Trust Administrator

0000909012-23-000046.txt : 20230420 0000909012-23-000046.hdr.sgml : 20230420 20230420113046 ACCESSION NUMBER: 0000909012-23-000046 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20230331 FILED AS OF DATE: 20230420 DATE AS OF CHANGE: 20230420 EFFECTIVENESS DATE: 20230420 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Community Bank, N.A. CENTRAL INDEX KEY: 0001632187 IRS NUMBER: 150436580 STATE OF INCORPORATION: X1 FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-16424 FILM NUMBER: 23831984 BUSINESS ADDRESS: STREET 1: 5790 WIDEWATERS PARKWAY CITY: DEWITT STATE: NY ZIP: 13214 BUSINESS PHONE: 3154453154 MAIL ADDRESS: STREET 1: 5790 WIDEWATERS PARKWAY CITY: DEWITT STATE: NY ZIP: 13214 13F-HR 1 primary_doc.xml X0202 13F-HR LIVE false false false 0001632187 XXXXXXXX 03-31-2023 03-31-2023 Community Bank, N.A.

5790 WIDEWATERS PARKWAY DEWITT NY 13214

13F HOLDINGS REPORT 028-16424 N Lisa Sparace Trust Administrator 315 366 3862 /s/ LISA SPARACE Oneida NY 04-18-2023 0 683 739874298 false INFORMATION TABLE 2 aci_13f.xml ALLEGION PLC FOREIGN EQUITIES G0176J109 35327 331 SH SOLE 0 331 0 0 AMCOR PLC FOREIGN EQUITIES G0250X107 1740600 152954 SH SOLE 0 152954 0 0 AMCOR PLC FOREIGN EQUITIES G0250X107 94112 8270 SH DFND 0 8270 0 0 EATON CORP PLC FOREIGN EQUITIES G29183103 39750 232 SH SOLE 0 232 0 0 EATON CORP PLC FOREIGN EQUITIES G29183103 316635 1848 SH DFND 0 1848 0 0 LINDE PLC FOREIGN EQUITIES G54950103 53316 150 SH SOLE 0 150 0 0 MEDTRONIC PLC FOREIGN EQUITIES G5960L103 32248 400 SH DFND 0 400 0 0 TRANE TECHNOLOGIES PLC FOREIGN EQUITIES G8994E103 212496 1155 SH SOLE 0 1155 0 0 WHITE MTNS INS GROUP LTD FOREIGN EQUITIES G9618E107 92291 67 SH SOLE 0 67 0 0 CHUBB LTD FOREIGN EQUITIES H1467J104 2354582 12126 SH SOLE 0 12126 0 0 CHUBB LTD FOREIGN EQUITIES H1467J104 116116 598 SH DFND 0 598 0 0 UBS GROUP AG FOREIGN EQUITIES H42097107 21340 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DFND 0 1665 0 0 ISHARES GOLD TRUST ETF/OTHER 464285204 3891035 104150 SH SOLE 0 104000 0 150 ISHARES MSCI CANADA ETF ETF/INTERNATIONAL EQUITY 464286509 3619066 105884 SH SOLE 0 105844 40 0 ISHARES MSCI CANADA ETF ETF/INTERNATIONAL EQUITY 464286509 82712 2420 SH DFND 0 2420 0 0 ISHARES MSCI EUROZONE ETF ETF/INTERNATIONAL EQUITY 464286608 98014 2175 SH SOLE 0 2150 0 25 ISHARES MSCI EUROZONE ETF ETF/INTERNATIONAL EQUITY 464286608 3154 70 SH DFND 0 70 0 0 ISHARES SELECT