The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 48,133 506,292 SH   SOLE   0 0 506,292
MICROSOFT CORP COM 594918104 28,199 104,095 SH   SOLE   0 0 104,095
ALPHABET INC CAP STK CL C 02079K107 27,335 10,906 SH   SOLE   0 0 10,906
APPLE INC COM 037833100 25,900 189,105 SH   SOLE   0 0 189,105
TARGET CORP COM 87612E106 25,305 104,678 SH   SOLE   0 0 104,678
JPMORGAN CHASE & CO COM 46625H100 22,990 147,806 SH   SOLE   0 0 147,806
SELECT SECTOR SPDR TR ENERGY 81369Y506 22,977 426,522 SH   SOLE   0 0 426,522
BK OF AMERICA CORP COM 060505104 22,802 553,038 SH   SOLE   0 0 553,038
MORGAN STANLEY COM NEW 617446448 21,848 238,277 SH   SOLE   0 0 238,277
UNITEDHEALTH GROUP INC COM 91324P102 19,825 49,507 SH   SOLE   0 0 49,507
ABBVIE INC COM 00287Y109 19,572 173,758 SH   SOLE   0 0 173,758
HOME DEPOT INC COM 437076102 18,994 59,562 SH   SOLE   0 0 59,562
UNITED PARCEL SERVICE INC CL B 911312106 18,814 90,467 SH   SOLE   0 0 90,467
TEXAS INSTRS INC COM 882508104 18,507 96,243 SH   SOLE   0 0 96,243
COMCAST CORP NEW CL A 20030N101 17,848 313,020 SH   SOLE   0 0 313,020
JOHNSON & JOHNSON COM 478160104 17,698 107,430 SH   SOLE   0 0 107,430
VISA INC COM CL A 92826C839 16,490 70,523 SH   SOLE   0 0 70,523
NEXTERA ENERGY INC COM 65339F101 16,438 224,314 SH   SOLE   0 0 224,314
BROADCOM INC COM 11135F101 16,308 34,201 SH   SOLE   0 0 34,201
MEDTRONIC PLC SHS G5960L103 15,510 124,947 SH   SOLE   0 0 124,947
DOW INC COM 260557103 15,290 241,623 SH   SOLE   0 0 241,623
AMGEN INC COM 031162100 14,913 61,180 SH   SOLE   0 0 61,180
MCDONALDS CORP COM 580135101 14,908 64,538 SH   SOLE   0 0 64,538
VERIZON COMMUNICATIONS INC COM 92343V104 14,727 262,849 SH   SOLE   0 0 262,849
DISNEY WALT CO COM 254687106 14,205 80,813 SH   SOLE   0 0 80,813
PAYCHEX INC COM 704326107 12,833 119,596 SH   SOLE   0 0 119,596
CATERPILLAR INC COM 149123101 12,590 57,850 SH   SOLE   0 0 57,850
PEPSICO INC COM 713448108 12,093 81,614 SH   SOLE   0 0 81,614
PHILIP MORRIS INTL INC COM 718172109 11,507 116,100 SH   SOLE   0 0 116,100
TRUIST FINL CORP COM 89832Q109 11,196 201,728 SH   SOLE   0 0 201,728
AMAZON COM INC COM 023135106 10,706 3,112 SH   SOLE   0 0 3,112
ADOBE SYSTEMS INCORPORATED COM 00724F101 7,349 12,548 SH   SOLE   0 0 12,548
DTE ENERGY CO COM 233331107 6,330 48,842 SH   SOLE   0 0 48,842
INVESCO EXCHANGE TRADED FD T S&P500 EQL ENR 46137V365 4,580 101,118 SH   SOLE   0 0 101,118
PENSKE AUTOMOTIVE GRP INC COM 70959W103 4,456 59,030 SH   SOLE   0 0 59,030
ABBOTT LABS COM 002824100 3,618 31,205 SH   SOLE   0 0 31,205
COCA COLA CO COM 191216100 3,522 65,085 SH   SOLE   0 0 65,085
AGREE RLTY CORP COM 008492100 3,421 48,527 SH   SOLE   0 0 48,527
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 3,306 65,150 SH   SOLE   0 0 65,150
