The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
VANGUARD INDEX FDS LARGE CAP ETF 922908637   166,891,032 696,075 SH   SOLE   696,075 0 0
Vanguard Scottsdate FDS VNG RUS1000GRW 92206C680   113,246,655 1,306,641 SH   SOLE   1,306,641 0 0
iShares TR Core MSCI EAFE 46432F842   85,044,136 1,145,838 SH   SOLE   1,145,838 0 0
SPDR TOTAL STK MKT 78464A805   62,986,010 981,855 SH   SOLE   981,855 0 0
AMERICAN FINL GROUP INC OHIO COM 025932104   46,861,772 343,360 SH   SOLE   343,360 0 0
Innovator ETFS TR Defined Wealth Shield 45783Y855   41,136,575 1,405,898 SH   SOLE   1,405,898 0 0
Innovator ETFS TR US Equity 10 Buffer 45783Y442   39,273,294 1,432,809 SH   SOLE   1,432,809 0 0
F/m Investments US Treasury 2 Year 74933W486   38,412,473 798,762 SH   SOLE   798,762 0 0
ISHARES TR CORE S&P MCP ETF 464287507   31,571,630 519,783 SH   SOLE   519,783 0 0
F/M Investments 12 Month Bill 74933W478   30,973,001 619,956 SH   SOLE   619,956 0 0
Vanguard Index FDS Small CP ETF 922908751   29,901,913 130,810 SH   SOLE   130,810 0 0
PROCTER & GAMBLE CO COM 742718109   29,366,178 180,993 SH   SOLE   180,993 0 0
F/M Investments US Tbill 6 Month 74933W460   26,506,169 528,959 SH   SOLE   528,959 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   26,364,073 105,515 SH   SOLE   105,515 0 0
F/m Investments US TBIL 74933W452   15,917,340 318,155 SH   SOLE   318,155 0 0
SPDR SER TR Portfolio S&P 400 78464A847   14,959,434 280,454 SH   SOLE   280,454 0 0
iShares INC Core MSCI EMKT 46434G103   10,466,877 202,846 SH   SOLE   202,846 0 0
APPLE INC COM 037833100   8,452,952 49,294 SH   SOLE   49,294 0 0
DFA International Core 25434V203   6,659,532 220,368 SH   SOLE   220,368 0 0
Apache COM 03743Q108   5,301,407 154,200 SH   SOLE   154,200 0 0
DFA Emerging Core 25434V302   5,180,646 209,573 SH   SOLE   209,573 0 0
MICROSOFT CORP COM 594918104   5,102,945 12,129 SH   SOLE   12,129 0 0
iShares TR EAFE GRWTH ETF 464288885   4,809,389 46,337 SH   SOLE   46,337 0 0
ISHARES TR CORE S&P SCP ETF 464287804   4,344,872 39,313 SH   SOLE   39,313 0 0
LILLY ELI & CO COM 532457108   4,096,737 5,266 SH   SOLE   5,266 0 0
SPDR Small CP ETF 78468R853   4,011,500 93,204 SH   SOLE   93,204 0 0
Innovator ETFS TR S&P 500 Buffer Oct 45782C771   3,590,498 88,720 SH   SOLE   88,720 0 0
Innovator ETFS TR S&P 500 Buffer Jul 45782C789   2,963,690 73,486 SH   SOLE   73,486 0 0
CINTAS CORP COM 172908105   2,692,470 3,919 SH   SOLE   3,919 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   2,625,288 5,019 SH   SOLE   5,019 0 0
AMAZON COM INC COM 023135106   2,572,940 14,264 SH   SOLE   14,264 0 0
MERCK & CO INC NEW COM 58933Y105   2,246,316 17,024 SH   SOLE   17,024 0 0
JPMORGAN CHASE & CO COM 46625H100   1,810,055 9,036 SH   SOLE   9,036 0 0
NVIDIA CORP COM 67066G104   1,762,845 1,951 SH   SOLE   1,951 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943868   1,705,416 33,992 SH   SOLE   33,992 0 0
Innovator ETFS TR S&P 500 Pwr Buffer May 45782C318   1,653,290 50,917 SH   SOLE   50,917 0 0
Vanguard Index FDS S&P 500 ETF SHS 922908363   1,572,369 3,271 SH   SOLE   3,271 0 0
JOHNSON & JOHNSON COM 478160104   1,552,439 9,813 SH   SOLE   9,813 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,440,064 5,484 SH   SOLE   5,484 0 0