DIVIDEND ETF ETF/EQUITY 464287168 70308 600 SH SOLE 0 600 0 0 ISHARES TIPS BOND ETF ETF/FIXED INCOME 464287176 41894 380 SH SOLE 0 380 0 0 ISHARES CORE S&P 500 ETF ETF/EQUITY 464287200 42099723 102415 SH SOLE 0 102377 38 0 ISHARES CORE S&P 500 ETF ETF/EQUITY 464287200 140582 342 SH DFND 0 342 0 0 ISHARES CORE US AGGREGATE BOND ETF ETF/FIXED INCOME 464287226 48823 490 SH SOLE 0 490 0 0 ISHARES MSCI EMERGING MKTS ETF ETF/INTERNATIONAL EQUITY 464287234 145688 3693 SH SOLE 0 3693 0 0 ISHARES IBOXX $ INVMT GRADE CORP BOND ETF 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112035 628 SH DFND 0 628 0 0 ISHARES CORE S&P SMALLCAP ETF ETF/EQUITY 464287804 15675725 162107 SH SOLE 0 162051 0 56 ISHARES CORE S&P SMALLCAP ETF ETF/EQUITY 464287804 133542 1381 SH DFND 0 1381 0 0 ISHARES GLOBAL CLEAN ENERGY ETF/INTERNATIONAL EQUITY 464288224 106758 5400 SH SOLE 0 5400 0 0 ISHARES GLOBAL CLEAN ENERGY ETF/INTERNATIONAL EQUITY 464288224 17792 900 SH DFND 0 900 0 0 ISHARES MSCI ACWI EX US ETF ETF/INTERNATIONAL EQUITY 464288240 2245073 46035 SH SOLE 0 45991 44 0 ISHARES MSCI ACWI EX US ETF ETF/INTERNATIONAL EQUITY 464288240 181366 3719 SH DFND 0 3719 0 0 ISHARES MSCI ACWI ETF ETF/EQUITY 464288257 6964680 76409 SH SOLE 0 76409 0 0 ISHARES IBOXX $ HIGH YIELD CORP BOND ETF ETF/FIXED INCOME 464288513 259781 3439 SH SOLE 0 3399 40 0 ISHARES IBOXX $ HIGH YIELD CORP BOND ETF ETF/FIXED INCOME 464288513 82560 1093 SH DFND 0 1093 0 0 ISHARES INTERMEDIATE CREDIT BOND ETF ETF/FIXED INCOME 464288638 25429 496 SH DFND 0 496 0 0 ISHARES SHORT TERM CORP BOND ETF/FIXED INCOME 464288646 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INCOME 46436E593 7753 385 SH DFND 0 385 0 0 ISHARES 0-3 MONTH TREASURY ETF/FIXED INCOME 46436E718 213725 2125 SH SOLE 0 2090 0 35 ISHARES IBONDS DEC 2028 TERM ETF/FIXED INCOME 46436E833 129653 5768 SH SOLE 0 5668 0 100 ISHARES IBONDS DEC 2028 TERM ETF/FIXED INCOME 46436E833 3844 171 SH DFND 0 171 0 0 JPMORGAN CHASE & CO COMMON STOCK 46625H100 9956354 76406 SH SOLE 0 76406 0 0 JPMORGAN CHASE & CO COMMON STOCK 46625H100 976141 7491 SH DFND 0 7491 0 0 JABIL CIRCUIT INC. 