WASTE MGMT INC DEL COM 94106L109 3,000 21,410 SH   SOLE   0 0 21,410
ISHARES TR NATIONAL MUN ETF 464288414 2,724 23,245 SH   SOLE   0 0 23,245
AUTOMATIC DATA PROCESSING IN COM 053015103 2,695 13,571 SH   SOLE   0 0 13,571
PROCTER AND GAMBLE CO COM 742718109 2,571 19,052 SH   SOLE   0 0 19,052
JOHNSON CTLS INTL PLC SHS G51502105 2,433 35,456 SH   SOLE   0 0 35,456
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 2,364 15,274 SH   SOLE   0 0 15,274
KIMBERLY-CLARK CORP COM 494368103 2,345 17,525 SH   SOLE   0 0 17,525
LOCKHEED MARTIN CORP COM 539830109 2,309 6,103 SH   SOLE   0 0 6,103
NORFOLK SOUTHN CORP COM 655844108 2,165 8,158 SH   SOLE   0 0 8,158
MERCK & CO INC COM 58933Y105 2,139 27,503 SH   SOLE   0 0 27,503
UNION PAC CORP COM 907818108 2,139 9,725 SH   SOLE   0 0 9,725
RAYTHEON TECHNOLOGIES CORP COM 75513E101 2,101 24,624 SH   SOLE   0 0 24,624
QUALCOMM INC COM 747525103 2,015 14,098 SH   SOLE   0 0 14,098
INTERNATIONAL BUSINESS MACHS COM 459200101 1,512 10,317 SH   SOLE   0 0 10,317
ALPHABET INC CAP STK CL A 02079K305 1,487 609 SH   SOLE   0 0 609
ISHARES TR CORE US AGGBD ET 464287226 1,403 12,169 SH   SOLE   0 0 12,169
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,333 3,113 SH   SOLE   0 0 3,113
ISHARES TR GLOBAL ENERG ETF 464287341 1,300 48,894 SH   SOLE   0 0 48,894
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 1,282 47,521 SH   SOLE   0 0 47,521
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 1,180 6,258 SH   SOLE   0 0 6,258
WALMART INC COM 931142103 1,170 8,294 SH   SOLE   0 0 8,294
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860 1,155 26,065 SH   SOLE   0 0 26,065
J P MORGAN EXCHANGE-TRADED F ULTRA SHT MUNCPL 46641Q654 1,137 22,280 SH   SOLE   0 0 22,280
CROWN CASTLE INTL CORP NEW COM 22822V101 1,060 5,433 SH   SOLE   0 0 5,433
AON PLC SHS CL A G0403H108 910 3,813 SH   SOLE   0 0 3,813
AMERICAN ELEC PWR CO INC COM 025537101 895 10,578 SH   SOLE   0 0 10,578
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 886 8,453 SH   SOLE   0 0 8,453
CISCO SYS INC COM 17275R102 867 16,351 SH   SOLE   0 0 16,351
REV GROUP INC COM 749527107 841 53,607 SH   SOLE   0 0 53,607
STRYKER CORPORATION COM 863667101 838 3,228 SH   SOLE   0 0 3,228
COMERICA INC COM 200340107 809 11,337 SH   SOLE   0 0 11,337
ALTRIA GROUP INC COM 02209S103 783 16,414 SH   SOLE   0 0 16,414
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 738 2,654 SH   SOLE   0 0 2,654
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 703 4,664 SH   SOLE   0 0 4,664
ISHARES TR S&P 500 GRWT ETF 464287309 662 9,102 SH   SOLE   0 0 9,102
INTEL CORP COM 458140100 658 11,716 SH   SOLE   0 0 11,716
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 656 7,985 SH   SOLE   0 0 7,985
