The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 51,355 596,878 SH   SOLE   0 0 596,878
APPLE INC COM 037833100 34,759 199,065 SH   SOLE   0 0 199,065
ALPHABET INC CAP STK CL C 02079K107 30,621 10,963 SH   SOLE   0 0 10,963
ABBVIE INC COM 00287Y109 29,730 183,396 SH   SOLE   0 0 183,396
MICROSOFT CORP COM 594918104 29,690 96,300 SH   SOLE   0 0 96,300
UNITEDHEALTH GROUP INC COM 91324P102 26,438 51,843 SH   SOLE   0 0 51,843
SELECT SECTOR SPDR TR ENERGY 81369Y506 25,530 333,992 SH   SOLE   0 0 333,992
BK OF AMERICA CORP COM 060505104 23,568 571,767 SH   SOLE   0 0 571,767
TARGET CORP COM 87612E106 22,006 103,695 SH   SOLE   0 0 103,695
MORGAN STANLEY COM NEW 617446448 21,824 249,706 SH   SOLE   0 0 249,706
JPMORGAN CHASE & CO COM 46625H100 21,378 156,824 SH   SOLE   0 0 156,824
JOHNSON & JOHNSON COM 478160104 20,941 118,158 SH   SOLE   0 0 118,158
BROADCOM INC COM 11135F101 20,144 31,991 SH   SOLE   0 0 31,991
HOME DEPOT INC COM 437076102 19,320 64,546 SH   SOLE   0 0 64,546
TEXAS INSTRS INC COM 882508104 19,171 104,484 SH   SOLE   0 0 104,484
MCDONALDS CORP COM 580135101 18,121 73,281 SH   SOLE   0 0 73,281
UNITED PARCEL SERVICE INC CL B 911312106 16,653 77,649 SH   SOLE   0 0 77,649
AMAZON COM INC COM 023135106 16,544 5,075 SH   SOLE   0 0 5,075
COSTCO WHSL CORP NEW COM 22160K105 15,610 27,108 SH   SOLE   0 0 27,108
VISA INC COM CL A 92826C839 15,600 70,342 SH   SOLE   0 0 70,342
COMCAST CORP NEW CL A 20030N101 15,596 333,095 SH   SOLE   0 0 333,095
DTE ENERGY CO COM 233331107 15,585 117,884 SH   SOLE   0 0 117,884
VERIZON COMMUNICATIONS INC COM 92343V104 14,904 292,588 SH   SOLE   0 0 292,588
PAYCHEX INC COM 704326107 14,225 104,237 SH   SOLE   0 0 104,237
MEDTRONIC PLC SHS G5960L103 13,580 122,394 SH   SOLE   0 0 122,394
PHILIP MORRIS INTL INC COM 718172109 13,043 138,839 SH   SOLE   0 0 138,839
UNION PAC CORP COM 907818108 12,937 47,351 SH   SOLE   0 0 47,351
CATERPILLAR INC COM 149123101 12,684 56,924 SH   SOLE   0 0 56,924
PEPSICO INC COM 713448108 12,393 74,040 SH   SOLE   0 0 74,040
ABBOTT LABS COM 002824100 12,156 102,706 SH   SOLE   0 0 102,706
RAYTHEON TECHNOLOGIES CORP COM 75513E101 12,108 122,215 SH   SOLE   0 0 122,215
BLACKROCK INC COM 09247X101 9,753 12,763 SH   SOLE   0 0 12,763
NEXTERA ENERGY INC COM 65339F101 9,535 112,566 SH   SOLE   0 0 112,566
ISHARES TR CORE US AGGBD ET 464287226 8,593 80,229 SH   SOLE   0 0 80,229
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860 7,434 153,844 SH   SOLE   0 0 153,844
ISHARES TR 20 YR TR BD ETF 464287432 6,466 48,953 SH   SOLE   0 0 48,953
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 6,391 72,497 SH   SOLE   0 0 72,497
KIMBERLY-CLARK CORP COM 494368103 6,162 50,029 SH   SOLE   0 0 50,029
GLOBAL X FDS S&P 500 COVERED 37954Y475 5,785 116,823 SH   SOLE   0 0 116,823
AMGEN INC COM 031162100 5,180 21,421 SH   SOLE   0 0 21,421
ADOBE SYSTEMS INCORPORATED COM 00724F101 5,161 11,328 SH   SOLE   0 0 11,328