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1075 SH SOLE 0 1075 0 0 PIMCO ENHANCED LOW DURATION ETF/FIXED INCOME 72201R718 94880 1000 SH SOLE 0 1000 0 0 PIMCO ENHANCED SHORT MATURE ACTIVE ETF ETF/FIXED INCOME 72201R833 99250 1000 SH SOLE 0 1000 0 0 PITNEY BOWES INC COMMON STOCK 724479100 3112 800 SH DFND 0 800 0 0 PLAINS ALL AMERICAN PIPELINE COMMON STOCK 726503105 37410 3000 SH DFND 0 3000 0 0 PRINCIPAL SPECTRUM PFD SEC ETF/EQUITY 74255Y888 2031062 119615 SH SOLE 0 119615 0 0 PROCTER & GAMBLE CO COMMON STOCK 742718109 8573978 57664 SH SOLE 0 57664 0 0 PROCTER & GAMBLE CO COMMON STOCK 742718109 1136280 7642 SH DFND 0 7642 0 0 PRUDENTIAL FINANCIAL INC COMMON STOCK 744320102 4798 58 SH SOLE 0 58 0 0 PRUDENTIAL FINANCIAL INC COMMON STOCK 744320102 17789 215 SH DFND 0 215 0 0 PUBLIC SVC ENTERPRISE GROUP COMMON STOCK 744573106 4979568 79738 SH SOLE 0 79738 0 0 PUBLIC SVC ENTERPRISE GROUP COMMON STOCK 744573106 900961 14427 SH DFND 0 14427 0 0 PULTE GROUP INC COMMON STOCK 745867101 12236 210 SH DFND 0 210 0 0 QUALCOMM INC COMMON STOCK 747525103 3001552 23527 SH SOLE 0 23527 0 0 QUALCOMM INC COMMON STOCK 747525103 328518 2575 SH DFND 0 2575 0 0 QUEST DIAGNOSTICS INC COMMON STOCK 74834L100 212220 1500 SH SOLE 0 1500 0 0 RADIAN GROUP INC COMMON STOCK 750236101 10382 470 SH SOLE 0 470 0 0 RAYTHEON TECHNOLOGIES CORP COMMON STOCK 75513E101 2753946 28122 SH SOLE 0 28122 0 0 RAYTHEON TECHNOLOGIES CORP COMMON STOCK 75513E101 405618 4142 SH DFND 0 4142 0 0 REALTY INCOME CORP COMMON STOCK 756109104 21145 334 SH SOLE 0 334 0 0 REGULUS THERAPEUTICS INC COMMON STOCK 75915K309 579 690 SH SOLE 0 690 0 0 REPUBLIC SERVICES INC COMMON STOCK 760759100 13522 100 SH SOLE 0 100 0 0 RIBBONS COMMUNICATIONS INC COMMON STOCK 762544104 4788 1400 SH SOLE 0 1400 0 0 ROCKWELL AUTOMATION INC COMMON STOCK 773903109 35212 120 SH DFND 0 120 0 0 ROPER INDS INC COMMON STOCK 776696106 278956 633 SH SOLE 0 633 0 0 ROYAL BANK OF CANADA FOREIGN EQUITIES 780087102 782800 8190 SH SOLE 0 8190 0 0 ROYAL BANK OF CANADA FOREIGN EQUITIES 780087102 124061 1298 SH DFND 0 1298 0 0 SHELL PLC FOREIGN EQUITIES 780259305 5523 96 SH SOLE 0 96 0 0 SHELL PLC FOREIGN EQUITIES 780259305 17262 300 SH DFND 0 300 0 0 S&P GLOBAL INC COMMON STOCK 78409V104 222370 645 SH SOLE 0 645 0 0 S&P GLOBAL INC COMMON STOCK 78409V104 227885 661 SH DFND 0 661 0 0 SPDR S&P 500 ETF ETF/EQUITY 78462F103 7292422 17813 SH SOLE 0 17813 0 0 SPDR S&P 500 ETF ETF/EQUITY 78462F103 295576 722 SH DFND 0 722 0 0 SPDR GOLD SHARES ETF/OTHER 78463V107 54966 300 SH SOLE 0 300 0 0 SPDR GOLD SHARES ETF/OTHER 78463V107 783265 4275 SH DFND 0 4275 0 0 SPDR INTERM CORP BOND ETF ETF/FIXED INCOME 78464A375 857461 26400 SH SOLE 0 25990 0 410 SPDR INTERM CORP BOND ETF