Trust Administrator

0000909012-24-000059.txt : 20240515 0000909012-24-000059.hdr.sgml : 20240515 20240515103953 ACCESSION NUMBER: 0000909012-24-000059 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20240331 FILED AS OF DATE: 20240515 DATE AS OF CHANGE: 20240515 EFFECTIVENESS DATE: 20240515 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Community Bank, N.A. CENTRAL INDEX KEY: 0001632187 ORGANIZATION NAME: IRS NUMBER: 150436580 STATE OF INCORPORATION: X1 FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-16424 FILM NUMBER: 24948094 BUSINESS ADDRESS: STREET 1: 5790 WIDEWATERS PARKWAY CITY: DEWITT STATE: NY ZIP: 13214 BUSINESS PHONE: 3154453154 MAIL ADDRESS: STREET 1: 5790 WIDEWATERS PARKWAY CITY: DEWITT STATE: NY ZIP: 13214 13F-HR 1 primary_doc.xml X0202 13F-HR LIVE false false false 0001632187 XXXXXXXX 03-31-2024 03-31-2024 Community Bank, N.A.

5790 WIDEWATERS PARKWAY DEWITT NY 13214

13F HOLDINGS REPORT 028-16424 N Lisa Wilson Trust Administrator 315 366 3862 /s/ LISA SPARACE Oneida NY 04-30-2024 0 611 761959970 false INFORMATION TABLE 2 informationtable.xml ALLEGION PLC FOREIGN EQUITIES G0176J109 44589 331 SH SOLE 0 331 0 0 AMCOR PLC FOREIGN EQUITIES G0250X107 56104 5900 SH SOLE 0 5900 0 0 AMCOR PLC FOREIGN EQUITIES G0250X107 7132 750 SH DFND 0 750 0 0 EATON CORP PLC FOREIGN EQUITIES G29183103 46900 150 SH SOLE 0 150 0 0 EATON CORP PLC FOREIGN EQUITIES G29183103 536228 1715 SH DFND 0 1715 0 0 LINDE PLC FOREIGN EQUITIES G54950103 69648 150 SH SOLE 0 150 0 0 MEDTRONIC PLC FOREIGN EQUITIES G5960L103 34860 400 SH DFND 0 400 0 0 TRANE TECHNOLOGIES PLC FOREIGN EQUITIES G8994E103 270171 900 SH SOLE 0 900 0 0 WHITE MTNS INS GROUP LTD FOREIGN EQUITIES G9618E107 61006 34 SH SOLE 0 34 0 0 CHUBB LTD FOREIGN EQUITIES H1467J104 3304361 12752 SH SOLE 0 12752 0 0 CHUBB LTD FOREIGN EQUITIES H1467J104 329867 1273 SH DFND 0 1273 0 0 CRISPR THERAPEUTICS AG FOREIGN EQUITIES H17182108 3407 50 SH SOLE 0 50 0 0 UBS GROUP AG FOREIGN EQUITIES H42097107 30710 1000 SH DFND 0 1000 0 0 AFLAC INC COMMON STOCK 001055102 23439 273 SH SOLE 0 273 0 0 AGCO CORP COMMON STOCK 001084102 12302 100 SH DFND 0 100 0 0 AT&T INC COMMON STOCK 00206R102 2535045 144120 SH SOLE 0 144120 0 0 AT&T INC COMMON STOCK 00206R102 309720 17608 SH DFND 0 17608 0 0 ABBOTT LABORATORIES COMMON STOCK 002824100 4044453 35584 SH SOLE 0 35584 0 0 ABBOTT LABORATORIES COMMON STOCK 002824100 747083 6573 SH DFND 0 6573 0 0 ABBVIE INC COMMON STOCK 00287Y109 7756710 42596 SH SOLE 0 42596 0 0 ABBVIE INC COMMON STOCK 00287Y109 1813530 9959 SH DFND 0 9959 0 0 ADOBE INC COMMON STOCK 00724F101 77706 154 SH SOLE 0 154 0 0 AGILENT TECHNOLOGIES INC COMMON STOCK 00846U101 11058 76 SH SOLE 0 76 0 0 AGENUS INC COMMON STOCK 00847G705 174 300 SH SOLE 0 300 0 0 AIM IMMUNOTECH INC COMMON STOCK 00901B105 6216 13226 SH SOLE 0 13226 0 0 AIR PRODUCTS & CHEMICALS INC COMMON STOCK 009158106 1375832 5679 SH SOLE 0 5679 0 0 AIR PRODUCTS & CHEMICALS INC COMMON STOCK 009158106 400956 1655 SH DFND 0 1655 0 0 ALBEMARLE CORP COMMON STOCK 012653101 715998 5435 SH SOLE 0 5435 0 0 ALBEMARLE CORP COMMON STOCK 012653101 318152 2415 SH DFND 0 2415 0 0 ALLIANCEBERNSTEIN HLDG LP COMMON STOCK 01881G106 17365 500 SH DFND 0 500 0 0 THE ALLSTATE CORPORATION COMMON STOCK 020002101 17301 100 SH DFND 0 100 0 0 ALPHABET INC CLASS C COMMON STOCK 02079K107 1170875 7690 SH SOLE 0 7690 0 0 ALPHABET INC CLASS C COMMON STOCK 02079K107 53290 350 SH DFND 0 350 0 0 ALPHABET INC CLASS A COMMON STOCK 02079K305 4874239 32295 SH SOLE 0 32295 0 0 ALPHABET INC CLASS