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511 5,061 372,977 SH   SOLE   0 0 372,977
DOW INC COM 260557103 4,512 70,806 SH   SOLE   0 0 70,806
COCA COLA CO COM 191216100 3,983 64,240 SH   SOLE   0 0 64,240
PENSKE AUTOMOTIVE GRP INC COM 70959W103 3,926 41,889 SH   SOLE   0 0 41,889
VANGUARD WORLD FDS MATERIALS ETF 92204A801 3,327 17,144 SH   SOLE   0 0 17,144
AGREE RLTY CORP COM 008492100 3,239 48,808 SH   SOLE   0 0 48,808
WASTE MGMT INC DEL COM 94106L109 3,227 20,358 SH   SOLE   0 0 20,358
PROCTER AND GAMBLE CO COM 742718109 3,139 20,542 SH   SOLE   0 0 20,542
AUTOMATIC DATA PROCESSING IN COM 053015103 3,070 13,494 SH   SOLE   0 0 13,494
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 3,009 59,853 SH   SOLE   0 0 59,853
ISHARES TR NATIONAL MUN ETF 464288414 2,694 24,568 SH   SOLE   0 0 24,568
LOCKHEED MARTIN CORP COM 539830109 2,611 5,916 SH   SOLE   0 0 5,916
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 2,507 15,462 SH   SOLE   0 0 15,462
JOHNSON CTLS INTL PLC SHS G51502105 2,328 35,504 SH   SOLE   0 0 35,504
NORFOLK SOUTHN CORP COM 655844108 2,173 7,620 SH   SOLE   0 0 7,620
MERCK & CO INC COM 58933Y105 2,080 25,347 SH   SOLE   0 0 25,347
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 1,971 12,498 SH   SOLE   0 0 12,498
QUALCOMM INC COM 747525103 1,961 12,830 SH   SOLE   0 0 12,830
ALPHABET INC CAP STK CL A 02079K305 1,850 665 SH   SOLE   0 0 665
ISHARES TR MSCI EAFE ETF 464287465 1,681 22,833 SH   SOLE   0 0 22,833
TRUIST FINL CORP COM 89832Q109 1,651 29,118 SH   SOLE   0 0 29,118
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,434 3,174 SH   SOLE   0 0 3,174
INTERNATIONAL BUSINESS MACHS COM 459200101 1,332 10,247 SH   SOLE   0 0 10,247
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 1,323 47,959 SH   SOLE   0 0 47,959
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,290 3,654 SH   SOLE   0 0 3,654
AON PLC SHS CL A G0403H108 1,248 3,834 SH   SOLE   0 0 3,834
WALMART INC COM 931142103 1,214 8,155 SH   SOLE   0 0 8,155
AMERICAN ELEC PWR CO INC COM 025537101 1,075 10,774 SH   SOLE   0 0 10,774
DT MIDSTREAM INC COMMON STOCK 23345M107 1,050 19,351 SH   SOLE   0 0 19,351
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 1,048 6,327 SH   SOLE   0 0 6,327
COMERICA INC COM 200340107 1,045 11,553 SH   SOLE   0 0 11,553
J P MORGAN EXCHANGE-TRADED F ULTRA SHT MUNCPL 46641Q654 983 19,421 SH   SOLE   0 0 19,421
CROWN CASTLE INTL CORP NEW COM 22822V101 971 5,261 SH   SOLE   0 0 5,261
TESLA INC COM 88160R101 970 900 SH   SOLE   0 0 900
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 958 8,532 SH   SOLE   0 0 8,532
STRYKER CORPORATION COM 863667101 924 3,455 SH   SOLE   0 0 3,455
SPDR GOLD TR GOLD SHS 78463V107 841 4,656 SH   SOLE   0 0 4,656
FORD MTR CO DEL COM 345370860 802 47,448 SH   SOLE   0 0 47,448
ALTRIA GROUP INC COM 02209S103 778 14,882 SH   SOLE   0 0 14,882
CISCO SYS INC COM 17275R102 705 12,647 SH   SOLE   0 0 12,647
INVESCO DB US DLR INDEX TR BULLISH FD 46141D203 652 24,803 SH   SOLE   0 0 24,803