ETF/FIXED INCOME 78464A375 20137 620 SH DFND 0 620 0 0 SPDR PORTFOLIO S&P500 GROWTH ETF/EQUITY 78464A409 510303 9218 SH SOLE 0 9218 0 0 SPDR PORTFOLIO S&P 500 VALUE ETF/EQUITY 78464A508 543728 13353 SH SOLE 0 13353 0 0 SPDR S&P DIVIDEND ETF ETF/EQUITY 78464A763 29319 237 SH SOLE 0 237 0 0 SPDR PORTFOLIO S&P 500 ETF/EQUITY 78464A854 815027 16927 SH SOLE 0 16707 0 220 SPDR PORTFOLIO S&P 500 ETF/EQUITY 78464A854 4092 85 SH DFND 0 85 0 0 SPDR BLACKSTONE/GSO SENIOR LOAN ETF ETF/FIXED INCOME 78467V608 309009 7455 SH SOLE 0 7455 0 0 SPDR BLACKSTONE/GSO SENIOR LOAN ETF ETF/FIXED INCOME 78467V608 8621 208 SH DFND 0 208 0 0 SPDR DOUBLELINE TOTAL RETURNTACT ETF ETF/FIXED INCOME 78467V848 4625005 112750 SH SOLE 0 112750 0 0 SPDR S&P MIDCAP 400 ETF ETF/EQUITY 78467Y107 5890428 12850 SH SOLE 0 12834 16 0 SPDR S&P MIDCAP 400 ETF ETF/EQUITY 78467Y107 111391 243 SH DFND 0 243 0 0 SPDR PORTFOLIO SMALLCAP ETF ETF/EQUITY 78468R853 13786 365 SH SOLE 0 365 0 0 SALESFORCE INC COMMON STOCK 79466L302 69322 347 SH SOLE 0 347 0 0 SLB FOREIGN EQUITIES 806857108 58220 1186 SH SOLE 0 1186 0 0 SLB FOREIGN EQUITIES 806857108 62147 1266 SH DFND 0 1266 0 0 SCHWAB US SMALL CAP ETF ETF/EQUITY 808524607 3218510 76760 SH SOLE 0 76610 150 0 SCHWAB US SMALL CAP ETF ETF/EQUITY 808524607 254511 6070 SH DFND 0 6070 0 0 MATERIALS SELECT SECTOR SPDR ETF/EQUITY 81369Y100 184927 2293 SH SOLE 0 2293 0 0 MATERIALS SELECT SECTOR SPDR ETF/EQUITY 81369Y100 805290 9985 SH DFND 0 9985 0 0 HEALTH CARE SELECT SECTOR SPDR ETF ETF/EQUITY 81369Y209 397045 3067 SH SOLE 0 3067 0 0 CONSUMER STAPLES SECTOR SPDR ETF/EQUITY 81369Y308 243669 3262 SH SOLE 0 3262 0 0 CONSUMER STAPLES SECTOR SPDR ETF/EQUITY 81369Y308 20168 270 SH DFND 0 270 0 0 CONSUMER DISCRET SEL SECT SPDR ETF ETF/EQUITY 81369Y407 231036 1545 SH SOLE 0 1545 0 0 CONSUMER DISCRET SEL SECT SPDR ETF ETF/EQUITY 81369Y407 21982 147 SH DFND 0 147 0 0 ENERGY SELECT SECTOR SPDR ETF/EQUITY 81369Y506 2435411 29403 SH SOLE 0 29403 0 0 ENERGY SELECT SECTOR SPDR ETF/EQUITY 81369Y506 228608 2760 SH DFND 0 2760 0 0 SPDR FINANCIAL SELECT SECTOR ETF/EQUITY 81369Y605 98862 3076 SH SOLE 0 3076 0 0 SPDR INDUSTRIALS (XLI) ETF/EQUITY 81369Y704 105227 1040 SH SOLE 0 1040 0 0 TECHNOLOGY SELECT SECTOR SPDR ETF ETF/EQUITY 81369Y803 506632 3355 SH SOLE 0 3355 0 0 TECHNOLOGY SELECT SECTOR SPDR ETF ETF/EQUITY 81369Y803 40017 265 SH DFND 0 265 0 0 SELECT SECTOR SPDR TR COMMUNICATION ETF/EQUITY 81369Y852 