ILLINOIS TOOL WKS INC COM 452308109 654 2,925 SH   SOLE   0 0 2,925
SPDR SER TR NUVEEN BBG BRCLY 78464A284 645 10,607 SH   SOLE   0 0 10,607
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 613 11,219 SH   SOLE   0 0 11,219
WALGREENS BOOTS ALLIANCE INC COM 931427108 582 11,060 SH   SOLE   0 0 11,060
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 570 7,543 SH   SOLE   0 0 7,543
FORD MTR CO DEL COM 345370860 567 38,158 SH   SOLE   0 0 38,158
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 544 6,722 SH   SOLE   0 0 6,722
ISHARES TR CORE DIV GRWTH 46434V621 524 10,410 SH   SOLE   0 0 10,410
ISHARES TR S&P 500 VAL ETF 464287408 521 3,526 SH   SOLE   0 0 3,526
DEERE & CO COM 244199105 509 1,442 SH   SOLE   0 0 1,442
SPDR SER TR NUVEEN BRC MUNIC 78468R721 489 9,389 SH   SOLE   0 0 9,389
STARBUCKS CORP COM 855244109 467 4,178 SH   SOLE   0 0 4,178
3M CO COM 88579Y101 462 2,327 SH   SOLE   0 0 2,327
COSTCO WHSL CORP NEW COM 22160K105 458 1,156 SH   SOLE   0 0 1,156
AT&T INC COM 00206R102 440 15,291 SH   SOLE   0 0 15,291
EXXON MOBIL CORP COM 30231G102 397 6,291 SH   SOLE   0 0 6,291
SUN CMNTYS INC COM 866674104 391 2,282 SH   SOLE   0 0 2,282
CUMMINS INC COM 231021106 381 1,561 SH   SOLE   0 0 1,561
PFIZER INC COM 717081103 366 9,350 SH   SOLE   0 0 9,350
FACEBOOK INC CL A 30303M102 357 1,027 SH   SOLE   0 0 1,027
ISHARES TR CORE S&P500 ETF 464287200 354 824 SH   SOLE   0 0 824
ISHARES TR 1 3 YR TREAS BD 464287457 346 4,015 SH   SOLE   0 0 4,015
HONEYWELL INTL INC COM 438516106 344 1,570 SH   SOLE   0 0 1,570
REPUBLIC SVCS INC COM 760759100 342 3,106 SH   SOLE   0 0 3,106
DIGITAL RLTY TR INC COM 253868103 330 2,195 SH   SOLE   0 0 2,195
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 328 1,840 SH   SOLE   0 0 1,840
LILLY ELI & CO COM 532457108 314 1,366 SH   SOLE   0 0 1,366
TORONTO DOMINION BK ONT COM NEW 891160509 306 4,364 SH   SOLE   0 0 4,364
ORACLE CORP COM 68389X105 302 3,877 SH   SOLE   0 0 3,877
SPDR SER TR S&P DIVID ETF 78464A763 302 2,467 SH   SOLE   0 0 2,467
ANALOG DEVICES INC COM 032654105 288 1,672 SH   SOLE   0 0 1,672
WEC ENERGY GROUP INC COM 92939U106 285 3,209 SH   SOLE   0 0 3,209
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 279 3,375 SH   SOLE   0 0 3,375
BOEING CO COM 097023105 264 1,104 SH   SOLE   0 0 1,104
INVESCO QQQ TR UNIT SER 1 46090E103 254 717 SH   SOLE   0 0 717
RAYMOND JAMES FINL INC COM 754730109 250 1,921 SH   SOLE   0 0 1,921
ISHARES TR MSCI ACWI ETF 464288257 248 2,454 SH   SOLE   0 0 2,454
SPDR SER TR BLOOMBERG SRT TR 78468R408 246 8,916 SH   SOLE   0 0 8,916
DELTA AIR LINES INC DEL COM NEW 247361702 234 5,407 SH   SOLE   0 0 5,407
ATRICURE INC COM 04963C209 222 2,797 SH   SOLE   0 0 2,797
NIKE INC CL B 654106103 222 1,438 SH   SOLE   0 0 1,438
FREEPORT-MCMORAN INC CL B 35671D857 215 5,795 SH   SOLE   0 0 5,795