HERSHEY CO COM 427866108   1,400,594 7,201 SH   SOLE   7,201 0 0
EXXON MOBIL CORP COM 30231G102   1,381,744 11,887 SH   SOLE   11,887 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,322,535 3,145 SH   SOLE   3,145 0 0
ISHARES TR Core S&P US VLU 464287663   1,263,265 13,968 SH   SOLE   13,968 0 0
Invesco QQQ TR Unit SER 1 46090E103   1,258,378 2,834 SH   SOLE   2,834 0 0
ISHARES TR CORE S&P500 ETF 464287200   1,228,137 2,336 SH   SOLE   2,336 0 0
US Bank COM 74460D729   1,177,934 26,352 SH   SOLE   26,352 0 0
ABBVIE INC COM 00287Y109   1,116,455 6,131 SH   SOLE   6,131 0 0
AMGEN INC COM 031162100   1,034,640 3,639 SH   SOLE   3,639 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   961,006 2,792 SH   SOLE   2,792 0 0
ABBOTT LABS COM 002824100   952,428 8,379 SH   SOLE   8,379 0 0
ISHARES TR RUS 1000 ETF 464287622   923,487 3,206 SH   SOLE   3,206 0 0
iShares TR Morningstar US Growth 464287119   907,269 12,020 SH   SOLE   12,020 0 0
iShares TR Rus Mid Cap ETF 464287499   895,915 10,654 SH   SOLE   10,654 0 0
ALPHABET INC CAP STK CL A 02079K305   871,922 5,777 SH   SOLE   5,777 0 0
ISHARES TR CORE S&P US GWT 464287671   869,463 7,418 SH   SOLE   7,418 0 0
AIR PRODS & CHEMS INC COM 009158106   811,846 3,351 SH   SOLE   3,351 0 0
Innovator ETFS TR S&P 500 Buffer Dec 45782C557   808,137 19,903 SH   SOLE   19,903 0 0
CHEVRON CORP NEW COM 166764100   795,631 5,043 SH   SOLE   5,043 0 0
HOME DEPOT INC COM 437076102   748,020 1,950 SH   SOLE   1,950 0 0
Vanguard Group Div App ETF 921908844   731,718 4,007 SH   SOLE   4,007 0 0
MCDONALDS CORP COM 580135101   722,806 2,563 SH   SOLE   2,563 0 0
ISHARES S&P AGGRESSIVE ALLOCATION ETF S&P AGGRESSIVE ALLOCATION ETF 464289859   688,173 9,368 SH   SOLE   9,368 0 0
HONEYWELL INTL INC COM 438516106   644,485 3,140 SH   SOLE   3,140 0 0
GENERAL ELECTRIC CO COM 369604103   603,490 3,438 SH   SOLE   3,438 0 0
NEXTERA ENERGY INC COM 65339F101   599,667 9,383 SH   SOLE   9,383 0 0
Walmart COM 931142103   589,846 9,803 SH   SOLE   9,803 0 0
Duke Energy Corp COM 26441C204   589,060 6,091 SH   SOLE   6,091 0 0
KROGER CO COM 501044101   546,035 9,557 SH   SOLE   9,557 0 0
Verizon COM 92343V104   536,122 12,777 SH   SOLE   12,777 0 0
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505   521,663 1,712 SH   SOLE   1,712 0 0
iShares TR Russell 2000 ETF 464287655   517,127 2,459 SH   SOLE   2,459 0 0
DISNEY WALT CO COM DISNEY 254687106   503,021 4,111 SH   SOLE   4,111 0 0
Fifth Third Bancorp COM 316773100   495,302 13,311 SH   SOLE   13,311 0 0
VISA INC COM CL A 92826C839   491,459 1,761 SH   SOLE   1,761 0 0
Illinois Tool Wks INC COM 452308109   462,064 1,722 SH   SOLE   1,722 0 0
PFIZER COM 717081103   445,812 16,065 SH   SOLE   16,065 0 0
VANGUARD INTL EQUITY INDEX FTSE EMR MKT ETF 922042858   439,295 10,517 SH   SOLE   10,517 0 0
Costco Whsl Corp New COM 22160K105   438,164 598 SH   SOLE   598 0 0
SPDR SERIES TRUST Tech 81369Y803   432,576 2,077 SH   SOLE   2,077 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   432,248 5,119 SH   SOLE   5,119 0 0
HEARTLAND BANCORP OHIO COM 421962101   429,637 5,025 SH   SOLE   5,025 0 0
Linde PLC SHS G5494J103   428,103 922 SH   SOLE   922 0 0
American Express Co COM 025816109   394,131 1,731 SH   SOLE   1,731 0 0