A COMMON STOCK 02079K305 1451945 9620 SH DFND 0 9620 0 0 ALTRIA GROUP INC COMMON STOCK 02209S103 41211 945 SH SOLE 0 945 0 0 ALTRIA GROUP INC COMMON STOCK 02209S103 28346 650 SH DFND 0 650 0 0 AMAZON.COM INC COMMON STOCK 023135106 4176676 23155 SH SOLE 0 23155 0 0 AMAZON.COM INC COMMON STOCK 023135106 1277990 7085 SH DFND 0 7085 0 0 AMEREN CORPORATION COMMON STOCK 023608102 184727 2498 SH 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INC COMMON STOCK 036752103 2492511 4807 SH SOLE 0 4807 0 0 ELEVANCE HEALTH INC COMMON STOCK 036752103 115108 222 SH DFND 0 222 0 0 APOLLO COMM REAL ESTATE COMMON STOCK 03762U105 22280 2000 SH DFND 0 2000 0 0 APPLE INC COMMON STOCK 037833100 67630308 394392 SH SOLE 0 394392 0 0 APPLE INC COMMON STOCK 037833100 792921 4624 SH DFND 0 4624 0 0 APPLIED MATERIALS INC COMMON STOCK 038222105 20623 100 SH SOLE 0 100 0 0 ARCHER DANIELS MIDLAND CO COMMON STOCK 039483102 1378339 21945 SH SOLE 0 21945 0 0 ARCHER DANIELS MIDLAND CO COMMON STOCK 039483102 67520 1075 SH DFND 0 1075 0 0 ARES CAPITAL CORPORATION COMMON STOCK 04010L103 20810 1000 SH SOLE 0 1000 0 0 AUTOMATIC DATA PROCESSING COMMON STOCK 053015103 2807797 11243 SH SOLE 0 11243 0 0 AUTOMATIC DATA PROCESSING COMMON STOCK 053015103 245743 984 SH DFND 0 984 0 0 BCE INC FOREIGN EQUITIES 05534B760 11549 340 SH DFND 0 340 0 0 BP PLC ADR FOREIGN EQUITIES 055622104 8967 238 SH SOLE 0 238 0 0 BP PLC ADR FOREIGN EQUITIES 055622104 18840 500 SH DFND 0 500 0 0 BANK OF AMERICA CORPORATION COMMON STOCK 060505104 578238 15253 SH SOLE 0 15253 0 0 BANK OF AMERICA CORPORATION COMMON STOCK 060505104 77715 2050 SH DFND 0 2050 0 0 BANK OF NEW YORK MELLON CORP COMMON STOCK 064058100 59050 1025 SH SOLE 0 1025 0 0 BARRICK GOLD CORPORATION FOREIGN EQUITIES 067901108 3326 200 SH SOLE 0 200 0 0 BAXTER INTERNATIONAL INC COMMON STOCK 071813109 90800 2125 SH SOLE 0 2125 0 0 BAXTER INTERNATIONAL INC COMMON STOCK 071813109 34184 800 SH DFND 0 800 0 0 BECTON DICKINSON AND COMPANY COMMON STOCK 075887109 1124653 4545 SH SOLE 0 4545 0 0 BERKSHIRE HATHAWAY INC B COMMON STOCK 084670702 327997 780 SH SOLE 0 780 0 0 BERKSHIRE HILLS BANCORP INC COMMON STOCK 084680107 6048 264 SH DFND 0 264 0 0 BHP GROUP LTD ADR FOREIGN EQUITIES 088606108 178808 3100 SH SOLE 0 3100 0 0 BHP GROUP LTD ADR FOREIGN EQUITIES 088606108 23072 400 SH DFND 0 400 0 0 BIOGEN INC COMMON STOCK 09062X103 172504 800 SH DFND 0 800 0 0 BLACKBERRY LTD NPV FOREIGN EQUITIES 09228F103 228 83 SH DFND 0 83 0 0 BLACKROCK INC COMMON STOCK 09247X101 937911 1125 SH SOLE 0 1125 0 0 BLACKROCK INC COMMON STOCK 09247X101 558579 670 SH DFND 0 670 0 0 BOEING COMPANY COMMON STOCK 097023105 135093 700 SH SOLE 0 700 0 0 BOEING COMPANY COMMON STOCK 097023105 38598 200 SH DFND 0 200 0 0 BORGWARNER INC COMMON STOCK 099724106 1321972 38065 SH SOLE 0 38065 0 0 BORGWARNER INC COMMON STOCK 099724106 20837 600 SH DFND 0 600 0 0 BRISTOL MYERS SQUIBB COMPANY COMMON STOCK 110122108 6277821 115785 SH SOLE 0 115785 0 0 BRISTOL MYERS SQUIBB COMPANY COMMON STOCK 110122108 5411044 99798 SH DFND 0 99798 0 0 BROADCOM INC COMMON STOCK 11135F101 5316191 4011 SH SOLE 0 4011 0 0 BROADCOM INC COMMON STOCK 11135F101 1977509 1492 SH DFND 0 1492 0 0 BROOKFIELD CORP NPV FOREIGN EQUITIES 11271J107 63962 1528 SH DFND 0 1528 0 0 BROOKFIELD ASSET MGMT LTD FOREIGN EQUITIES 113004105 16051 382 SH DFND 0 382 0 0 CDW CORPORATION COMMON STOCK 12514G108 25578 100 SH SOLE 0 100 0 0 CIGNA GROUP COMMON STOCK 125523100 145276 400 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DWIGHT CO INC COMMON