The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 49,510 524,417 SH   SOLE   0 0 524,134
MICROSOFT CORP COM 594918104 29,372 104,185 SH   SOLE   0 0 104,150
ALPHABET INC CAP STK CL C 02079K107 28,890 10,839 SH   SOLE   0 0 10,835
APPLE INC COM 037833100 27,074 191,338 SH   SOLE   0 0 191,267
JPMORGAN CHASE & CO COM 46625H100 24,554 150,003 SH   SOLE   0 0 149,940
TARGET CORP COM 87612E106 23,864 104,315 SH   SOLE   0 0 104,274
BK OF AMERICA CORP COM 060505104 23,546 554,683 SH   SOLE   0 0 554,449
MORGAN STANLEY COM NEW 617446448 23,441 240,891 SH   SOLE   0 0 240,837
SELECT SECTOR SPDR TR ENERGY 81369Y506 22,478 431,520 SH   SOLE   0 0 431,357
HOME DEPOT INC COM 437076102 19,880 60,560 SH   SOLE   0 0 60,544
UNITEDHEALTH GROUP INC COM 91324P102 19,659 50,312 SH   SOLE   0 0 50,288
ABBVIE INC COM 00287Y109 19,122 177,265 SH   SOLE   0 0 177,181
TEXAS INSTRS INC COM 882508104 18,906 98,362 SH   SOLE   0 0 98,336
NEXTERA ENERGY INC COM 65339F101 18,166 231,356 SH   SOLE   0 0 231,233
COMCAST CORP NEW CL A 20030N101 18,102 323,662 SH   SOLE   0 0 323,495
JOHNSON & JOHNSON COM 478160104 17,850 110,529 SH   SOLE   0 0 110,500
BROADCOM INC COM 11135F101 16,991 35,037 SH   SOLE   0 0 35,017
UNITED PARCEL SERVICE INC CL B 911312106 16,913 92,878 SH   SOLE   0 0 92,830
MEDTRONIC PLC SHS G5960L103 16,229 129,473 SH   SOLE   0 0 129,396
VISA INC COM CL A 92826C839 16,134 72,429 SH   SOLE   0 0 72,388
MCDONALDS CORP COM 580135101 16,077 66,680 SH   SOLE   0 0 66,639
AMAZON COM INC COM 023135106 15,022 4,573 SH   SOLE   0 0 4,573
VERIZON COMMUNICATIONS INC COM 92343V104 14,737 272,856 SH   SOLE   0 0 272,772
DOW INC COM 260557103 14,436 250,791 SH   SOLE   0 0 250,646
DISNEY WALT CO COM 254687106 14,093 83,307 SH   SOLE   0 0 83,307
PAYCHEX INC COM 704326107 14,003 124,526 SH   SOLE   0 0 124,433
PEPSICO INC COM 713448108 11,806 78,491 SH   SOLE   0 0 78,491
CATERPILLAR INC COM 149123101 11,655 60,711 SH   SOLE   0 0 60,689
PHILIP MORRIS INTL INC COM 718172109 11,562 121,973 SH   SOLE   0 0 121,924
ABBOTT LABS COM 002824100 9,690 82,027 SH   SOLE   0 0 81,993
BLACKROCK INC COM 09247X101 8,966 10,691 SH   SOLE   0 0 10,681
ADOBE SYSTEMS INCORPORATED COM 00724F101 6,945 12,063 SH   SOLE   0 0 12,063
AMGEN INC COM 031162100 6,914 32,512 SH   SOLE   0 0 32,492
DTE ENERGY CO COM 233331107 5,482 49,073 SH   SOLE   0 0 49,073
PENSKE AUTOMOTIVE GRP INC COM 70959W103 4,190 41,654 SH   SOLE   0 0 41,654
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 3,798 74,874 SH   SOLE   0 0 74,874
COCA COLA CO COM 191216100 3,401 64,825 SH   SOLE   0 0 64,825
KIMBERLY-CLARK CORP COM 494368103 3,367 25,423 SH   SOLE   0 0 25,349
AGREE RLTY CORP COM 008492100 3,226 48,711 SH   SOLE   0 0 48,711
WASTE MGMT INC DEL COM 94106L109 3,185 21,324 SH   SOLE   0 0 21,324
PROCTER AND GAMBLE CO COM 742718109 2,766 19,785 SH   SOLE   0 0 19,785
