The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 46,230 496,937 SH   SOLE   0 0 496,937
MICROSOFT CORP COM 594918104 24,562 104,177 SH   SOLE   0 0 104,177
APPLE INC COM 037833100 22,945 187,846 SH   SOLE   0 0 187,846
ALPHABET INC CAP STK CL C 02079K107 22,938 11,088 SH   SOLE   0 0 11,088
JPMORGAN CHASE & CO COM 46625H100 22,267 146,271 SH   SOLE   0 0 146,271
BK OF AMERICA CORP COM 060505104 21,364 552,190 SH   SOLE   0 0 552,190
SELECT SECTOR SPDR TR ENERGY 81369Y506 20,682 421,575 SH   SOLE   0 0 421,575
TARGET CORP COM 87612E106 20,658 104,299 SH   SOLE   0 0 104,299
MORGAN STANLEY COM NEW 617446448 18,387 236,760 SH   SOLE   0 0 236,760
ABBVIE INC COM 00287Y109 18,346 169,527 SH   SOLE   0 0 169,527
UNITEDHEALTH GROUP INC COM 91324P102 18,099 48,644 SH   SOLE   0 0 48,644
HOME DEPOT INC COM 437076102 18,005 58,984 SH   SOLE   0 0 58,984
TEXAS INSTRS INC COM 882508104 17,937 94,910 SH   SOLE   0 0 94,910
JOHNSON & JOHNSON COM 478160104 17,208 104,705 SH   SOLE   0 0 104,705
NEXTERA ENERGY INC COM 65339F101 16,814 222,380 SH   SOLE   0 0 222,380
COMCAST CORP NEW CL A 20030N101 16,652 307,747 SH   SOLE   0 0 307,747
BROADCOM INC COM 11135F101 15,505 33,439 SH   SOLE   0 0 33,439
UNITED PARCEL SERVICE INC CL B 911312106 15,217 89,516 SH   SOLE   0 0 89,516
VERIZON COMMUNICATIONS INC COM 92343V104 14,933 256,805 SH   SOLE   0 0 256,805
VISA INC COM CL A 92826C839 14,784 69,823 SH   SOLE   0 0 69,823
AMGEN INC COM 031162100 14,731 59,205 SH   SOLE   0 0 59,205
DOW INC COM 260557103 14,686 229,692 SH   SOLE   0 0 229,692
DISNEY WALT CO COM 254687106 14,628 79,277 SH   SOLE   0 0 79,277
MEDTRONIC PLC SHS G5960L103 14,359 121,551 SH   SOLE   0 0 121,551
MCDONALDS CORP COM 580135101 14,086 62,843 SH   SOLE   0 0 62,843
PEPSICO INC COM 713448108 12,812 90,577 SH   SOLE   0 0 90,577
CATERPILLAR INC COM 149123101 12,722 54,867 SH   SOLE   0 0 54,867
PAYCHEX INC COM 704326107 11,280 115,078 SH   SOLE   0 0 115,078
TRUIST FINL CORP COM 89832Q109 10,963 187,987 SH   SOLE   0 0 187,987
AMAZON COM INC COM 023135106 10,065 3,253 SH   SOLE   0 0 3,253
PHILIP MORRIS INTL INC COM 718172109 9,782 110,230 SH   SOLE   0 0 110,230
DTE ENERGY CO COM 233331107 6,784 50,956 SH   SOLE   0 0 50,956
ADOBE SYSTEMS INCORPORATED COM 00724F101 6,580 13,841 SH   SOLE   0 0 13,841
PENSKE AUTOMOTIVE GRP INC COM 70959W103 4,391 54,727 SH   SOLE   0 0 54,727
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 3,926 77,347 SH   SOLE   0 0 77,347
INVESCO EXCHANGE TRADED FD T S&P500 EQL ENR 46137V365 3,907 97,020 SH   SOLE   0 0 97,020
ABBOTT LABS COM 002824100 3,738 31,188 SH   SOLE   0 0 31,188
COCA COLA CO COM 191216100 3,603 68,347 SH   SOLE   0 0 68,347
AGREE REALTY CORP COM 008492100 3,191 47,411 SH   SOLE   0 0 47,411