STOCK 171340102 208620 2000 SH SOLE 0 2000 0 0 CISCO SYSTEMS INC COMMON STOCK 17275R102 7681379 153936 SH SOLE 0 153936 0 0 CISCO SYSTEMS INC COMMON STOCK 17275R102 1414312 28343 SH DFND 0 28343 0 0 CITIGROUP INC COMMON STOCK 172967424 63240 1000 SH SOLE 0 1000 0 0 COCA COLA COMPANY COMMON STOCK 191216100 6144037 100426 SH SOLE 0 100426 0 0 COCA COLA COMPANY COMMON STOCK 191216100 474510 7756 SH DFND 0 7756 0 0 COHERENT CORP COMMON STOCK 19247G107 12122 200 SH DFND 0 200 0 0 COLGATE PALMOLIVE CO COMMON STOCK 194162103 1557865 17300 SH SOLE 0 17300 0 0 COLGATE PALMOLIVE CO COMMON STOCK 194162103 36020 400 SH DFND 0 400 0 0 COMCAST CORP CLASS A COMMON STOCK 20030N101 1276531 29454 SH SOLE 0 29454 0 0 COMCAST CORP CLASS A COMMON STOCK 20030N101 138816 3203 SH DFND 0 3203 0 0 COMMUNITY BK SYS INC COMMON STOCK 203607106 299515 6236 SH SOLE 0 6236 0 0 COMMUNITY BK SYS INC COMMON STOCK 203607106 5571047 115991 SH DFND 0 115991 0 0 CONAGRA FOODS INC COMMON STOCK 205887102 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COMMON STOCK 336433107 844000 5000 SH DFND 0 5000 0 0 FIRST TR PFD SEC AND INC ETF/OTHER 33739E108 6093 352 SH SOLE 0 352 0 0 FLEXSHARES GLOBAL UPSTREAM NATURAL RESOURCES ETF/INTERNATIONAL EQUITY 33939L407 1538308 37465 SH SOLE 0 37465 0 0 FLEXSHARES GLOBAL UPSTREAM NATURAL RESOURCES ETF/INTERNATIONAL EQUITY 33939L407 63643 1550 SH DFND 0 1550 0 0 FORD MOTOR COMPANY COMMON STOCK 345370860 15936 1200 SH SOLE 0 1200 0 0 FORD MOTOR COMPANY COMMON STOCK 345370860 17264 1300 SH DFND 0 1300 0 0 FORTUNE BRANDS HOME & SEC COMMON STOCK 34964C106 40641 480 SH SOLE 0 480 0 0 FOX CORP COMMON STOCK 35137L105 171985 5500 SH SOLE 0 5500 0 0 FRANCO NEVADA CORP FOREIGN EQUITIES 351858105 15729 132 SH DFND 0 132 0 0 FRANKLIN FTSE CANADA ETF/INTERNATIONAL EQUITY 35473P827 1723412 49695 SH SOLE 0 49605 0 90 FRANKLIN FTSE CANADA ETF/INTERNATIONAL EQUITY 35473P827 8149 235 SH DFND 0 235 0 0 FREEPORT MCMORAN INC COMMON STOCK 35671D857 935692 19900 SH SOLE 0 19900 0 0 FREEPORT MCMORAN INC COMMON STOCK 35671D857 37616 800 SH DFND 0 800 0 0 GABELLI MULTIMEDIA TR INC CLOSED END MUTUAL FUNDS 36239Q109 1692 299 SH DFND 0 299 0 0 GABELLI EQUITY TR INC CLOSED END MUTUAL FUNDS 362397101 5510 1000 SH DFND 0 1000 0 0 GABELLI UTILITY TRUST CLOSED END MUTUAL FUNDS 36240A101 1831 330 SH DFND 0 330 0 0 GE HEALTHCARE TECH COMMON STOCK 36266G107 28357 312 SH SOLE 0 312 0 0 GE HEALTHCARE TECH COMMON STOCK 36266G107 39359 433 SH DFND 0 433 0 0 GAP INC COMMON STOCK 364760108 55080 2000 SH SOLE 0 2000 0 0 GENERAL DYNAMICS CORP COMMON STOCK 369550108 1521436 5386 SH SOLE 0 5386 0 0 GENERAL DYNAMICS CORP COMMON STOCK 369550108 39547 140 SH DFND 0 140 0 0 GE AEROSPACE COMMON STOCK 369604301 254689 1451 SH SOLE 0 1451 0 0 GE AEROSPACE COMMON STOCK 369604301 238192 1357 SH DFND 0 1357 0 0 GENERAL MILLS INC COMMON STOCK 370334104 2045069 29228 SH SOLE 0 29228 0 0 GENERAL MILLS INC COMMON STOCK 370334104 184720 2640 SH DFND 0 2640 0 0 GENERAL MOTORS CO COMMON STOCK 37045V100 9068 200 SH DFND 0 200 0 0 GILEAD SCIENCES INC COMMON STOCK 375558103 1296368 17698 SH SOLE 0 17698 0 0 GILEAD SCIENCES INC COMMON STOCK 375558103 164812 2250 SH DFND 0 2250 0 0 GLOBAL X MLP ETF ETF/EQUITY 37954Y343 32789 680 SH SOLE 0 680 0 0 GLOBAL X 1-3 MONTH T-BILL ETF/OTHER 37960A537 16673 664 SH SOLE 0 664 0 0 GOLDMAN SACHS ACCESS ULTRAST ETF/FIXED INCOME 381430230 100700 2000 SH SOLE 0 2000 0 0 GOLDMAN SACHS JUST US LARGE CAP EQUITY ETF ETF/EQUITY 381430396 7879 105 SH SOLE 0 105 0 0 HANESBRANDS INC COMMON STOCK 