111127 1917 SH SOLE 0 1917 0 0 UTILITIES SELECT SECTOR SPDR ETF/EQUITY 81369Y886 227774 3365 SH SOLE 0 3365 0 0 UTILITIES SELECT SECTOR SPDR ETF/EQUITY 81369Y886 6769 100 SH DFND 0 100 0 0 SEMPRA ENERGY COMMON STOCK 816851109 1791839 11854 SH SOLE 0 11854 0 0 SEMPRA ENERGY COMMON STOCK 816851109 121683 805 SH DFND 0 805 0 0 SIXTH ST SPECIALTY LENDING COMMON STOCK 83012A109 36580 2000 SH SOLE 0 2000 0 0 JM SMUCKER COMPANY COMMON STOCK 832696405 5980 38 SH DFND 0 38 0 0 SNAP ON INC COMMON STOCK 833034101 74067 300 SH DFND 0 300 0 0 SNAP INC COMMON STOCK 83304A106 3363 300 SH DFND 0 300 0 0 SOFI TECHNOLOGIES COMMON STOCK 83406F102 1214 200 SH SOLE 0 200 0 0 SOUTHERN COMPANY COMMON STOCK 842587107 75354 1083 SH SOLE 0 1083 0 0 SOUTHERN COMPANY COMMON STOCK 842587107 90454 1300 SH DFND 0 1300 0 0 SPROTT PHYSICAL GOLD TRUST ETF/OTHER 85207H104 381150 24654 SH SOLE 0 24654 0 0 STAG INDL INC COMMON STOCK 85254J102 6762 200 SH SOLE 0 200 0 0 STARBUCKS CORP COMMON STOCK 855244109 882282 8473 SH SOLE 0 8473 0 0 STARBUCKS CORP COMMON STOCK 855244109 25511 245 SH DFND 0 245 0 0 STATE STREET CORP COMMON STOCK 857477103 46549 615 SH SOLE 0 615 0 0 STATE STREET CORP COMMON STOCK 857477103 60552 800 SH DFND 0 800 0 0 STRYKER CORP COMMON STOCK 863667101 1835781 6431 SH SOLE 0 6431 0 0 STRYKER CORP COMMON STOCK 863667101 36824 129 SH DFND 0 129 0 0 SUBURBAN PROPANE PARTNERS LP COMMON STOCK 864482104 10111 660 SH SOLE 0 660 0 0 SUN COMMUNITIES INC COMMON STOCK 866674104 31134 221 SH SOLE 0 221 0 0 SUNCOKE ENERGY INC COMMON STOCK 86722A103 1957 218 SH DFND 0 218 0 0 SYSCO CORP COMMON STOCK 871829107 661389 8565 SH SOLE 0 8565 0 0 SYSCO CORP COMMON STOCK 871829107 108108 1400 SH DFND 0 1400 0 0 TJX COMPANIES COMMON STOCK 872540109 302076 3855 SH SOLE 0 3855 0 0 TJX COMPANIES COMMON STOCK 872540109 8071 103 SH DFND 0 103 0 0 T MOBILE US INC COMMON STOCK 872590104 91538 632 SH DFND 0 632 0 0 TAKEDA PHARMACEUTICAL CO LTDSPONSORED ADS FOREIGN EQUITIES 874060205 9783 594 SH DFND 0 594 0 0 TARGET CORP COMMON STOCK 87612E106 2631638 15889 SH SOLE 0 15889 0 0 TARGET CORP COMMON STOCK 87612E106 107984 652 SH DFND 0 652 0 0 TELEDYNE TECHNOLOGIES INC COMMON STOCK 879360105 83654 187 SH DFND 0 187 0 0 TENARIS SA ADR FOREIGN EQUITIES 88031M109 28410 1000 SH SOLE 0 1000 0 0 TERADATA CORP COMMON STOCK 88076W103 4349 108 SH DFND 0 108 0 0 TESLA MOTORS INC COMMON STOCK 88160R101 173851 838 SH SOLE 0 838 0 0 