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 650 12,600 SH   SOLE   0 0 12,600
DEERE & CO COM 244199105 612 1,472 SH   SOLE   0 0 1,472
ILLINOIS TOOL WKS INC COM 452308109 612 2,921 SH   SOLE   0 0 2,921
SPDR SER TR NUVEEN BLOOMBERG 78464A284 599 10,853 SH   SOLE   0 0 10,853
ISHARES TR S&P 500 GRWT ETF 464287309 593 7,768 SH   SOLE   0 0 7,768
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 576 11,399 SH   SOLE   0 0 11,399
INTEL CORP COM 458140100 559 11,275 SH   SOLE   0 0 11,275
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 545 6,911 SH   SOLE   0 0 6,911
META PLATFORMS INC CL A 30303M102 528 2,376 SH   SOLE   0 0 2,376
EXXON MOBIL CORP COM 30231G102 523 6,336 SH   SOLE   0 0 6,336
INVESCO DB COMMDY INDX TRCK UNIT 46138B103 506 19,400 SH   SOLE   0 0 19,400
ISHARES TR CORE DIV GRWTH 46434V621 503 9,411 SH   SOLE   0 0 9,411
ISHARES TR S&P 500 VAL ETF 464287408 488 3,134 SH   SOLE   0 0 3,134
POOL CORP COM 73278L105 478 1,130 SH   SOLE   0 0 1,130
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 458 5,874 SH   SOLE   0 0 5,874
LILLY ELI & CO COM 532457108 420 1,465 SH   SOLE   0 0 1,465
SERVICENOW INC COM 81762P102 419 752 SH   SOLE   0 0 752
AUTODESK INC COM 052769106 411 1,916 SH   SOLE   0 0 1,916
SUN CMNTYS INC COM 866674104 403 2,299 SH   SOLE   0 0 2,299
REV GROUP INC COM 749527107 389 29,046 SH   SOLE   0 0 29,046
NETFLIX INC COM 64110L106 381 1,018 SH   SOLE   0 0 1,018
FIRST REP BK SAN FRANCISCO C COM 33616C100 367 2,265 SH   SOLE   0 0 2,265
GLOBAL X FDS NASDAQ 100 COVER 37954Y483 362 17,265 SH   SOLE   0 0 17,265
CHARLES RIV LABS INTL INC COM 159864107 357 1,256 SH   SOLE   0 0 1,256
REPUBLIC SVCS INC COM 760759100 357 2,692 SH   SOLE   0 0 2,692
TORONTO DOMINION BK ONT COM NEW 891160509 354 4,459 SH   SOLE   0 0 4,459
ISHARES TR CORE S&P500 ETF 464287200 344 757 SH   SOLE   0 0 757
AT&T INC COM 00206R102 338 14,285 SH   SOLE   0 0 14,285
KLA CORP COM NEW 482480100 325 889 SH   SOLE   0 0 889
SPDR SER TR S&P DIVID ETF 78464A763 323 2,519 SH   SOLE   0 0 2,519
HONEYWELL INTL INC COM 438516106 322 1,653 SH   SOLE   0 0 1,653
STARBUCKS CORP COM 855244109 321 3,523 SH   SOLE   0 0 3,523
WALGREENS BOOTS ALLIANCE INC COM 931427108 321 7,179 SH   SOLE   0 0 7,179
RAYMOND JAMES FINL INC COM 754730109 319 2,907 SH   SOLE   0 0 2,907
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 318 4,079 SH   SOLE   0 0 4,079
DIGITAL RLTY TR INC COM 253868103 315 2,224 SH   SOLE   0 0 2,224
ISHARES TR MSCI ACWI ETF 464288257 310 3,105 SH   SOLE   0 0 3,105
PFIZER INC COM 717081103 294 5,674 SH   SOLE   0 0 5,674
FREEPORT-MCMORAN INC CL B 35671D857 291 5,842 SH   SOLE   0 0 5,842
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 286 3,767 SH   SOLE   0 0 3,767
WEC ENERGY GROUP INC COM 92939U106 284 2,846 SH   SOLE   0 0 2,846
SHELL PLC SPON ADS 780259305 281 5,112 SH   SOLE   0 0 5,112
INVESCO EXCHANGE TRADED FD T S&P500 EQL ENR 46137V365 280 4,160 SH   SOLE   0 0 4,160