PROCTER AND GAMBLE CO COM 742718109 2,811 20,753 SH   SOLE   0 0 20,753
WASTE MGMT INC DEL COM 94106L109 2,771 21,478 SH   SOLE   0 0 21,478
ISHARES TR NATIONAL MUN ETF 464288414 2,687 23,152 SH   SOLE   0 0 23,152
AUTOMATIC DATA PROCESSING IN COM 053015103 2,564 13,606 SH   SOLE   0 0 13,606
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 2,289 15,563 SH   SOLE   0 0 15,563
LOCKHEED MARTIN CORP COM 539830109 2,274 6,155 SH   SOLE   0 0 6,155
MERCK & CO. INC COM 58933Y105 2,210 28,665 SH   SOLE   0 0 28,665
NORFOLK SOUTHN CORP COM 655844108 2,205 8,211 SH   SOLE   0 0 8,211
UNION PAC CORP COM 907818108 2,146 9,735 SH   SOLE   0 0 9,735
JOHNSON CTLS INTL PLC SHS G51502105 1,973 33,065 SH   SOLE   0 0 33,065
RAYTHEON TECHNOLOGIES CORP COM 75513E101 1,893 24,497 SH   SOLE   0 0 24,497
QUALCOMM INC COM 747525103 1,864 14,061 SH   SOLE   0 0 14,061
ISHARES TR CORE US AGGBD ET 464287226 1,670 14,668 SH   SOLE   0 0 14,668
INTERNATIONAL BUSINESS MACHS COM 459200101 1,374 10,313 SH   SOLE   0 0 10,313
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,349 3,404 SH   SOLE   0 0 3,404
ALPHABET INC CAP STK CL A 02079K305 1,297 629 SH   SOLE   0 0 629
WALMART INC COM 931142103 1,116 8,218 SH   SOLE   0 0 8,218
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860 1,110 28,110 SH   SOLE   0 0 28,110
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 1,097 6,198 SH   SOLE   0 0 6,198
CROWN CASTLE INTL CORP NEW COM 22822V101 981 5,698 SH   SOLE   0 0 5,698
AMERICAN ELEC PWR CO INC COM 025537101 907 10,704 SH   SOLE   0 0 10,704
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 902 8,921 SH   SOLE   0 0 8,921
CISCO SYS INC COM 17275R102 878 16,975 SH   SOLE   0 0 16,975
AON PLC SHS CL A G0403H108 876 3,806 SH   SOLE   0 0 3,806
ALTRIA GROUP INC COM 02209S103 854 16,691 SH   SOLE   0 0 16,691
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 854 10,392 SH   SOLE   0 0 10,392
COMERICA INC COM 200340107 808 11,259 SH   SOLE   0 0 11,259
STRYKER CORPORATION COM 863667101 785 3,221 SH   SOLE   0 0 3,221
INTEL CORP COM 458140100 747 11,680 SH   SOLE   0 0 11,680
ILLINOIS TOOL WKS INC COM 452308109 721 3,253 SH   SOLE   0 0 3,253
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 678 2,654 SH   SOLE   0 0 2,654
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 659 4,651 SH   SOLE   0 0 4,651
REV GROUP INC COM 749527107 657 34,315 SH   SOLE   0 0 34,315
ISHARES TR S&P 500 GRWT ETF 464287309 653 10,025 SH   SOLE   0 0 10,025
ISHARES TR 1 3 YR TREAS BD 464287457 641 7,431 SH   SOLE   0 0 7,431
ISHARES TR GLOBAL ENERG ETF 464287341 626 25,407 SH   SOLE   0 0 25,407
SPDR SER TR NUVEEN BBG BRCLY 78464A284 624 10,520 SH   SOLE   0 0 10,520
DEERE & CO COM 244199105 609 1,628 SH   SOLE   0 0 1,628