ISHARES TR NATIONAL MUN ETF 464288414 2,712 23,344 SH   SOLE   0 0 23,344
AUTOMATIC DATA PROCESSING IN COM 053015103 2,694 13,477 SH   SOLE   0 0 13,477
JOHNSON CTLS INTL PLC SHS G51502105 2,415 35,471 SH   SOLE   0 0 35,471
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 2,294 14,936 SH   SOLE   0 0 14,936
RAYTHEON TECHNOLOGIES CORP COM 75513E101 2,207 25,671 SH   SOLE   0 0 25,671
LOCKHEED MARTIN CORP COM 539830109 2,136 6,190 SH   SOLE   0 0 6,190
MERCK & CO INC COM 58933Y105 1,990 26,493 SH   SOLE   0 0 26,493
NORFOLK SOUTHN CORP COM 655844108 1,958 8,184 SH   SOLE   0 0 8,184
UNION PAC CORP COM 907818108 1,933 9,863 SH   SOLE   0 0 9,863
TRUIST FINL CORP COM 89832Q109 1,845 31,453 SH   SOLE   0 0 31,453
QUALCOMM INC COM 747525103 1,826 14,156 SH   SOLE   0 0 14,156
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860 1,737 39,067 SH   SOLE   0 0 39,067
J P MORGAN EXCHANGE-TRADED F ULTRA SHT MUNCPL 46641Q654 1,727 33,814 SH   SOLE   0 0 33,814
ALPHABET INC CAP STK CL A 02079K305 1,647 616 SH   SOLE   0 0 616
INTERNATIONAL BUSINESS MACHS COM 459200101 1,434 10,322 SH   SOLE   0 0 10,322
ISHARES TR CORE US AGGBD ET 464287226 1,397 12,165 SH   SOLE   0 0 12,165
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,353 3,153 SH   SOLE   0 0 3,153
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 1,266 47,654 SH   SOLE   0 0 47,654
WALMART INC COM 931142103 1,160 8,325 SH   SOLE   0 0 8,325
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,134 4,154 SH   SOLE   0 0 4,154
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 1,134 6,221 SH   SOLE   0 0 6,221
DT MIDSTREAM INC COMMON STOCK 23345M107 1,106 23,917 SH   SOLE   0 0 23,917
AON PLC SHS CL A G0403H108 1,092 3,820 SH   SOLE   0 0 3,820
CROWN CASTLE INTL CORP NEW COM 22822V101 940 5,426 SH   SOLE   0 0 5,426
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 939 11,466 SH   SOLE   0 0 11,466
REV GROUP INC COM 749527107 920 53,607 SH   SOLE   0 0 53,607
COMERICA INC COM 200340107 919 11,416 SH   SOLE   0 0 11,416
STRYKER CORPORATION COM 863667101 907 3,438 SH   SOLE   0 0 3,438
COSTCO WHSL CORP NEW COM 22160K105 885 1,968 SH   SOLE   0 0 1,968
CISCO SYS INC COM 17275R102 883 16,231 SH   SOLE   0 0 16,231
AMERICAN ELEC PWR CO INC COM 025537101 861 10,608 SH   SOLE   0 0 10,608
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 851 8,230 SH   SOLE   0 0 8,230
ALTRIA GROUP INC COM 02209S103 734 16,130 SH   SOLE   0 0 16,130
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 719 4,801 SH   SOLE   0 0 4,801
FACEBOOK INC CL A 30303M102 696 2,052 SH   SOLE   0 0 2,052
ISHARES TR S&P 500 GRWT ETF 464287309 670 9,069 SH   SOLE   0 0 9,069
INTEL CORP COM 458140100 656 12,306 SH   SOLE   0 0 12,306
SPDR SER TR NUVEEN BBG BRCLY 78464A284 641 10,685 SH   SOLE   0 0 10,685
ILLINOIS TOOL WKS INC COM 452308109 613 2,968 SH   SOLE   0 0 2,968