TEXAS INSTRUMENTS INC COMMON STOCK 882508104 5665808 30460 SH SOLE 0 30460 0 0 TEXAS INSTRUMENTS INC COMMON STOCK 882508104 183217 985 SH DFND 0 985 0 0 THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102 1575749 2734 SH SOLE 0 2734 0 0 THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102 314116 545 SH DFND 0 545 0 0 3M COMPANY COMMON STOCK 88579Y101 1336978 12720 SH SOLE 0 12720 0 0 3M COMPANY COMMON STOCK 88579Y101 170278 1620 SH DFND 0 1620 0 0 TOMPKINS FINANCIAL CORP COMMON STOCK 890110109 132400 2000 SH SOLE 0 2000 0 0 TOMPKINS FINANCIAL CORP COMMON STOCK 890110109 284660 4300 SH DFND 0 4300 0 0 TORONTO DOMINION BANK FOREIGN EQUITIES 891160509 603672 10078 SH SOLE 0 10078 0 0 TORONTO DOMINION BANK FOREIGN EQUITIES 891160509 37437 625 SH DFND 0 625 0 0 TOTAL SA ADR FOREIGN EQUITIES 89151E109 10627 180 SH SOLE 0 180 0 0 TOYOTA MOTOR CORP FOREIGN EQUITIES 892331307 85014 600 SH DFND 0 600 0 0 TRAVELERS COMPANIES INC COMMON STOCK 89417E109 1402969 8185 SH SOLE 0 8185 0 0 TRAVELERS COMPANIES INC COMMON STOCK 89417E109 76275 445 SH DFND 0 445 0 0 TRUIST FINANCIAL CORP COMMON STOCK 89832Q109 2729101 80057 SH SOLE 0 80057 0 0 TRUIST FINANCIAL CORP COMMON STOCK 89832Q109 152888 4485 SH DFND 0 4485 0 0 US BANCORP COMMON STOCK 902973304 2062519 57229 SH SOLE 0 57229 0 0 US BANCORP COMMON STOCK 902973304 257504 7145 SH DFND 0 7145 0 0 UNION PACIFIC CORP COMMON STOCK 907818108 1523730 7571 SH SOLE 0 7571 0 0 UNION PACIFIC CORP COMMON STOCK 907818108 630949 3135 SH DFND 0 3135 0 0 UNITED PARCEL SERVICE CL B COMMON STOCK 911312106 5324947 27450 SH SOLE 0 27450 0 0 UNITED PARCEL SERVICE CL B COMMON STOCK 911312106 326478 1683 SH DFND 0 1683 0 0 UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 3322192 7030 SH SOLE 0 7030 0 0 UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 656884 1390 SH DFND 0 1390 0 0 VBI VACCINES INC COMMON STOCK 91822J103 2550 8500 SH SOLE 0 8500 0 0 VANECK VECTORS GOLD MINERS ETF ETF/INTERNATIONAL EQUITY 92189F106 646800 20000 SH DFND 0 20000 0 0 VANECK VECTORS ETF TR GREEN BD ETF ETF/FIXED INCOME 92189F171 2350 100 SH SOLE 0 100 0 0 VANGUARD DIVIDEND APPRECIATION ETF ETF/EQUITY 921908844 1165851 7570 SH SOLE 0 7570 0 0 VANGUARD TOTAL INTL STOCK ETF ETF/INTERNATIONAL EQUITY 921909768 208214 3772 SH SOLE 0 3772 0 0 VANGUARD MEGA CAP GROWTH ETF/EQUITY 921910816 17383 85 SH SOLE 0 85 0 0 VANGUARD SHORT TERM BOND ETF ETF/FIXED INCOME 921937827 