410345102 2900 500 SH SOLE 0 500 0 0 HARLEY DAVIDSON INC COMMON STOCK 412822108 8746 200 SH SOLE 0 200 0 0 HERCULES CAPITAL INC COMMON STOCK 427096508 11525 625 SH SOLE 0 625 0 0 HERSHEY CO COMMON STOCK 427866108 38900 200 SH SOLE 0 200 0 0 HOME DEPOT INC COMMON STOCK 437076102 3891835 10146 SH SOLE 0 10146 0 0 HOME DEPOT INC COMMON STOCK 437076102 53699 140 SH DFND 0 140 0 0 HONEYWELL INTL INC COMMON STOCK 438516106 2264297 11032 SH SOLE 0 11032 0 0 HONEYWELL INTL INC COMMON STOCK 438516106 42896 209 SH 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TRUST CLOSED END MUTUAL FUNDS 46131J103 19400 2000 SH SOLE 0 2000 0 0 INVESCO WILDERHILL CLEAN ENERGY ETF ETF/EQUITY 46137V134 7441 323 SH DFND 0 323 0 0 INVESCO BULLETSHS CORP ETF ETF/FIXED INCOME 46138J577 6950 380 SH SOLE 0 380 0 0 INVESCO BULLETSHARES 2028 CORP BOND ETF/FIXED INCOME 46138J643 15145 755 SH SOLE 0 755 0 0 INVESCO BULLETSHARES 2033 CORP BOND ETF ETF/FIXED INCOME 46139W825 4994722 239670 SH SOLE 0 239670 0 0 IQVIA HLDGS INC COMMON STOCK 46266C105 25289 100 SH SOLE 0 100 0 0 ISHARES SILVER TRUST ETF/OTHER 46428Q109 17062 750 SH SOLE 0 750 0 0 ISHARES SILVER TRUST ETF/OTHER 46428Q109 34238 1505 SH DFND 0 1505 0 0 ISHARES GOLD TRUST ETF/OTHER 464285204 525294 12507 SH SOLE 0 12352 0 155 ISHARES MSCI CANADA ETF ETF/INTERNATIONAL EQUITY 464286509 1113690 29102 SH SOLE 0 29102 0 0 ISHARES MSCI CANADA ETF ETF/INTERNATIONAL EQUITY 464286509 104203 2723 SH DFND 0 2723 0 0 ISHARES MSCI EUROZONE ETF ETF/INTERNATIONAL EQUITY 464286608 363537 7120 SH SOLE 0 7095 0 25 ISHARES CORE 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704 0 0 ISHARES RUSSELL 2000 ETF ETF/EQUITY 464287655 1308049 6220 SH SOLE 0 6220 0 0 ISHARES RUSSELL 2000 ETF ETF/EQUITY 464287655 82646 393 SH DFND 0 393 0 0 ISHARES CORE S&P SMALLCAP ETF ETF/EQUITY 464287804 13025420 117856 SH SOLE 0 117813 0 43 ISHARES CORE S&P SMALLCAP ETF ETF/EQUITY 464287804 142569 1290 SH DFND 0 1290 0 0 ISHARES GLOBAL CLEAN ENERGY ETF/INTERNATIONAL EQUITY 464288224 27960 2000 SH SOLE 0 2000 0 0 ISHARES GLOBAL CLEAN ENERGY ETF/INTERNATIONAL EQUITY 464288224 8388 600 SH DFND 0 600 0 0 ISHARES MSCI ACWI EX US ETF ETF/INTERNATIONAL EQUITY 464288240 2472031 46311 SH SOLE 0 46311 0 0 ISHARES MSCI ACWI EX US ETF ETF/INTERNATIONAL EQUITY 464288240 248210 4650 SH DFND 0 4650 0 0 ISHARES MSCI ACWI ETF ETF/EQUITY 464288257 1266495 11500 SH SOLE 0 11500 0 0 ISHARES IBOXX $ HIGH YIELD CORP BOND ETF ETF/FIXED INCOME 464288513 224221 2885 SH SOLE 0 2885 0 0 ISHARES IBOXX $ HIGH YIELD CORP BOND ETF ETF/FIXED INCOME 464288513 82768 1065 SH DFND 0 1065 0 0 ISHARES TR BARCLYS 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SOLE 0 1315 0 0 JPMORGAN CHASE & CO COMMON STOCK 46625H100 14497468 72379 SH SOLE 0 72379 0 0 JPMORGAN CHASE & CO COMMON STOCK 46625H100 1295735 6469 SH DFND 0 6469 0 0 JABIL CIRCUIT INC. COMMON STOCK 466313103 26790 200 SH SOLE 0 200 0 0 JPMORGAN EQUITY PREMIUM INC ETF/EQUITY 46641Q332 8933921 154406 SH SOLE 0 154221 0 185 JPMORGAN EQUITY PREMIUM INC ETF/EQUITY 46641Q332 17936 310 SH DFND 0 310 0 0 JACOBS SOLUTIONS INC COMMON STOCK 46982L108 23059 150 SH DFND 0 150 0 0 JANUS HENDERSON SECURITIZED INCOME ETF ETF/FIXED INCOME 47103U746 235997 4572 SH SOLE 0 4458 0 114 JANUS HENDERSON SECURITIZED INCOME ETF ETF/FIXED INCOME 47103U746 9291 180 SH DFND 0 180 0 0 JANUS DETROIT STREET TR HENDERSON AAA CLO ETF/FIXED INCOME 47103U845 514746 10145 SH SOLE 0 9870 0 275 JANUS DETROIT STREET TR HENDERSON AAA CLO ETF/FIXED INCOME 47103U845 13953 275 SH