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 613 7,169 SH   SOLE   0 0 7,169
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 612 11,278 SH   SOLE   0 0 11,278
FORD MTR CO DEL COM 345370860 589 41,617 SH   SOLE   0 0 41,617
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 539 6,734 SH   SOLE   0 0 6,734
STARBUCKS CORP COM 855244109 518 4,699 SH   SOLE   0 0 4,699
DEERE & CO COM 244199105 507 1,513 SH   SOLE   0 0 1,513
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 506 6,815 SH   SOLE   0 0 6,815
TESLA INC COM 88160R101 488 629 SH   SOLE   0 0 629
SPDR SER TR NUVEEN BRC MUNIC 78468R721 486 9,428 SH   SOLE   0 0 9,428
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 471 5,720 SH   SOLE   0 0 5,720
ISHARES TR CORE DIV GRWTH 46434V621 468 9,315 SH   SOLE   0 0 9,315
ISHARES TR S&P 500 VAL ETF 464287408 455 3,129 SH   SOLE   0 0 3,129
NETFLIX INC COM 64110L106 451 739 SH   SOLE   0 0 739
SUN CMNTYS INC COM 866674104 424 2,288 SH   SOLE   0 0 2,288
AT&T INC COM 00206R102 416 15,385 SH   SOLE   0 0 15,385
PFIZER INC COM 717081103 413 9,603 SH   SOLE   0 0 9,603
ORACLE CORP COM 68389X105 412 4,730 SH   SOLE   0 0 4,730
HONEYWELL INTL INC COM 438516106 377 1,775 SH   SOLE   0 0 1,775
EXXON MOBIL CORP COM 30231G102 371 6,306 SH   SOLE   0 0 6,306
3M CO COM 88579Y101 370 2,107 SH   SOLE   0 0 2,107
CUMMINS INC COM 231021106 357 1,591 SH   SOLE   0 0 1,591
REPUBLIC SVCS INC COM 760759100 353 2,938 SH   SOLE   0 0 2,938
ISHARES TR 1 3 YR TREAS BD 464287457 346 4,017 SH   SOLE   0 0 4,017
LILLY ELI & CO COM 532457108 337 1,459 SH   SOLE   0 0 1,459
ISHARES TR CORE S&P500 ETF 464287200 336 780 SH   SOLE   0 0 780
AUTODESK INC COM 052769106 332 1,163 SH   SOLE   0 0 1,163
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 331 1,842 SH   SOLE   0 0 1,842
WALGREENS BOOTS ALLIANCE INC COM 931427108 331 7,039 SH   SOLE   0 0 7,039
CHARLES RIV LABS INTL INC COM 159864107 319 772 SH   SOLE   0 0 772
DIGITAL RLTY TR INC COM 253868103 319 2,210 SH   SOLE   0 0 2,210
SERVICENOW INC COM 81762P102 304 488 SH   SOLE   0 0 488
PAYPAL HLDGS INC COM 70450Y103 295 1,133 SH   SOLE   0 0 1,133
SPDR SER TR S&P DIVID ETF 78464A763 292 2,485 SH   SOLE   0 0 2,485
TORONTO DOMINION BK ONT COM NEW 891160509 291 4,397 SH   SOLE   0 0 4,397
FIRST REP BK SAN FRANCISCO C COM 33616C100 290 1,501 SH   SOLE   0 0 1,501
POOL CORP COM 73278L105 285 655 SH   SOLE   0 0 655
ANALOG DEVICES INC COM 032654105 281 1,679 SH   SOLE   0 0 1,679
INVESCO QQQ TR UNIT SER 1 46090E103 279 779 SH   SOLE   0 0 779
RAYMOND JAMES FINL INC COM 754730109 267 2,890 SH   SOLE   0 0 2,890
ISHARES TR MSCI ACWI ETF 464288257 258 2,578 SH   SOLE   0 0 2,578
SPDR SER TR BLOOMBERG SRT TR 78468R408 245 8,928 SH   SOLE   0 0 8,928
WEC ENERGY GROUP INC COM 92939U106 243 2,760 SH   SOLE   0 0 2,760
BOEING CO COM 097023105 217 988 SH   SOLE   0 0 988
DELTA AIR LINES INC DEL COM NEW 247361702 212 4,973 SH   SOLE   0 0 4,973