EATON VANCE TAX-MANAGED DIVE COM 27828N102 214 15,224 SH   SOLE   0 0 15,224
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 208 2,971 SH   SOLE   0 0 2,971
ISHARES TR RUSSELL 2000 ETF 464287655 207 903 SH   SOLE   0 0 903
BRISTOL-MYERS SQUIBB CO COM 110122108 199 2,981 SH   SOLE   0 0 2,981
ISHARES TR CORE S&P SCP ETF 464287804 199 1,760 SH   SOLE   0 0 1,760
RIO TINTO PLC SPONSORED ADR 767204100 194 2,316 SH   SOLE   0 0 2,316
VANECK VECTORS ETF TR INTRMDT MUNI ETF 92189H201 192 3,713 SH   SOLE   0 0 3,713
ISHARES TR RUS MID CAP ETF 464287499 188 2,378 SH   SOLE   0 0 2,378
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 187 2,753 SH   SOLE   0 0 2,753
S&P GLOBAL INC COM 78409V104 186 453 SH   SOLE   0 0 453
PROLOGIS INC. COM 74340W103 185 1,547 SH   SOLE   0 0 1,547
T-MOBILE US INC COM 872590104 175 1,205 SH   SOLE   0 0 1,205
V F CORP COM 918204108 174 2,123 SH   SOLE   0 0 2,123
SYSCO CORP COM 871829107 156 2,001 SH   SOLE   0 0 2,001
TESLA INC COM 88160R101 152 224 SH   SOLE   0 0 224
COLGATE PALMOLIVE CO COM 194162103 150 1,847 SH   SOLE   0 0 1,847
INTERNATIONAL PAPER CO COM 460146103 146 2,388 SH   SOLE   0 0 2,388
SHOPIFY INC CL A 82509L107 146 100 SH   SOLE   0 0 100
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 138 351 SH   SOLE   0 0 351
CAESARS ENTERTAINMENT INC NE COM 12769G100 135 1,300 SH   SOLE   0 0 1,300
L3HARRIS TECHNOLOGIES INC COM 502431109 135 625 SH   SOLE   0 0 625
CLOROX CO DEL COM 189054109 129 719 SH   SOLE   0 0 719
DOMINION ENERGY INC COM 25746U109 129 1,754 SH   SOLE   0 0 1,754
SALESFORCE COM INC COM 79466L302 129 530 SH   SOLE   0 0 530
TRAVELERS COMPANIES INC COM 89417E109 129 860 SH   SOLE   0 0 860
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 128 1,252 SH   SOLE   0 0 1,252
GENERAL MTRS CO COM 37045V100 125 2,119 SH   SOLE   0 0 2,119
BLACKROCK INC COM 09247X101 123 141 SH   SOLE   0 0 141
EMERSON ELEC CO COM 291011104 119 1,240 SH   SOLE   0 0 1,240
CMS ENERGY CORP COM 125896100 118 1,996 SH   SOLE   0 0 1,996
EATON VANCE TAX-MANAGED GLOB COM 27829F108 117 11,486 SH   SOLE   0 0 11,486
ISHARES TR MSCI USA MIN VOL 46429B697 116 1,582 SH   SOLE   0 0 1,582
NETFLIX INC COM 64110L106 114 215 SH   SOLE   0 0 215
SOUTHWEST AIRLS CO COM 844741108 112 2,103 SH   SOLE   0 0 2,103
AIR PRODS & CHEMS INC COM 009158106 111 387 SH   SOLE   0 0 387
NXP SEMICONDUCTORS N V COM N6596X109 106 516 SH   SOLE   0 0 516
ISHARES TR IBOXX HI YD ETF 464288513 105 1,189 SH   SOLE   0 0 1,189
HASBRO INC COM 418056107 104 1,097 SH   SOLE   0 0 1,097
ISHARES TR RUS 1000 GRW ETF 464287614 102 377 SH   SOLE   0 0 377
SPDR GOLD TR GOLD SHS 78463V107 102 614 SH   SOLE   0 0 614
ISHARES TR CORE S&P MCP ETF 464287507 101 376 SH   SOLE   0 0 376