DFND 0 275 0 0 JOHNSON & JOHNSON COMMON STOCK 478160104 5415403 34234 SH SOLE 0 34234 0 0 JOHNSON & JOHNSON COMMON STOCK 478160104 1323883 8369 SH DFND 0 8369 0 0 KELLANOVA COMPANY COMMON STOCK 487836108 45832 800 SH DFND 0 800 0 0 KENVUE INC COMMON STOCK 49177J102 1731697 80733 SH SOLE 0 80733 0 0 KENVUE INC COMMON STOCK 49177J102 182599 8513 SH DFND 0 8513 0 0 KEYCORP COMMON STOCK 493267108 7905 500 SH SOLE 0 500 0 0 KIMBERLY CLARK CORP COMMON STOCK 494368103 1230368 9512 SH SOLE 0 9512 0 0 KIMBERLY CLARK CORP COMMON STOCK 494368103 137111 1060 SH DFND 0 1060 0 0 KINDER MORGAN INC COMMON STOCK 49456B101 1084349 59125 SH SOLE 0 59125 0 0 KINDER MORGAN INC COMMON STOCK 49456B101 98669 5380 SH DFND 0 5380 0 0 KRAFT HEINZ COMPANY COMMON STOCK 500754106 86064 2333 SH DFND 0 2333 0 0 KYNDRYL HOLDINGS INC COMMON STOCK 50155Q100 217 10 SH SOLE 0 10 0 0 LAM RESEARCH CORP COMMON STOCK 512807108 1344618 1384 SH SOLE 0 1384 0 0 LAM RESEARCH CORP COMMON STOCK 512807108 111729 115 SH DFND 0 115 0 0 ESTEE LAUDER COMP INC CL A COMMON STOCK 518439104 15415 100 SH SOLE 0 100 0 0 LENNAR CORP CL A COMMON STOCK 526057104 573543 3335 SH SOLE 0 3335 0 0 LENNAR CORP CL A COMMON STOCK 526057104 47294 275 SH DFND 0 275 0 0 LIBERTY ALL STAR EQUITY FD CLOSED END MUTUAL FUNDS 530158104 17174 2402 SH DFND 0 2402 0 0 ELI LILLY AND COMPANY COMMON STOCK 532457108 1758957 2261 SH SOLE 0 2261 0 0 ELI LILLY AND COMPANY COMMON STOCK 532457108 1482010 1905 SH DFND 0 1905 0 0 LOCKHEED MARTIN CORP COMMON STOCK 539830109 2433009 5349 SH SOLE 0 5349 0 0 LOCKHEED MARTIN CORP COMMON STOCK 539830109 413916 910 SH DFND 0 910 0 0 LOEWS CORP COMMON STOCK 540424108 101777 1300 SH DFND 0 1300 0 0 LOWES COMPANIES INC COMMON STOCK 548661107 4935340 19375 SH SOLE 0 19375 0 0 LOWES COMPANIES INC COMMON STOCK 548661107 384126 1508 SH DFND 0 1508 0 0 M & T BANK CORP COMMON STOCK 55261F104 227903 1567 SH SOLE 0 1567 0 0 M & T BANK CORP COMMON STOCK 55261F104 93807 645 SH DFND 0 645 0 0 MGIC INVESTMENT CORP COMMON STOCK 552848103 5321 238 SH SOLE 0 238 0 0 MARATHON PETROLEUM CORP COMMON STOCK 56585A102 69316 344 SH DFND 0 344 0 0 MASTERCARD INC CLASS A COMMON STOCK 57636Q104 1030542 2140 SH SOLE 0 2140 0 0 MASTERCARD INC CLASS A COMMON STOCK 57636Q104 26486 55 SH DFND 0 55 0 0 MASTERBRAND INC COMMON STOCK 57638P104 8990 480 SH SOLE 0 480 0 0 MCDONALDS CORP COMMON STOCK 580135101 3943742 13988 SH SOLE 0 13988 0 0 MCDONALDS CORP COMMON STOCK 580135101 209476 743 SH DFND 0 743 0 0 MCKESSON CORP COMMON STOCK 58155Q103 697892 1300 SH SOLE 0 1300 0 0 MCKESSON CORP COMMON STOCK 58155Q103 300630 560 SH DFND 0 560 0 0 MEDPACE HOLDINGS INC COMMON STOCK 58506Q109 16165 40 SH SOLE 0 40 0 0 MERCK & COMPANY INC COMMON STOCK 58933Y105 12601534 95503 SH SOLE 0 95503 0 0 MERCK & COMPANY INC COMMON STOCK 58933Y105 2108155 15977 SH DFND 0 15977 0 0 METLIFE INC COMMON STOCK 59156R108 166747 2250 SH SOLE 0 2250 0 0 METLIFE INC COMMON STOCK 59156R108 28532 385 SH DFND 0 385 0 0 METTLER-TOLEDO INTL COMMON STOCK 592688105 532516 400 SH SOLE 0 400 0 0 METTLER-TOLEDO INTL COMMON STOCK 592688105 133129 100 SH DFND 0 100 0 0 MICROSOFT CORP COMMON STOCK 594918104 24121275 57335 SH SOLE 0 57335 0 0 MICROSOFT CORP COMMON STOCK 594918104 2630266 6252 SH DFND 0 6252 0 0 MICRON TECHNOLOGY COMMON STOCK 595112103 29472 250 SH SOLE 0 250 0 0 MODERNA INC 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NETFLIX INC COMMON STOCK 64110L106 212565 350 SH SOLE 0 350 0 0 NEW YORK CMNTY BANCORP INC COMMON STOCK 649445103 3220 1000 SH SOLE 0 1000 0 0 