EATON VANCE TAX-MANAGED DIVE COM 27828N102 212 15,224 SH   SOLE   0 0 15,224
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 206 2,990 SH   SOLE   0 0 2,990
T-MOBILE US INC COM 872590104 204 1,594 SH   SOLE   0 0 1,594
NIKE INC CL B 654106103 201 1,387 SH   SOLE   0 0 1,387
ATRICURE INC COM 04963C209 195 2,797 SH   SOLE   0 0 2,797
PROLOGIS INC. COM 74340W103 195 1,551 SH   SOLE   0 0 1,551
S&P GLOBAL INC COM 78409V104 193 453 SH   SOLE   0 0 453
VANECK ETF TRUST INTRMDT MUNI ETF 92189H201 191 3,728 SH   SOLE   0 0 3,728
ROYAL DUTCH SHELL PLC SPON ADR B 780259107 190 4,290 SH   SOLE   0 0 4,290
FREEPORT-MCMORAN INC CL B 35671D857 189 5,807 SH   SOLE   0 0 5,807
ISHARES TR RUS MID CAP ETF 464287499 186 2,384 SH   SOLE   0 0 2,384
INVESCO EXCHANGE TRADED FD T S&P500 EQL ENR 46137V365 185 4,101 SH   SOLE   0 0 4,101
FS KKR CAP CORP COM 302635206 181 8,211 SH   SOLE   0 0 8,211
ISHARES TR CORE S&P SCP ETF 464287804 180 1,646 SH   SOLE   0 0 1,646
SYSCO CORP COM 871829107 173 2,202 SH   SOLE   0 0 2,202
RIO TINTO PLC SPONSORED ADR 767204100 168 2,508 SH   SOLE   0 0 2,508
BRISTOL-MYERS SQUIBB CO COM 110122108 162 2,746 SH   SOLE   0 0 2,746
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 147 2,178 SH   SOLE   0 0 2,178
CAESARS ENTERTAINMENT INC NE COM 12769G100 146 1,300 SH   SOLE   0 0 1,300
SALESFORCE COM INC COM 79466L302 144 530 SH   SOLE   0 0 530
NVIDIA CORPORATION COM 67066G104 143 688 SH   SOLE   0 0 688
COLGATE PALMOLIVE CO COM 194162103 140 1,856 SH   SOLE   0 0 1,856
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 139 352 SH   SOLE   0 0 352
L3HARRIS TECHNOLOGIES INC COM 502431109 138 628 SH   SOLE   0 0 628
SHOPIFY INC CL A 82509L107 136 100 SH   SOLE   0 0 100
TRAVELERS COMPANIES INC COM 89417E109 131 864 SH   SOLE   0 0 864
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 123 1,256 SH   SOLE   0 0 1,256
CLOROX CO DEL COM 189054109 120 723 SH   SOLE   0 0 723
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 119 935 SH   SOLE   0 0 935
EMERSON ELEC CO COM 291011104 117 1,240 SH   SOLE   0 0 1,240
V F CORP COM 918204108 117 1,744 SH   SOLE   0 0 1,744
ISHARES TR MSCI USA MIN VOL 46429B697 116 1,582 SH   SOLE   0 0 1,582
EATON VANCE TAX-MANAGED GLOB COM 27829F108 115 11,486 SH   SOLE   0 0 11,486
DOMINION ENERGY INC COM 25746U109 113 1,546 SH   SOLE   0 0 1,546
ON SEMICONDUCTOR CORP COM 682189105 113 2,465 SH   SOLE   0 0 2,465
CMS ENERGY CORP COM 125896100 111 1,854 SH   SOLE   0 0 1,854
INTERPUBLIC GROUP COS INC COM 460690100 111 3,031 SH   SOLE   0 0 3,031
ISHARES TR IBOXX HI YD ETF 464288513 105 1,200 SH   SOLE   0 0 1,200
ISHARES TR RUS 1000 GRW ETF 464287614 104 378 SH   SOLE   0 0 378
CARRIER GLOBAL CORPORATION COM 14448C104 103 1,984 SH   SOLE   0 0 1,984
NXP SEMICONDUCTORS N V COM N6596X109 101 517 SH   SOLE   0 0 517
AIR PRODS & CHEMS INC COM 009158106 100 389 SH   SOLE   0 0 389