457408 5980 SH SOLE 0 5980 0 0 VANGUARD SHORT TERM BOND ETF ETF/FIXED INCOME 921937827 107086 1400 SH DFND 0 1400 0 0 VANGUARD TOTAL BOND MRKT ETF ETF/FIXED INCOME 921937835 337398 4570 SH SOLE 0 4445 125 0 VANGUARD TOTAL BOND MRKT ETF ETF/FIXED INCOME 921937835 19121 259 SH DFND 0 259 0 0 VANGUARD FTSE DEVELOPED MARKETS ETF ETF/INTERNATIONAL EQUITY 921943858 27096 600 SH DFND 0 600 0 0 VANGUARD ULTRA SHORT TERM ETF/FIXED INCOME 92203C303 98480 2000 SH SOLE 0 2000 0 0 VANGUARD FINANCIALS ETF ETF/EQUITY 92204A405 505441 6490 SH SOLE 0 6490 0 0 VANGUARD FINANCIALS ETF ETF/EQUITY 92204A405 206382 2650 SH DFND 0 2650 0 0 VANGUARD INDUSTRIALS ETF ETF/EQUITY 92204A603 9525 50 SH SOLE 0 50 0 0 VANGUARD INDUSTRIALS ETF ETF/EQUITY 92204A603 838244 4400 SH DFND 0 4400 0 0 VANGUARD INFO TECH ETF ETF/EQUITY 92204A702 1248115 3238 SH SOLE 0 3238 0 0 VANGUARD INFO TECH ETF ETF/EQUITY 92204A702 141078 366 SH DFND 0 366 0 0 VANGUARD UTILITIES ETF ETF/EQUITY 92204A876 80396 545 SH SOLE 0 545 0 0 VANGUARD FTSE EMERGING MARKETS ETF ETF/INTERNATIONAL EQUITY 922042858 1485787 36777 SH SOLE 0 36777 0 0 VANGUARD FTSE EMERGING MARKETS ETF ETF/INTERNATIONAL EQUITY 922042858 199656 4942 SH DFND 0 4942 0 0 VANGUARD SHORT TERM CORP BOND ETF ETF/FIXED INCOME 92206C409 883080 11586 SH SOLE 0 11521 65 0 VANGUARD SHORT TERM CORP BOND ETF ETF/FIXED INCOME 92206C409 485213 6366 SH DFND 0 6366 0 0 VANGUARD INTERM-TERM GOVT BDETF ETF/FIXED INCOME 92206C706 47959 800 SH SOLE 0 480 0 320 VANGUARD LONG TERM TREASURY ETF/FIXED INCOME 92206C847 6877 105 SH SOLE 0 105 0 0 VANGUARD S&P 500 ETF ETF/EQUITY 922908363 1080822 2874 SH SOLE 0 2874 0 0 VANGUARD MIDCAP VALUE ETF ETF/EQUITY 922908512 30165 225 SH SOLE 0 225 0 0 VANGUARD MIDCAP VALUE ETF ETF/EQUITY 922908512 47460 354 SH DFND 0 354 0 0 VANGUARD MIDCAP GROWTH ETF ETF/EQUITY 922908538 60221 309 SH DFND 0 309 0 0 VANGUARD REIT ETF ETF/EQUITY 922908553 904532 10893 SH SOLE 0 10893 0 0 VANGUARD REIT ETF ETF/EQUITY 922908553 58376 703 SH DFND 0 703 0 0 VANGUARD SMALLCAP VALUE ETF ETF/EQUITY 922908611 222264 1400 SH SOLE 0 1400 0 0 VANGUARD MIDCAP ETF ETF/EQUITY 922908629 115584 548 SH SOLE 0 548 0 0 VANGUARD GROWTH ETF ETF/EQUITY 922908736 180842 725 SH SOLE 0 725 0 0 VANGUARD GROWTH ETF ETF/EQUITY 922908736 52629 211 SH DFND 0 211 0 0 VANGUARD SMALLCAP ETF ETF/EQUITY 922908751 251166 1325 SH SOLE 0 1325 0 0 VANGUARD TOTAL STOCK MARKET ETF ETF/EQUITY 922908769 