INVESCO QQQ TR UNIT SER 1 46090E103 255 703 SH   SOLE   0 0 703
ANALOG DEVICES INC COM 032654105 254 1,539 SH   SOLE   0 0 1,539
PROLOGIS INC. COM 74340W103 252 1,562 SH   SOLE   0 0 1,562
ORACLE CORP COM 68389X105 240 2,903 SH   SOLE   0 0 2,903
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 238 2,314 SH   SOLE   0 0 2,314
CUMMINS INC COM 231021106 228 1,113 SH   SOLE   0 0 1,113
J P MORGAN EXCHANGE-TRADED F EQUITY PREMIUM 46641Q332 217 3,531 SH   SOLE   0 0 3,531
NVIDIA CORPORATION COM 67066G104 217 797 SH   SOLE   0 0 797
EATON VANCE TAX-MANAGED DIVE COM 27828N102 214 15,309 SH   SOLE   0 0 15,309
TRACTOR SUPPLY CO COM 892356106 211 906 SH   SOLE   0 0 906
ISHARES TR RUS MID CAP ETF 464287499 187 2,395 SH   SOLE   0 0 2,395
NIKE INC CL B 654106103 187 1,388 SH   SOLE   0 0 1,388
ATRICURE INC COM 04963C209 184 2,797 SH   SOLE   0 0 2,797
BOEING CO COM 097023105 184 960 SH   SOLE   0 0 960
ISHARES TR CORE MSCI EAFE 46432F842 182 2,622 SH   SOLE   0 0 2,622
SYSCO CORP COM 871829107 181 2,222 SH   SOLE   0 0 2,222
ISHARES TR CORE S&P SCP ETF 464287804 178 1,647 SH   SOLE   0 0 1,647
S&P GLOBAL INC COM 78409V104 178 433 SH   SOLE   0 0 433
VANECK ETF TRUST INTRMDT MUNI ETF 92189H201 178 3,759 SH   SOLE   0 0 3,759
BRISTOL-MYERS SQUIBB CO COM 110122108 167 2,285 SH   SOLE   0 0 2,285
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 163 2,055 SH   SOLE   0 0 2,055
TRAVELERS COMPANIES INC COM 89417E109 160 873 SH   SOLE   0 0 873
3M CO COM 88579Y101 159 1,070 SH   SOLE   0 0 1,070
L3HARRIS TECHNOLOGIES INC COM 502431109 158 634 SH   SOLE   0 0 634
ON SEMICONDUCTOR CORP COM 682189105 154 2,465 SH   SOLE   0 0 2,465
CHEVRON CORP NEW COM 166764100 153 938 SH   SOLE   0 0 938
FS KKR CAP CORP COM 302635206 153 6,720 SH   SOLE   0 0 6,720
DANA INC COM 235825205 149 8,500 SH   SOLE   0 0 8,500
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 145 349 SH   SOLE   0 0 349
DELTA AIR LINES INC DEL COM NEW 247361702 144 3,638 SH   SOLE   0 0 3,638
COLGATE PALMOLIVE CO COM 194162103 142 1,875 SH   SOLE   0 0 1,875
SPDR SER TR S&P TELECOM 78464A540 137 1,481 SH   SOLE   0 0 1,481
SHOPIFY INC CL A 82509L107 137 202 SH   SOLE   0 0 202
DOMINION ENERGY INC COM 25746U109 131 1,546 SH   SOLE   0 0 1,546
ISHARES TR MSCI USA MIN VOL 46429B697 124 1,599 SH   SOLE   0 0 1,599
DISNEY WALT CO COM 254687106 122 890 SH   SOLE   0 0 890
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 122 889 SH   SOLE   0 0 889
CMS ENERGY CORP COM 125896100 120 1,711 SH   SOLE   0 0 1,711
EATON VANCE TAX-MANAGED GLOB COM 27829F108 112 11,486 SH   SOLE   0 0 11,486
VANGUARD STAR FDS VG TL INTL STK F 921909768 111 1,850 SH   SOLE   0 0 1,850
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 109 2,836 SH   SOLE   0 0 2,836
ISHARES TR RUS 1000 GRW ETF 464287614 105 379 SH   SOLE   0 0 379
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 103 304 SH   SOLE   0 0 304
CLOROX CO DEL COM 189054109 100 718 SH   SOLE   0 0 718
V F CORP COM 918204108 100 1,761 SH   SOLE   0 0 1,761