NEW YORK CMNTY BANCORP INC COMMON STOCK 649445103 563 175 SH DFND 0 175 0 0 NEWELL RUBBERMAID INC COMMON STOCK 651229106 5821 725 SH SOLE 0 0 0 725 NEXSTAR MEDIA GROUP INC COMMON STOCK 65336K103 8614 50 SH SOLE 0 50 0 0 NEXTERA ENERGY INC COMMON STOCK 65339F101 2286202 35778 SH SOLE 0 35778 0 0 NEXTERA ENERGY INC COMMON STOCK 65339F101 1190136 18625 SH DFND 0 18625 0 0 NIKE INC CLASS B COMMON STOCK 654106103 1853751 19725 SH SOLE 0 19725 0 0 NIKE INC CLASS B COMMON STOCK 654106103 43230 460 SH DFND 0 460 0 0 NORFOLK SOUTHERN CORP COMMON STOCK 655844108 2075895 8145 SH SOLE 0 8145 0 0 NORFOLK SOUTHERN CORP COMMON STOCK 655844108 318586 1250 SH DFND 0 1250 0 0 NORTHROP GRUMMAN CORP COMMON STOCK 666807102 95730 200 SH DFND 0 200 0 0 NORWOOD FINANCIAL CORP COMMON STOCK 669549107 108582 3992 SH SOLE 0 3992 0 0 NOVARTIS AG ADR FOREIGN EQUITIES 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ETF/EQUITY 81369Y605 129529 3076 SH SOLE 0 3076 0 0 SPDR INDUSTRIALS (XLI) ETF/EQUITY 81369Y704 130998 1040 SH SOLE 0 1040 0 0 TECHNOLOGY SELECT SECTOR SPDR ETF ETF/EQUITY 81369Y803 539412 2590 SH SOLE 0 2590 0 0 TECHNOLOGY SELECT SECTOR SPDR ETF ETF/EQUITY 81369Y803 48110 231 SH DFND 0 231 0 0 SELECT SECTOR SPDR TR COMMUNICATION ETF/EQUITY 81369Y852 11349 139 SH SOLE 0 139 0 0 UTILITIES SELECT SECTOR SPDR ETF/EQUITY 81369Y886 216893 3304 SH SOLE 0 3304 0 0 UTILITIES SELECT SECTOR SPDR ETF/EQUITY 81369Y886 11226 171 SH DFND 0 171 0 0 SEMPRA ENERGY COMMON STOCK 816851109 1461725 20350 SH SOLE 0 20350 0 0 SEMPRA ENERGY COMMON STOCK 816851109 115645 1610 SH DFND 0 1610 0 0 SIXTH ST SPECIALTY LENDING COMMON STOCK 83012A109 21430 1000 SH SOLE 0 1000 0 0 JM SMUCKER COMPANY COMMON STOCK 832696405 4783 38 SH DFND 0 38 0 0 SNAP ON INC COMMON STOCK 833034101 88863 300 SH DFND 0 300 0 0 SNAP INC COMMON STOCK 83304A106 3444 300 SH DFND 0 300 0 0 SOUTHERN COMPANY COMMON STOCK 842587107 32283 450 SH SOLE 0 450 0 0 SOUTHERN COMPANY COMMON STOCK 842587107 93262 1300 SH DFND 0 1300 0 0 SPROTT PHYSICAL GOLD TRUST ETF/OTHER 85207H104 426267 24654 SH SOLE 0 24654 0 0 STAG INDL INC COMMON STOCK 85254J102 7686 200 SH SOLE 0 200 0 0 STARBUCKS CORP COMMON STOCK 855244109 1762878 19290 SH SOLE 0 19290 0 0 STARBUCKS CORP COMMON STOCK 855244109 88645 970 SH DFND 0 970 0 0 STATE STREET CORP COMMON STOCK 857477103 61848 800 SH SOLE 0 800 0 0 STRYKER CORP COMMON STOCK 863667101 2184368 6104 SH SOLE 0 6104 0 0 STRYKER CORP COMMON STOCK 863667101 46163 129 SH DFND 0 129 0 0 SUBURBAN PROPANE PARTNERS LP COMMON STOCK 864482104 13483 660 SH SOLE 0 660 0 0 SYSCO CORP COMMON STOCK 871829107 273170 3365 SH SOLE 0 3365 0 0 TJX COMPANIES COMMON STOCK 872540109 255070 2515 SH SOLE 0 2515 0 0 TJX COMPANIES COMMON STOCK 872540109 10446 103 SH DFND 0 103 0 0 T MOBILE US INC COMMON STOCK 872590104 103155 632 SH DFND 0 632 0 0 TAKETWO INTERACTIVE SOFTWAREINC COMMON STOCK 874054109 1187 8 SH SOLE 0 8 0 0 TARGET CORP COMMON STOCK 87612E106 3243238 18302 SH SOLE 0 18302 0 0 TARGET CORP COMMON STOCK 87612E106 161610 912 SH DFND 0 912 0 0 TELEDYNE TECHNOLOGIES INC COMMON STOCK 879360105 80282 187 SH DFND 0 187 0 0 TENARIS SA ADR FOREIGN EQUITIES 88031M109 39270 1000 SH SOLE 0 1000 0 0 TERADATA CORP COMMON STOCK 88076W103 4175 108 SH DFND 0 108 0 0 TESLA MOTORS INC COMMON STOCK 88160R101 151002 859 SH SOLE 0 859 0 0 TEXAS INSTRUMENTS INC COMMON STOCK 882508104 5137397 29490 SH SOLE 0 29490 0 0 TEXAS INSTRUMENTS INC COMMON STOCK 882508104 171594 985 SH DFND 0 985 0 0 THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102 