CINCINNATI FINL CORP COM 172062101   390,514 3,145 SH   SOLE   3,145 0 0
Stryker Corp COM 863667101   387,931 1,084 SH   SOLE   1,084 0 0
ISHARES GRWT ALLOCAT ETF 464289867   381,172 6,847 SH   SOLE   6,847 0 0
VANGUARD WORLD FDS Health Car ETF 92204A504   379,810 1,404 SH   SOLE   1,404 0 0
Coca Cola COM 191098102   365,672 5,977 SH   SOLE   5,977 0 0
BOEING CO COM 097023105   363,014 1,881 SH   SOLE   1,881 0 0
iShares TR RUS 1000 GRW ETF 464287614   346,150 1,027 SH   SOLE   1,027 0 0
Sherwin Williams Co COM 824348106   345,593 995 SH   SOLE   995 0 0
Microstrategy COM 594972408   340,912 200 SH   SOLE   200 0 0
Meta COM 30303M102   340,391 701 SH   SOLE   701 0 0
AT&T COM 00206R102   334,980 19,033 SH   SOLE   19,033 0 0
iShares TR MSCI USA QLT FCT 46432F339   334,507 2,035 SH   SOLE   2,035 0 0
Alphabet INC Class C COM 02079K107   333,144 2,188 SH   SOLE   2,188 0 0
Bristol Myers Squibb COM 110122108   332,429 6,130 SH   SOLE   6,130 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   328,833 1,722 SH   SOLE   1,722 0 0
Lam Research COM 512807108   327,260 337 SH   SOLE   337 0 0
VANGUARD ADMIRAL FDS INC MIDCP 400 VAL 921932844   320,524 3,530 SH   SOLE   3,530 0 0
LCNB Corp COM 50181P100   315,085 19,767 SH   SOLE   19,767 0 0
ISHARES TR S&P 500 VAL ETF 464287408   308,423 1,651 SH   SOLE   1,651 0 0
iShares Tr Treasury Floating Rate 46434V860   307,992 6,076 SH   SOLE   6,076 0 0
Mastercard COM 57636Q104   303,389 630 SH   SOLE   630 0 0
Comcast COM 20030N101   300,935 6,942 SH   SOLE   6,942 0 0
Parker Hannifin COM 701094104   295,680 532 SH   SOLE   532 0 0
Vanguard Info Tech 92204A702   287,862 549 SH   SOLE   549 0 0
SPDR SERIES TRUST PORTFOLIO LR ETF 78464A854   287,160 4,667 SH   SOLE   4,667 0 0
Oracle COM 68389X105   279,539 2,225 SH   SOLE   2,225 0 0
Wisconsin Energy Corp COM 92939U106   279,208 3,400 SH   SOLE   3,400 0 0
WISDOMTREE TR LARGECAP DIVID 97717W307   267,103 3,700 SH   SOLE   3,700 0 0
Eaton Corp COM G29183103   263,901 844 SH   SOLE   844 0 0
AllianzIM 20 Buffer Jan 00888H802   255,567 8,130 SH   SOLE   8,130 0 0
Tesla INC COM 88160R101   252,786 1,438 SH   SOLE   1,438 0 0
Novo Nordisk COM 670100205   252,434 1,966 SH   SOLE   1,966 0 0
iShares TR Morningstar US Eq 464287127   241,325 3,330 SH   SOLE   3,330 0 0
UNION PAC CORP COM 907818108   240,027 976 SH   SOLE   976 0 0
AllianzIM 20 Buffer Dec 00888H794   238,834 8,230 SH   SOLE   8,230 0 0
AllianzIM 20 Buffer April 00888H208   236,118 7,803 SH   SOLE   7,803 0 0
Adobe Syatems COM 00724F101   235,143 466 SH   SOLE   466 0 0
Check Point Software COM M22465104   227,809 1,389 SH   SOLE   1,389 0 0
SPDR Gold Trust 78463V107   227,320 1,105 SH   SOLE   1,105 0 0
Norfolk Southern COM 655844108   220,462 865 SH   SOLE   865 0 0
Vanguard Value 922908744   215,789 1,325 SH   SOLE   1,325 0 0
Enbridge INC COM 29250N105   214,040 5,916 SH   SOLE   5,916 0 0
Unitedhealth Group Inc COM 91324P102   209,752 424 SH   SOLE   424 0 0
Wells Fargo COM 949746101   209,206 3,609 SH   SOLE   3,609 0 0
Southern Company COM 842587107   205,535 2,865 SH   SOLE   2,865 0 0
TJX Companies COM 872540109   205,375 2,025 SH   SOLE   2,025 0 0
CSX Corp COM 126408103   205,219 5,536 SH   SOLE   5,536 0 0
BlackRock COM 09247X101   200,921 241 SH   SOLE   241 0 0