The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACME UTD CORP COM 004816104 627 21,908 SH   SOLE   0 0 21,908
APPLE INC COM 037833100 2,062 14,317 SH   SOLE   0 0 14,317
BALL CORP COM 058498106 2,973 70,430 SH   SOLE   0 0 70,430
BERKLEY W R CORP COM 084423102 758 10,959 SH   SOLE   0 0 10,959
CISCO SYS INC COM 17275R102 639 20,419 SH   SOLE   0 0 20,419
COSTCO WHSL CORP NEW COM 22160K105 8,373 52,355 SH   SOLE   0 0 52,355
DENTSPLY SIRONA INC COM 24906P109 823 12,700 SH   SOLE   0 0 12,700
EXPONENT INC COM 30214U102 977 16,760 SH   SOLE   0 0 16,760
HENNESSY ADVISORS INC COM 425885100 327 21,553 SH   SOLE   0 0 21,553
ISHARES TR TIPS BD ETF 464287176 15,809 139,374 SH   SOLE   0 0 139,374
ISHARES TR IBNDS MAR18 ETF 46432FAG2 366 14,824 SH   SOLE   0 0 14,824
JOHNSON & JOHNSON COM 478160104 1,606 12,136 SH   SOLE   0 0 12,136
NEWELL BRANDS INC COM 651229106 1,661 30,980 SH   SOLE   0 0 30,980
SUMMIT ST BK SANTA ROSA CALI COM 866264203 262 20,130 SH   SOLE   0 0 20,130
VANGUARD BD INDEX FD INC INTERMED TERM 921937819 57,492 680,142 SH   SOLE   0 0 680,142
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 46,409 581,206 SH   SOLE   0 0 581,206
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 4,004 48,929 SH   SOLE   0 0 48,929
VANGUARD INDEX FDS REIT ETF 922908553 1,908 22,923 SH   SOLE   0 0 22,923
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 766 15,556 SH   SOLE   0 0 15,556
WELLS FARGO CO NEW COM 949746101 733 13,223 SH   SOLE   0 0 13,223