1940641 3339 SH SOLE 0 3339 0 0 THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102 342913 590 SH DFND 0 590 0 0 3M COMPANY COMMON STOCK 88579Y101 13258 125 SH SOLE 0 125 0 0 3M COMPANY COMMON STOCK 88579Y101 129405 1220 SH DFND 0 1220 0 0 TOMPKINS FINANCIAL CORP COMMON STOCK 890110109 201160 4000 SH DFND 0 4000 0 0 TORONTO DOMINION BANK FOREIGN EQUITIES 891160509 608509 10078 SH SOLE 0 10078 0 0 TORONTO DOMINION BANK FOREIGN EQUITIES 891160509 19623 325 SH DFND 0 325 0 0 TOYOTA MOTOR CORP FOREIGN EQUITIES 892331307 151008 600 SH DFND 0 600 0 0 TRAVELERS COMPANIES INC COMMON STOCK 89417E109 1742141 7570 SH SOLE 0 7570 0 0 TRAVELERS COMPANIES INC COMMON STOCK 89417E109 70190 305 SH DFND 0 305 0 0 TRUIST FINANCIAL CORP COMMON STOCK 89832Q109 3526936 90505 SH SOLE 0 90505 0 0 TRUIST FINANCIAL CORP COMMON STOCK 89832Q109 166787 4280 SH DFND 0 4280 0 0 US BANCORP COMMON STOCK 902973304 2037458 45581 SH SOLE 0 45581 0 0 US BANCORP COMMON STOCK 902973304 249649 5585 SH DFND 0 5585 0 0 UNDER ARMOUR INC CL A COMMON STOCK 904311107 1107 150 SH SOLE 0 150 0 0 UNDER ARMOUR INC CL C COMMON STOCK 904311206 1078 151 SH SOLE 0 151 0 0 UNILEVER PLC ADR FOREIGN EQUITIES 904767704 15054 300 SH SOLE 0 300 0 0 UNION PACIFIC CORP COMMON STOCK 907818108 1768469 7191 SH SOLE 0 7191 0 0 UNION PACIFIC CORP COMMON STOCK 907818108 770989 3135 SH DFND 0 3135 0 0 UNITED PARCEL SERVICE CL B COMMON STOCK 911312106 4842702 32583 SH SOLE 0 32583 0 0 UNITED PARCEL SERVICE CL B COMMON STOCK 911312106 233789 1573 SH DFND 0 1573 0 0 UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 3595461 7268 SH SOLE 0 7268 0 0 UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 603533 1220 SH DFND 0 1220 0 0 VBI VACCINES INC COMMON STOCK 91822J202 169 283 SH SOLE 0 283 0 0 VALE SA SPONSORED ADS FOREIGN EQUITIES 91912E105 7314 600 SH SOLE 0 600 0 0 VANECK VECTORS GOLD MINERS ETF ETF/INTERNATIONAL EQUITY 92189F106 632200 20000 SH DFND 0 20000 0 0 VANECK VECTORS ETF TR GREEN BD ETF ETF/FIXED INCOME 92189F171 2372 100 SH SOLE 0 100 0 0 VANGUARD DIVIDEND APPRECIATION ETF ETF/EQUITY 921908844 1334510 7308 SH SOLE 0 7308 0 0 VANGUARD TOTAL INTL STOCK ETF ETF/INTERNATIONAL EQUITY 921909768 180688 2997 SH SOLE 0 2997 0 0 VANGUARD SHORT TERM BOND ETF ETF/FIXED INCOME 921937827 123821 1615 SH SOLE 0 1615 0 0 VANGUARD TOTAL BOND MRKT ETF ETF/FIXED INCOME 921937835 376728 5187 SH SOLE 0 5187 0 0 VANGUARD TOTAL BOND MRKT ETF ETF/FIXED INCOME 921937835 19973 275 SH DFND 0 275 0 0 VANGUARD FTSE DEVELOPED MARKETS ETF ETF/INTERNATIONAL EQUITY 921943858 30096 600 SH DFND 0 600 0 0 VANGUARD ULTRA SHORT TERM ETF/FIXED INCOME 92203C303 99080 2000 SH SOLE 0 2000 0 0 VANGUARD FINANCIALS ETF ETF/EQUITY 92204A405 811223 7923 SH SOLE 0 7923 0 0 VANGUARD FINANCIALS ETF ETF/EQUITY 92204A405 304098 2970 SH DFND 0 2970 0 0 VANGUARD INDUSTRIALS ETF ETF/EQUITY 92204A603 12207 50 SH SOLE 0 50 0 0 VANGUARD INDUSTRIALS ETF ETF/EQUITY 92204A603 1074260 4400 SH DFND 0 4400 0 0 VANGUARD INFO TECH ETF ETF/EQUITY 92204A702 1206481 2301 SH SOLE 0 2301 0 0 VANGUARD INFO TECH ETF ETF/EQUITY 92204A702 191904 366 SH DFND 0 366 0 0 VANGUARD UTILITIES ETF ETF/EQUITY 92204A876 9267 65 SH SOLE 0 65 0 0 VANGUARD FTSE EMERGING MARKETS ETF ETF/INTERNATIONAL EQUITY 922042858 1507037 36080 SH SOLE 0 36080 0 0 VANGUARD FTSE EMERGING MARKETS ETF ETF/INTERNATIONAL EQUITY 922042858 215028 5148 SH DFND 0 5148 0 0 VANGUARD SHORT TERM CORP BOND ETF ETF/FIXED INCOME 92206C409 393887 5095 SH SOLE 0 5095 0 0 VANGUARD SHORT TERM CORP BOND ETF ETF/FIXED