0 15,337
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 862 10,652 SH   SOLE   0 0 10,652
FLOTEK INDS INC DEL COM 343389102 353 15,348 SH   SOLE   0 0 15,348
DISCOVER FINL SVCS COM 254709108 538 10,647 SH   SOLE   0 0 10,647
ISHARES MBS ETF 464288588 7,693 72,632 SH   SOLE   0 0 72,632
ISHARES U.S. PFD STK ETF 464288687 776 20,411 SH   SOLE   0 0 20,411
BANK NEW YORK MELLON CORP COM 064058100 984 32,596 SH   SOLE   0 0 32,596
ISHARES INTL SEL DIV ETF 464288448 996 27,465 SH   SOLE   0 0 27,465
ISHARES 3-7 YR TR BD ETF 464288661 4,198 34,596 SH   SOLE   0 0 34,596
PROSHARES TR PSHS ULT SCAP600 74347R818 266 3,000 SH   SOLE   0 0 3,000
PROSHARES TR ULTRA FNCLS NEW 74347X633 491 5,000 SH   SOLE   0 0 5,000
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 8,347 210,894 SH   SOLE   0 0 210,894
ISHARES NAT AMT FREE BD 464288414 1,551 14,843 SH   SOLE   0 0 14,843
SPDR SERIES TRUST NUVN BRCLY MUNI 78464A458 1,965 86,024 SH   SOLE   0 0 86,024
SPDR SERIES TRUST BRCLYS INTL ETF 78464A516 5,750 98,508 SH   SOLE   0 0 98,508
ISHARES JP MOR EM MK ETF 464288281 462 4,236 SH   SOLE   0 0 4,236
DANA HLDG CORP COM 235825205 345 15,103 SH   SOLE   0 0 15,103
SPDR SERIES TRUST BRCLYS 1-3MT ETF 78464A680 465 10,156 SH   SOLE   0 0 10,156
ISHARES MSCI CH CAP ETF 464286640 404 8,045 SH   SOLE   0 0 8,045
CINEMARK HOLDINGS INC COM 17243V102 383 12,063 SH   SOLE   0 0 12,063
ISHARES EAFE SML CP ETF 464288273 210 4,320 SH   SOLE   0 0 4,320
VISA INC COM CL A 92826C839 653 3,416 SH   SOLE   0 0 3,416
PHILIP MORRIS INTL INC COM 718172109 926 10,698 SH   SOLE   0 0 10,698
MARKET VECTORS ETF TR MKTVEC SMUNETF 57060U803 644 36,763 SH   SOLE   0 0 36,763
MARKET VECTORS ETF TR MKTVEC INTMUETF 57060U845 588 26,345 SH   SOLE   0 0 26,345
WAYNE SVGS BANCSHARES INC NE COM 94624Q101 162 15,137 SH   SOLE   0 0 15,137
ISHARES AGENCY BOND ETF 464288166 3,367 30,271 SH   SOLE   0 0 30,271
ISHARES SHT NTLAMTFR ETF 464288158 365 3,438 SH   SOLE   0 0 3,438
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 7,559 90,619 SH   SOLE   0 0 90,619
JPMORGAN CHASE & CO ALERIAN ML ETN 46625H365 359 8,053 SH   SOLE   0 0 8,053
MARKET VECTORS ETF TR PRE-RF MUN ETF 57060U738 756 30,716 SH   SOLE   0 0 30,716
SPDR SERIES TRUST NUVN S&P VRDO MN 78464A318 394 13,170 SH   SOLE   0 0 13,170
BANCO SANTANDER BRASIL S A ADS REP 1 UNIT 05967A107 176 25,265 SH   SOLE   0 0 25,265
PIMCO ETF TR ENHAN SHRT MAT 72201R833 964 9,509 SH   SOLE   0 0 9,509
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 1,533 19,264 SH   SOLE   0 0 19,264
PIMCO ETF TR INTER MUN BD ST 72201R866 779 14,927 SH   SOLE   0 0 14,927
PIEDMONT OFFICE REALTY TR IN COM CL A 720190206 515 29,660 SH   SOLE   0 0 29,660
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100 384 5,244 SH   SOLE   0 0 5,244
FIRST AMERN FINL CORP COM 31847R102 244 10,039 SH   SOLE   0 0 10,039
CBOE HLDGS INC COM 12503M108 250 5,531 SH   SOLE   0 0 5,531
CLOUD PEAK ENERGY INC COM 18911Q102 177 12,069 SH   SOLE   0 0 12,069
GLOBAL X FDS GLOB X NOR ETF 37950E747 168 10,772 SH   SOLE   0 0 10,772
GENERAL MTRS CO COM 37045V100 265 7,359 SH   SOLE   0 0 7,359
POWERSHARES ETF TRUST II SENIOR LN PORT 73936Q769 298 12,055 SH   SOLE   0 0 12,055
ISHARES HIGH DIVIDND ETF 46429B663 334 5,045 SH   SOLE   0 0 5,045
ISHARES CHINA ETF 46429B671 777 16,865 SH   SOLE   0 0 16,865
PIMCO ETF TR 0-5 HIGH YIELD 72201R783 590 5,621 SH   SOLE   0 0 5,621
MARATHON PETE CORP COM 56585A102 351 5,455 SH   SOLE   0 0 5,455
ISHARES USA MIN VOL ETF 46429B697 288 8,653 SH   SOLE   0 0 8,653
ISHARES EM MKTS CURR ETF 464286517 1,895 37,963 SH   SOLE   0 0 37,963
MICHAEL KORS HLDGS LTD SHS G60754101 227 3,045 SH   SOLE   0 0 3,045
PIMCO ETF TR TOTL RETN ETF 72201R775 4,421 41,762 SH   SOLE   0 0 41,762
SPDR SER TR SHT TRM HGH YLD 78468R408 351 11,500 SH   SOLE   0 0 11,500
FACEBOOK INC CL A 30303M102 494 9,831 SH   SOLE   0 0 9,831
ISHARES MSCI EM EMEA ETF 464286384 375 7,098 SH   SOLE   0 0 7,098
KRAFT FOODS GROUP INC COM 50076Q106 228 4,343 SH   SOLE   0 0 4,343
ABBVIE INC COM 00287Y109 381 8,509 SH   SOLE   0 0 8,509