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 602 11,158 SH   SOLE   0 0 11,158
WALGREENS BOOTS ALLIANCE INC COM 931427108 597 10,877 SH   SOLE   0 0 10,877
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 584 8,015 SH   SOLE   0 0 8,015
STARBUCKS CORP COM 855244109 545 4,988 SH   SOLE   0 0 4,988
ISHARES TR CORE DIV GRWTH 46434V621 509 10,555 SH   SOLE   0 0 10,555
ISHARES TR S&P 500 VAL ETF 464287408 498 3,525 SH   SOLE   0 0 3,525
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 487 6,641 SH   SOLE   0 0 6,641
SPDR SER TR NUVEEN BRC MUNIC 78468R721 483 9,348 SH   SOLE   0 0 9,348
AT&T INC COM 00206R102 457 15,100 SH   SOLE   0 0 15,100
FORD MTR CO DEL COM 345370860 456 37,249 SH   SOLE   0 0 37,249
KIMBERLY-CLARK CORP COM 494368103 441 3,174 SH   SOLE   0 0 3,174
ISHARES TR CORE S&P500 ETF 464287200 437 1,097 SH   SOLE   0 0 1,097
COSTCO WHSL CORP NEW COM 22160K105 407 1,155 SH   SOLE   0 0 1,155
CUMMINS INC COM 231021106 403 1,553 SH   SOLE   0 0 1,553
3M CO COM 88579Y101 397 2,060 SH   SOLE   0 0 2,060
DIGITAL RLTY TR INC COM 253868103 393 2,790 SH   SOLE   0 0 2,790
EXXON MOBIL CORP COM 30231G102 350 6,265 SH   SOLE   0 0 6,265
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 343 2,038 SH   SOLE   0 0 2,038
SUN CMNTYS INC COM 866674104 341 2,276 SH   SOLE   0 0 2,276
HONEYWELL INTL INC COM 438516106 340 1,566 SH   SOLE   0 0 1,566
PFIZER INC COM 717081103 337 9,304 SH   SOLE   0 0 9,304
WEC ENERGY GROUP INC COM 92939U106 312 3,336 SH   SOLE   0 0 3,336
NETFLIX INC COM 64110L106 311 597 SH   SOLE   0 0 597
REPUBLIC SVCS INC COM 760759100 303 3,049 SH   SOLE   0 0 3,049
SPDR SER TR S&P DIVID ETF 78464A763 289 2,452 SH   SOLE   0 0 2,452
TORONTO DOMINION BK ONT COM NEW 891160509 283 4,332 SH   SOLE   0 0 4,332
FACEBOOK INC CL A 30303M102 281 954 SH   SOLE   0 0 954
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 278 3,374 SH   SOLE   0 0 3,374
ORACLE CORP COM 68389X105 272 3,869 SH   SOLE   0 0 3,869
BOEING CO COM 097023105 267 1,050 SH   SOLE   0 0 1,050
DELTA AIR LINES INC DEL COM NEW 247361702 261 5,407 SH   SOLE   0 0 5,407
ANALOG DEVICES INC COM 032654105 258 1,665 SH   SOLE   0 0 1,665
LILLY ELI & CO COM 532457108 255 1,363 SH   SOLE   0 0 1,363
INVESCO QQQ TR UNIT SER 1 46090E103 246 770 SH   SOLE   0 0 770
PROLOGIS INC. COM 74340W103 246 2,319 SH   SOLE   0 0 2,319
ISHARES TR RUSSELL 2000 ETF 464287655 235 1,062 SH   SOLE   0 0 1,062
RAYMOND JAMES FINL INC COM 754730109 235 1,915 SH   SOLE   0 0 1,915
ISHARES TR MSCI ACWI ETF 464288257 211 2,219 SH   SOLE   0 0 2,219
V F CORP COM 918204108 210 2,627 SH   SOLE   0 0 2,627
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 202 2,953 SH   SOLE   0 0 2,953