30615 150 SH SOLE 0 150 0 0 VANGUARD TOTAL STOCK MARKET ETF ETF/EQUITY 922908769 13054440 63961 SH DFND 0 63961 0 0 VERIZON COMMUNICATIONS COMMON STOCK 92343V104 7360532 189315 SH SOLE 0 189315 0 0 VERIZON COMMUNICATIONS COMMON STOCK 92343V104 1381476 35532 SH DFND 0 35532 0 0 VIATRIS INC COMMON STOCK 92556V106 2019 210 SH SOLE 0 210 0 0 VIATRIS INC COMMON STOCK 92556V106 4925 512 SH DFND 0 512 0 0 VISA INC CLASS A COMMON STOCK 92826C839 2090225 9271 SH SOLE 0 9271 0 0 VISA INC CLASS A COMMON STOCK 92826C839 326689 1449 SH DFND 0 1449 0 0 VM WARE INC COMMON STOCK 928563402 1498 12 SH DFND 0 12 0 0 WABTEC CORP COMMON STOCK 929740108 2323 23 SH SOLE 0 23 0 0 WABTEC CORP COMMON STOCK 929740108 4345 43 SH DFND 0 43 0 0 WAL MART STORES INC COMMON STOCK 931142103 5874635 39842 SH SOLE 0 39842 0 0 WAL MART STORES INC COMMON STOCK 931142103 1008847 6842 SH DFND 0 6842 0 0 WALGREENS BOOTS ALLIANCE INC COMMON STOCK 931427108 17285 500 SH DFND 0 500 0 0 WARNER BROS DISCOVERY INC COMMON STOCK 934423104 5404 358 SH SOLE 0 358 0 0 WARNER BROS DISCOVERY INC COMMON STOCK 934423104 25050 1659 SH DFND 0 1659 0 0 WASTE MANAGEMENT INC COMMON STOCK 94106L109 546928 3352 SH SOLE 0 3352 0 0 WASTE MANAGEMENT INC COMMON STOCK 94106L109 140322 860 SH DFND 0 860 0 0 WEBSTER FINANCIAL CORP COMMON STOCK 947890109 18246 463 SH DFND 0 463 0 0 WELLS FARGO & CO COMMON STOCK 949746101 18690 500 SH SOLE 0 500 0 0 WELLS FARGO & CO COMMON STOCK 949746101 135502 3625 SH DFND 0 3625 0 0 WELLTOWER INC COMMON STOCK 95040Q104 14338 200 SH DFND 0 200 0 0 WEYERHAEUSER CO COMMON STOCK 962166104 48208 1600 SH SOLE 0 1600 0 0 WILLIAMS COMPANIES INC COMMON STOCK 969457100 298600 10000 SH DFND 0 10000 0 0 WISDOMTREE US HIGH DIVIDEND ETF ETF/EQUITY 97717W208 1690632 20550 SH SOLE 0 20550 0 0 WISDOMTREE US HIGH DIVIDEND ETF ETF/EQUITY 97717W208 7404 90 SH DFND 0 90 0 0 WOODSIDE ENERGY GROUP LTD FOREIGN EQUITIES 980228308 1211 54 SH DFND 0 54 0 0 SPDR GOLD MINISHARES ETF/OTHER 98149E303 69574 1779 SH SOLE 0 1779 0 0 SPDR GOLD MINISHARES ETF/OTHER 98149E303 10755 275 SH DFND 0 275 0 0 ZIMVIE INC COMMON STOCK 98888T107 57 8 SH SOLE 0 8 0 0 ZIMVIE INC COMMON STOCK 98888T107 1994 276 SH DFND 0 276 0 0 ZEBRA TECHNOLOGIES CORP CL A COMMON STOCK 989207105 21306 67 SH DFND 0 67 0 0 ZIMMER HOLDINGS INC COMMON STOCK 98956P102 252456 1954 SH SOLE 0 1954 0 0 ZIMMER HOLDINGS INC COMMON STOCK 98956P102 227392 1760 SH DFND 0 1760 0 0