INCOME 92206C409 217157 2809 SH DFND 0 2809 0 0 VANGUARD INTERM-TERM GOVT BDETF ETF/FIXED INCOME 92206C706 16975 290 SH SOLE 0 290 0 0 VANGUARD LONG TERM CORP BONDINDEX FUND ETF ETF/FIXED INCOME 92206C813 7884962 100805 SH SOLE 0 100775 0 30 VANGUARD LONG TERM CORP BONDINDEX FUND ETF ETF/FIXED INCOME 92206C813 9073 116 SH DFND 0 116 0 0 VANGUARD LONG TERM TREASURY ETF/FIXED INCOME 92206C847 111427 1881 SH SOLE 0 1841 0 40 VANGUARD LONG TERM TREASURY ETF/FIXED INCOME 92206C847 13684 231 SH DFND 0 231 0 0 VANGUARD S&P 500 ETF ETF/EQUITY 922908363 1086860 2261 SH SOLE 0 2261 0 0 VANGUARD REIT ETF ETF/EQUITY 922908553 604926 6996 SH SOLE 0 6996 0 0 VANGUARD REIT ETF ETF/EQUITY 922908553 33289 385 SH DFND 0 385 0 0 VANGUARD SMALLCAP VALUE ETF ETF/EQUITY 922908611 191880 1000 SH SOLE 0 1000 0 0 VANGUARD GROWTH ETF ETF/EQUITY 922908736 240940 700 SH SOLE 0 700 0 0 VANGUARD GROWTH ETF ETF/EQUITY 922908736 56793 165 SH DFND 0 165 0 0 VANGUARD SMALLCAP ETF ETF/EQUITY 922908751 234303 1025 SH SOLE 0 1025 0 0 VANGUARD TOTAL STOCK MARKET ETF ETF/EQUITY 922908769 122146 470 SH SOLE 0 470 0 0 VANGUARD TOTAL STOCK MARKET ETF ETF/EQUITY 922908769 16596835 63861 SH DFND 0 63861 0 0 VERALTO CORP COMMON STOCK 92338C103 975 11 SH SOLE 0 11 0 0 VERIZON COMMUNICATIONS COMMON STOCK 92343V104 7648585 182328 SH SOLE 0 182328 0 0 VERIZON COMMUNICATIONS COMMON STOCK 92343V104 1029359 24538 SH DFND 0 24538 0 0 VIATRIS INC COMMON STOCK 92556V106 2507 210 SH SOLE 0 210 0 0 VIATRIS INC COMMON STOCK 92556V106 6113 512 SH DFND 0 512 0 0 VISA INC CLASS A COMMON STOCK 92826C839 2984884 10696 SH SOLE 0 10696 0 0 VISA INC CLASS A COMMON STOCK 92826C839 467159 1674 SH DFND 0 1674 0 0 WK KELLOGG CO COMMON STOCK 92942W107 3758 200 SH DFND 0 200 0 0 WABTEC CORP COMMON STOCK 929740108 2039 14 SH SOLE 0 14 0 0 WABTEC CORP COMMON STOCK 929740108 6264 43 SH DFND 0 43 0 0 WAL MART STORES INC COMMON STOCK 931142103 6106219 101484 SH SOLE 0 101484 0 0 WAL MART STORES INC COMMON STOCK 931142103 1213079 20161 SH DFND 0 20161 0 0 WARNER BROS DISCOVERY INC COMMON STOCK 934423104 4067 466 SH SOLE 0 466 0 0 WARNER BROS DISCOVERY INC COMMON STOCK 934423104 10911 1250 SH DFND 0 1250 0 0 WASTE MANAGEMENT INC COMMON STOCK 94106L109 665438 3122 SH SOLE 0 3122 0 0 WASTE MANAGEMENT INC COMMON STOCK 94106L109 179045 840 SH DFND 0 840 0 0 WEBSTER FINANCIAL CORP COMMON STOCK 947890109 23506 463 SH DFND 0 463 0 0 WELLS FARGO & CO COMMON STOCK 949746101 28975 500 SH SOLE 0 500 0 0 WELLS FARGO & CO COMMON STOCK 949746101 210068 3625 SH DFND 0 3625 0 0 WESTERN ASSET EMERGING MKT ETF/EQUITY 95766A101 13972 1454 SH SOLE 0 1454 0 0 WESTERN UNION CO COMMON STOCK 959802109 13980 1000 SH SOLE 0 1000 0 0 WILLIAMS COMPANIES INC COMMON STOCK 969457100 389700 10000 SH DFND 0 10000 0 0 WISDOMTREE US HIGH DIVIDEND ETF ETF/EQUITY 97717W208 1398609 16141 SH SOLE 0 16141 0 0 WISDOMTREE US HIGH DIVIDEND ETF ETF/EQUITY 97717W208 7798 90 SH DFND 0 90 0 0 WISDOMTREE FLOATING RATE TSY ETF/FIXED INCOME 97717Y527 384262 7641 SH SOLE 0 7641 0 0 WOODSIDE ENERGY GROUP LTD FOREIGN EQUITIES 980228308 1077 54 SH DFND 0 54 0 0 SPDR GOLD MINISHARES ETF/OTHER 98149E303 201213 4569 SH SOLE 0 4569 0 0 SPDR GOLD MINISHARES ETF/OTHER 98149E303 12111 275 SH DFND 0 275 0 0 ZIMVIE INC COMMON STOCK 98888T107 4284 260 SH DFND 0 260 0 0 ZEBRA TECHNOLOGIES CORP CL A COMMON STOCK 989207105 20196 67 SH DFND 0 67 0 0 ZIMMER HOLDINGS INC COMMON STOCK 98956P102 142538 1080 SH SOLE 0 1080 0 0 ZIMMER HOLDINGS INC COMMON STOCK 98956P102 232284 1760 SH DFND 0 1760 0 0