EATON VANCE TAX-MANAGED DIVE COM 27828N102 194 15,224 SH   SOLE   0 0 15,224
ISHARES TR CORE S&P SCP ETF 464287804 191 1,760 SH   SOLE   0 0 1,760
NIKE INC CL B 654106103 191 1,437 SH   SOLE   0 0 1,437
FREEPORT-MCMORAN INC CL B 35671D857 190 5,784 SH   SOLE   0 0 5,784
VANECK VECTORS ETF TR INTRMDT MUNI ETF 92189H201 189 3,696 SH   SOLE   0 0 3,696
BRISTOL-MYERS SQUIBB CO COM 110122108 187 2,965 SH   SOLE   0 0 2,965
DOMINION ENERGY INC COM 25746U109 185 2,439 SH   SOLE   0 0 2,439
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 185 2,753 SH   SOLE   0 0 2,753
ATRICURE INC COM 04963C209 183 2,797 SH   SOLE   0 0 2,797
ISHARES TR RUS MID CAP ETF 464287499 176 2,374 SH   SOLE   0 0 2,374
RIO TINTO PLC SPONSORED ADR 767204100 172 2,210 SH   SOLE   0 0 2,210
INTERNATIONAL PAPER CO COM 460146103 171 3,162 SH   SOLE   0 0 3,162
S&P GLOBAL INC COM 78409V104 166 470 SH   SOLE   0 0 470
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 163 1,395 SH   SOLE   0 0 1,395
SYSCO CORP COM 871829107 157 1,992 SH   SOLE   0 0 1,992
TESLA INC COM 88160R101 153 229 SH   SOLE   0 0 229
T-MOBILE US INC COM 872590104 151 1,205 SH   SOLE   0 0 1,205
COLGATE PALMOLIVE CO COM 194162103 145 1,838 SH   SOLE   0 0 1,838
L3HARRIS TECHNOLOGIES INC COM 502431109 141 697 SH   SOLE   0 0 697
CLOROX CO DEL COM 189054109 138 717 SH   SOLE   0 0 717
TRAVELERS COMPANIES INC COM 89417E109 132 880 SH   SOLE   0 0 880
SOUTHWEST AIRLS CO COM 844741108 131 2,143 SH   SOLE   0 0 2,143
ISHARES TR MSCI EMG MKT ETF 464287234 128 2,392 SH   SOLE   0 0 2,392
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 128 351 SH   SOLE   0 0 351
STEEL DYNAMICS INC COM 858119100 127 2,500 SH   SOLE   0 0 2,500
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 123 1,248 SH   SOLE   0 0 1,248
CMS ENERGY CORP COM 125896100 122 1,987 SH   SOLE   0 0 1,987
GENERAL MTRS CO COM 37045V100 122 2,119 SH   SOLE   0 0 2,119
EMERSON ELEC CO COM 291011104 116 1,280 SH   SOLE   0 0 1,280
LOWES COS INC COM 548661107 116 612 SH   SOLE   0 0 612
CAESARS ENTERTAINMENT INC NE COM 12769G100 114 1,300 SH   SOLE   0 0 1,300
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 113 1,429 SH   SOLE   0 0 1,429
SALESFORCE COM INC COM 79466L302 112 530 SH   SOLE   0 0 530
AIR PRODS & CHEMS INC COM 009158106 111 395 SH   SOLE   0 0 395
HASBRO INC COM 418056107 111 1,157 SH   SOLE   0 0 1,157
ISHARES TR MSCI USA MIN VOL 46429B697 109 1,571 SH   SOLE   0 0 1,571
EATON VANCE TAX-MANAGED GLOB COM 27829F108 107 11,486 SH   SOLE   0 0 11,486
BLACKROCK INC COM 09247X101 106 141 SH   SOLE   0 0 141
NXP SEMICONDUCTORS N V COM N6596X109 104 515 SH   SOLE   0 0 515
ISHARES TR IBOXX HI YD ETF 464288513 103 1,177 SH   SOLE   0 0 1,177
ON SEMICONDUCTOR CORP COM 682189105 103 2,465 SH   SOLE   0 0 2,465